Kumon 2012 - Blue MauMau

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The Kumon Math and Reading curriculum worksheets (“Worksheets”) are the ... the use of the Kumon Method to teach mathematics to millions of Japanese ...
FRANCHISE DISCLOSURE DOCUMENT KUMON NORTH AMERICA, INC. A Delaware Corporation Glenpointe Centre East 300 Frank W. Burr Blvd. Teaneck, New Jersey 07666 (201) 928-0444 [email protected] www.kumon.com

The franchisee will operate an after-school center that provides math and reading programs using the Kumon Method of learning (“Kumon Center”). Children are given the opportunity to attend Kumon Centers twice each week throughout the year for approximately 20-30 minutes per subject and complete daily assignments at home on non-Center days. The total investment necessary to begin operation of a Kumon Center franchise ranges from $69,943 to $147,050. This includes the $1,000 franchise fee that you must pay to us. [If you are applying for your first Kumon Center franchise, at the time that you sign the Training Agreement, you must pay us a deposit of $500. If you successfully complete Start-Up Training and sign a Franchise Agreement, we will apply the deposit towards your franchise fee.] This disclosure document summarizes certain provisions of your franchise agreement and other information in plain English. Read this disclosure document and all accompanying agreements carefully. You must receive this disclosure document at least 14 calendar-days before you sign a binding agreement with, or make any payment to, us or our affiliates in connection with the proposed franchise sale or grant. Note, however, that no governmental agency has verified the information contained in this document. You may wish to receive your disclosure document in another format that is more convenient for you. To discuss the availability of disclosures in different formats, contact our Franchise Recruitment and Development Department at Glenpointe Centre East, 300 Frank W. Burr Blvd., Teaneck, New Jersey 07666, 201-928-0444. The terms of your contract will govern your franchise relationship. Don’t rely on the disclosure document alone to understand your contract. Read your entire contract carefully. Show your contract and this disclosure document to an advisor, like a lawyer or an accountant. Buying a franchise is a complex investment. The information in this disclosure document can help you make up your mind. More information on franchising, such as “A Consumer’s Guide to Buying a Franchise,” which can help you understand how to use this disclosure document, is available from the Federal Trade Commission (“FTC”). You can contact the FTC by calling 1-877-FTC-HELP or by writing to the FTC at 600 Pennsylvania Avenue, NW, Washington, D.C. 20580. You can also visit the FTC’s home page at www.ftc.gov for additional information. Call your state agency or visit your public library for other sources of information on franchising. There may also be laws on franchising in your state. Ask your state agencies about them. Issuance Date: April 2, 2012 Kumon Disclosure Document – 04/12

STATE COVER PAGE Your state may have a franchise law that requires us to register or file with a state administrator before offering or selling franchises in your state. REGISTRATION OF A FRANCHISE BY A STATE DOES NOT MEAN THAT THE STATE RECOMMENDS THE FRANCHISE OR HAS VERIFIED THE INFORMATION IN THIS DISCLOSURE DOCUMENT. Call the state franchise administrator listed in Exhibit F for information about us or franchising in your state. MANY FRANCHISE AGREEMENTS DO NOT ALLOW YOU TO RENEW UNCONDITIONALLY AFTER THE INITIAL TERM EXPIRES. YOU MAY HAVE TO SIGN A NEW AGREEMENT WITH DIFFERENT TERMS AND CONDITIONS IN ORDER TO CONTINUE TO OPERATE YOUR BUSINESS. BEFORE YOU BUY, CONSIDER WHAT RIGHTS YOU HAVE TO RENEW YOUR FRANCHISE, IF ANY, AND WHAT TERMS YOU MIGHT HAVE TO ACCEPT IN ORDER TO RENEW. Please consider the following RISK FACTORS before you buy this franchise: 1.

THE FRANCHISE AGREEMENT STATES THAT NEW JERSEY LAW GOVERNS THE AGREEMENT, AND THIS LAW MAY NOT PROVIDE THE SAME PROTECTIONS AS LOCAL LAW. YOU MAY WANT TO COMPARE THESE LAWS.

2.

THE FRANCHISE AGREEMENT PERMITS YOU TO SUE US ONLY IN NEW JERSEY. (SIMILARLY, IF WE SUE YOU, WE MUST DO SO IN YOUR STATE.) OUT-OF-STATE LITIGATION MAY FORCE YOU TO ACCEPT A LESS FAVORABLE SETTLEMENT FOR DISPUTES. IT MAY ALSO COST MORE TO SUE KUMON IN NEW JERSEY THAN IN YOUR HOME STATE.

3.

THE FRANCHISE AGREEMENT PERMITS US TO CHANGE THE ROYALTY RATES OR DUE DATES ON AT LEAST 60 DAYS NOTICE. YOU HAVE THE RIGHT TO TERMINATE THE FRANCHISE AGREEMENT IF YOU ARE UNWILLING TO PAY ANY INCREASED ROYALTY.

4.

THERE MAY BE OTHER RISKS CONCERNING THIS FRANCHISE. This disclosure document is for use in the District of Columbia and all states. The Effective Date of this disclosure document for the following states is listed below: Hawaii Maryland Minnesota North Dakota Rhode Island

April 16, 2012 April 12, 2012 April 11, 2012 April 9, 2012 April 26, 2012

South Dakota Virginia Washington Wisconsin

April 9, 2012 April 29, 2012 April 26, 2012 April 9, 2012

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TABLE OF CONTENTS ITEM

PAGE

ITEM 1

THE FRANCHISOR AND ANY PARENTS, PREDECESSORS AND AFFILIATES ............1

ITEM 2

BUSINESS EXPERIENCE .........................................................................................................5

ITEM 3

LITIGATION ..............................................................................................................................7

ITEM 4

BANKRUPTCY ..........................................................................................................................9

ITEM 5

INITIAL FEES ............................................................................................................................9

ITEM 6

OTHER FEES............................................................................................................................10

ITEM 7

ESTIMATED INITIAL INVESTMENT ..................................................................................17

ITEM 8

RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES ....................................22

ITEM 9

FRANCHISEE’S OBLIGATIONS ...........................................................................................23

ITEM 10 FINANCING .............................................................................................................................25 ITEM 11 FRANCHISOR’S ASSISTANCE, ADVERTISING, COMPUTER SYSTEMS AND TRAINING.............................................................................25 ITEM 12 TERRITORY.............................................................................................................................35 ITEM 13 TRADEMARKS........................................................................................................................36 ITEM 14 PATENTS, COPYRIGHTS AND PROPRIETARY INFORMATION....................................37 ITEM 15 OBLIGATION TO PARTICIPATE IN THE ACTUAL OPERATION OF THE FRANCHISE BUSINESS ..........................................................................................38 ITEM 16 RESTRICTIONS ON WHAT THE FRANCHISEE MAY SELL ............................................39 ITEM 17 RENEWAL, TERMINATION, TRANSFER AND DISPUTE RESOLUTION.......................40 ITEM 18 PUBLIC FIGURES ...................................................................................................................44 ITEM 19 FINANCIAL PERFORMANCE REPRESENTATIONS .........................................................45 ITEM 20 OUTLETS AND FRANCHISEE INFORMATION .................................................................46 ITEM 21 FINANCIAL STATEMENTS...................................................................................................55 ITEM 22 CONTRACTS ...........................................................................................................................56 ITEM 23 RECEIPTS.................................................................................................................................56

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ATTACHMENTS 1 2

3 4 5

Training Agreement Kumon Center Franchise Agreement 1-A Early Signing Addendum 2-A Guarantee 2-B General Release 2-C (A) Confidentiality/Non-Competition Agreement (Instructors) 2-C (B) Confidentiality/Non-Competition Agreement (Assistants) 2-D Takeover Center Addendum 2-E Rental Subsidy Addendum 2-F Veteran Instructor Addendum 2-G Partnership Addendum State-Required Franchise Agreement Addenda Operations Manual Table of Contents Financial Statements No Child Left Behind Participation Agreement

EXHIBITS A B C D E F G

Price List of Chargeable Items List of Non-Cost Items Kumon Franchisees as of December 31, 2011 Franchisees Who Left the System During the Fiscal Year Ending December 31, 2011 Agents for Service of Process State Administrators Additional State-Required Information

