Download - Talent Research Foundation

Path Finder -

towards empowerment of the community

TRF

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TALENT RESEARCH FOUND ATION (R) FOUNDA

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Pathfinder towards empowerment of the community

TALENT RESEARCH FOUND ATION (R) FOUNDA Touching Hearts... Directing Destinies... Vishwas Crown Basement Floor, Near Cochin Bakery Kankanady, Mangalore - 575002. Ph: 0824-4267883, Mob: 9844773906 Website: www.trfmangalore.org | E-mail: [email protected]

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Pathfinder towards empowerment of the community

Information Colleted by

:

Riyaz Ahmed K.B. Rafiq Master Asfar Hussain

Publishers

:

TALENT RESEARCH FOUNDATION (R) Vishwas Crown Basement Floor, Near Cochin Bakery Kankanady, Mangalore - 575002. Ph: 0824-4267883

Copies

:

1000 Copies

1st Edition

:

March 2012

Pages

:

68 Pages

Printer

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VIBRO GRAPHICS 1st Floor, Katchi Masjid Building Near Bunder Police Station, Bunder, Mangalore - 575001. Mob : 9844260158

Rate

:

Rs. 50/-

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General

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Education

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Health

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Loan

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Pension

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TRF Publishers Message



Indian Muslims have remained socially, economically educationally and industrially backward as outlined by Sachar Committee Report. Based on this Central and State Government have devised various schemes for Minorities. In the current budget central Government has sanctioned 3135 crores & State Govt has sanctioned 235 crores for the welfare of Minorities. Instead of asking how much is available for Muslims, it is relevant to ask how much will be utilised by us. Scholarships to the students, pension to the disabled, old age pension, widow pension, facilitation to Senior Citizen, Arivu Educational loan, etc. and facilities available from Wakf department, Department of Minorities, KMDC has to reach the deserving ones. It is necessary that each family should possess the basic documents like Aadhaar Card, Ration card, caste/income certificate, voter ID, PAN card, Senior citizen card, etc. Apart from us there are other NGOs who are trying to facilitate and provide these basic services to the beneficiaries. Every Jamath should strive to provide the services that we are trying to do at city level. Is it not difficult and expensive effort to reach Mangalore to obtain a scholarship form from a rural pocket? Instead of women roaming around from office to office for an income certificate, it is possible to co-ordinate their applications by a single agency. Instead of students skipping classes to obtain Arivu Educational Loan or similar other services, is it not better if that was done by their respective Jamath? If one person or group could undertake to do the efforts of one hundred individuals, it would save A lot of resources and benefit the community. There is a need to think about this problem in every Jamath. Either a few social workers or associations should come forward to render service. Is it not an excellent plan if an assistance centre (help line) is opened in every masjid? A motivator or a counselor could be appointed. By keeping all Important applications in a place, if A few youth were to devote one or two hours a day, the poor deserving ones will benefit immensely. This requires a simple inclination. Just a thought would revolutionize the entire locality. A small step to herald a revolution. Allah Taala does not change the condition of a people unless they change themselves! ( Holy Quran) We have to determine our fate. With this objective we have published Path Finder outlining the facilities available from the Government. If every Jamath makes efforts to realise the objectives, we could achieve wonderful results Insha Allah. our beloved prophet (PBUH) "To walk in order to fulfill others need is A cherished task. It is more preferred than resting for ihtekaf at Madina Masjid". We should try to understand the golden words of the Holy Prophet (PBUH) on how important it is to serve another human being. So we should try to spread the idea of social service in order to win the pleasure of Allah. Let us strive to alleviate the tears and sobs of helpless, deprived and orphans. In this direction may Path Finder be a light on your path of sincere Endeavour, a beacon of motivation. We seek your apology if there are inadvertent errors in this publication. We express our gratitude to all the officials and the staff who have provided us the information on the facilities available from Government and other Bodies. We are also thankful for the Ulama who are inspiring and guiding us and to correct us on our way with their prayers and dua for the service we render to all. We sincerely hope and look forward to a hunger free, disease free and a peaceful world. May Allah bless all of us. We welcome your valuable comments and suggestions on this publication. You may call/sms/email your views. Thanking you.

Publishers Talent Research Foundation (R) Mangalore -6-

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Message The Booklet Path Finder published by Talent Research Foundation contains information on Government facilities and very useful information on scholarships to students. This will benefit the Minority Community. Every Jamath by documenting the benefits

has to make efforts to deliver the benefits to the

concerned. In this direction, Jamath committee, NGOs, associations, Religious Leaders may give thought and provide the direction to facilitate the benefits to the deserving ones. I wish the TRF all the best.

Zahir Hussain Enterprenur, Mangalore

Message The Booklet Path Finder published by Talent Research Foundation has very useful information. I hope that the Minority Community will benefit fully from this Book-let.

A. Gopal Suvarna Lions Club, Mangalore

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Hearty Message Government has formulated many schemes for Minorities. However we are not succeeding in availing those benefits. In many homes there are no basic records. When the necessity arises we seem to run around. Majority of the people are unaware of facilities available from the Government. No information on scholarships available to students. Suppose someone knows it, they are not sure of the procedures. Under such circumstances, the Booklet produced by Talent Research Foundation on Govt facilities, Scholarships to students etc deserves praise. Let the Minority Community be stronger and prosperous by using this booklet.

Mrs Judith Mascarenhas Social Activist, Mangalore

Message How to secure the facilities available from the Government, how to obtain the scholarships for students? Path Finder contains thorough information. Instead of merely classifying it as a booklet I would say that this is a guide book for the community. The information this book provides is truly useful. By opening Help Centre in every jamath, if facilities are channelized to the deserving Minority community will witness the path of progress. Let us strive to do our best in this direction. May Allah subhana wa taala grant us good intentions and strength to do the task effectively. (Ameen)

Ahmed Sharief Managing Director Fathima Traders, Mangalore

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COME LET US THINK AND DISCUSS Assalamu Alaikum The merciful Allah has showered immense blessings on us. It is beyond our capacity to weigh up the grace of Allah on us. His greatest grace on us is sending prophet Mohammad (S) to this world to provide us with the Holy Quran that shows the path of truth. The followers of Holy Quran and Prophet Mohammad (S) are the best community in the world. But what is our condition today? Are we in a position to call ourselves the best community? As far as India is concerned, we are a backward community - educationally, socially, financially, politically etc. Our condition, as revealed by the Rajendar Sachar committee report with all evidences, is worse than the Dalit bretheren in all these fields. If we start enlisting our problems, it would be a never-ending process. The problems are many and they are complex too. Our representations in the top bureaucracy posts is next to negligible. We hardly find a place in the list of successful entrepreneurs. The number of educational institutes, charity organisations etc are insignificant when compared to our population. Painfully we have to admit that our people are in prisons, slums and on the streets in large numbers. Neither we have any idea on how to set up schools, colleges, hospitals and other institutes in Muslim - dominated areas nor do we know how to receive basic amenities such as housing, street light, ration cards, voter ID etc. Also, we do not possess basic knowledge about the government welfare schemes & the ways to obtain them. Nor have we made arrangements to inform our people about these schemes. The greatest tragedy is that no serious discussions are going on how to overcome all these miseries haunting the community. It is easy to blame, criticise or condemn others for all our problems. But, is there any use in blaming others? Can we solve our problems like this? No, Not at all! Come, let us admit bitter fact that we and only we are responsible for our problems. Let us resolve to solve the problems on our own and pledge to strive with unity to empower our community. -9-

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v

Come, let all of us serve our society, work for our society and empower the community.

v

Let us not become accusers or mute spectators. Instead, let us contribute our might to uplift the society.

v

Let every one of us ask ourselves a question “What can I do for the society?”

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Let this question echo in all directions.

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Let us give up the animal tendency of living for the self and develop the attitude of working for others.

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The huge world of possibilities will open before us if we ask ourselves the question “What can I do?” We will have a clear vision on what we can do for our society.

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This booklet tries to focus on some of the various possibilities to empower our backward community. It is not impossible to come out with more innovative, effective and big plans if you resolve to do something for the society. The sole objective of this book is to motivate you in this direction and create a competitive atmosphere

within the community to serve the society. Come, let us do our best to help our community to regain the lost pride of ‘Best Community’ and turn our community into the best among the best.

All members

Talent Research Foundation (R) Mangalore

“For each is direction toward which it faces. So race to good....” Holy Quran 2:148

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A FEW PRACTICAL MEASURES SUGGESTED TOWARDS BETTER UTILIZATION OF THE EXISTING INSTITUTIONS OF THE COMMUNITY Ø

Utilise occasions of religious gathering (Juma gathering, meelad meetings, ‘Wa’al’ programmes etc) and Notice Boards of the Masjids to Educate, Remind and Motivate the members of the Community, regarding their Social, Educational and Civic Rights and responsibilities.

Ø

Utilise the network of Masjids and occasions of Religious gatherings to motivate members of the Community to take every possible measure, individually and collectively to ensure that every muslim boy and girl, within the jurisdiction of each Jamath completes his/her education at least up to the 10th Std.

Ø

Develop funds at the level of every Juma Masjid to make sure that no student of the Community under is jurisdiction gets compelled to discontinue his/her education at any stage due to financial restraints.

Ø

Organise Educational awareness campaigns at every Jamth level, before and during the beginning of every academic year, involving the active participation of local Imams and members of the Masjid and Madrasa committees, paying special attention to the dropouts.

Ø

Arrange special coaching classes for the students of the Community during the Examination season, utilizing the services of the teachers and educated persons within the Community. The Madrasa premises should be provided for this service wherever necessary.

Ø

During occasions of religious gathering, a small part of the time should be devoted for lectures on career guidance by experts.

Ø

Masjid committees at the District and Taluk headquarters should occasionally arrange special programmes to guide the students of the community regarding courses such as KAS, IAS,IPS,IFS etc and institutions such as IIM,IIT etc. They should also be guided on how to join various important areas of service such as media, police, defence etc.

Ø

Every Masjid committee should have with it, some basic Information regarding all the members under its Jurisdiction. Eg: Name, Date of Birth, Education, Employment, Business, Other skills, Passport No., Telephone No., Blood group, etc.

Ø

Notice boards in the Masjids or Madrasas may be used to inform the members of the Community regarding various educational courses or job opportunities available or regarding various facilities offered by the government in the field of business, industry etc.

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Ø

Members of the Community should be informed regarding various epidemics and diseases like polio. AIDS, Chikun gunea, swine flu etc and their precautionary and remedial measures, on occasions like Juma and through announcements and notice boards in the Masjid.

Ø

Juma Masjids at the Taluk level or at least at the District HQs should have facilities to inform and guide the members of the Community in matters generally related to employment, business and industries and facilities offered by the Govts in these areas.

Ø

Special programmes should be conducted to educate the leaders of the Community at various levels on how to make the best utilization of different Boards such as Minority Development Corporation and Departments such as Ministry of Wakf and Minority Affairs.

Ø

Masjids and Occasions of religious gathering may be used to educate the members of the Community an why and how they should register births, obtain birth certificates, ration cards, voter ID’s, health cards and various other such documents .

Ø

Wherever possible, first Aid facilities should be made available in the Masjids and Madrasas and Moulavis should be trained on how to use these facilities.

Ø

Efforts should be made to start low budget and short term self employment courses at every level and if necessary the Madrasa premises that remain normally unoccupied during the day time, should be used for this purpose.

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I.


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PROCEDURE FOR INCOME & CASTE CERTIFICATE To obtain income and caste certificate an application is made in prescribed form to the nearby Nemmadi Kendra/Tahsildhar.

Enclosures with the application 1. 2. 3. 4.

Village Accountant /Revenue Inspector‘s Report Ration card /Aadhar card If migrated from other states, a letter from the concerned Tahsildar may be enclosed. Transfer certificate /voter ID

II. PROCEDURE TO BE FOLLOWED FOR OBTAINING NEW RATION CARD THROUGH ONLINE 1) The applicant should know the district, Taluk, city and the Ward number of the area where he/she is residing. 2) If the applicant has an electricity connection for his/her residence, the following information is required a) The RR number available in the electricity bill. b) The ESCOM location code (if belongs to Bangalore and Tumkur) 3) The mobile number of the applicant. 4) The date of birth/year of birth of the applicant. 5) If the applicant is single, the applicant has to provide his/her parent’s/family’s address in the application. 6) List of all the members to be included in the Ration Card. 7) The date of birth/year of birth of all the members. 8 ) If the applicant has an LPG connection, the following information is required: a) The name of the company and the distributor of your LPG. b) Your LPG Consumer number. c) Name of the person under whose name the LPG connection is registered. 9) If the applicant has had an old Ration Card, in that case the old Ration Card number must be provided in the application. 10) If your LPG Consumer number is not found in the database then immediately inform your LPG Distributor to get it added.

