0 1 1 1 , 1 2 - ) + Page

Download PDF
4 downloads 0 Views 5MB Size Report
Comment
2.3 The perspective of problem loans in the Albanian economy. 2.4. An overview .... financial system in Albania, accounting for about 85% of the financial system ...
                                                                                                     !"      #$$%            "       &           #$$% #$'(                "          #$$%

     

            

) *    +   ,     -   . /       01 1    1     ,    1 2  -    

) +   

 

     

    





      

 

     

   

         

                                                                                                                             !      "  #

$   %   &      '  ()$   

# # )(*+,$  

  

   -'. /

  - 0+(1 "   #

 $    %    &     '     # # 0+(1

%('6)(-8%2(8,)-6-14%'832'6)(-8-2+8,))'3231= 0&%2-%2%2/-2+ =78)1

323+6%4,-' 89(=

&B?6 CC?3 B 1J=5>4$EB5

K?@IB978D)B?6 CC?3 B  1J=5>4 5J9='EB5  ,853?>D5>D?6D89C1BD93?=I  )ICD5=

91>1>;9>7



  

&786%'8  

"5>49>7D?D8591>53?>?=I@B?F9454?D85B>571D9F5C97>C 4EB9>7D8569BCDD8B55=?>D8C?6D89CI51BG85>21>;5BCB5@?BD54 D978D5>9>73B549D3?>49D9?>C6?B2?D82EC9>5CC5C1>49>49F94E1G8946?B3B549D81C253?=5>?D935123?>DB92ED?BCD?D85D978D5>9>7?63B549DCD1>41B4C6?B 2EC9>5CC5C1B5C@539693@B?25CC ?@5B1D5C@B?2?=93  )53?>4D95B21>;C16D5B G5B561354G9D8D85B9C59>D85@5B6?B=9>7C6?B D859>3B51C59>D85@5B6?B=9>79C@194D?D853?BB5?6D85@5B6?B=9>7 ?=931>421>;9>7613D?BCD8B?E78 D85=E?>@5B6?B=9>7?=931>421>;9>7 613D?BC1CF1B91245@5>45>D  

 

)=;36(7!,)&%2/-2+7=78)12324)6*361-2+03%27'6)(-86-7/ 1%'63)'3231-'*%'8367&%2/-2+*%'8367



143B549D1>4D859B9=@13D?>3B549D9>7D8553?>?=I 91>1>;9>7 )ICD5=  

,%((',',+

 " )B5C5>D1D9?>   "" )EB@?C51>4?2:53D9F5C?6DKHVWXG\«««««««««««  """ +DE4I!I@?D85C9C   ". +DE4I&5D8?4?C    81@D5B (&2120,&&5(',7$1$/;49>7CICD5=9>91    B549DB1D9>72ICE2:53DC

      B549D13D9F9DI2ICE2:53D1>4@EB@?C5?6EC5    B549D?@5B1D9?>C2I2B1>385C?653?>?=I    ?6D9>E5C D? D89C 41I G9D8 D85C5  ?649>7D?D853?E>DBI "DC8?EC5AE5>35?6D85B54E3D9?>9>D85 C6?B9>3B51C9>7 D85;9>7CICD5=  ,85 CDE4I ?6 D85 B5C89@ 25DG55> >?> @5B6?B=9>7 ?=931>421>;9>7613D?BC5>1245HD5>D?6D859=@13D?6D85=9>45D5B=9>9>7D85 @5B6?B=9>7 @5B6?B=9>7 ?=93 1>4 21>;9>7 613D?BC9>D8591>21>;9>7CICD5= ID8553?>?=5DB93=?457D85;C25DG55>D8545@5>45>DF1B9127 ?=93 F1B9124 21>;9>7 F1B912C   >17?6D8591>21>;9>7 CICD5=9>B5D?49>71>4>?>@5B6?B=9>7 5HD5B>1?=93 613D?BC 1>4 9>D5B>1;9>7 16653D9>7 D85 @5B6?B=9>7  ?6 D85 91> 21>;9>7 CICD5= 1>4 C@53969314 >?>

@5B6?B=9>7?6D8591>21>;9>7CICD5= 2I =1;9>7 1 3?=@1B9C?> 25DG55> D85 DG? 49665B5>D @5B9?4C 

 143B549D1>4D859B9=@13D?>3B549D9>7D8553?>?=I 91>1>;9>7 )ICD5=   

1>4   1>4 2I 945>D96I9>7 1>4 1>17 3B549D 2I 3EBB5>3I  3B549D2ICE2:53D1>4@EB@?C51CG5?=I    >1?> @5B6?B=9>7 @5B6?B=9>7  ?6 D85 CDE4I@5B9?42I

 

1>4

   ">D89C9CCE51B511613D?BCD81D81F516653D54D85C89@ 25DG55> >?> @5B6?B=9>7 5 C945 53?>?=5DB93 =?45?=5DB93 B5CED5B@B5D54 1>4 3?=@1B54 G9D8 D85 B5CE D89C 695 ?B45B D? 3 1>4 49665B5>D5DC?6D8591>21>;9>7CICD5=G9D8D85CICD5=C 1>4?D85B21>;9>7    """ =659/,8,85-89:+=  ,89CCDE4I9C21C54?>B19C9>7C?=5?6D858I@?D85C5C5H@53D54D? 253?>69B=542ID85B57B5CC9?>=?45