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ITEM 1 THE FRANCHISOR AND ANY PARENTS, PREDECESSORS AND AFFILIATES Kumon North America, Inc. is a Delaware corporation incorporated on December 4, 1989, with its principal place of business at Glenpointe Centre East, 300 Frank W. Burr Blvd., Teaneck, New Jersey 07666. On April 18, 2001, Kumon changed its name to Kumon North America, Inc. from Kumon U.S.A., Inc. Kumon North America, Inc. offers the franchise rights described in this disclosure document. In this disclosure document, “Kumon,” “we,” “us,” and “our” means Kumon North America, Inc. and “you” means the person who acquires the franchise. If a corporation or limited liability company acquires the franchise, “you” means the corporation or limited liability company and all of its owners. We have offered Kumon franchises since 1994. Our predecessors offered Kumon franchises from March 1983 to January 1994. We operate under the names “Kumon Math and Reading Centers,” “Kumon Method Centers,” “Kumon Centers,” and “Kumon.” Neither we nor any of our affiliates has ever offered franchises in any other line of business. If we have an agent in your state for service of process, we disclose the name and address of that agent in Exhibit E. We are a subsidiary of Kumon Institute of Education Company, Ltd. (“KIE”), a Japanese corporation with its principal address at Osakaekimaedaini, Building 9F, 1-2-2 Umeda, Kita-Ku, Osaka 530-0001 Japan. KIE was formed to institute a group management concept. Under this concept, we and five of our affiliates operate as six regional Kumon headquarters around the world: Japan, North America, South America, Europe/Africa, China and Asia/Oceania. We are the regional headquarters of North America. KIE, through its six regional headquarters and their subsidiary companies, operates in 47 countries. The Japan regional headquarters has conducted a business similar to the type being offered here since 1958. The Japan regional headquarters also offers franchises in other subject matters in Japan that are not offered in the U.S. We own two subsidiary companies, Kumon Canada Inc. (“Kumon Canada”) and Kumon Instituto de Educación, S.A. de C.V. (“Kumon Mexico”), that offer similar franchises in their respective countries. The Kumon Method Kumon Math and Reading Centers are after-school learning centers that use the Kumon Method of learning. Kumon Centers are open to the public for the transaction of business (such as New Parent Orientations, parent and student meetings and class preparation) at least 5 days a week from 10 a.m. to 6 p.m.; and for instruction at least twice a week during after-school hours for at least four hours. Children must be given the opportunity to attend Kumon Centers twice each week throughout the year for approximately 20-30 minutes per subject and complete daily assignments at home on non-Center days. The Kumon Method is a mastery-based system in which excellence is determined through speed and accuracy. The Kumon Math and Reading curriculum worksheets (“Worksheets”) are the essence of the Kumon Method. There are 22 math levels and 24 reading levels covering material ranging from pre-school to college level. Most levels consist of 200 Worksheets. A comfortable starting point in the Kumon Method, repeated practice, and incremental progression through the finely-calibrated Worksheets ensure that students advance to more difficult levels only when they have totally comprehended all the previous, less difficult materials.

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In 1954, Toru Kumon developed the Kumon Method in Osaka, Japan. Mr. Kumon, a Japanese high school math teacher, devised a supplemental math program for his son, who was struggling with second grade math. Mr. Kumon’s method was so successful that his son reached calculus by the sixth grade. From the initial success of Mr. Kumon’s son and other children in the neighborhood who also were introduced to Mr. Kumon’s method, Kumon Japan was established in 1958. Kumon Japan initially focused its attention on the use of the Kumon Method to teach mathematics to millions of Japanese children. The immediate success of the Kumon Method in Japan encouraged Kumon Japan to broaden its curriculum and expand its reach internationally. As of December 31, 2011 approximately 4,407,000 students were studying the Kumon Method in approximately 25,100 after-school Centers in 47 countries, including Argentina, Austria, Australia, Belgium, Brazil, Canada, China, Colombia, France, Germany, Greece, Hungary, Indonesia, Ireland, Italy, Japan, Korea, Malaysia, Mexico, Netherlands, New Zealand, Peru, Philippines, Spain, South Africa, Switzerland, Thailand, United Kingdom, Vietnam, and the United States. As of December 31, 2011, in the United States, there were approximately 333,100 students studying the Kumon Method. We operated 25 company-owned Kumon Centers, and there were 1,425 franchised Kumon Centers. The Kumon Center Franchise-Application and Approval Procedures When you apply for your first Kumon Center franchise, you must complete our Prospective Franchisee Application. We will conduct a background check after you complete the Application. If our review of your Application is positive, we will further evaluate you through a personal interview at one of our branch offices (or other suitable locations) and administer two proficiency tests: a Mathematics Proficiency Test and a Reading Proficiency Test. You must obtain a score of 70% or higher on each test to be considered for the next step of the qualification process. If you fail to achieve a score of 70% or higher on either test, you may request a re-test, but you must achieve at least a score of 80% or higher on the re-test to be considered for the next step of the qualification process. If you do not achieve at least a score of 80% on the re-test, you cannot proceed with the application process for at least six months from the date of the re-test. After six months, you may start the application process again from the beginning. In addition to the qualification procedures stated above, we will scrutinize other factors that we deem appropriate, such as communication skills, business acumen, and ability to work with Kumon staff and children. If our review is positive, we will admit you to our Start-Up Training Program. Our General Managers in each region have the final decision to admit a prospective franchisee into Start-Up Training. Our General Managers in each region decide whether or not to grant a franchise either prior to or following the completion of Start-Up Training. To be admitted to Start-Up Training and considered for your first franchise, you must sign a Training Agreement in the form shown in Attachment 1 to this disclosure document. Signing the Training Agreement does not obligate you to purchase a franchise, nor does it obligate us to grant you one. If you are invited to our Start-Up Training program, you must have your fingerprints taken on Form FD-258, the fingerprinting card used by the Federal Bureau of Investigation (“FBI”), to conduct a criminal background check. (See Item 7, Note 9 for more details) If we have not received the FBI background check in a timely manner this may affect your ability to attend Start-Up Training. An FBI criminal background check is also required to renew your franchise agreement, to open a second Center or to take over the operation of an existing Center. The Start-Up Training Program consists of a preliminary homework assignment, training in an existing Kumon Center, on-line training, study of our worksheets and curriculum and classroom training conducted at Kumon University, Teaneck, New Jersey. Our Start-Up training requires two trips to Kumon

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University to attend classroom training. If you successfully complete Start-Up training and we grant you a franchise, you must travel to Kumon University following the opening of your Center for additional classroom training. We may, in our discretion, award you a franchise at the completion of the first classroom training session, in which event you will still be required to complete the balance of Start-Up Training. The Training Agreement governs our Start-Up Training that occurs prior to the grant of a franchise (See Item 11, Training). If you successfully complete our Start-Up Training and we approve you to become a Kumon franchisee, or if we in our discretion decide to award you a franchise upon your successful completion of your first classroom training session, you will sign a Kumon Center Franchise Agreement in the form shown in Attachment 2 to this disclosure document. If we award you a franchise upon your successful completion of your first classroom training session, you will not only sign a Kumon Center Franchise Agreement but also an “Early Signing” Addendum to the Franchise Agreement (Attachment 1-A to the Franchise Agreement), and you will be required to complete Start-Up Training. You will then begin a Temporary License Period or “TLP.” There is a separate TLP for the Kumon Math program and the Kumon Reading program. (We refer to each of the Math and Reading programs as a “Subject-Franchise.”) The TLP for each Subject-Franchise must be completed in no more than 24 months from commencement of the term of your franchise agreement. Each TLP will end when you complete certain requirements specified in the Operations Manual and Franchise Agreement. (See the chart contained in Item 6) If you do not complete the TLP requirements within 24 months, we have the right to terminate your Franchise Agreement. (See the chart contained in Item 17.) Failure to complete the TLP in each Subject-Franchise will result in disqualification for the Elite Retreat (as defined in our Operations Manual) and the Instructor Performance Analysis (“IPA”) bonus (as defined in our Operations Manual) for each year in which the TLP is not completed in each SubjectFranchise by December 31 of the previous year. The royalty during the TLP for each Subject-Franchise is higher than the royalty that we charge after the TLP ends (See Item 6). We will not permit you to open a second Center unless you have completed the TLP requirements for both Math and Reading at your first Center. In addition, to be awarded a franchise for a second center, you must have achieved the minimum number of Quality Points and Silver Elite Status for a second center from your Instructor Performance Analysis or other instructor ranking system that we utilize on a uniform basis. The minimum number of Quality Points and the level of Elite Status for a second center will be determined by the criteria and formula set forth in our Operation Manual and may be changed by us from time to time. If you assume the operation of an existing Kumon Center (“Takeover Center”), you must sign our Takeover Center Addendum in addition to the Franchise Agreement. The Takeover Center Addendum is Attachment 2-D to the Franchise Agreement. The Takeover Center Addendum modifies the TLP requirements slightly, in recognition that the Center was already in operation before you took it over (See Item 6). Market Competition Kumon’s services are generally marketed to parents of school-aged children. The supplemental educational market continues to experience increasing competition. You will face competition from educational services offered on the Internet, tutoring institutes, tutoring centers, learning centers, test-prep centers, cram schools, individual tutors, self-tutoring programs, other Kumon Centers, and other individuals, companies and organizations. Although Kumon does not compete with public or private schools, some schools have utilized the Kumon Method to supplement their math and reading curricula. No Child Left Behind. In January 2002, the federal government reauthorized the Elementary and Secondary Education Act (“ESEA”). A series of reforms known as the No Child Left Behind Act (“NCLB”)