III. PROCEDURE FOR THE INCLUSION OF NAMES IN VOTER LIST 1. 2. 3. 4. 5. 6.

Copy of the Ration card School transfer certificate Copy of the tax paid receipt Voter identity of head of the family The applicant must have attained 18 years as on 1st January of the year. The applicant should mention the name as required to be listed in voter ID -13-

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7. Unmarried girl candidates have to mention their parent’s name. Married women should mention their husband’s name.The applications have to be submitted to booth level officer (Electoral officer) as per notifications from time to time. Those 18 years and above have to submit application in Form 6 to the Tahsildhar. (Asst Electoral Officer) 1. Certificate in proof of age (School certificate/Birth certificate) 2. Record in support of domicile (Tax receipt, rent agreement, etc)

Transfer, correction etc of name in Voter`s list Those already enrolled in voters list when transferred from one place to another have to submit an application in form 7 for the removal of name in the existing list. Then an application is made in form 6 with the concerned Tahsildhar. If there is a change of residence within the same constituency, then an application is made in form 8A.Those requiring inclusion of name and correction of names should fill in form No.8

GUIDELINES FOR INCLUSION OF NAME IN ELECTORAL ROLL BY AN OVERSEAS ELECTOR Who can file Form-6A ·

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Every Indian citizen staying in a foreign country, who has not acquired citizenship of a foreign country, and has completed 18 years as on 1st January of the year, can make an application in Form 6A for being registered in the roll for the constituency pertaining to the locality in which his place of residence in India as mentioned in the passport is located. The application in Form 6A can be presented to the registration officer concerned. The applicant should have completed eighteen years of age as on 1st January of the year. For example, if the application is for inclusion of name in the electoral roll with reference to 01-01-2012 as the qualifying date, the applicant should have completed 18 years as on 01-01-2012

Where to submit the application in Form-6A ·

The application should be submitted directly to the Electoral Registration Officer (ERO)of the constituency within which the place of ordinary residence of the applicant as given in the valid passport falls. The Application in Form 6A can be presented in person to the ERO or sent by post addressed to the ERO concerned. [The particulars and postal address of the EROs of all the constituencies of India can be seen on the website of Election Commission of India (http://eci.nic.in)]

Documents to be attached · ·

Paste one recent passport size coloured photograph with a light background (preferably white) showing the full face of the applicant. Fill in all the columns in Form-6A. Write your name and other particulars as given in the valid Indian Passport -14-

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If application is sent by post, it should be accompanied by photo-copy of the relevant pages of the passport containing the photograph and all other particulars of the applicant and the page containing the valid visa endorsement. These photo-copies should be duly self attested. Applications without the attested photo-copies of these documents will be liable to be summarily rejected. If the application is submitted in person before the ERO, the application should be accompanied by a photo-copy of the relevant pages of the passport as mentioned above. The original passport should also be produced along with the application for verification by the registration officer. The passport will be returned immediately after verification.

Voting It may be noted that after your enrolment, you will be able to cast vote in election in the constituency, if you are physically present in the polling station along with your original passport on the day of poll.

IV. BIRTH AND DEATH REGISTRATION Either Birth or death should be immediately registered with Birth and Deaths Registrar. It may be Local Panchayat, Municipal Council or Town Panchayat or City Corporation.

Prescribed period: With the occurrence of the incident (birth or death) within 21 days (with fine upto 30 days) reported in writing to the nearest office or through Hospital if the incident takes place in a hospital

After the prescribed period If registration is delayed for some reasons, if within a year application may be submitted at Taluk Office. After one year the registration may be done through Court. 1. Affidavit in Rs.20-00 stamp paper 2. Penalty paid receipt (Penalty amount depending on the duration of delay)

V. PROCEDURE TO OBTAIN SENIOR CITIZEN IDENTITY CARD Issue of identity cards to senior citizens Mangalore Senior Citizens Association (R) was formed on 28th January, 2006 with the main object of ensuring the welfare of Senior Citizens (Aged 60Years and above). The Association has been authorized by the Government of Karnataka to issue Identity Cards to Senior Citizens of Mangalore Taluk. The work relating to issue of Identity Cards to Senior Citizens was taken up by the Association from June 2007 and the response from Senior Citizens is very good. Their office is functioning in Mangalore city Corporation office in Basement Floor and is open on every Tuesday between 2.30 to 5.30 pm. Identity cards are essential for claiming the benefits granted by Central/State Governments to Senior Citizens.

The following is the procedure for issue of Identity cards to Senior Citizens: 1. Collect the Application Form on payment of Rs.5/2. Fill up Application form and submit the form along with the following. -15-

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a) A Xerox copy (duly attested by the applicant) of Date of Birth certificate (School certificate/ Passport/ Pan Card/Driving License/Baptism Certificate/ LIC policy/ Pension Book/ Service Register Extract) to be attached to the application. b) In case no proof of date of birth is available, an affidavit duly attested by a Notary. c) TWO passport size photos to be pasted in the respective boxes. d) TWO signatures in the places provided for. e) Blood Group is to be noted in the application form in the relevant column. 3. Payment of Rs.20/- along with duly completed application form 4. The identity cards will be ready for distribution FOUR WEEKS after the submission. The cards will be distributed on production of the relevant receipt. In case the applicant cannot come personally to collect the ID card, he can authorize (In writing on the reverse of the receipt) another person to receive the same on his behalf.

CONCESSION AND FACILITIES GIVEN TO SENIOR CITIZEN BY DIFFERENT MINISTRIES/ DEPARTMENTS OF THE GOVERNMENT Facilities / Benefits given to senior citizens: Ministry of social justice and Empowerment is the nodal ministry responsible for welfare of the senior citizens. It has announced the National Policy for Senior Citizens covering all concerns pertaining to the welfare of senior citizens. 1. The National policy on older persons recognizes a person aged 60 years and above as a senior Citizen. The Ministry is also implementing following schemes for the benefit of Senior Citizens. a) An integrated program for older persons (Plan Scheme). This scheme has been formulated by revising the earlier scheme of “Assistance” to Voluntary Organization for programmes relating to the welfare of the aged. Under this Scheme, financial assistance up to 90% of the project cost is provided to NGOs establishing and maintaining old age homes, Day Care Centers, Mobile Medicare Units and to provide non–institutional service to older persons. b) The scheme of Assistance to Panchayat Raj Institution/ Voluntary Organizations, Self-help groups of Construction of old age homes/ multi service centers for older persons (Non plan scheme). Under this scheme, one time construction grant for old age homes/multi service centre is provided to non government organizations on the recommendation of the State Government/ UT administrations.

2.

Ministry of Finance 1. No income tax is chargeable for income up to Rs.2.40 Lakhs (for the financial year 2009-2010) for senior citizens who have a completed 65 years of age. This limit is liable to change as per the provisions of the Finance Act every year. 2. Higher rate of interest on saving Scheme /Fixed Deposits in Banks for Senior Citizens. 3. Senior Citizens Saving Scheme offering Interest @ 9% per annum on the deposits made by the Senior Citizen in post Offices has been introduced by the Government.

3.

Ministry of Road Transport and Highways: i) Reservation of two seats for Senior Citizen in front row in all the buses (moffusil & city bus) ii) Some State Government are giving fare concession to Senior Citizens in the state Road Transport Buses and are Introducing bus models which are convenient to the elderly. -16-

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iii) By the Recent notification the Karnataka state road transport Authority have announced 25% discount in fare for Senior Citizens aged above 65 years in all buses excluding ‘VOLVO’ buses.

4.

Ministry of Health & Family Welfare: Separate queues for Senior Citizens in hospitals for registration and Clinical examination at the concessional rate

5.

Department of Telecommunications: i)

Faults /complaints of Senior Citizens are given priority by registering them under Senior Citizens category with VIP tag, which is a priority category. ii) Senior Citizens are allowed to register for telephone connection under Non-OYT special category, which is a priority category. iii) Helpline for Senior Citizens: With the co-operation of Police and State Government toll free telephone service 1090 is available. This phone is available for all 24 hours. The helpline authorities, in case of need will visit the Senior Citizen’s place of residence. The police department will extend all help and if necessary resolve the problem with amicable settlement/ mutual consent. In addition during the day time elderly people can make use of the telephone No :2421190

6.

Ministry of Railways: a) Indian Railways provide 30% fare concession in all mail/express train for male Senior Citizens aged 60 years and above . For Female citizens aged 60 years and above the concession available is 50% in fare. b) Indian railways also have the facility of separate counters for Senior citizens for purchase a cancellation of tickets. c) Wheel chairs for use of older persons are available at all junctions, and other important station for the convenience of needy persons including the older persons. d) Specially designed coaches with space provision for wheel chairs and specially designed toilet for handicapped person have been introduced.

7.

Ministry of civil Aviation : i)

Indian Airlines is providing 50% discount on normal economy basic class fare for all domestic flights to male Senior Citizens who have completed the age of 65 years and 63 years in the case of female Senior Citizens, subject to certain conditions. ii) Air India is offering discount to senior Citizens aged 60years and above on flights to USA, UK and Europe, Further, Air India has now decided to reduce the age 60 years plus for discount on their domestic routes as well. iii) Sahara Airlines is offering 50% discount on basic fare for travel on its domestic flights to Senior Citizens who have attained the age of 62 years.

8. Ministry of Consumer Affairs, Food and Public Distribution : i)

Under the Antyodaya Scheme the Below Poverty Line (BPL) families which also include Senior Citizens are provided food grains of 35 kgs. Per family per month. The grains are issued at Rs.3/per kg for rice and at Rs.2/- per kg for wheat. The persons aged 60 years and above who come under the BPL category are given priority for identification. -17-

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ii) Under the Annapoorna Scheme being implemented by the state/ UT Administration, 10kgs of food grains per beneficiary per month are provided free of cost to those Senior Citizens who are not covered under the old age pension scheme. iii) State Governments have issued instructions for giving priority to the Ration Card holders who are above 60years of age in fair price shops for issue of rations.

9. Miscellaneous : i) ii) iii) (1) (2)

Courts in the Country accord priority to cases involving Senior Citizens and ensure their expeditious disposal. Under the old age pension Scheme, monthly pension is given at variable rates to the destitute Senior Citizens by various State Governments/ UT Administrations. Under Sandhya Suraksha Scheme Senior Citizens the aged 65 years and above are eligible for monthly pension of Rs.400/- subject to the following guidelines. They should be deserted by their children/ family members/ kith and kin. Their annual income should not exceed Rs.20,000/- from all sources.

10. The Maintenance and welfare of parents and Senior Citizens Act 2007 i) ii) iii)

iv)

v) vi) vii)

The central government has adopted the central legislation. Maintenance and welfare of parents and Senior Citizens Act 2007 and the following are the important points. With the withering away of joint family system, dwindling financial resource and with weakening health, parents are perceived as burden even while living with the family. All elderly person/ parents who have insufficient income and are unable to look after themselves can claim maintenance by way of monthly/ periodical allowance from their sons/ daughter/ adopted children/grand children or relatives who are likely to inherit the property. Under the Act, every State Government will take the responsibility to establish a Tribunal, not less than one each in every district under the supervision of Sub-divisional Officer. District Welfare Officer will supervise and the District magistrate is the appellate authority. Senior Citizens parents, who have any problems, may approach the tribunal directly or through some organization seeking remedy. State Government shall also adopt schemes like “Sandhya Suraksha/ Home for the aged/ Guest Houses” with Specific standards with proper medical aid. Karnataka state government is yet to adopt the Act and the same shall become operational when adopted and gazette.

11. Conclusion: Apart from the measures taken by the ministry of social justice empowerments as well as by the different departments/ Ministries in regard to the welfare/ care of the Senior citizens (as indicated at Para 1-10 above) Government has already made sufficient and strong provisions at chapter III of the “Personal Low” (Hindu) and at Chapter IX of the ‘Code of Criminal procedure’. All concerned people are required to understand /verify and avail the above benefits. The benefits are liable for changes as per government notifications from time to time.

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VI. AADHAR CARD • • • • •

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Aadhaar enrolment is free. You can go to any authorized Aadhaar enrollment center anywhere in India with your identity and address proof. UIDAI process accepts (Proof of Identity) and Proof of Address) documents. Common proofs of identity and address are election photo ID card, Ration card, passport and driving license. Photo ID cards like PAN card and Govt ID cards are permissible for identity proof. Address proof documents also include water – electricity – telephone bills from the last three months. In case you do not have above common proofs, Certificate of Identify having photo issued by Gazetted Officer/Tahasildar on letterhead is also accepted as PoI. Certificate of Address having photo issued by MP or MLA /Gazetted Officer/Tahasildar on letterhead or by Village Panchayat head or its equivalent authority (for rural areas) is accepted as valid PoA. Even if someone in a family does not have individual valid documents, the resident can still enrol if his/her name exists in family entitlement document. In this case the Head of Family in entitlement document needs to be enrolled first with valid PoI & PoA document. The head of the household can then introduce other members in the family while they are enrolling. UIDAI accepts 8 document types as Proof of Relationship. Where there are no documents available, resident may also take the help of Introducers available at the enrolment centre. The Introducers are notified by the Registrar. For further details please contact office of the concerned Registrar. At the enrollment center, please fill your personal details within the form. Your photo, finger-prints and IRIS scan will also be taken as a part of the enrollment. You can review the details you have provided and make corrections during enrolment itself. You will get an acknowledgment slip with an temporary enrolment number and other details captured during enrolment You need to enrol only once. Enrolling again is a waste of your time as you will get only one Aadhaar number. Based on your information provided, your details will be verified centrally. If your application is successful, an Aadhaar number will be generated and mailed to your address.

VII. PAN CARD Application is available at free of cost which needs to be filled in black ink pen and submitted along with a fee of Rs.95/- at UTI service centre/out sourced outlets. Pan card will reach the applicant by registered post. Along with application Passport size photo, voter ID copy/ration card Xerox copy may be enclosed. For more information contact Souza Arcade Building, UTI service, Hampankatta, Mangalore 575001

VIII. BUILDING AND OTHER CONSTRUCTION LABOUR BOARD Procedures to obtain the facilities 1. Before registration the applicant should have worked for 90 days during the 12 months as construction labourer. 2. His/her age is between 18 to 60 years. 3. He should fill up the form 53A. The details must be filled in all the columns. 4. In form 6 nominations must be filled. -19-

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In order to be registered as beneficiary, the construction labourer should fill the required application in form 5 and form 6 and submit the same to the labour officer or senior/labour inspector with the prescribed fees. The registering officer will issue a identity card for having registered the application. This should be kept carefully and each month the fee of Rs.10-00 must be remitted to the registering authority without fail. If someone has not paid the monthly contributions regularly; the balance amount may be paid after securing permission by writing to the chief Executive officer, Karnataka Building and other construction workers welfare Board, Labour Welfare Board, Koushalya Bhawan, Bannerghatta Road, Near to Diary Circle, Bangalore 560029 (Telephone No. 080-26644312/15 Fax No. 080-22453646) After obtaining permission from the above, the balance amount may be paid along with a fine of Rs.2/- per month. This renews the membership. However only twice such an opportunity is given. The construction workers so registered are given the following financial benefits.

The Benefits available to the Beneficiary immediately on registration 1 2. 3.

4. 5.