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were included with the reauthorization. Among NCLB’s many provisions is one allowing the parents of qualified students to use a portion of their federal Title I funds for private tutoring. Our competitors have aggressively pursued these Title I dollars by offering tutoring services on-site in schools where students qualify for the tutoring benefit of NCLB. As of December 2011, 4 states have approved us to provide supplemental education services under NCLB. If you want to accept students funded by this federal program, you must be approved for participation by the Kumon Branch Team Leader, attend an on-line orientation session, and sign a Participation Agreement with us. Students may only receive services at your Approved Location specified in Section 1.1 of your Kumon Center Franchise Agreement. In rare cases, we may allow you to offer services on-site at a Title I school, but only after you receive written approval from Kumon. You must also sign an addendum to your Franchise Agreement before offering Kumon services in a Title I school. We retain the right to provide on-site NCLB services (or authorize other franchisees to do so) if you are not eligible to participate, or you choose not to participate in NCLB (See Attachment 5 to this disclosure document for the No Child Left Behind Participation Agreement). There is no assurance that the federal government will continue to reauthorize the NCLB program. Kumon Publishing Company Workbooks. The Kumon Publishing Company (“KPC”) is a subsidiary of KIE. KPC conducts business in the U.S. through its own subsidiary company, Kumon Publishing North America, Inc. (“KPNA”). KPNA publishes workbooks directed at developing the nascent learning skills of young children. KPNA currently distributes these Workbooks through the Internet, book stores; toy stores; chain stores (such as BJ’s, Costco and Target) and teachers’ supply and educational stores across the United States. KPNA may sell workbooks on the Internet, or through other channels of distribution. We do not have a financial stake in KPNA, and we do not financially benefit from their business activities. Each workbook contains a full page explaining the history and philosophy of the Kumon Method, and a full page advertisement that includes our website and toll free number should a parent want to enroll their child in a Kumon Center, or seek additional information about our programs. Kumon franchisees can order the workbooks from our warehouse at a discounted price (from the retail price listed on the cover), and resell them exclusively at their Centers. However, you cannot use Kumon workbooks at your Center for instruction or for any other purpose. Upper-Limit Pricing; No Fee For Placement Test; Material Fee. Making the Kumon Method accessible to all children is a touchstone of Kumon’s founder, Toru Kumon and The Mission of Kumon North America. Our mission states that “we will bring the maximum benefits of the Kumon Method to as many children as possible, regardless of ability, age, race, cultural or economic backgrounds.” In an effort to stay true to the core values mentioned above, encourage efficient operation, and distinguish Kumon from competitors as the only affordable, long-term supplemental education provider, Kumon has the right, upon sixty days’ notice, to institute upper-limit pricing on our registration and tuition fees, which will be set forth in the Operations Manual. Currently, Kumon imposes a $50 upper-limit for the registration fee. You may only charge one registration fee regardless of whether a student enrolls in one or two subjects. We do not currently have an upper limit for tuition. If we decide to implement an upper-limit tuition policy, you will have the opportunity to present market, demographic, and any other data that supports your reasoning for wanting to charge more than the upper limit that we impose. Our policy is that Kumon Centers do not impose a fee for our Placement Test, and we have made that policy known to the public through our advertising. Also, we allow Kumon instructors to charge a one-time material fee for student material. The upper limit for this fee is set forth in our Operations Manual. Industry-Specific Laws and Regulations Certain states may require you to possess specific certification in connection with your instructional duties as a franchisee. Furthermore, your Kumon Center may be considered a “school” under applicable

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zoning codes. Classification of your Kumon Center as a “school” may entail additional requirements such as separate bathrooms for boys and girls, water fountains, special exit doors equipped with panic bars, and accommodations for disabled persons. Although we do not regard Kumon Centers as schools, we urge you to consult with an attorney concerning any special requirements that may apply to you or your Kumon Center. Under the Franchise Agreement, you alone are responsible for complying with all applicable laws and regulations despite any advice or information that we may give you. ITEM 2 BUSINESS EXPERIENCE The following is the list of our principal officers and other executives who have management responsibility in the operation of our business relating to the franchises described in this disclosure document. The principal occupation and business experience of each person during the past 5 years, including the names and locations of prior employers is described below. President and Chair, Board of Directors: Akira Hamanaka Mr. Hamanaka was appointed President and Chair of Kumon’s Board of Directors in September 2011. From March 2007 until August 2011 he was President of Kumon Asia and Oceania, Ltd, a subsidiary of our corporate parent, Kumon Institute of Education Company, Ltd. (“KIE”), in Singapore, and was responsible for Kumon’s operations in the Philippines, Indonesia, Malaysia, China, Vietnam, Singapore, India, New Zealand and Australia. Prior to this position, Mr. Hamanaka held a number of positions for KIE in Osaka, Japan. Mr. Hamanaka joined KIE in September 1997. Senior Vice President and Director, Kumon University, Laurence C. Lambert Mr. Lambert was appointed Senior Vice President and Director of Kumon University in October 2011. In this position, he leads Kumon’s in-house training department. He served as Kumon’s United States General Manager from April 2008 to September 2011. He also has been serving as a member of Kumon’s Board of Directors since May 2005. Mr. Lambert has been with Kumon since 1991. Senior Vice President, Research, Development and Technology and Director: Ken Morimoto Mr. Morimoto was appointed Senior Vice President of Research, Development and Technology (formerly titled “Information Technology”) in July 2006. He also has been serving as a member of Kumon’s Board of Directors since January 2008. Mr. Morimoto has been with Kumon since 2006. Chief Financial Officer and Treasurer, Senior Vice President, Finance and Administration Department, Human Resources Department and Director: Joseph Nativo Mr. Nativo has been serving as Chief Financial Officer, Treasurer and Senior Vice President of Kumon’s Finance and Administration Department since August 1999; and as a member of Kumon’s Board of Directors since January 2008. He was appointed Director of our Human Resources Department in October 2011. From January 2009 through October 2011 he served as Co-General Manager of Kumon’s Northeast Region. He also oversees our distribution center and in-house printing facility. Mr. Nativo has been with Kumon since 1992.

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Senior Vice President, Branding/Field Marketing Support Department, Legal Department, Corporate Planning/Special Projects and Director: Atsushi Nose Mr. Nose was appointed Senior Vice President for Corporate Planning/Special Projects in October 2011. He also oversees Kumon’s Branding/Field Marketing Support and Legal Departments and is a member of Kumon’s Board of Directors. In July 2009 he was appointed Leader of the Global Management Department of our corporate parent, Kumon Institute of Education Company, Ltd. (“KIE”), a position he still holds. From February 2008 until June 2009, Mr. Nose was Leader of KIE’s Global Support Department and from October 2006 until January 2008 he was Leader of KIE’S Legal Department. Each of the positions with KIE was located in Osaka, Japan. Mr. Nose joined Kumon North America in January 2011. Senior Vice President, Chief Operating Officer (United States General Manager) and Director: Savio Rebelo Mr. Rebelo was appointed Senior Vice President and Chief Operating Officer (United States General Manager) in October 2011. In this position, he seeks consistency and efficiency among all Kumon’s Regions. He had been serving as Senior Vice President of Kumon’s Human Capital Department from September 2008 to September 2011; and has served as a member of Kumon’s Board of Directors since January 2008. From January 2009 through October 2011 he also served as Co-General Manager of Kumon’s Northeast Region. Mr. Rebelo has been with Kumon since 2003. Vice President, Branding/Field Marketing Support Department: James Coakley Mr. Coakley is the Vice President of Kumon’s Branding/Field Marketing Support Department. Mr. Coakley has been with Kumon since January 2007. Vice President, Corporate Counsel and Secretary: Robert Lichtenstein Mr. Lichtenstein is Kumon’s Corporate Counsel and the Vice President of Kumon’s Legal Department. He also has been serving as Corporate Secretary since January 2008. Mr. Lichtenstein has been with Kumon since January 2007. General Managers: General Manager, Northwest: Anthony A. Beals Mr. Beals was appointed General Manager for the Northwest Region in April 2008. In this position, Mr. Beals is responsible for the operation of Kumon’s branches in San Francisco and Seattle. From March 2006 through March 2008, Mr. Beals was Branch Manager for Kumon’s Seattle Branch. Mr. Beals has been with Kumon since March 2001. General Manager, Southeast: Angela Hupko Ms. Hupko was appointed General Manager for the Southeast Region in April 2008. In this position, Ms. Hupko is responsible for the operation of Kumon’s branches in Atlanta and Florida. From December 2005 through March 2008, Ms. Hupko was Branch Manager for Kumon’s Houston Branch. Ms. Hupko has been with Kumon since April 2000.

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General Manager, Northeast: John Marsh Mr. Marsh was appointed General Manager for the Northeast Region in November 2011. In this position, he is responsible for the operation of Kumon’s Boston, New York Tri-State, South JerseyPennsylvania and Detroit Branches. From May 2002 through October 2011, Mr. Marsh was Branch Manager of Kumon’s Detroit Branch. Mr. Marsh has been with Kumon since 1999. General Manager, Southwest: Prateek Mehta Mr. Mehta was appointed General Manager for the Southwest Region in October 2011. In this position, he is responsible for the operation of Kumon’s branches in Los Angeles, Phoenix and the San Fernando Valley. From February 2011 through September 2011, Mr. Mehta was Branch Manager for Kumon’s South Jersey/Pennsylvania Branch, Lawrenceville, NJ. From October 2009 through January 2011, he was a Field Consultant assigned to Kumon’s South Jersey/Pennsylvania Branch; and from January 2006 through October 2009, Mr. Mehta was District Manager for Villeroy & Boch, Princeton, NJ. Mr. Mehta has been with Kumon since October 2009. General Manager, Central: Minoru Tanabe Mr. Tanabe was appointed General Manager for the Central Region in April 2008. In this position, Mr. Tanabe is responsible for the operation of Kumon’s branches in Chicago, Dallas, Houston and St. Louis. Mr. Tanabe had been Kumon’s Regional Leader of the U.S. Midwest from November 2003 until March 2008. Mr. Tanabe has been with Kumon since 1991. General Manager, Central East: Min Woo Ms. Woo was appointed General Manager for the Central East Region in April 2008. In this position, Ms. Woo is responsible for the operation of Kumon’s branch in Washington, DC. From July 2002 until March 2008, Ms. Woo was Branch Manager for Kumon’s Washington, DC Branch. Ms. Woo has been with Kumon since February 2001. ITEM 3 LITIGATION Royalty Collection Suits Filed in 2011 1. Kumon North America, Inc. v. Anjali Matta (District Court, 162nd Judicial District, Dallas, Texas, Cause DC-11-0069), filed January 19, 2011. 2. Kumon North America, Inc. v. Tony Ninan, (Supreme Court of New York, Westchester County, Index No. 7406/2011), filed March 2011. Concluded Matters 1. Access Today Inc. et al. v. Kumon North America, Inc. (Civil Acton No.: 2:11-cv-05164 FSH-PS United States District Court for the District of New Jersey). Access Today had been a Kumon franchisee with a Kumon Center in Newburgh, New York. On May 27, 2011 Kumon terminated Access Today’s franchise without an opportunity to cure due to repeated franchise agreement defaults. Access Today and its personal guarantor (collectively, “Plaintiffs”) instituted this action on September 8, 2011, alleging breach of contract (wrongful termination of the franchise), breach of the implied covenant of good faith and

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fair dealing, tortious interference with contract, tortious interference with prospective business relations, violation of the New Jersey Consumer Fraud Act, unjust enrichment and intentional inflection of emotional distress, and sought, among other requests for relief, $500,000 in actual damages and punitive damages. Plaintiffs voluntarily dismissed their claim for unjust enrichment. Kumon moved the Court to dismiss the Complaint for failure to state a cause of action. By Order entered February 28, 2012, the Court dismissed the Consumer Fraud Act, intentional infliction of emotion distress and unjust enrichment counts of the Complaint. On March 13, 2012, Kumon filed an Answer denying the substantive allegations of the Complaint and filed a Counterclaim charging Plaintiffs with having underreported royalties and fraud. On March 27, 2012, Plaintiffs and Kumon entered into a Settlement and Release Agreement pursuant to which the parties exchanged general mutual releases, and Plaintiffs agreed to pay Kumon $2,500. 2. Kumon North America, Inc. v. Steps to Success, Inc. et al., Docket No. 07C-7254 (United States District Court for the Northern District of Illinois, Eastern Division); Steps to Success, Inc. v. Kumon North America, Inc., Docket No. 08C-90 (United States District Court for the Northern District of Illinois, Eastern Division). Steps to Success, Inc. (“STS”) was a franchisee of Kumon and operated a Kumon center located in Hoffman Estates, Illinois. On November 19, 2007, Kumon terminated the STS franchise for what it deemed to be good cause. On December 18, 2007, STS initiated an action in Illinois state court challenging Kumon’s termination (the “Illinois action”). The Illinois action asserted claims for injunctive relief, breach of the Illinois Franchise Disclosure Act and breach of contract. On December 28, 2007, Kumon filed a complaint against STS and its owner in the United States District Court for the Northern District of Illinois asserting claims for declaratory judgment, injunctive relief, breach of contract, breach of guaranty and misrepresentation. Kumon’s complaint sought, among other relief, a declaration that it had properly terminated the STS franchise and monetary damages. On January 8, 2008, Kumon removed the Illinois action to the United States District Court for the Northern District of Illinois. After engaging in extensive discovery on the claims and defenses asserted by the parties, the two lawsuits have been settled and dismissed with prejudice without any admission of liability or wrongdoing by any party. The parties have executed and exchanged mutual releases of all claims. No monetary consideration was exchanged among the parties. STS has since sold its Kumon center to a party not involved in this litigation and neither STS nor its owner has a continuing association with Kumon. 3. Kumon North America Inc. v. Marina Tsokur and Vicmar, LLC, d/b/a Vis-à-Vis Learning Center, and Victor Tsokur (Case No. 04-3305-CK, Macomb Circuit Court, State of Michigan). Kumon brought claims against former franchisee Marina Tsokur; her husband, Victor Tsokur; and Victor Tsokur’s company, Vicmar, LLC, for (1) breach of the non-competition provision of the Franchise Agreement; (2) breach of the non-solicitation provision of the Franchise Agreement; (3) tortious interference with contractual relations; (4) unfair competition; and (5) unauthorized use of Kumon’s proprietary materials. Kumon sought both damages and injunctive relief. Ms. Tsokur filed a Counterclaim asserting that Kumon failed to provide her with a copy of its disclosure document in violation of the Michigan Franchise Investment Law, M.C.L. 445.1501 et seq. Following an evidentiary hearing, the court found that Kumon did not provide Ms. Tsokur with its UFOC, although the court concluded that the omission was not intentional. Following participation in Michigan’s mandatory case evaluation procedure; both parties acceptance of the case evaluation award (resulting in a net payment to Tsokur by Kumon in the amount of $12,000) and the litigation was settled. A consent order of dismissal was entered in April 2005. Kumon North America, Inc. v. Tookes, Inc., et al. (District Court of Dallas County, Texas, 4. Cause No. 11-14789). Kumon brought this action on November 22, 2011 against a former franchisee and others, alleging violation of the Kumon Franchise Agreement’s post-termination restrictions on competition and solicitation. The parties have entered into a Stipulation of Settlement whereby Defendants have agreed to pay to Kumon the sum of $7,784.44 and to adhere to the post-termination covenants of the Kumon Franchise Agreement.

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Other than these 6 actions, no litigation is required to be disclosed in this Item. ITEM 4 BANKRUPTCY No bankruptcy is required to be disclosed in this Item. ITEM 5 INITIAL FEES Our initial franchise fee is $1,000. You must pay the entire fee when you sign the Franchise Agreement. The initial franchise fee is not refundable. The fee for your purchase of materials you shall need to operate your Kumon Center, such as instruction answer books, student achievement tests, student placement tests and promotional material, is $1,000. This fee will also apply if you are granted a second center or you are taking over an existing center. You must pay this entire fee when you sign the Franchise Agreement. This fee is not refundable. If you are applying for your first Kumon Center franchise, the Deposit Fee is $500 for your Training Kit for Start-Up Training. We will apply the Deposit Fee toward your initial franchise fee if you successfully complete Start-Up Training and sign a Franchise Agreement. If either you or we cancel the Training Agreement, you must return the Training Kits to us. We will return your deposit if you return the training materials within 15 days after the notice of cancellation (see Section 2 of the Training Agreement). If your Center will be in Pennsylvania, see Exhibit G to this disclosure document for the costs associated with that state’s unusual accreditation requirements.

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ITEM 6 OTHER FEES Type of Fee (See Note 1)

Amount

Due Date

Remarks

Royalty (See Notes 1 and 2)

Initial Enrollment Royalty Fee: For each reporting month, $15 times the number of newly enrolled students. Monthly Royalty During Temporary License Period (“TLP”): $36 times the number of full-payment students enrolled, and $18 times the number of partially exempt and/or prorated tuition students for each SubjectFranchise. Monthly Royalty after completing the TLP: $32 times the number of full-paying students enrolled, and $16 times the number of partially exempt and/or prorated tuition students for each SubjectFranchise. You must allow us to make monthly electronic debits to your account equal to the amount you owe us.