For the last rites of the beneficiary Rs.4,000-00 is released. Along which Rs.15,000-00 is given to the deceased person’s family as Bounty. A reimbursement of Rs.400-00 to Rs.2,000-00 for having undergone treatment in a Government Hospital or in a hospital recognized by the Government. When the beneficiary was engaged in working or while going home from the point of work or having met with an accident while proceeding to work from his residence; his/her family will receive a compensation of Rs.1,00,000/- Also, the beneficiary will receive a compensation of Rs.1,00,000/- while being incapacitated during the course of work. If the beneficiary is suffering from heart, requires kidney transplant or cancer surgery then he will receive an amount of Rs.50,000/If the construction workers who are not registered with the Board involve in an accident in a building construction in progress and deceased, their family will receive a compensation of RS.50,000/and those not registered and seriously wounded may get a compensation of Rs.10,000/- to Rs. 20,000/-.

The Beneficiaries entitled to benefits after completing a year: 1. The woman construction worker is entitled to maternity benefits upto Rs.6,000-00. This may be secured twice (ie only for two children) 2. Educational assistance for two children of the Beneficiary. Those studying SSLC and PUC an amount of Rs.3,000/-, for ITI and diploma Rs.3,600/-, for degree Rs.3,000/-, for post- graduation Rs.6,000/- and for medical & engineering studies Rs.10,000/3. Rs.5,000-00 additional assistance for the beneficiary or for her children’s marriage.

The Beneficieries entitled to benefits those completing two years: Interest free loan to buy equipments upto Rs.5,000-00

The Beneficieries entitled to benefits those completing five years: 1. Those women beneficiaries attaining 50 years and those male beneficiaries attaining 55 years are entitled to a monthly pension of Rs.300-00 -20-

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2. If suffering from tuberculosis, cancer, arthritis or incapacitated due to other diseases, a monthly pension of Rs. 300/- while depending on the disability, ex-gratia payment of Rs.5,000/3. A loan of Rs. 50,000/- to build /construct house. In this respect, the concerned labour officer or Senior labour inspector of the locality or of concerned jurisdiction may be contacted.

IX. GRANT TO ORPHANAGE By providing financial assistance to NGOs running the orphan and indigent girls pursuing high school education serves to further strengthen the orphanages.

Eligibility Those children without either of the parents living and whose annual income is below Rs.11,000-00 are eligible for this facility.

Selection process: The concerned executive group will invite the application and initiate the selection process

Facilities: Students are provided with free meals and lodging facilities

For more information Contact District Officer, Backward classes and Minorities Dept Mangalore 575006, 0824-2225078

X. CONSTRUCTION OF SHADI MAHAL/COMMUNITY HALL To-encourage Voluntary organization to promote the cultural activities of the religious minorities, financial assistance for construction of shadimahal / Community Hall will be sanctioned. (Upto Rs.20.00 lakhs for nondistrict headquaters). The application has to be given, along with the documents, to the District officer of the Backward Classes and Minorities Department of the respective District and has to be recommended by the Deputy Commissioner. Minority community NGOs holding lands may avail these benefits.

Eligibility · · · ·

Having belonged to Minorities, NGO must have been registered at wakf Board Those seeking grants to build the community Hall/shadi Mahal must have their own land with all the records The community Hall built with Government Grant, may be used for commercial/non-commercial, social, cultural purposes, but cannot be used for political purposes. The project plan and estimate amount will be determined and assessed by a registered engineer/ certified Engineer/or Govt Engineer working in PWD

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Selection process Application has to be submitted to Dist Backward classes and Minorities Officer concerned. The officer after perusing the documents and with the endorsement of the Deputy Commisioner will forward it to the Directorate of Minorities. After getting the sanction, the dist officer will release the amount depending upon the progress of the work.

Facilities: In the District centers, 50% of the estimated amount of the building with a maximum of 50% grant will be sanctioned. In other places 50% of the estimated cost of the building or a maximum of Rs.20 lakhs will be provided.

Contact Officer at Mangalore Dist Officer, Backward Classes and Minorities Dept, Anegundi, Bijai Mangalore 575003

XI. TRAINING OF MUSLIM WOMEN IN STITCHING, EMBROIDERY AND KNITTING In this scheme of training in stitching, embroidery and knitting for the Muslim women in the State to be implemented through the NGOs on the following Conditions 1. The training period would be for the duration of 6 months with 2 batches of 25-30 students per day. 2. The NGOs can adjust the timings of the training to suit the convenience of trainees with a fixed component such as both in the morning and afternoon. 3. The training shall be impact by well qualified committed trainers with vast experience in cutting and stitching. 4. The Honorarium of Rs 3,500/- Per month in respect of the trainer and Rs 2,000/- Per month in respect of the Asst. Trainer will be borne by the Karnataka State Wakf Foundation for Women Development 5. An amount of Rs 100/- Per month would be provided to each of the trainee for training material. This amount will not be given in cash but material will be supplied in the training Classes. This expenditure would be met by the Karnataka State Wakf Foundation for Women Development. 6. At the end of the training period, successful candidates will be provided with Sewing machine subject to the condition that 50% of the cost shall be met by the trainees or the NGOs. And for Orphan and widows, sewing machines will be provided free of cost by the Karnataka State Wakf Foundation for Women Development. 7. The NGOs should have their own infrastructure facilities. Preference will be given to those who have their own building or accommodation. Actual electricity and other maintenance charges will be borne by the Foundation.

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HEALTH MATTERS CONCERNING FOR MINORITIES Ø

Karnataka State Wakf Foundation for Women Development (Health Relief to Muslim Minorities-Women and Girls)

Karnataka Govt through its order No.MSW59WFW 2009 Bangalore grants Muslim women/girl Patients suffering from dangerous diseases like Heart, Kidney, Brain, Cancer, TB (excluding scissorine ‘C’ section) and other diseases are also eligible to receive the grant an amount ranging from Rs.5,000 up to Rs.1 Lakh for treatment. The annual income of the recipient’s family should not exceed RS.1,20,000-00. The amount will be sent directly to the hospital where the applicant is having treatment. The applications have to be made within 3 months of incidence or report of the disease. Applications should be submitted by the husband or guardian of the patient only. In special cases the Cheque may be mailed directly to the applicant’s residence.

Documents required: · · · ·

Ø

Copy of the Income Certificate Originals of Doctor’s certificate/discharge summary Original bills that have been paid Copy of the Ration Card

CHIEF MINISTER’S RELIEF FUND

This is a special fund created at Honorable Chief Minister’s Office to those citizens suffering from Kidney, Cancer, Heart, Brain Fever (encephalitis). An amount starting from Rs.5,000-00 upto Rs.1 Lakh will be remitted directly to the hospital where the applicant is being treated. This scheme is available through local MLA’s recommendation.

Documents required. · · · ·

Ø

MLA’s letter of recommendation addressed to CM Copies of the Doctor’s prescriptions, admission/discharge summary Copies of the Original Bills paid Copy of the Ration Card

Bala Sanjivini/Bhagya Laxmi Yojana:

Under this scheme those mothers having 2 to 3 female children are entitled to Insurance Policies to the tune of RS.1,00,097-00. Health Department will have special health checkups of the beneficiaries and there is the option of treatment also at district hospitals.

Ø

Contagious Diseases:

Mostly the contagious diseases which keep spreading are water borne and generally arise due to lack of sanitation and contaminated water sources. Preventive measures are in vogue for diseases like Malaria, Filaria, Chikungunya, Dengue, Brain Fever and information could be had from the nearest Primary Health centre or Muncipal Corporation.

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24 X 7 Health Service

In order to promote healthy motherhood and to provide maternity service 23 Govt hospitals in the district have been equipped with 24 hours maternity service.

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108 Ambulance Services

As a gift from the Government, throughout the districts across the state free ambulance services are available to the public under emergency situations.

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Suvarna Health renewal programmes

Under this scheme free health checkups to students at schools in Yashaswini card scheme is available. The main aim is to raise the health levels of poor children by providing timely medical consultations.

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Bhagyalaxmi Scheme

To bridge the gap between female and male child ratio and to reassure that girl child is not a burden, the Government has introduced Bhagya Laxmi scheme during 2006-07 by making provision for Health, Education expenses.

Eligibility: Those girls from BPL families born after 31 March 2006 may enroll themselves under this scheme. Two girls in a BPL family may get the benefits of this facility. In the urban areas the BPL card is available to those having annual income upto 17000-00 and in rural areas annual income upto 12000-00. Either of the parents must adopt permanent family planning measures. They should not have more than 3 children.

Contact address for further details in the matter: Deputy Director, Women & Child welfare Department, Zilla Panchayath Building, Kottara Mangalore

Ø

Health Card facilities at Fr. Muller’s Institutions General ward-outpatient and in-patient facilities • • • • • • • • • • •

Concession of 100% in admission and registration Concession of 100% in medical consultations Concession of 100% for bed, meals and nursing service Concession of 100% in operation theatre and doctors services 10% concession in laboratory fee 25% concession in physiotherapy 20% Concession for Ultra Sonography service 10% concession for Mammogram, CT Scan, MRI Scan, X-Ray, ECG, EEG and Echo 10% concession at ICU/MICU/ICCU/PICU/NICU/BICU Services 10% concession for coronary/Angiogram, Cath lab, Angioplasty/CABG, Dialysis, Nephrology, Urology, Neurosurgery, oncology, endoscopy and plastic surgery 10% concession to Medicines and drugs (Restricted to Fr. Muller’s Medicals)

Private and semi-private – facilities to outpatients and inpatients • • •

Concession of 100% in admission and registration 10% concession on medical consultations Concession of 15% for bed, meals and nursing service -24-

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Concession of 10% in operation theatre and doctors services 10% concession in laboratory fee 25% concession for physiotherapy 20% Concession for Ultra Sonography service. 10% concession for Mammogram, CT Scan, MRI Scan, X-ray, ECG, EEG and Echo 10% concession at ICU/MICU/ICCU/PICU/NICU/BICU services

How to obtain Manipal Health Card

This card is open to all. For individual health facility the card fee is Rs.200/- and for the family the card fee is Rs.450/- per annum. If you desire to include your parents, you have to pay an extra amount of Rs.100/ - (for each individual parent). The application forms are available at Syndicate Bank Branches – Dakshina Kannada, Uttara Kannada, Udupi, Shimoga, Davangere, Madikeri, Chikmaglore, Kannur and Kasargod Districts and also at the Hospitals coming under Manipal University.

Benefits of Manipal Health Card: Inpatients • Inpatients are entitled to a discount of 25% on hospitalization expenses (On non-consumable expenses) 10% discount is given to the medicines obtained at the Pharmacy section. • The concessions available in different sections cannot be clubbed and claimed.

Outpatients • • • • • • • •

Free Medical consultation On Doctors fees 20% discount On CT scan, MRI, Ultrasound (including Doctor’s fee) a concession of 20% Laboratory Test and other modes (x-ray etc) a concession of 20% 50% concession to dialysis (including Doctor’s fees) 20% concession in dental treatment 10% concession to medicines purchased at Pharmacy section 20% discount in health checkups

Rashtriya Swasthya Bhima Yojana (2011) • • •

• • • •

Target group: All BPL families in both rural and urban areas who register on to the scheme Implementation Agency: Department of Labour, Govt of Karnataka & Central Government Benefits: No fee charged from beneficiaries for 780 listed secondary care surgeries. Treatment is completely free! Premium payment of Rs 400 per family per year is borne completely by government. Key features: Pre-existing diseases are covered from day one; Maternity benefit is included Implementation: State has been divided into 5 divisions and separate insurance company has got implementation contract in each division. Sum assured: is Rs.30,000/- on a family floater basis per year for family of 5. Cashless facility: The package covers cost of treatment during and Pre /post hospitalization costs up to 1 day prior and up to 5 days from date of discharge from hospital -25-

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Network hospitals: Both private and govt. hospitals spread across the state are part of this scheme. Free OPD consultation must be provided at these hospitals for registered patients Identification: Through BPL list provided by central government User charges: Beneficiaries need to pay Rs. 30 per family at the time of enrollment. Further Details: www.rsby.gov.in/about_rsby.html

Suvarna Arogya Chaitanya (2007) • • •

• •

• •

Target group: All school going children belonging to BPL families from 1st to 10th standard Implementation Agency: Department of Health & Family Welfare, Govt of Karnataka Benefit: All the students are subjected to health check up by the doctors of PHCs and Government hospitals. In case of detection of any serious health problems (such as heart, kidney, and eyes, orthopedic problems), the student is given proper medical treatment through referral to hospitals that come under Yashaswini network for further treatment completely free of cost.. Sum assured: Rs.2,00,000/- per child per year. Cashless facility: The package covers the entire cost of treatment of the child from date of admission to his/her discharge from the hospital and follow-up after discharge and any complications while in the hospital Identification: Health Cards are printed and distributed to all school children which are maintained from 1st to 10th standard regularly Details: http://www.schooleducation.kar.nic.in/mms/suvarna_arogya_chaitanya.html

Bal Sanjeevani (2011) • • •

•

• • • • •

Target group: All children from 0 to 6 years of age who are registered at the Anganwadi centres or in the Bhagyalakshmi scheme Implementation Agency: Department of Women & Child Development, Govt of Karnataka Benefit: Children who are identified as in need of tertiary medical services would receive them completely free of charge. The children can avail the treatment for nearly 18 diseases including dengue, severe malaria, dysentery, pneumonia, anaemia, heart and neurological problems in five identified hospitals in the state – Network Hospitals: IGICD, Bangalore, Dr Prabhat Kore Hospital, Belgaum, Bapuji Children‘s Hospital, Davangere, M R Medical College, Gulburga & Kasturba Medical College, Manipal. Each hospital will cover surrounding districts. Sum assured: Cover limit of Rs 50,000 for neonatal children and Rs 30,000 for rest; Rs 100 per day to parent accompanying the child & one time travel expenses to be reimbursed Cashless facility: The package covers the entire cost of treatment of the child from date of admission to his/her discharge from the hospital and follow-up after discharge Identification: Through ICDS/ Bhagyalakshmi scheme implemented through anganwadis Budget: Rs 16 crore Details: http://dwcdkar.gov.in -26-

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EDUCATION SCHOLARSHIP FACILITY FROM DIFFERENT SOURCES: I. PRIZE MONEY SCHEME (INCENTIVES FOR PUC, UG & PG) In order to encourage the children of minority communities continue education and to prevent-dropouts, financial grants as incentive in the following scale is extended. 1. Those who complete S.S.L.C. & take admission to PUC–I & thereafter PUC-II Rs.3,000/per year. 2. Those who complete PUC-II & take admission to degree courses Rs.4,000/- per year. 3. Those who complete any degree and take admission to post Graduate Rs.5,000/- per year. The application should be made to the District officer, Backward Class & Minorities Department of the District. The District Committee under the Chairmanship of the Deputy Commissioner selects the beneficiary students. Under this scheme those getting maximum marks are given preference. Annual income limit -Rs.2 lakhs. Address: District officer, Backward classes and Minorities dept Anegundi, Bejai, Kapikad, Mangalore 575003

II. KARNATAKA STATE WAKF FOUNDATION FOR WOMEN DEVELOPMENT Under this scheme, scholarships are being given every year to girl students Primary School level, High School level and professional courses as a one-time grant in the following pattern: Primary School Student (1 to 7th Std) : Rs 1000/- per student High School students ( 8th Std to 10th Std) : Rs.1000/- per student M.B.B.S : Rs.20,000/- per student B.D.S : Rs.15,000/- per student B.E. / B.U.M.S / B.A.M.S : Rs.10,000/- per student M.B.A : Rs.10,000/- per student B.C.A, MCA : Rs.5,000/- per student D.Ed. (TCH), B.Ed, BBM : Rs.3,000/- per student

Eligibility: The girl-students, whose parent / guardians income is less than Rs. 2.50 Lakhs. Per annum are eligible to apply for scholarship.

When to apply? Applications are generally called in during the month of August / September. The application will be available for download on this website and the same have to be filled in and submitted to the below address only. Karnataka State Wakf Foundation for Women Development and Karnataka Wakf Council, No. 84-A, Sadath Hajj House, 1st Floor, Richmond Road, Bangalore - 560025 Phone: 080-22117533 -27-

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III. MOULANAAZAD EDUCATIONAL FOUNDATION, NEW DELHI Maulana Azad National Scholarship Scheme for Girls belonging to Minorities ELIGIBILITY CRITERION / WHO CAN APPLY Only Girl Students belonging to National Minorities, (i.e. Muslims, Christians, Buddhists, Sikhs, Parsis) can apply · Should have secured not less than 55% marks (in aggregate) in the secondary school Certificate examination (Class xth) conducted by any recognized Centre/State Board of Secondary Education. · Family income of the student from all sources should be less than Rs. 1,00,000/- (Rupees one lakh only) in the preceding financial year · The amount of Scholarship will be Rs. 12,000/- (Rupees twelve thousand only) which will be released in two installments of Rs. 6,000/- each. The first installment will be released after sanction of scholarship and the second installment will be released when the student will submit proof of passing class XIth, and admission to Class XIIth in the office of the Foundation For more details : Mr. Abrar Ahmed, IRS Secretary Maulana Azad Education Foundation (Ministry of Minority Affairs, Govt. of India) Social Justice Service Centre, Chelmsford Road, Opposite New Delhi Railway Reservation Centre New Delhi 110055. Contact No. +91-11-23583788/23583789 Fax No. +91-11-23561945 Website : http://maef.nic.in/ ·

IV. PROFESSIONAL SCHOLARSHIP TO CET ATTENDING MUSLIM CANDIDATES: Those having passed PUC and having secured good results in CET will be paid the amount payable in CETcell for admission to the desired courses. Those securing CET medical rank below 4000, Engineering Rank below 30000, ISM rank below 20000. Those eligible for Zakat will be given priority. Those desiring to apply under this category have to submit the application well before proceeding to the CET counseling which will facilitate the disbursal of scholarships speedily. Al-Ameen scholarship trust, Ground floor, Al Ameen College Campus Near Lalbagh main gate, Hosur road, Bangalore -560027

V. PRE-MATRIC SCHOLORSHIPS Who can apply? Applications are invited from the students belonging to the minority communities pursuing education from class I to X in Government / Government Aided / Recognized Private Schools / Institutions for Pre-Matric Scholarship to be awarded by the Ministry of Minority Affairs, Government of India.

Conditions 1. To be eligible, Student should have scored not less than 50% of marks in previous final examination. In case of Class-I students, 50% marks requirement will not apply, only the income criteria will be applicable. -28-

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2. The annual income of the student’s parents/ guardian from all sourses should not exceed Rs. 1 Lakh (One Lakh). Enclose attested copy of Income Certificate issued by Tahsildar or Original Income Affidavit. 3. The students who have been sanctioned scholarship for previous year are eligible to apply for renewal for the current year, on scoring 50% and above marks in the previous examination. 4. Applications received after the last date will not be considered. 5. Incomplete Application and Incomplete documents will not be considered. For More Details contact: DIRECTORATE OF MINORITIES, 20th Floor, V V Towers, Dr BR Ambedkar Veedhi, Bangalore:- 560001

VI. POST METRIC SCHOLARSHIPS Applications are invited from the students belonging to the minority communities pursuing Class XI / XII (PUC), Vocational Courses in I.T.I/I.T.C., JOC, Diploma, Technical & Paramedical, D.Ed, D.Pharma, GNM, Graduation in B.A, B.Com,B.Sc, B.B.M, B.C.A, BSW, B.Ed, B.P.Ed, B.LibSc, BTA, etc. Post Graduation in M.A., M.Sc, M.Com, MSW, M.Ed, M.PEd, MTA, PG Diploma, etc., M.Phil, & Ph.D for Post-Matric Scholarship to be awarded by the Ministry of Minority Affairs, Government of India.

Conditions for Scholarship • •

• • • •

To be eligible, students should have scored not less than 50% marks in the previous final examination. The annual income of the student’s parents’/guardians’ from all sources should not exceed Rs. 2 Lakhs. Enclose attested copy of Income Certificate issued by Tahsildar or Original Income Affidavit on a Non-Judicial Stamp paper of Rs.20/The students who have been sanctioned scholarship for previous year are eligible to apply for renewal for the Current year, on scoring 50% and above marks in the previous final year examination. A Xerox copy of the receipt for having paid the School/College fee should be enclosed along with the application Applications received after the last date will not be considered. Application with incomplete information and incomplete documents will not be entertained.

For More Details contact: DIRECTORATE OF MINORITIES, 20th Floor, V V Towers, Dr BR Ambedkar Veedhi, Bangalore:- 560001

VII. MERIT-CUM-MEANS SCHOLARSHIP- FRESH AND RENEWAL Applications are invited from the students belonging to the minority communities pursuing Engineering & Technology Courses (B.E., B.Tech., M.E., M.Tech., MCA), Medicine & Paramedical (MBBS,BUMS,BAMS,BHMS,MD,BPT,MPT,BOT,MOT,B.Sc. Nursing, M.Sc Nursing, BDS, MDS), Fashion Technology (B.FTech, M.FTech), Management (MBA, PGDM, PGCM, Exec-PGDM), Pharmacy (B.Pharma, M.Pharma), Architecture & Design (B.Arch, ID, BCT, PL, PGD), Hotel Management (BHM & CT), Applied Arts & Craft ( APD, FA, FAD), Veterinary Science (B.V.Sc., & A.H.PG), Charted Accountancy -29-

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(CA), Institute of Cost and work Accountancy (ICWA), Company Secretary (CS) and Law (LLB,LLM) for Merit-cum-Means Scholarship to be awarded by the Ministry of Minority Affairs, Government of India.

Conditions for Scholarship: • • • • •

• •

To be eligible for applying scholarship, students should have scored not less than 50% marks in the previous year’s final examination. The annual income of the student’s parents/ guardian from all sources should not exceed Rs. 2.5 Lakhs. Enclose attested copy of Income Certificate issued by Tahsildar or Original Income Affidavit. The students who have been sanctioned GOI scholarship for previous year are eligible to apply for renewal for the current year, on scoring 50% and above marks in the previous year’s final examination. A Xerox copy of the receipt for having paid the college fee should be enclosed along with the application. Every applicant who applies for renewal of scholarship should indicate their SB Account Number along with the bank’s MICR Number & bank address in the application so that the scholarship can directly be transferred to the account through ECS. Applicants with less than 50% marks in the previous year’s final exam are not eligible Incomplete Application and Incomplete documents will not be considered.

Important note to Students: Applications for Merit-cum-Means Scholarships will be accepted ONLINE ONLY. Eligible students must log on to the Ministry of Minority Affairs Scholarship Website www.momascholarship.gov.in and fill the ONLINE FORM through the student module in the website

For More Details contact: DIRECTORATE OF MINORITIES, 20th Floor, V V Towers, Dr BR Ambedkar Veedhi, Bangalore:- 560001 Contact number:- 080-22863618/22863617/22865958/22863845

VIII. RENEWAL OF SCHOLARSHIPS As per the Prime Minister’s 15 point programmes, the scholarships once awarded may be renewed for the succeeding academic year. Those desiring renewal have to pass the previous academic exams. This is granted to students to continue their academic studies. For renewal, the application have to submitted along with all the required documents including the copy of the college fee paid and bank account of the applicant

IX. MINORITY COMMISSION Minority Commission undertakes to felicitate the Minority community students who have secured 95% or more marks in ‘SSLC or PUC. Applicants have to send the applications in prescribed forms. This is a scheme to encourage all the students who perform well in exams. There is no prescribed income limit.

Address : The secretary, Karnataka State Minorities Commission, 5th Floor, Vishweshwariah Main Tower, Bangalore -1 -30-

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X. CENTRAL SECTOR SCHOLARSHIP Central Government has sanctioned special scholarships to students who have secured more than 80% marks in PUC exams. The scholarship amount is Rs.1,000-00 per month and up to 10,000-00 per annum. All brilliant students are eligible for this scholarship. To renew this scholarship, those securing 60% in the succeeding exams may be considered. Prescribed applications are to be sent at the following

Address: Account Officer, Dept of Pre University Education Department 18th cross, Sampige Road, Malleshwaram, Bangalore 560012

XI. NTSC NATIONAL TALENT SEARCH EXAMINATION – SCHOLARSHIP NTSC exams will be held in 8th Standard and those passing the exams will be given scholarships from 9th Standard up to 12th standard( PUC). Those appearing for NTSC exams must be 8th Std students. They must have secured 55% marks in 7th standard. Generally the exams are held in November. If the candidate passes NTSC exams he will receive Rs. 500-00 per month until the completion of his 2nd PUC. Usually the concerned Head of the Institution will get the application from the Block Education Officer and help the students to fill up and forward the application to Block Education Officer of their area.

XII. BEEDI SCHOLORSHIP Beedi Scholorships are available right from elementary school lasting upto PhD courses. The Beedi rolling family should have the pass book of at least 6 months duration. Only the children of Beedi rolling parents are eligible for scholarships. The prescribed applications have to be submitted through the Principal/ Head of the Institution. The details of the scholarships are as follows. Schooling 1 to 4th std 5 to 8th std 9th std 10th std 11 to 12 ( PUC) Degree/Diploma Professional degree (BE,MBBS/Bsc agriculture)

FeMale 250/940/1,140/1,840/2,440/3,000/8,000/-

Male 250/500/700/1,400/2,000/3,000/8,000/-

For More information contact, The Labour Welfare Officer of the concerned area For example in Mangalore city area: Labour welfare Officer, Bendorewell Kankanady 575002

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XIII. TALENT APPRECIATION ASSISTANCE FOR PHYSICALLY CHALLENGED All physically challenged students having secured more than 60% in SSLC, PUC, Degree and Professional Courses at Udupi and D. K. Districts are awarded cash prizes by the Government. Application may be obtained from Child Development and Planning Officer, Woman & Child Welfare department

XIV. SAAD SCHOLORSHIP This scholarship is available to Muslim Students pursuing SSLC, PUC, and DEGREE courses. They must have secured more than 70% marks in the previous year examinations. Merited student can contact in our Office in Mangalore.

XV. HAMDARD SCHOLORSHIPS Those of Minority Community securing more than 80% marks in SSLC, PUC, DEGREE are given scholarships respectively 350-00, 550-00 and 1,200-00 per month throughout the tenure of their studies. Hamdard National Foundation Awards are given only to professional courses. This facility is given only on merit cum means basis. The applicants have to submit a note describing their needs and submitted along with income certificate and marks cards. The fees already paid at the Institution and balance payable must also be mentioned. The student must have a Bank Account in any of the convenient Bank.

Contact Address: The secretary, Hamdard Education Society, Thalimabad, Sangham Vihar, New Delhi-110062

XVI. ISLAMIC DEVELOPMENT BANK, JEDDAH SAUDI ARABIA These scholarships are available to brilliant students to continue education of professional courses. From Medical to Engineering, Agriculture, Fisheries, Forestry, food technology, Micro Biology, Bio technology including LLB courses. The candidate must have completed PUC with first class marks. Apart from limited scholarships, IDB gives repayable educational loans to Muslim students both girls and boys. Annual income limit is Rs.2 lakhs.