Through Electronic Funds Transfer (“EFT”), we will debit your account each month. We currently debit franchisee accounts on the 17th or on the next business day, but we have the right to change that date in our discretion.

If a student drops out of a Kumon Center and wants to return, the student can return without paying another Initial Enrollment fee if the student returns within one reporting period (one calendar month). If the student returns after one reporting period, then the student must register again. If a student is enrolled in both Subjects the student is required to reenroll if he or she is absent for more than one month in both subjects concurrently. A $15 initial enrollment royalty fee is due each time a student registers unless the student currently is enrolled in at least one subject at your Kumon Center and registers for a second or subsequent subject.

Administrative fee for late payment (See Note 3)

1.5% on the overdue amount each month or $75, whichever is higher

When we debit your account by EFT for a late payment

This fee is charged on the monthly statement and paid through EFT.

Late Report Fee for late submission of student reports, applications, and tests (See Note 3)

$200 per month for the first month you are late; $500 for the second month you are late; $1000 the third month you are late with increments of $1000 per month thereafter.

When we debit your account by EFT for a late submission

This fee is charged on the monthly statement and paid through EFT.

Insufficient Funds

$25 per EFT attempt that has insufficient funds to cover the amount owed

When requested by Kumon

Charge covers Kumon’s costs of failed EFT attempts

Insurance (See Note 4)

$4 per Math student per year

When billed by us twice a year

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Kumon Disclosure Document – 04/12

Type of Fee (See Note 1)

Amount

Due Date

Remarks

Indemnification (See Note 5) Shipping Costs for Materials (See Note 6)

As stated on invoice

Other than the initial materials fee, we will provide you with “Kumon Materials” (Placement Tests, Achievement Tests, Worksheets, Record Books and Progress Charts) reasonably necessary for the operation of your Center at no additional charge; however, you must pay the shipping costs.

Relocation Fee (See Note 7)

$1,000

When your Center opens at the new location

Payable if fewer than 80% of your enrolled students transfer to the new location

Payments for “Chargeable Items” Purchased from Kumon

See Exhibit A

As stated on invoice

If you wish, you can purchase from us supplemental teaching materials and promotional items for use or sale. These are called “Chargeable Items.” (See Item 8.) We can discontinue the sale of or change the prices for Chargeable Items without notice.

Liquidated Damages-termination by you without adequate written notice (See Note 8)

Three times your average monthly royalty in the three months immediately prior to your last day of operating your Center

Immediately upon notice

Applies if you terminate your Franchise Agreement voluntarily without giving us the required advance written notice specified in Section 15.4 of the Franchise Agreement. Also applies if you propose to transfer your Center before we give you final approval of your candidate, or if we disapprove the candidate, and you fail to resume operating.

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Type of Fee (See Note 1)

Amount

Due Date

Temporary Transfer to Us (See Note 9)

10% of then current amount of Kumon’s recommended tuition multiplied by the number of students enrolled at the Center for so long as Kumon has assumed operation of the Center(s)

Each month that it applies

Advertising Contribution (See Note 10)

Beginning April 1, 2013, $600

Quarterly

Remarks Payable under the conditions described in Note 9.

NOTES [1]

All costs and fees set forth in Item 6 above are current as of the effective date of this franchise disclosure document. However, Kumon reserves the right to increase or decrease, in its discretion, the amount of such costs and fees. The current amount of all costs and fees shall be set forth in the Kumon Operations Manual. We impose and collect all fees described in this table. Unless otherwise specified, all fees payable to us are non-refundable and are uniformly imposed on our franchisees.

[2]

You pay us the monthly royalty prescribed in the Operations Manual for each Subject-Franchise. Electronic debits are the only acceptable method for payment of royalties. You must allow us to make monthly electronic debits from your EFT account equal to the amounts you owe us. We will debit your account each month for royalties due from each prior month. We will provide a form that you must sign, authorizing us to make electronic debits to your account. We can change royalty rates or the monthly due date (or both) at any time on at least 60 days’ notice. If you are unwilling to pay any increased royalty rate, you can terminate the Franchise Agreement on 60 days written notice to us. There is no contractual limit on the amount by which we can change the Royalty Rates. The royalty during the TLP is higher than the royalty payable after completing the TLP. If and when you complete the TLP requirements for a Subject-Franchise, the lower royalty for that SubjectFranchise will take effect during the next full reporting month. If you underreport students enrolled at your Center and we elect not to terminate your franchise agreement, for 3 years you will pay the higher TLP royalty rate The current requirements to complete the TLP for each Subject-Franchise are listed below. If you do not meet each of these requirements at the end of 24 months from commencement of the term of your Franchise Agreement, we will have the right to terminate your Franchise Agreement. Each and every requirement must be met at the time of consideration; requirements cannot be accumulated separately at different times during the TLP. We have the right to modify, add to, and/or delete the TLP requirements.

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Topic

Time Period

Requirement

Minimum Student Enrollment

By the end of the 24th month of your Franchise Agreement

With respect to each Subject-Franchise, 40 fullpaying students.

Worksheet Study and Completion

By end of the 24th month of your Franchise Agreement

You must complete all Worksheets and pass the Instructor Achievement Test for Levels 7A through to J (in both the Math and Reading subjects). You must successfully pass the Instructor Achievement Test at every level before being able to proceed to the next level. If you fail to pass the achievement test twice in any level, you must complete all 200 pages of Worksheets for that level again before taking the Achievement Test for the third time.

Compliance with Agreements

Entire TLP

You must be in compliance with the Franchise Agreement and all other agreements with us. Includes:

Compliance with the Entire TLP Kumon Method

1. Appropriate Placement Tests administered and Comfortable Starting Point assigned; 2. Individualized Assessment (Accuracy and Standard Completion Time) and Lesson Planning (“Just Right Level”); 3. Proper Grading and Record Keeping; 4. Progress Goals and Communication; and 5. Appropriate Achievement Testing. (The Operations Manual contains more detailed information regarding these requirements.)

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Topic Satisfactory Center Management and Center Communication Skills

Time Period

Requirement Includes:

Throughout the TLP

1. Thorough orientation and communication with parents and students during the preenrollment period; 2. Effective communication with parents and students concerning each child’s Achievement Test and ongoing progress; 3. Center’s professional appearance, including appropriate layout, displays, and furnishings; 4. Well-trained and professional staff; 5. Clearly-defined and communicated Center policies, including Center procedures and tuition collection; and 6. Correct usage of the Kumon proprietary software program assigned by us for use at your Center (see below Item 11 “Computer Software”). (The Operations Manual contains more detailed information regarding these requirements.) You must obtain a minimum of 12 Professional Development Credits (PDCs). Our Operations Manual contains a list of the activities that can be used to obtain PDCs. We may add to or delete items from this list from time to time.

Professional Development Credits

During the 12 months immediately preceding completion of the TLP

Monthly Reports

Entire TLP

You must have a record of timely and accurate submission of these reports.

Financial Obligations

Entire TLP

Training

By the end of the 24th month of your Franchise Agreement.

Formal Evaluation (required only when we request)

Immediately prior to completing TLP

You must be current with all payments you owe us. You must attend and successfully complete additional classroom training at Kumon University (The Operations Manual contains more detailed information regarding this requirement). We may ask you to pass a formal evaluation, demonstrating your understanding of the materials and concepts explained in Start-Up Training.

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After you have successfully completed the TLP Requirements for each Subject-Franchise, you must timely comply with our Ongoing Training and Performance Requirements as set forth in our Operations Manual. If you do not meet the minimum Ongoing Training and Performance Requirements, you will revert to the higher royalty for a period of at least one calendar year. Some examples of the current activities and programs that may be used for the purpose of meeting the Ongoing Training and Performance Requirements are: Kumon branch-sponsored monthly or quarterly meetings for instructors, Kumon-sponsored Voluntary Study and Worksheet Groups, attendance at Kumon’s annual national Instructor Conference, Kumon-organized study tours, and training programs organized by Kumon University for existing Instructors. You may also use our Online Learning Modules; and achieving a passing grade for each Module, as specified in our Operations Manual. If you have signed a Takeover Center Addendum, your TLP minimum student number requirement for each Subject-Franchise may be higher than indicated in the chart above. If the average number of full-paying students in the three reporting months prior to your takeover (the “Test Period”) is 40 or more students for either Subject, at the end of 12 months, you must have at least the same number of full-paying students for each Subject as during the Test Period. [3]

You must pay a late fee (the “Administrative Fee”) if you do not pay your royalties or any other amounts owed to us by the time we debit your account by EFT each succeeding month. The amount of Administration Fee is subject to change in our discretion and is included in the Kumon Operations Manual. The Administrative Fee is due when we debit your account by EFT, and Kumon will charge you an Administrative Fee each month until you either pay the past due amounts, or sign a promissory note for the balance you owe us. We have the right to require you to sign a promissory note for past due amounts. After signing a promissory note, you must pay each month’s royalty and the promissory note payment on time. If you default on either payment (or if you refuse our request to sign such a promissory note), and do not cure within 30 days after written notice from us, then we can terminate the Franchise Agreement immediately upon notice to you, with no further opportunity to cure. Currently, we also will charge you a Late Report Fee or Inaccurate Report Fee (per Center) for each month that you fail to submit a complete and accurate report on time for any of the following: Instructor B Reports, Student Application Forms, Placement Tests, and Achievement Tests. The form and content of each of these Reports is set forth in our Operations Manual. You must file your reports electronically. Reports for the month just completed are due by 11:59 PM local time where your Center is located on the sixth day of the following month (e.g., reports covering March are due by 11:59 pm local time where your Center is located on April 6). The amount of the Late and Inaccurate Report Fee is subject to change in our discretion and is included in the Kumon Operations Manual.