For applications and other details contact: Muslim Education Trust, E3, Abul Fazal Enclave, Jamia Nagar, New Delhi 110025

XVII. SEWA (Social Educational welfare association Muscat) Sultanate of Oman Those securing good marks in the previous academic year are given scholarships of Rs.12 000-00 for furtherance of their studies. The eligibility for scholarships is 90% marks or more. Applications are accepted only through Email. No income limits have been prescribed. Email Id is : [email protected] -32-

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XVIII. BEARYS CULTURAL FORUM, DUBAI Scholarships are awarded to meritorious and poor students of the Beary/Minority Community to continue their education. The applications have to be submitted with local Jamat’s endorsement. Email: [email protected], [email protected]

XIX. BEARYS WELFARE ASSOCIATION, BANGALORE Bearys Welfare Association awards annual scholarships to meritorious and brilliant students of Beary community. Applications have to be sent to MR. Sharief T.K., C-3, DOS Housing colony, New Land, Domlur, 8th Main, Bangalore- 560071

XX. YENEPOYA MOIDIN KUNHI MEMORIAL EDUCATION AND CHARITABLE TRUST Every year Yenepoya Academic Excellence Award is awarded to meritorious and brilliant students. Applications have to be submitted enclosing the marks card copies. No income limit. Convenor, Academic Excellency Award Committee, Yenepoya University, Yenepoya Road, Deralakatte, Mangalore 575018

XXI. FINANCIAL ASSISTANCE FOR CONSTRUCTION/EXPANSION OF SCHOOLS BELONGING TO EDUCATIONALLY BACKWARD MINORITY ELIGIBILITY CRITERIA FOR GRANT:Ø Society/Trust should be registered under the Societies Registration Act/ Indian Trust Act for the last three years Ø Society/Trust must be having proper audit reports with Balance Sheet, Receipt Payment & Income-Expenditure statements reflecting educational activities carried out for the last three years Ø Society/Trust should not be run for the profit of any individual or a body of individuals/ family and it should not be controlled by any individuals or a body of individuals / family Ø Society/Trust should not be functioning for furtherance of the interest of any political party Ø Society/Trust should be ready to invest at least 10% of the total cost of project as NGO’s share on the project

Documents to be attested · ·

Certified copy of approved site-plan for the proposed construction, (if the proposal is for civil construction) Detailed Estimate item wise for the proposed construction prepared by Chartered Architect/Licensed Engineer. -33-

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Quotations from at least three standard firms for the equipments/ computers/ furniture to be purchased with comparative statement List of students class-wise/trade-wise as per Annexure Certified copy of the last Board examination result-sheets/Details of result Three post card site photographs, from different angles of the existing School/ College/Institute building Fees structure class-wise/trade-wise for existing classes Teacher’s details as per Annexure –VI

XXII. NATIONAL OVERSEAS SCHOLARSHIP SCHEME FOR MINORITY STUDENTS OF KARNATAKA Eligibility: · For Post Doctoral : 1st Class or 60% marks or equivalent grade in relevant Master Degree/Ph.D. · For Ph.D : 1st Class or 60% marks or equivalent grade in relevant Master Degree. · For Master Degree : 1st Class or 60% marks or equivalent grade in relevant Bachelor Degree. · The students must be residing in India/ Karnataka State at the time of applying for Scholarship Age Limit: Below 38 years from the date of commencement of the course/ Studies applied for.

Income Limit: Total income from all sources of the candidate and his / her parents /Guardians should not exceed Rs.4.00 lakhs per annum.

Mandatory Conditions: • •

The finally selected candidates shall obtain the required admission prior to the aplication made to the Directorate of Minorities, Bangalore-1. The candidates are required to seek admissions and join regular courses/ Full time courses in accredited Universities/ Institution only.

Financial Assistance: • •

A total allowance of Rs.5.00 Lakh per annum and a maximum of Rs.10.00 lakh for the entire course will be awarded to the awardees. The amount also covers the cost of air fare as has been prescribed for all levels of course covered under the scheme.

Default under the Scheme: • •

The selected candidates have to execute a bond on non-judicial stamp paper as required under this scheme. In case a candidate pursuing studies aboard violates any of the terms and condition of bond executed by him /her, such candidates will be liable to pay the entire amount along with 12% interest per annum to the Government.

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Mode of Selection: •

•

The candidates shall after assessing their eligibility and satiability, as per conditions of the scheme apply Directorate of Minorities, 20th Floor, V.V.Tower, Bangalore -560001 (Employed candidates have to apply through proper channel) in the prescribed application form. The candidates will be selected in pursuance of the guidelines followed by an interview of short listed candidates.

Prime Minister’s scholarships to children of Ex-servicemen Scholorships for Engineering, Medical, Dental, Veterinary, MBA, MCA, B Ed studies are sanctioned for the children of ex-servicemen and those of deceased ex-servicemen. Scholorship amount is Rs.1250-00 for boys and 1,500-00 for girls. Applications may be obtained from Kendriya Sainik Board, New Delhi by paying Rs.30-00. DD may be submitted through website www.dgrindia.com before 31st January. In mangalore, the address for submission is, Deputy Director’s Office, Sainik Welare department Mangalore- 575001

XXIII. KARNATAKA ZAKAT CHARITABLE TRUST Scholarships are given to poor meritorious students of Minority Community to continue education.

Contact Address: Karnataka Zakat Charitable Trust, 20-3-252/87, Second Floor, Park, Mission Street, Opp. Jyothi Cirlce, Bunder, Mangalore 575001

XXIV. KARNATAKA MINORITY DEVELOPMENT CORPORATION 1.

Arivu Educational Loan

The Govt. of Karnataka has introduced “Arivu” (Education loan) to help the minority students with financial assistance upto Rs.75, 000/- per year till the completion of the course, for the professional courses like Medical, Engineering, Dental, Master Degree Courses, Diploma Courses, Nursing, B.Ed, D.Ed, and ITI. The loan has to be repaid after completion of the course with 2% interest. The Corporation allocates the physical and financial target based on allocation made in the budget and minority population. The District Manger of the concerned District invites the application through newspapers. The received application will be scrutinized and the same will be placed by the District Manager before the District Committee headed by Chief Executive Officer to Zilla Panchayath, who is the Chairman of the Committee. The Committee will select the beneficiary and forward the proceedings to the head office for release of loan to the beneficiary.

Documents required: • • • • •

Income certificate ( annual income limit is RS.1 lakh) PUC/Degree Certificate Transfer certificate copy, Ration card copy(or copy of voter ID or Aadhar card) Copy of the CET admission letter /College admission letter SSLC Marks card -35-

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Study certificate Fees structure copy obtained from the Institution where admission is sought Affidavit in Rs.100-00 stamp paper (Declaration of the student- text is available in the application set) Affidavit in Rs.50-00 stamp paper ( Declaration of the parent- text is available in the application set)

ARIVU EDUCATIONAL LOAN RENEWAL PROCESS Arivu once sanctioned could be renewed for the same amount during the next academic year.

Documents to be produced: Application duly filled Letter from the concerned institution certifying the continuation of studies. Marks card copy of the examination passed. Copy of the Receipt in duplicate for having paid the 10% of Educational Loan with interest Under this scheme, KMDC will provide educational loans for professional courses like MBBS, BE, D Ed, ITI, Diploma, Nursing, MBA, BDS, etc up to a total amount of Rs.50,000-00. Annual interest of 2% is charged and the candidate have to reimburse the loan after a year of completion of studies. More details could be had from the District Offices.

XXIV. Facilities for learning: In order to enhance the learning skills of Minority community students, to provide teaching aids in Minority schools and to improvise the teaching capacities of faculties, an amount of Rs.10,000-00 is granted to each Institution to obtain teaching aids and other materials

Contact officer District Officer, Backward classes and Minorities dept Mangalore- 575006

XXV. VOCATIONAL TRAINING TO MINORITIES Unemployed minority‘s youth/girls are trained through Technical Education department in diverse professional courses like Fashion Designing, Garment Making, Servicing in Electronic equipment, Electrical wiremen training for wiring licence, Air- Conditioning in refrigeration, Supervisor in Civil Engineering Construction, Repairing of domestic appliances, which helps them to commence self employment.

Eligibility Must belong to Minority Community Passed 10th standard exams or those failed may also apply Annual income of the candidate/his family should not exceed 48,000-00 The minimum age is 18 years while the maximum age is 40 years

Selection process Applicants must submit prescribed application duly filled to Dist backward classes and Minorities Officer who will process the applications and select the candidates.

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Facilities: Every applicant will be granted Rs.500-00 stipend per month.

XXVI. KOUSHALYA TRAINING SCHEME By imparting training to unemployed Minority community youth/girls in various computer courses, will be able to find self employment or find suitable employment.

Beneficiaries: Those having passed 10th STD belonging to Minority community with an income not exceeding Rs.2 lakhs may avail the benefits under this scheme.

Eligibility The family income of the applicant should not exceed Rs.2 lakhs. Candidates must belong to religious minorities. Must have passed SSLC

Selection process After submitting applications in the prescribed form and after pooling all the applications a list of eligible candidates will be examined by the Selection Committee headed by the Deputy Commissioner. According to the target fixed for the District, number of final candidates list will be announced.

Contact officer Dist Officer, Backward classes and Minorities Office, Mangalore

XXVII. NURSING STIPEND TO CANDIDATES OF MINORITY COMMUNITY If the Minority community candidates are pursuing GNM, Nursing/BSc Nursing, they will be paid stipend to pursue the courses and complete their education successfully.

Eligibility Family income of the candidates shall not exceed Rs.2 lakhs. Candidates must be belonging to Minority Communities Candidates must be pursuing BSc Nursing/GNM Nursing They must be having 75% attendance during the training

Selection Process Prescribed application duly filled must be forwarded through the Principal of the concerned college to Dist Office, Backward classes and Minorities Dept. On the basis of the previous year’s marks of the candidate and taking into consideration of available funds, the students are chosen for stipend.

Facilities For GNM (Nursing) candidates, an amount of Rs.1,000/- per annum and for Bsc (Nursing) candidates an amount of Rs.5,000/- per annum will be paid as course expenditure, Rs. 1,000/- will be paid to each candidate as managing expenses. -37-

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SCHOLARSHIP FACILITIES AVAILABLE TO MINORITIES IN KARNATAKA

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Pre –examination Training to Minorities candidates appearing for Karnataka Public Service Commission/Union Public service commission. Directorate of Minorities has decided to sponsor the Minority community candidates for the preexamination training of Indian Civil Services. Applications are normally invited in August of the previous year. Candidates will be chosen on the basis of an objective test of 200 marks. Selected candidates will be sent for training in Delhi/Chennai/Hyderabad/Bangalore on discretion. All the fees in this connection will be borne by the Government. If chosen outside Karnataka a monthly stipend of Rs.5,000/- and if within Karnataka a monthly stipend will be paid. 1. The income of the parents should not exceed Rs.2 lakh per annum 2. For more information and application format one may see the website; www.gokdom.com

Procedure for Preliminary Exams 1. Candidate to ensure their Eligibility for the Examination: The candidates applying for the examination should ensure that they fulfill all eligibility conditions for admission to examination. Their admission to all the stages of the examination will be purely provisional subject to satisfying the prescribed eligibility conditions. Mere issue of admission certificate to the candidate will not imply that his /her candidature has been finally cleared by the Commission. The commission would take up verification of eligibility conditions with reference to the original documents only after the candidate has qualified for the Interview/ Personality Test.

2. How to Apply a) Candidates may apply Online by using the website Http://www.upsconline.nic.in Detailed instructions for fillings up the online applications are available on the abovementioned website. b) Candidates may also apply Offline in the Common Application Form devised by the commission for its Examinations. Which can be purchased from the designated Head Post Officers/ Post Office (specified in Appendix III of the Notice) Throughout the country against cash payment of Rs.30/(Rupees Thirty Only) Each such form can be used only once and only for one examination. In case of any difficulty in obtaining Application Forms from the designated HPOs/ POs, the candidates should immediately contact the concerned post master or UPSC’s “FORMS SUPPLY MONITORING CELL” over Telephone No. 011-23389366/ FAX No. 011-23387310 c) Candidates are advised to read carefully the Instructions for filling up the “Online Application Form” given Appendix –II (A) and Instructions for Offline Application given in Appendix II (B) of this notice.

3. Last Date For receipt of application a) Online: The online Application can be filled up to end of the March after which the link will be disable. a) Offline: All offline Applications must reach the “Controller of Examination Union Public service Commissions, Dholpur House, Shahjahan Road, New Delhi -110069” either by hand or by post/ speed Post or by Courier, on or before 3rd week of March, Candidate should note that the Applications would be received by hand, only one at a time, at the designated counter (s) and not in bulk, till 5pm only.

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However in case of candidates residing aboard or in certain remote localities specified in para 6 of this Notice, the last date for receipt of application by Post/ Speed Post only (not by Hand or by Courier) 1. Penalty for wrong answer Candidates should note that there will be penalty (negative marking) for wrong answer marked by candidatein the objective type Question papers. 2. Facilitation counter for guidance of candidates In case any Guidance/Information/ Clarification regarding their applications candidature etc.candidates can contact UPSC’s Facilitation counter near gate ‘C’ of its campus in person or over Telephone No. 011-23385271/011-23381125/011-23098543 on working days between 10.00 hrs and 17.00 hrs. 3) Mobile phone banned a) Mobile phones, pagers or any other communication device are not allowed inside the premises where the examination is being conducted. Any infringement of these introductions shall entail disciplinary action including ban from future examinations. b) Candidates are advised in their own interest not to bring any of the banned items including mobile phones/pagers to the examination venue, as agreement for safe-keeping cannot be assured. 4. Candidates are advised not to bring any valuable/ costly items to the Examination Halls, as safekeeping of the same cannot be assured. The commission would not be responsible for any loss in this regard.

CANDIDATES ARE ENCOURAGED TO APPLY ONLINE 2. (A) Centers of examination: The Examination will be held at the following Centers: Agartala Ahmedabad Aizawl Aligarh Allahabad Aurangabad Bangalore Bareilly Bhopal Chandigarh Chennai cuttack Dehradun delhi Dharwad Dispur gangtok Hyderabad Imphal Itanagar Jaipur Jammu Jodhpur Jorhat Kochi Kohima Kolkata Lucknow Madurai Mumbai Nagpur Panaji(Goa) Patna Puducherry portblair Raipur Ranchi Sambalpur Shillong Shimla Arinagar Thiruvananthapuram Tirupathi Udaipur Vishakhapatnam Blind candidates will however be required to take the examination any at one of the seven centers viz Chennai, Delhi, Hyderabad, Kolkata, Lucknow, Dispur and Mumbai. Candidates admitted to the examination will be informed of the time table and place or places of examination.

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3. Eligibility conditions: i) Nationality: 1. 2.