[4]

You must buy a commercial general liability insurance policy, including products liability, with a combined single limit for bodily injury and property damage liability in the minimum amount of $1,000,000 per occurrence and $2,000,000 aggregate (See Items 7 and 8). You may, if you wish, participate in the insurance program that Kumon makes available through its insurance carrier. If you decide to do so, the current cost for participation in this program is $4.00 per math Student per year. You will receive invoices for the insurance premiums twice a year at a rate of $2.00 per math Student on each invoice. You will receive the first invoice in July 2012 for a coverage period of June 1, 2012 through November 30, 2012 based on the number of Math Students enrolled at your Center in May 2012, and you will receive the second invoice in January 2013 for a coverage period of December 1, 2012 through May 31, 2013 based on the number of Math Students enrolled at your Center in November 2012. The current cost of Kumon’s insurance program may change. There is no

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assurance that Kumon may, at a point in time in the future elect to discontinue or modify its insurance program. If you decide not to buy the package policy liability insurance that Kumon makes available, you must send us a certificate of insurance providing evidence that you have purchased insurance coverage meeting our minimum requirements. The certificate of insurance must name Kumon as an additional insured and must provide that the insurance carrier shall notify Kumon at least 30 days in advance of a cancellation of the policy. We are under no obligation to make this insurance coverage available to you. However, as long as the program remains in effect and you pay your premiums, we will renew your liability insurance coverage automatically each year. If you do not want us to renew coverage, you must send us a written request to cancel the coverage. If you cancel, you must send us a certificate of insurance from your new insurance company providing evidence of a replacement policy meeting our requirements. The certificate of insurance must name Kumon as an additional insured and must provide Kumon at least 30 days in advance of a cancellation of the policy. [5]

Under the Franchise Agreement, you agree to indemnify Kumon and hold it harmless from any claim, liability, loss or expense arising out of your activities as a Kumon franchisee. This means that if Kumon incurs any expenses to handle, settle, or dispute any matter relating to your activities as a Kumon franchisee (including attorneys’ fees, court costs, etc.), we may require you to reimburse Kumon for those costs.

[6]

Shipping costs will be charged on a per order basis. We currently bill freight costs at $32 or actual shipping costs, whichever is less. Shipping costs will be charged to your monthly statement for one order every month. Any additional orders during the month will be at no cost. We have the right to increase freight costs effective upon at least 30-days advance notice to you. The amount of freight costs is subject to change and is included in the Kumon Operations Manual. We keep title to all Kumon Materials at all times. (Title to our products, other than Kumon Materials, passes to you when you pay in full for the products.) You must cooperate fully with us in processing all claims for loss or damage to Kumon Materials.

[7]

We have the right to charge you a new franchise fee upon our approval of a request to relocate your Center. Our present policy is to charge this fee if fewer than 80% of your enrolled students transfer to your new Center location; if more than 80% transfer, we do not charge the fee. If we do charge the fee, you will be entitled to a new rental subsidy subject to our then-current rental subsidy policies. We have the right to modify or eliminate this policy.

[8]

You may voluntarily terminate your Franchise Agreement, but you must give us advance written notice. If you fail to provide us the advance written notice required in Section 15.4 of the Franchise Agreement, you must pay us as liquidated damages an amount equal to three times your average monthly royalty due for the three months immediately prior to your last day of operating your Center. Kumon may waive this requirement if we decide your reasons for not following the time periods in Section 15.4 are justified.

[9]

If: (i) you are absent from your Center for more than two weeks without having made arrangements acceptable to Kumon for the operation of your Center in your absence; or (ii) you or any of your owners or employees is charged with a crime against children or involving moral turpitude; or (iii) you engage in any conduct that is susceptible of creating a crisis or immediate substantive damage to the Kumon Brand, Kumon has the right (but not the obligation) to take over operation of your Center(s) until you return, a disposition of your case is reached, or until the public relations crisis has ended. Kumon will charge you a management fee equal to ten percent (10%) of then current amount of Kumon’s recommended tuition multiplied by the number of students enrolled at the Center for so

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long as Kumon has assumed operation of the Center(s) and will be entitled to reimbursement of any out-of-pocket costs that Kumon incurs for the period Kumon operates your Center. [10]

We have the right, in our sole discretion, to establish a national advertising fund and/or regional advertising fund for the geographic area in which your Center is located. If we do so, we have the right to reallocate all or a portion of the monies that you are required to spend on authorized promotion and marketing of your Center (beginning April 1, 2013, $600 per quarter) to the applicable funds(s) and you will be required to contribute that amount to the fund(s). If your Center will be in Pennsylvania, see Exhibit G to this disclosure document for the costs associated with that state’s accreditation requirements. ITEM 7 ESTIMATED INITIAL INVESTMENT YOUR ESTIMATED INITIAL INVESTMENT

TYPE OF EXPENDITURE TRAINING AGREEMENT DEPOSIT FEE (See Note 1) EXPENSES WHILE TRAINING (See Note 2)

METHOD OF PAYMENT Lump Sum

AMOUNT $500

WHEN DUE At signing of Training Agreement At time of Start-Up Training

TO WHOM PAYMENT IS TO BE MADE Kumon

Start-Up Training $3,945 - $5,460

As arranged

INITIAL FRANCHISE FEE (See Note 1)

$1,000 less the $500 Deposit Fee if you are obtaining your first Kumon Center franchise.

Lump Sum

At signing of Franchise Agreement

INITIAL PURCHASE OF MATERIALS (See Note 1)

$1,000

Lump Sum

At signing of Franchise Agreement

Kumon

ARCHITECT DESIGN

$0 - $9,500

As arranged

Architect

LEASEHOLD IMPROVEMENTS (See Note 3) SECURITY DEPOSIT, IF REQUIRED RENT (See Note 3)

$30,000 - $60,000

As arranged

Before Opening Before Opening

$0 - $4,500

As required by Landlord As required by Landlord

As required by Landlord As required by Landlord

Landlord

$1,500 - $4,500

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Airlines, Hotels, Restaurants, etc. Kumon

Contractor

Landlord

Kumon Disclosure Document – 04/12

TO WHOM PAYMENT IS TO BE MADE Kumon or Vendors

AMOUNT $10,000 - $20,000

METHOD OF PAYMENT As arranged

$800 - $1,500

As arranged

Before Opening

Vendors

$1,000 - $3,000

As arranged

LIABILITY INSURANCE (See Note 6)

$400

Accountant, Lawyer Kumon or Insurance Agent

BUSINESS LICENSE, NAME REGISTRATION

$100 - $200

Semiannually, if purchased through Kumon’s insurance carrier; otherwise, as arranged with insurer As required by law

Before Opening Before opening

Before opening

KUMON LEAD MANAGEMENT TRACKING SYSTEM (See Note 7) RECOMMENDED READING LIST (See Note 8) FINGERPRINTING, CRIMINAL BACKGROUND CHECK (See Note 9) PAYROLL COST FOR ASSISTANTS (3 Months) (See Note 10) NEW CENTER MARKETING (See Note 11) ADDITIONAL FUNDS (3 months) (See Note 12) TOTAL (See Notes 13 and 14)

$340

Lump Sum

Before opening

Local Municipality, State Kumon’s Vendor

$2240-$2990

As Arranged

Before Opening

Vendors

$18 - $60

Certified check or money order

Before opening

Treasury of the United States

$3,600

Check or payroll service

As arranged

Assistants

$2,000 - $5,000

As Arranged

90 days after Opening

Vendors

$12,000 - $24,000

As arranged

As arranged

Vendors, Utilities

TYPE OF EXPENDITURE FURNITURE, SIGNS, EQUIPMENT & SUPPLIES (See Note 4) NOTEBOOK COMPUTER AT KUMON CENTER (See Note 5) PROFESSIONAL FEES

WHEN DUE Before opening

$69, 943 - $147,050

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NOTES [1]

If you are applying for your first Kumon Center franchise, the Deposit Fee is $500 for a Start-Up Training Kit. We will apply the Deposit Fee towards your Initial Franchise Fee if you successfully complete Start-Up Training and sign a Franchise Agreement. The fee for your purchase of the materials you will need to operate your Kumon Center, such as instruction answer books, student achievement tests, student placement tests and promotional posters, is $1,000. You must pay this entire fee when you sign the Franchise Agreement. This fee is not refundable.