For the Indian Administrative service and the Indian Police service, a candidate must be citizen of India. For other candidate must be either: a) a citizen of India, or b) a subject of Nepal, or c) a subject of Bhutan, or d) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently setting in India or e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African Countries of Kenya, Uganda the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently setting in India.

Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be person in whose favor a certificate of eligibility has been issued by the government of India. Provided further that candidates belonging to categories (b), (c) and (d) above will not eligible for appointment to the Indian Foreign Service. A candidate in whose case a certificate of eligibility necessary, may be admitted to the examination but the officer of appointment may be given only after the necessary eligibility certificate has been issued to him/her by the government of India.

i) Age Limits: A candidate must have attained the age of 21 years and must not have attained the age of 30 years on 1st August, 2011, i.e. he/she must have been born not earlier than 2nd August, 1981 and not later than1st August 1990.

ii) Minimum educational Qualification: The candidates must hold a degree of any of Universities incorporated by an Act of the Central or State Legislature in India or other educational Institutions established by an Act of Parliament of declared to be deemed as a University Under Section -3 of the University Grants Commission Act, 1956, or possess an equivalent qualification.

iii) Number of Attempts: Every candidate appearing at the examination, who is otherwise eligible, shall be permitted four attempts at the examination. Provided that this restriction on the number of attempts will not apply in the case of Scheduled castes and Scheduled Tribes candidates who are otherwise eligible.

4. FEE: a) Candidate s applying Online (Exempting Female/SC/ST/PH Candidates who are exempted from payment of fee) are required t pay a reduced fee of Rs.50/- (Rupees fifty Only) either by the remitting the money in any Branch of SBI By cash or by using net banking facility of SBI or by using Visa /master credit /Debit card. b) Candidates applying Offline (through Common Application Form) are required to pay a fee Rs.100/- (Rupees hundred only) through a single central recruitment stamp.

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Section III - Syllabi for the Examination A)

Preliminary Examination

The Examination Shall Comprise two compulsory paper of 200 marks each Paper I (200 marks) Duration: Two hours · Current Events of national and international importance. · History of Indian and Indian national Movement. · Indian and world geography- Physical, Social Economic Geography of India and the World. · · · ·

Indian Polity and Governance – Constitution, Political System, Panchayathi Raj, Public Policy, Rights Issues etc. Economic and Social development – Sustainable Development, Poverty, Inclusion, demographics, Social sector initiatives etc. General issue on Environment Ecology, Bio-diversity and Climate change – that do not required subject Specialization. General Science.

Paper II – (200 marks) Duration: Two hours · · · · · · ·

A)

Comprehension. Interpersonal Skills including communication skills. Logical reasoning and analytical ability. Decision –making and problem solving. General mental ability. Basic numeracy (numbers and their relations orders of magnitude etc) (Class X level) data interpretation (charts,graphs, tables, data sufficiency etc – Class X level. English Language Comprehension skills (Class X level)

Main Examination The written examination will consist of the following papers Paper I : One of Indian Language to be selected by the 300 marks Candidate from language included in the English Schedule to the Constitution. Paper II : English 300 marks Paper III : Essay 200 marks Paper IV : General Studies 300 marks And V for each paper Paper VI : Any Two 300 marks VII, VIII : Subject for each And IX : be selected from the paper the list of the optional subjects set out in para 2 below each subject will have two papers.

B)

Interview Test will carry 300 marks

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Stipend for ITI/Diploma Under this scheme stipend to ITI / Diploma Students is provided at the rate of Rs. 150/- per month for 10 months to minority students studying in ITI/Diploma courses. This is a District Sector scheme and implemented through the Zilla Panchayats.

Stipend for Law Graduates Under this scheme financial assistance in the form of monthly stipend is provided to Law Graduates belonging to the minority communities. They are trained under Government Advocaters or Advocate with 20 years of practice and will be given Rs. 1000/- stipend per month for four years.

PROVIDING COMPUTER TRAINING TO MINORITIES MUSLIM WOMEN This scheme extends financial assistance to educational institutions and NGOs and other Institutions providing free computer training and have their own infrastructure by sanctioning grants to and for salaries of the Trainers/Teachers Subject to the following conditions. 1. Educational Institutions, those providing computer training, NGOs, Institutions having infrastructure providing free computer training to Muslim Girls for 6 months shall submit application. 2. The period for training shall be 6 months and training to 2 batches i.e., morning and evening shall be provided to 50 Candidates minimum. 3. Teachers imparting training should be qualified and experienced in providing computer training. 4. A Honorarium of Rs. 5,000/- (Five thousand only) to the teacher and Rs 3,000/- (Three Thousand Only) to the Assistant Teacher providing Computer training will be paid by the Karnataka State Wakf Foundation for Women Development.

KMDC SCHEMES 1.

Swavalamban Margin Money scheme

Loan facilities are provided through various Nationalized Banks/Financial Institutions for business, services, industries and agriculture based activities for the maximum project cost upto Rs.1,00,000/-. 20% of the project cost will be sanctioned by the Corporation as Margin Money loan @ 7% interest. Balance is provided by the Banks/Financial institutions. A Subsidy upto Rs.5,000/- is also provided by the Corporation. The Corporation is allocating the physical and financial target based on allocation made in the budget, minority population wise. The District Manager of the concerned district invites the application through newspapers. The received application will be scrutinized and forwarded to the concerned bank for sanction of loan. The concerned bank will verify the feasibility and viability of the project sanction the loan and send the proposal for the release of Margin money loan to the District office. The District Manager will place the proposal before the District Level Committee headed by Chief Executive Officer of Zilla Panchayath, who is the Chairman of the Committee. The Committee will approve the list of beneficiaries and same will be forwarded to the Head Office for release of Margin Money loan and Subsidy to the Bank, for further release of Margin Money loan and Subsidy alongwith Bank portion of loan to the beneficiary.

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Eligibility: The beneficiaries must be permanent residents of Karnataka. The applicant as per order of the Government must belong to Minority community. The annual income shall not exceed RS.22,000-00. The applicants must have some experience in the trade chosen and will be able to carry on the trade/vocation independently.

Required documents: l l l l l

Income declaration Ration Card Xerox Quotation/trade license/Project report 2 photographs (applicant & landlord) Pass book details or statement issued by the bank

2. Shrama Shakthi Scheme Under this scheme, the minority artisans will be trained to upgrade their Artistic and Technical skill and also loan upto Rs. 25,000/- (maximum) will be provided at lower rate of interest to improve their business. The Corporation is allocating the physical and financial target based on allocation made in the budget and minority population. The District Managers of the concerned District invites the application through news papers. The received application will be scrutinized and District manager will place the proposal before the District Committee headed by Chief Executive Officer of Zilla Panchayath, is the Chairman of the Committee. The Committee will select the beneficiary and forward the proceedings to the head office for release of loan to the beneficiary.

Documents required: l l l l l l l

3.

Caste and income certificate Ration card copy/voter ID/Aadhar Card Quotation/License/Project Report 2 passport size photographs (applicant and landlord) No due certificate from the Bank Proceedings of co-op society Bank pass book Xerox of the co-op bank

Loan Through Co-operative Societies/Banks

Those co-operative societies registered under the co-op societies Act 1959 and working for the welfare of Minorities, and solvent enough to provide loans to its members will be assisted by the KMDC in the implementation of lending programmes. Those co-operative Societies interested in availing the facilities may have to provide the following documents. · Registration certificate copy of the society · Audit report of previous 3 years & profit and loss account statements. · Letter from the Govt officer on No audit objections · Bye laws of the society and provision to borrow from the state level corporations and financial institutions. -46-

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Resolution borrow money from KMDC and an agreement letter to reimburse the loans by recovering them from the borrowers. An assurance letter undertaking to distribute the loans by making use of the margin money given by KMDC

4. Ganga Kalyana Scheme A.Community Irrigation: The beneficiaries should be small and marginal farmers and those who have totally 8 acres of land comprising 3 beneficiaries, will get 2 borewells and 15 acres of land comprising of 5 beneficiaries, will get 3 borewells and each beneficiary should have 2 to 3 acres of land. Borewells are drilled underground, submersible pump sets will be installed and energisation for the borewell will be done by the Corporation. This scheme is entirely a subsidy scheme. · In order avail this facility the beneficiaries must be belonging to Minority community. · Permanent resident of Karnataka · Small farmers or holding small agricultural lands · Annual income of the family should not exceed Rs.22,000/· Agriculture must be the occupation and should not have any other water source or irrigation facility · Documents required are- ration card copy, RTC original /two pp size photographs/EC map/ family tree/revenue receipt/small agriculturist letter from Tahsildhar/A letter from village accountant saying that applicant is dependent on agriculture/ A self affidavit stating that there is no alternative irrigation facility.

B. Individual Borewell: On the selection by the Competent Authority, under individual borewell scheme, for the beneficiary holding 2 to 5 acres of land, one borewell will be drilled and pumpset will be supplied. The total expenditure is Rs.1,00,000/(Grant of Rs.86, 000/- & loan of Rs.14, 000/-), this includes Energisation charges. The Corporation is allocating the physical and financial target based on allocation made in the budget and minority population. The District Mangers of the concerned District invites the application through newspapers. The received application will be scrutinized and District Manage will place the proposal before the Taluq committee headed by concerned MLA is the Chairman of the Committee. The Committee will select the beneficiary and forward the proceedings to the head office. · Agricultural land constituting around 8 acres in one place involving 3 small farmers will be allotted 2 borewells and for 15 acres involving 5 farmers will be allotted 3 borewells with pumpsets to facilitate irrigation. · Mass irrigation system will be implemented in consonance with the budget available for Ganga Kalyana scheme and with the permission of irrigation department. Under the own your land scheme, KMDC will finance the purchase of 2 acres of tillable land or 1 acre of Tari land not exceeding 2.5 lakhs to those landless agricultural coolie. 50% will be in the form of subsidy and the balance loan part 50% will carry 6% interest.

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Eligibility for the Beneficiaries : · · · · · · · · ·

Beneficiaries must belong to Minority community They should not have been declared insolvent after having borrowed elsewhere. Applicant must be landless agricultural labourers The land to be bought should be within a distance of 5 kms from the applicants residence The land will be registered in husband and wife’s name and will be mortgaged to KMDC The land must be cultivable one. In this connection, certification from agricultural officer and on the availability of water certification from Mines and Geology department also to be obtained. There should not be any loan or dispute on the land to be purchased. The land to be purchased should not belong to Minority Community Members. The land to be purchased must be clear from all encumbrances.

Documents to be submitted by the Beneficieries 1. 2. 3. 4. 5. 6. 7. 8. 9. 10.

Application in a plain paper, with 3 pp photographs Caste/income certificate RTC and tittle deed of the land Ration card copy Encumbrance certificate for 13 years Chekkubandi certificate Ameenu sketch If there was loan on the land, No due certificate from the Bank/Financial Institution Income certificate – annual income should not exceed 22,000/Landless Agricultural labourer certificate issued by the Village Accountant

5. Driving training Driving in light vehicle and auto rickshaw will be provided to candidates of Minority Community in the Driving Schools recognized by the Government. Those completing the training will be entitled to permanent driving license which will help him find self employment.

Eligibility The candidate must belong to the Minority community For light vehicle the minimum age is 18 years. Heavy vehicle and for autorickshaw the age must be 20 years. Provided the candidate must not be pursuing education in any of the educational institutions or should not be in any other training schedules.

6. Land Purchase Scheme (New Scheme): Under this scheme, the Corporation will purchase the agricultural land and this will be given to the poor landless minorities farmers in the rural areas. 2 acres of Dry Land or 1 acre of wet land will be distributed to each beneficiary. Each acre of land costs Rs.30,000/-. The cost of land will be treated as 50% loan and 50% subsidy to the beneficiaries. The loan has to be repaid in 4 yearly installments @ 7% interest per annum. The Corporation is allocating the physical and financial target based on allocation made in the budget and minority -48-

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population. The District Managers of the concerned District invites the application through newspapers. The received application will be scrutinized and District Manager will place the proposal before the District Committee headed by Deputy Commissioner of the concerned District who is the Chairman of the Committee. The Committee will select the beneficiary.

7. National Minorities Development & Finance Corporation’s Direct Loan Scheme: The National Minorities Development & Finance Corporation, New Delhi was established at Central level during 1994. The Main object of this Corporation is to uplift the poor religious minorities financially throughout India. NMDFC is extending loan to the religious minorities throughout its SCAs (State Channelising Agencies). In Karnataka, Karnataka Minorities Development Corporation is the SCA. The NMDFC releases the loan @3.5% to the SCAs as against the Govt. Guarantee provided by the State Government.The loan will be released for the schemes approved by NMDFC. The Corporation is releasing 85% of the project cost as NMDFC share, 10% share of the project cost from KMDC and balance 5% of the project cost has to be borne by the beneficiary. 6% interest per annum is being charged by the Corporation for the loan released. The District Managers of the concerned District invites the application through newspapers. The received application will be scrutinized and District Manager place the proposal before the District Committee headed by the Chief Executive Officer of Zilla Panchayath, who is the Chairman of the Committee. The Committee will select the beneficiary and forward the proceedings to the head office for release of loan to the beneficiary.

8. Subsidy Scheme: Under this Scheme, a subsidy element of 50% of the unit cost or maximum amount of Rs.5, 000/- will be released to the beneficiaries. For who wish to avail loan for Business, Services, and industries, for the unit cost upto Rs.25,000/-, only subsidy of Rs.5,000/- (maximum) will be released and for unit cost above Rs.25,000/ - to Rs.1.00 lakh, Subsidy and Margin Money will be released. The Corporation is allocating the physical and financial target based on allocation made in the budget and minority population. The District Manger of the concerned District invites the application through news papers. The received application will be scrutinized and forwarded to the concerned bank for sanction of margin money loan. The concerned bank will verify the feasibility and viability of the project and send the proposal for release of Margin money loan to the District office. The District Manger will place the proposal before the District Level Committee headed by Chief Executive Officer of Zilla Panchayath, who is the Chairman of the Committee. The Committee will approve the list of beneficiaries and forward the proceedings to the head office for release of Margin Money loan and Subsidy to the Bank.