[2]

Our Start-Up Training Program consists of preliminary homework assignments, training in a Kumon Center that we have approved, on-line training, study of our worksheets and curriculum and two (2) sessions of classroom training at Kumon University in Teaneck, New Jersey. If you successfully complete Start-Up Training and are awarded a franchise, you will be required to attend one (1) additional classroom training session at Kumon University, Teaneck, New Jersey. For both Start-Up training and training that occurs after you are awarded a franchise, you will be required to travel to Kumon University and to a Kumon Center that we have approved at your own expense. Expenses you will be required to pay may include transportation, lodging, meals and other expenses. The amount of these expenses will depend on your proximity to Kumon University and to the Kumon Center that we have approved for your training. Our Training Agreement governs the Start-Up Training Period and our Operations Manual contains the requirements for training that occurs after the award of a franchise (see Item 11, Training).

[3]

The estimate includes the first month’s rent. You must operate your Center in retail facilities such as a storefront, strip mall or town center unless we grant you a written exception to this requirement. We will not accept a location where the lease term is less than three years, the space is less than 800 square feet, or you are unable to affix one of our exterior signs. We will not permit any activity other than the operation of a Kumon Math and Reading Center for any site we approve. You may not use or permit the use of the site we approve for any other purpose or activity at any time without first obtaining our written consent. Rent will vary according to the center’s location and whether your landlord shall require a security deposit. Kumon currently offers a rent subsidy program under which we will assist you with your rent for 24 months. You must sign our Rental Subsidy Addendum (see Attachment 2-E to this disclosure document) to receive the subsidy. The subsidy is 45% of your first month’s rent at the inception of the subsidy period, with a maximum amount of $12,000.00 to be paid by Kumon during the entire period of the subsidy. The subsidy shall be paid in the following manner: for the first 12 months of the subsidy period, the subsidy will not exceed $700.00 per month; and for the 2nd 12 months of the subsidy period, the subsidy will not exceed $300.00 per month. If your rent subsidy for the first year of your lease is less than $700 per month, you will receive no subsidy for the second year of your lease. You also may be entitled to a greater rent subsidy if your monthly rent is $3500.00 or more at the inception of the subsidy period. Please refer to Attachment 2-E, “Rental Subsidy Addendum” and Item 11, “Site Selection” for further information about the site approval process. Kumon does not under any circumstances act as a guarantor of the lease. The amount of the build-out for a new Kumon Center depends on many factors such as the age of the building, a landlord’s willingness to make a contribution (which may take the form of a tenant improvement allowance or free rent for some specified time) and real estate market conditions. You also have the responsibility to ensure that the premises and signage, which must be approved by us, are zoned appropriately for the operation of a Kumon Center.

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[4]

You must equip the Center at your own expense. At a minimum, you will need tables, chairs, stools, worksheet shelves and at least one digital clock. The furniture for your Center (tables, chairs, stools and worksheet shelves/base) must comply with our Center Design Requirements set forth in our Operations Manual. But for desks (which you may order from our designated furniture supplier or a supplier of your choice), you must order the furniture for your Center from our designated furniture supplier (see Item 8). The tables, chairs, stools and worksheet shelves/base will be shipped to your Center, and you will pay the actual shipping cost. Kumon receives no commission or other compensation on account of your purchase of furniture. Pursuant to Kumon’s sign policy contained in our Operations Manual, you shall be required to pay for one exterior sign for the facade of your commercial space. Ownership of the sign shall remain with us. We must approve the content and location of the sign prior to installation. Upon installation, we shall reimburse you for the cost of fabrication and installation of the sign. We shall make arrangements for removal of the sign when our relationship ends. You must reimburse us for the cost of sign removal. When affixing signage, the Kumon Logo (“KUMON” and the “thinking face” design) must be separated from all local Center information (i.e., Center name, phone number, hours of operation, and website address). You are free to use any vendor you select for exterior sign fabrication and installation (See Item 11 for further information regarding our sign program.).

[5]

You must obtain a notebook computer for use at your Kumon Center. Your computer must be at your Center at all times when your Center is open. Your notebook computer must have the minimum specifications set forth in our Operations Manual. You must use our proprietary software, applicable to your Center, which will assist in various aspects of operating your Kumon Center. (See Items 11 and 14 for more information regarding computers.)

[6]

This figure is the current annual rate if you purchase the package policy liability insurance that Kumon makes available through its insurance carrier, based on an assumed Center enrollment of 100 math students. (See Items 7 and 9 for more information.) Many of our franchisees also obtain other types of insurance coverage for their Centers, such as property and casualty coverage, although we currently require only liability coverage. We estimate that the annual cost of property and casualty coverage would range from $1,000 to $2,500. We also strongly encourage you to purchase sexual misconduct liability insurance for you and your co-workers; as such coverage is not included in the insurance offered through Kumon. Almost every state requires you to purchase workers’ compensation insurance for the employees of your Center. Whether or not your state requires you to obtain workers’ compensation insurance, Kumon will require you to obtain and have proof that you have this type of insurance. You may have an obligation under state law to obtain other forms of insurance.

[7]

Your Kumon Center must utilize the Kumon Lead Management Tracking System. This system utilizes Voice-Over Internet telephone technology. To utilize this System, your Center must have its own telephone number and dedicated Voice-Over Internet telephone line used exclusively for Center business. You must purchase this System from our designated vendor. The cost for the purchase and installation of the System currently is $340. After installation, monthly expenses for use of the System are estimated by our vendor to be approximately $40 per month. The Voice-Over Internet telephone will include the software for the System. The System will automatically route parent telephone inquiries to our call center and provide us with access to your scheduling calendar. In your absence, our call center will schedule appointments for new parent orientations for you. Kumon earns no commission or any revenue from your purchase or use of the System. Upon expiration or

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termination of our relationship, you must cease using the System and the telephone number for your dedicated telephone and assign the number to Kumon. [8]

You must purchase the books included on the Kumon Recommended Reading List. The cost of these books will vary depending on the vendor you select. The Kumon Recommended Reading List consists of approximately 520 books in Levels 7A-L, chosen with the purpose of enhancing the student’s joy of reading, to be assigned by the Instructor for use at home as needed on an individual basis. We may add or delete books from the List at any time. If we add books to the List, you will be required to purchase them.

[9]

You must have your fingerprints taken on Form FD-258, the fingerprinting card used by the FBI, to conduct a criminal background check. If you are invited to our Start-Up Training program, Kumon will provide this form to you along with detailed procedures to properly fill the card out, take it to a local governmental agency to obtain your full set of fingerprints, and mail to the FBI to conduct the criminal background check. You must authorize the results of the background check to be mailed directly to Kumon. The fee to process the fingerprinting card is $18. Additional fees may apply at the local level to have your fingerprints taken. If we have not received the FBI background check prior to your scheduled attendance at our Start-Up Training, we may reschedule your attendance until after we have received the background check.

[10]

You may need to hire assistants as the number of students enrolled at your Center increases. You will determine when to hire assistants and the salary to pay them. Your payroll costs will depend on many factors such as the number of assistant you hire and the prevailing wage rate. This figure is an estimate and we cannot guarantee that you will not incur greater payroll expenses.

[11]

Within the first 3 months your Center is open (6 months if you take over operation of an existing Kumon Center), you must spend a minimum of $4,000 to promote, market and advertise your Center. We will reimburse you 50% of the Center promotion, advertising and marketing funds you spend and which we have pre-approved, in the first 3 months of the operation of your Center up to the maximum amount set forth in our Operations Manual. Currently this reimbursement is up to $2,000.

[12]

This is an estimate of the additional funds you will need during the initial period of operation, which we define as three months from the opening of the Center. These figures are estimates, and we cannot guarantee that you will not have additional expenses in starting the business. Your costs will depend on many factors, such as: how closely you follow our methods and procedures; your management skills, experience and business acumen; local economic conditions; the local market for our services; competition; and the enrollment level reached during the initial three-month period of Center operations.

[13]

In compiling these estimates we relied on our and our predecessors’ more than 25 years of experience in operating and franchising Kumon Centers in the U.S. You should review these figures carefully with a business advisor before making any decision to purchase the franchise.