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PENSION SCHEMES 1. WIDOW PENSION SCHEME Widow pension is granted to all needy widows above 18 years as per Govt order dated 1st April 1984. · Needy widow means the one whose husband is not alive and legally expired who have no support of her relatives and whose annual income does not exceed Rs. 6,000/· Applicant or her deceased husband must have been residing previously for 3 years in Karnataka from the date of application. · Widow pension amount is Rs. 400/- per month. · The application must be in the prescribed format and must be submitted to the Tahsildar. If receiving some other pension, widow pension will not be paid. · Widow pension is payable until death or until re-marriage or when employed and receiving more than Rs. 6,000/- per annum or having children attaining their employment. · Birth certificate, Medical certificate or Voter ID issued by Election commission will be considered as proof of age.

Enclosures: 1. 2. 3. 4.

Death certificate of husband 4 copies passport size photo Ration card copy Birth certificate of eldest son

2. PENSION TO PHYSICALLY CHALLENGED In order to integrate the physically challenged to the social mainstream and to provide them with financial security an amount of Rs.400/- as monthly pension is granted with disabilities not less than 40% and with an annual income of Rs.6,000/-. According to Disabled persons Act 1995 a person or child being certified by medical authority of having disabilities not less than 40%. Disability means a. Blindness b. Impaired eyesight c. Those cured of leprosy d. Those having ear problems e. Motoring disabilities f. Mental retardation g. Mental illness As per Govt order No;3 PHP 2008 dated 29-08-2008 those having more than 75% disability the pension amount is increased to Rs.1,000/-. Those in receipt of Rs. 400/- now may place a requisition to get 1000/- in the succeeding months.

Enclosure with applications A certificate issued by the doctor, Govt Doctor certifying the percentage of disability Photographs showing the disability Ration card copy If minor, age certificate -50-

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Facilities available to disabled persons · · · · · · · · · · · · · · · · · · · · · · · · ·

3.

Pension to disabled (40%) 400/- and for 75% RS.1,000/Concessional pass in KSRTC/BMTC Bus ( A nominal payment of Rs.375/- has to be paid) Loan facility to self-employment Concession in Railway travel( 75% concession to two persons) Braille watch, artificial legs, wheel chair, three wheeled cycle and other equipments is available freely. No profession tax to physically challenged Govt servant, relief from income tax and conveyance allowance facility. Group insurance policy with an annual premium of RS.100-00 ( between 30 to 59 years) Scholorships to disabled students and in all schools 5% reservation. 5% reservation in Govt Service Those completing SSLC free computer training and monthly scholarships of Rs.500/Pension of Rs.1,200/- per month to the parents of students studying 9th, 10th, PUC and ITI Free Passes in private buses to those of small income. Free telephone booth Under Spoorti self- employment assistance to self employment Free Insurance scheme to the children of mentally retarded (below 6 0 years) Financial assistance of Rs.30,000/- to surgery for the removal of disability Those completing SSLC with disability employment as Rural rehabilitation worker (monthly salary Rs.750/-) Those completing degree will be employed as Taluk disabled rehab worker (monthly salary Rs.2,000) Road tax concession for the vehicle owned by a disabled person Free residential school to blind children between 5 to 15 years 3% reservation in Ashraya scheme Protection of the rights of Disabled persons by the Disability commissioner Counsel and assistance by the lawyer on court matters If the members are treated in a hospital, Rs.1,000/- medical assistance Govt facilities are available to persons with more than 40% disability.

INDIRA GANDHI NATIONAL OLD AGE PENSION SCHEME

The Government by modifying the old age pension rules has introduced Indira Gandhi Old age Pension scheme from 19-11-2007.

Details of the scheme: 1. The beneficiaries must be above 60 years of age. They are of BPL (below poverty line ) families. 2. The Rural development and panchayat Raj Ministry of Central Government has fixed 13 points to determine below poverty line criteria. For every aspect 0 to 4 marks are fixed. Accordingly those getting 26 marks or below are classified as BPL families. 3. Those persons should not be in receipt of widow pension, disability pension or any other pension from public or private sources 4. A monthly pension of Rs.400 is granted -51-

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5. Though having male children, and if they are not looking after the applicant, then they are entitled to this pension. 6. Birth certificate, Medical certificate or voter ID will serve as age proof of the applicant

4. SANDHYA SURAKSHA SCHEME In order to protect the senior citizens above 60 years and provide them financial security monthly pension of Rs.400-00 is commenced from 02-07-2007. The following persons are entitled to monthly pension 1. Small farmers 2. very small farmers 3. Agricultural labourers 4. Weavers 5. Fishermen 2. Unorganized sector labour. This does not apply to Building and other construction workers (regulation of employment and condition of services) Act 1996 and they are not entitled to this pension.

Conditions: 1. 2. 3. 4.

The combined total income of husband and wife should not exceed Rs.20,000-00 The Beneficiaries both husband and wife’s combined deposits should not exceed Rs.10,000-00 They should not receive any pension from any other source. Even where the Beneficieries has elder children and if they are not being looked after by them, the beneficieries are still entitled to pension under this scheme. 5. Birth certificate, Medical certificate or voter ID will serve as age proof of the applicant

Enclosures with the application Certificate endorsing that the applicant is indigent by MP, MLA, Muncipal Member, mandal panchayat pradhan, orphanage, manager of religious trust or gazetted officers of state or central Government. 4 pp size photographs. Certificate certifying the age of applicant to be 65 years or birth certificate. Ration card or voter ID copy

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PROCEDURE FOR ATTESTATION/AUTHENTICATION OF DOCUMENTS/ CERTIFICATES OF STUDENT WHO ARE GOING FOR ABROAD FOR EMPLOYMENT, HIGHER STUDIES Students and other citizens of the country, who are going abroad for employment, higher studies, etc, need to obtain visas of respective countries from the concerned Consulates and Embassies in India. One of the pre-requisites for obtaining visa is that the persons/applicants have to submit ‘Authenticated/Attested original documents such as educational certificates, birth , marriage, experience certificates, etc. Companies and private organizations, proposing to setup commercial establishments or signing memorandums with foreign company, need attestation of the document of establishment and registration here.

The Districts coming under concerned Regional Commissioners are as follows:1)

Bangalore Revenue Region

:

2) 3)

Gulbarga Revenue Region Belgaum Revenue Region

: :

4)

Mysore Revenue Region

:

Bangalore Urban, Bangalore Rural, Ramanagar, Kolar, Chickballapur, Tumkur, Davangere, Chitradurga and Shimoga Gulbarga, Bidar, Raichur, Koppal and Bellary. Belgaum, Dharawad, Bijapur, Bagalkot, Uttar Kannada (Karwar), Haveri and Gadag. Mysore, Mandya, Hassan, Chickmagalur, Dakshina Kannada ( Mangalore), Udupi, Kodagu and Chamaraja Nagar”

Guidelines for Authentication/attestation of original document 1. 2. 3. 4. 5. 6. 7. 8.

9.

Document/ certificate issued only within Karnataka should be attested. Attestation should be done only of the verifying the genuineness of the certificate. Certificates issued by the Institution affiliated to various universities/ councils/ board should be attested. If issued by the private institution the original is the required to be notarized first and should be attested after police verification is done regarding the certificates genuineness. An application along with the prescribed fee as mentioned in the G.O should taken from the candidate (copy of the application enclosed) The Xerox copies of the documents/ certificates submitted for attestation should be sending to the issuing authorities (universities/boards/councils/others) for verification of genuineness. After receiving the report regarding the genuineness from the concerned universities/boards/councils/ others attestation should be done on the back side of the original documents. Private documents such as experience certificate, transcripts, affidavits or any documents issued by a non governmental body should be notarized and should be subjected to police verification regarding its genuineness and then only attested. A file should be maintained about each application and a number of the same file shall be quoted in the attestation stamp (refer Annexure)

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Applicants are requested to get their certificates attested/authenticated in their respective regions accordingly. No applications belonging to the Gulbarga, Belgaum and Mysore Regions will be entertained in this office from 01/09/2009.

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Attestation / Authentication of Certificates / Documents To be Submitted 1) 3 Xerox copies of the document / certificate. Originals are required if they want attestation for S.S.L.C. and P.U.C. marks cards. 2) Application form at Annexure I 3) Fee payment receipt 4) Demand draft for verification charges as at Annexure II

Information on Procedure 1) Rs. 100/- per document + Rs. 5/- stamp fee to be paid in Room No. 25, Ground Floor, Vidhana Soudha. 2) Only Certificates / documents issued within Karnataka will be attested. 1) Attestation will be done only after verifying genuineness of certificate. 2) Certificates issued by Institutions affiliated to various Universities / Councils / Boards in Karnataka will be attested. If issued by a private Institution, the original is required to be notarized first. Attestation within Bangalore will take approximately 10 days and outside Bangalore, one month

Documents to be Authenticated

Document to be Attested

1. All Degrees and marks card issued by

1.

Registration Certificate

2.

Experience Certificate

2. SSLC

3.

Medical Certificate

3. PUC

4.

Marriage eligibility certificate

4. Diploma Certificate

5.

Marriage certificate

5. I.C.S.E/ C.B.S.E marks Card

6.

Birth and Death certificate

7.

Court judgments

8.

Company Registration

the Universities in Karnataka

studied in Karnataka

Certificate

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STEPS OF CAREER PLANNING A must for student and parents Teenagers today have many choice and options as they plan for their future careers. Many a times, the career a student wants to take up will be quite different than he/she thinks about it. Confusion prevails not only in the minds of students but also their parents on what next? The practical solution for this is – careful career planning. In this Section we discuss some of the basic steps to be followed before student decides on taking up his choice of course/career.

Career Planning Career Planning is the process of making career choice and putting them into action. It’s something you will do time and time again, throughout your life. This section will help you to understand and do the four stages of career planning, from thinking about yourself and your main skills and interests, to how to make career decisions and act on them . There are four major steps in career planning process, which are: 1. Self- Assessment (Knowing Yourself) 2. Career Exploration (Exploring the career options) 3. Decision making (Selecting the Best Options) 4. Take Action (Implementing the career plan)

Step1: Self Assessment It is the first and most important step in career planning and has a great impact on the decision making process. The time you spend on knowing more about yourself will always give you the best returns and the foundation for making educated career choice. As a Student, When you begin to explore careers and try to identify jobs, the first thing to do is understanding yourself, your skills, interests, Values & personality characteristics. You can begin by asking questions to yourself. Parents can also participate in this process. 1. What are my strengths and weakness? 2. What are my most prominent skills and abilities? 3. What skills did I use in school to overcome difficulties? 4. What skills do I need to acquire? 5. What gives me full satisfaction? 6. What kind of work will keep me happy? 7. What jobs will give me the freedom to achieve my life goals? 8. What kind of people should be with me in my job? 9. What am I interested in doing? 10. What activities have I enjoyed the most till date? 11. What kind of job will make me enjoy of my life? 12. What personal qualities do I possess that will help me? 13. How should my life style be 20years from now? 14. What should I achieve before I pass away from this world?

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Why Interests are important? Interests are the things you enjoy doing and would like to do without force or instructions. Although interests don’t necessarily reveal skills…… 1. Selecting a career which matches your interests will make you much happier in life. 2. You will enjoy your work than just doing it as a routine job. For example: just because you are good with remembering dates in history doesn’t necessarily mean you like to work with history. Similarly just because you enjoy playing cricket doesn’t mean that you can play in the Indian cricket team. But still it helps you to see where you are interested & later you can have these interests in one way or another, into your career. So, even though you may not be able to play cricket for India, you could look for a job with a cricket magazine, cricket reporter, cricket coach or a cricket equipments manufacturer. By identifying your interests, you can always determine what that career could be.

Step 2: Career Exploration The Career Exploration stage is best described as the “information gathering” phase. In this stage, you gather as much information as you can about careers in order to make an educated career decision. As you do the information gathering, take care of the following points. 1. Be open- minded. Don’t label a course / career as not good or unfit until you have done some research and got enough information about it. 2. Eliminating a career on the basis of your initial assumption will make your career exploration more difficult. 3. Make a list of all careers you wished Since your childhood. There will be several wishes but you must finalize 3 to 5 of them. 4. Talk with family and friends and ask them for their ideas only. 5. Read newspaper – go through the job ads in the classified/ jobs section of newspapers, list the jobs which interest you. 6. Attend career guidance program or seminar to learn about different career options. 7. Talk to professionals of careers which you finalize as the best options for you. 8. Meet career counselors who can help you or guide you in taking a decision. 9. Make sure you make no decision without consulting the right people from the respective field you want to select.

Ask professionals – Get the Inside Story During Career Exploration, when you explore a career or a specific job that seems to fit your interest and abilities, certain questions will come to your mind. Given below is a list of questions which you can make and with these questions meets the professionals and get their answers/ comments. For examples if you are highly interested to become a IAS officer and you find yourself having the skills and abilities required for it, then you can make a list of question given below and get the answers from an IAS officers

Advantages • •

A successful professional in any career has more to say about the good and bad things in the career than your teacher, parent or counselor. Professionals of particular field will have lots to say about the inside story, things which are not visible and this gives you feel of the career from inside. -57-

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Questions which can be asked are: 1. What are the tasks performed in this occupation? 2. What duties do you perform every day? 3. What skills or abilities are needed? 4. What education does this career require? 5. What is the salary range? 6. How secure is the job once you enter it? 7. How are the opportunities for promotion? 8. Are the Jobs in this field only in India or abroad also? 9. What kind of people you work with? 10. What is the future of this career? 11. What are the normal work hours? Can I work from home? 12. Does this job require travel? 13. What companies hire people for this occupation? Never make a “Cross- connection” check before you dial!! If you want to know about civil engineering, to get more details do not ask your family doctors when you visit him for a health check up. He/she might be the best doctor but his/her knowledge about actual civil engineering will almost zero. Hence always make sure that you contact professionals of the same field about which you have questions.

Steps 3: Decision Making (Selecting the Best Options) After you are done with self assessment and getting all the information about careers, you will have to select the best options. This is the time to decide. During this decision –making stage, you will have to rough picture about the kind of work you like to do and where you want to do it. It’s also the time to set your goal. The following steps will be useful: 1. Question yourself – which careers are most suitable and attractive to me? 2. Which fits the best for me, the one I can select considering my strengths and limitations? 3. If you feel interested in more than 5 careers, go back and do self assessment and career exploration once again? 4. Finalize on 2 or maximum 3 career options. 5. Compare these 2 or 3 career options in all parameters. 6. Finalize on 1 career. Put a plan to reach your goal. 7. Always remember: Decisions are not permanent. New options may open up and new choice can be made. Most of us go through this process again and again.

Step 4: Take Action (Implementing the career plan) All said and done, after spending your precious time in finding about yourself, the career options and deciding on which career is the best option for you, it’s time for a plan. A plan that will lead you to your goal. This is very Important because “Proper Planning Prevent Poor Performance”. As this saying goes, it’s very much likely that without a proper plan you will never realize what you want to achieve. -58-

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Make a realistic plan with clear deadlines. Ensure that your plan is flexible. Be committed on your plan, do not go outside the set pathways. Be sure of what you are doing at every step in the plan

Remember these dont’s Don’t choose by influence of others. Don’t assume about a career. Don’t get tempted by current trends Don’t select a career in dejection. Don’t jump into any career. Don’t finalize before you clarify. Don’t be head strong & decide in haste. Don’t be influenced by media Don’t believe until you know more details. Personality Test To find out which course/ career suits you, there are several tests which have been developed by psychologists who believe in scientific methods to counsel a student. Published below is a personality test, adapted from: michelozzi, B.N (1998). Coming Alive from nine to five: The career search handbook (3rd Edn). Mountain view, CA. Mayfield Publishing Company. The Benefit this test After completing this test and marking your scores, you will be able to identify what kind of personality you have and based on this which are the occupations you can select in which you may be successful. Note: 1. If you are a student not understanding how to do this test or a statement, contact your teacher or parents for assistance. In case of more help, contact us. 2. This test is not only for 10 pass. It can be taken by any student, any individual who is curious to know his/ her personality type. Instructions 1. Select a comfortable and calm place to take up this test. 2. There are 90 statements, read every statement carefully. 3. On page No.17, the scoring sheet is given. 4. After you read every statement, if you feel it’s something you say or you do or you think it’s there in you, go to the scoring sheet on page 17 and circle that particular statement number. For example: After you read statement 1, if you feel that it’s true with you, then go to page 17 and circle No. 1, if you feel it’s not true with you, you need not go to the scoring sheet, simply read the next question. Remember You will go to the scoring sheet on page 17 only when you want to circle the number. There is no time limit for this test. But generally this can be completed within 10 minutes. Here we go! -59-

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What After 2nd PUC Science

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List of Short Forms B.Sc – Bachelor of Science B.Com- Bachelor of Commerce B.A- Bachelor of Arts Ph.D – Doctor in Philosophy B.Ed – Bachelor of Education B.P.Ed – Bachelor of physical Education M.E – Master in Engineering M.Tech- Master in Technology IES- Indian Engineering Service Exam MBBS- Bachelor of Medicine & surgery BAMS – Bachelor of Ayurvedic Medicine & Surgery BMLT – Bachelor of degree in medical lab Technology B.V.Sc- Bachelor of Veterinary Science M.D – Doctor of Medicine BBA-Bachelor of BusinessAdministration MCM- Master in Computer Management MBA– Master in BusinessAdministration B.Arch – Bachelor ofArchitecture D.L.L- Diploma in Labour Laws L.L.M- Master in Law C.A– ChartedAccountant B.S.W - Bachelor of Social Work

M.Sc - Master in Science M.Com - Master in Commerce M.A– Master in Arts D.Ed – Diploma in Education M.Ed – Master in Education B.E – Bachelor of Engineering B.Tech- Bachelor of Technology M.S – Master in Science IIT- Indian Institute of Technology BHMS- Bachelor of Homeopathy Medicine & surgery BDS – Bachelor of Dental Surgery Paramedical Course , Physiotherapy, X-Ray Technology M.S – Master in Surgery M.D.S – Master in Dental Surgery BCA– Bachelor of ComputerApplication MCA– Master in ComputerApplication NDA– National Defence Academy LLB – Bachelor of Law D.T.L – Diploma in Taxation Low C.S – Company Secretary I.C.W.A – Institute of Cost & WorksAccountant M.S.W – Master in Social Work

Some Entrance exam After 10th 1. 2. 3. 4. 5. 6. 7. 8.

Exams for Recruitment as Lady Constable after S.S.C. Exams for Recruitment as Sailors in Indian Navy. Exams for Recruitment Matric Entry for Trade in Sea Men, Engineering/ electrical/ Medical & Logistics. Exams for Recruitment of Naviks in Indian Coast Guards after S.S.C. Exams for Recruitment of Airmen Technical & Nontechnical Trade. Exams for Recruitment of Driver, Mechanical, Transport Trade after S.S.C. Exams for Recruitment in Books after 10/10+2 Yrs. Exams for Recruitment of Railway to the non Technical Cadres after 10/10+2 Yrs.

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Some Entrance exam After PUC Name of the Examination Age Limit 1) NDA Entrance 16 &1/2 – 19 Yrs After PUC with PCM 2) IIT Joint Entrance Exam25 Yrs After PUC with PCM 3) All India Engineering Entrance Exam 25 Yrs. After PUC with PCM 4) Premedical Test (For MBBS) 25 Yrs 5) Armed Forced Medical 25 Yrs College Entrance (for MBBS) 6) KA- CET Joint Entrance Examination For Admission to Engineering / Medical (BAMS, BHMS), Pharmacy Colleges in Karnataka 7) Exams for Recruitment of Soldiers – a. General Duty : (10+2yrs) b. Technical c. Nursing Assistant : (12th with Biology) d. Clerical 8) Exams for Recruitment as Cadet Entry Scheme after 12th Indian Navy. 9) Exams for Recruitment of Sub inspector (Stenographer) & Assistant sub inspector in C.R.P.F. 10) Exams for Recruitment of Sub inspector Clerk in C.R.P.F. 11) Exams for Recruitment of Assistant Sub inspector Clerk in B.S.F. 12) Exams for Recruitment of Special Clerk in Railway Apprentices after 12th in Science.

Some Entrance Exam After Graduation Name of Examination 1) Common Aptitude Test (CAT) For Admission in India Institute of Management. 2) PG CET – for Admission to Management Institutes in Karnataka. 3) Graduate Record Exam (GRE) For Education in Foreign University (U.K, U.S.A) 4) Graduate Aptitude Test for Engineering (GATE) For M.Tech & M.E. 5) UPSC- Union Public Service Exam. For( IAS/IPS/IES Etc) 6) KPSC- Karnataka Public Service Commission. (For Deputy Collector, Dysp, PSI Etc) 7) Exam for Probationary Officer in Banks/ Development Officer in NABARD, Insurance Companies. 8) Exam for Different Post Through Reserve Bank of India (RBI), Service Selection Board. 9) Entrance Exam For B.Ed Course.

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KPSC Examination After Graduation 1) 2) 3) 4) 5) 6) 7) 8) 9)

State Civil Service Exam. Engineering Examination. Agricultural Service. Assistant (Secretariate) & Sales Tax Inspector Exam. Forest Service Exam. (Assistant conservator of Forest) Range Forest Officers Exam. Police Sub- Inspector (Unarmed) Exam. Assistant Inspector of Motor Vehicle Exam After Engineering Diploma (Mechanical / Automobile) Clerical & Typist Exam. Stenographers Exam.

BACK - TO- SCHOOL PROGRAMME Back-to-school programme is a unique and successful campaign of TRF. This is an educational campaign that has yielded amazing results. It has instilled self-confidence among the school dropouts and brought back smile on their faces. Also, it has added life to their dreams, given definite shape to their imagination and promoted qualities like determination and enthusiasm. It has given a new hope and a new meaning to their life.

To implement this programme in your Jamat you have to follow the following steps : 1. 2. 3. 4. 5. 6. 7. 8. 9. 10.

Forming a team of educated like minded youth having the mindset of service and concern for the society Conducting a survey of school drop outs (boys and girls) Setting up a classroom Arranging for furniture Appointment of teachers Resource mobilisation Conducting classroom activities Arrangement for examinations Preparation for examinations Follow up work

For details contact TRF. 9972283365

KNOWLEDGE IS THE LIFELINE OF ISLAM -65-

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OUR TINY EFFORT TOWARDS EMPOWERING THE SOCIETY 1. Back to School Program-SSLC. PUC 132 Schools, 1897 Students, Result-SSLC 37% PUC-70% 2. Self Employment Training Program for Unemployed Youth Courses- Mobile, Electronics, Electrical, Computer, Driving, Spoken English, Photography, Journalism Etc. 3. Self Employment Training Program for Women-Tailoring, Mehandi, Spoken English, Arabic Etc. 4. Scholarships & Educational Loan from Central, State Govt & Pvt Organizations to Students from Pre Matric to Professionals approximately of Rs. 2.5 Crores. Scholarship Form, Service, Follow up is done free of cost. 5. Distribution of notes book worth Rs. 10 Lakhs to needy students. 6. Clean Environment Campaign on the occasion of Eid Milad. 7. Awards & Felicitation to Achievers l Talent Milad Award, l Talent Sports Award l Talent Social Worker Award l Talent Academic Excellence Award l Felicitation to 110 Students who have served as Volunteers in the 17th National Youth Festival held in Mangalore l Felicitation to Maulavis who have served in a single Masjid for more than 15 years. l Felicitation to Artist 8. Consolation & Compensation to Poor Families at the behest of Honorable Khazi of Mangalore & Udupi 9. Get Together Programs l Graduates Meet-2008 l Doctors Meet l Intellectuals Meet l Professional Students Meet l MSW & BSW Students Meet l Social Workers Meet l Drop Out Students & Teachers Meet l Retired & Working Govt Employees Meet -66-

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Auto Drivers Meet l Fabricators Meet 10. Job Oriented Training Programs: l IAS/KAS Training Program l FDA & SDA Training Program l Police Constable Training Program Other Training Programs l Drop Out School Teachers Orientation Program l Drop Out School Students Motivation Program 11. Counselling Programs: l Parenting Program l Career Counselling for Students by Ameen-E-Mudassir 12. Awareness Program in 177 Jamaths l Sachar Report l Scholarships & Govt Facilities l Educational Awareness l Social Awareness l Career Guidance 13. National Integrity Programs l Independence Day Celebration l Teachers Day Celebrations 14. Talent Promotional Programs l Kids Fest – Summer Camp in 2010 & 2011 l Innovative & Research in Science (IRIS) Govt of India l Talent Hunt for youths l Discover Memory, Conquer Exam (Study Skills & Memory Techniques for SSLC Students) 15. Continual Enlightenment & Awareness Among the General Public through Hand Books, Books, Documentary, Videos Etc 16. Communal Harmony Programs 17. Distribution of Rice, Sarees, Eid Kits to Needy People 18. Financial Assistance for the marriage of 52 Women having Crossed 30 years of age. 19. Compliments to Achievers of the Society through Advt in Media l

“Truly, God does not change the condition of a People until they change what is in themselves.” (Holy Quran 13:11) -67-

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USEFUL WEBSITES FOR MORE INFORMATION 1.

Talent Research Foundation (R) Mangalore

www.trfmangalore.org

2.

Ministry of Minority Affairs, Govt. of India

www.minorityaffairs.gov.in

3.

Moulana Azad Education Foundation, New Delhi.

www.maef.nic.in

4.

Karnataka State Directorate of Minorities

www.gokdom.com

5.

Karnataka State Minorities Development Corporation

www.kmdc.in

6.

Karnataka State Wakf Foundation for Women Development

www.kswwf.com

7.

Karnataka State Minorities Commission

www.karmin.in

8.

Karnataka State Hajj Committee

www.karhaj.in

9.

National Minorities Development & Finance Corporation

www.nmdfc.org

10.

Mangalore City Corporation

www.mangalorecity.gov.in

11.

Union Public Service Commission

www.upsc.gov.in

12.

Karnataka Public Service Commission

www.kpsc.kar.nic.in

13.

Karnataka State Police

www.ksp.gov.in

14.

Indira Gandhi National Open University

www.dec.ac.in

15.

National Institute of Open Schooling

www.nios.ac.in

16.

Karnataka State Open University

www.ksoumysore.com

17.

Employment News

www.employmentnews.gov.in

18.

District Deputy Commissioner office

www.dk.nic.in

19.

Districts of india

www.districts.nic.in

20.

Karnataka Vocational Training & www.koushalyasiri.in

Skill Development Corporation

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YOUR OPINION & SUGGESTION We humbly look forward to your kind opinion regarding this book and shall try our best to put them into action. Let your opinion and conclusion be honest, objective and straight from the heart. PS : We request you to take the Xerox copy of this format fill it and mail it to our address Name

:

Profession :

Address :

Contact No. :

1. What do you feel about this book?

2. What is your opinion regarding implementing all these schemes in every Jamat?

3. What have you resolved to do after reading this book?

4. What programmes you wish to sponsor? a. Back-to-school scheme b. Sponsoring the honorarium of the back-to-school scheme teachers c. Sponsoring appointment and salary of a motivator to implement the schemes mentioned above. d. Sponsoring the students who have attained eligibility to appear for IAS, IPS, KAS and other competitive examinations -69-

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e. Organising self-employment training programmes f. Organising vocational training camps g. Organising personality development programme h. Conducting survey of Jamaths i.

Information and guidance on job opportunities in government sector

j.

Providing basic civic documents to all the citizens

k. Opening of a Jamath help centre l.

Infrastructure development at Jamath level

m. Sponsoring the education of talented poor children n. Arranging for the marriage of adult girls

5. Do you wish to print and distribute the copies of this book?

6. Do you wish to translate and print this book to other languages?

7. What suggestions you wish to put forward for strengthening our organisation?

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