[14]

We do not finance any part of your initial investment. If your Center will be in Pennsylvania, see Exhibit G to this disclosure document for the costs associated with that state’s accreditation requirements.

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ITEM 8 RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES Kumon Materials. Other than Kumon Workbooks published by Kumon Publishing Company which you may choose to sell at your Center (see Item 1), you are only permitted to use Kumon’s proprietary materials (“Kumon Materials”) in your Kumon Center. Other than your initial purchase of Kumon Materials which you must purchase from us (see Item 7), we will provide you with Kumon Materials at no additional charge (i.e., they are covered by your royalty fee); however, you must pay the cost of shipping Kumon Materials to your Center from our distribution center. We must pre-approve any other materials that you wish to use at your Center. You may not distribute or utilize any Kumon Materials, products or services over the Internet, any other computer network, or from any location other than the location we have approved for your Kumon Center. You must obtain the Kumon Materials from us. You may not sell any Kumon Materials or allow anyone employed at your Center to sell any Kumon Materials. Chargeable Items. We offer supplemental instructional aids and promotional items for use or sale in your Center. We refer to these items as “Chargeable Items.” Chargeable Items include extra Answer Books, Solution Manuals, pens and pencils, stickers, magnetic number boards, Worksheet accessories, student literature, signs, posters, maps, reading compact disks, flashcards and awards. You do not have to purchase any of these items, but most of our franchisees do choose to purchase some. See Exhibit A to this disclosure document for our current Price List for Chargeable Items. You must pay sales tax for any Chargeable Item you order from us. The prices are subject to change without notice. We may discontinue the sale of any chargeable item at any time without notice. Kumon will derive a small amount of revenue from your purchases of Chargeable Items. During our last fiscal year, we received $1,428,170 from franchisees for sales of Chargeable Items, which constituted 1.3% of our total revenue of $110,118,466 for the year. This unaudited figure is from our internal sales records. If you choose to purchase Chargeable Items, they must be purchased from us. Other Kumon-Supplied Items. You must obtain the exterior sign for your Center from us (no cost to you because we reimburse you for the cost of fabrication and installation of the sign) (See Item 7, note 4) Vendor Relationships. You can make the following purchases directly through the companies listed. You are not required to use these vendors; however, you must use our designated vendors for Center furniture and the Lead Management Tracking System. VENDOR Amazon.com., Barnes & Noble American Express Travel Related Services Company, Inc. Verified Credentials, Inc. John R. Green Company Coldwell Banker Commercial HM Care Advantage Clarity Connect, Inc.

PURPOSE OR PROGRAM Kumon Recommended Reading List Automated System for Tuition Payment Background Checks on Your Employees Furniture for your Kumon Center Real Estate Brokerage Services for Franchisees Limited Medical Benefit Plan for Franchisees Kumon Lead Management Tracking System

We receive no discounts or payments from these vendors based on your purchases from them. We have no affiliation with these vendors. We do not provide special benefits to franchisees based on their use of designated or approved suppliers. There are no purchasing cooperatives or distribution cooperatives in our franchise system. Neither Kumon nor any officer or shareholder of Kumon has any ownership interest in any of these vendors.

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Liability Insurance. You must purchase general liability insurance coverage for your Center. If you wish, you may buy the package policy liability insurance that Kumon makes available through its insurance carrier. (See Item 6, note 3 for details.) During our last fiscal year, we received $537,331 (and paid out $505,721) from franchisees for liability insurance coverage, which constituted approximately 0.5% of our total revenue for the year. This unaudited figure is from our internal records. The amount that we charge franchisees is designed to reimburse Kumon for the amount we pay the insurance carrier. Workers’ Compensation Insurance. Almost every state requires you to purchase workers’ compensation insurance for the employees of your Center. Regardless of the law in your state, Kumon will require that you obtain and have proof that you have this type of insurance. Workers’ Compensation Insurance protection is not included in Liability Insurance policies and must be separately purchased. The rates for workers’ compensation insurance vary from state to state. Center Facility. We must approve the location and facilities you choose for your Center (see Item 11). Our Operations Manual contains Center Design Requirements, including furniture (desks, chairs and stools) to be used at your Center. You must purchase the furniture for your Center from Kumon’s designated vendor (see Item 7 Note 4). Your Center must meet our Center Design Requirements which will include standards for interior paint, carpet, wall hangings and the layout of your Center. We will not permit any activity other than the operation of a Kumon Math and Reading Center for any site we approve. You may not use or permit the use of the site we approve for any other purpose or activity at any time without first obtaining our written consent. In our last fiscal year, we derived no revenue from the purchase of furniture by any of our franchisees. *

*

*

We estimate that your purchases from Kumon will be approximately 4% of your total purchases and leases in establishing the Center and approximately 3.7% of your total purchases and leases in operating the Center. Other than as described above, Kumon does not impose restrictions on sources of products or services for your Center. If we issue specifications for any additional equipment, supplies, or other items, they will appear in the Operations Manual. We do not currently have a supplier approval process. ITEM 9 FRANCHISEE’S OBLIGATIONS This table lists your principal obligations under the franchise and other agreements. It will help you find more detailed information about your obligations in these agreements and other items of this disclosure document.

Obligation a.

Site selection and acquisition/lease

b. Pre-opening purchases/leases c. Site development and other preopening requirements

Section in Franchise Agreement (“FA”)

Item in Disclosure Document

Section 3.1

Items 7, 8 and 11

Sections 5.1, 5.2, 6.5(f), and 13.2

Items 5,6,7,8 and 11

Sections 3.1, 4.1,4.2, 6.2, and 13.2

Items 1 and 11

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Section in Franchise Agreement (“FA”)

Item in Disclosure Document

Obligation d. Start-Up and Ongoing Training

Sections 14.3(m), and 15.2(e)

Items 1, 11, and 17 (m)

e.

Opening

Sections 3.2, 15.1(e)

Item 11

f.

Fees

Sections 3.4, 5, 6.7, 7.1 10.4, 11.5, 12.2, 14.3(i), 18.6, 18.7(c), 18.8, 18.9(a), 18.10 and 22

Items 5, 6, 8, 12, and 17

g. Compliance with standards and policies/Operating Manual

Sections 1.3, 2.1, 2.3, 4.1, 5, 6, 7.4, 9, 10, 11, 13.2, 14, 15.1, 15.2, 15.6, and 20

Items 1, 6, 7, 8, 10, 11, 15, 16, and 17

h. Trademarks and proprietary information

Sections 1.2, 7, 8.1, 8.3, 15.1(f), 15.6, and 20,

Items 6, 7, 8, 11,13,14, and 16

i.

Sections 7.4, 8.2, 8.3, 16.1, 16.2, and 6.16

Items 7 (note 3), 8 and 16

Sections 6.4, 6.9, and 6.10

Not Applicable

Section 3.3,

Item 12

Exhibit A to this disclosure document (Price List of Chargeable Items)

Items 7 and 8

m. Maintenance, appearance and remodeling requirements

Sections 6.2, 6.9, 6.12, 6.14, 8.1, and 20, Attachment 2-D, section 2

Items 7 (note 4), 8, and 11

n. Insurance

Sections 12.1, and 13.2

Items 6, 7, 8 and 11

o. Advertising

Sections 6.2, 6.4, 6.5,15.2(j), and 15.6(b)

Items 6 (note 10), 7 note 11), 11, 12, 13, and 16

p. Indemnification

Sections 12, 13.1, 15.6(j), and Attachment 2A

Items 6 (note 5), 13, 14

q. Owner’s participation/ management staffing

Sections 11.1,11.2, 11.5, and 15.2(f),

Items 6 (note 9), 15, and 17 (o),

r.

Records and reports

Sections 2.1(g), 5.4, 5.5, 6.7, 6.13, 10.3, 15.2(d), 15.6 (f), and 15.6 (g)

Item 6

s.

Inspections and audits

Sections 6.13, 11.3, and 22.2

Not Applicable

t.

Transfer

Sections 15.1 (g), 16.2 16.3, 18, and 19

Item 17

u. Renewal

Section 14

Item 17

v. Post-termination obligations

Sections 15.6, and 16

Item 17

w. Non-competition covenants

Section 16

Item 17

Restrictions on products/services offered

j.

Warranty and customer service requirements k. Territorial development and sales quotas l. Ongoing product/service purchases

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ITEM 10 FINANCING We do not offer direct or indirect financing. We do not guarantee any promissory note, lease or other obligation you may make to others. ITEM 11 FRANCHISOR’S ASSISTANCE, ADVERTISING, COMPUTER SYSTEMS AND TRAINING Except as listed below, we are not required to provide you with any assistance. Before you begin operating your Center, Kumon will: 1. Provide Start-Up Training Days (Training Agreement, Section 1). After the Kumon Branch Office in your area and Kumon University have registered you for training, we will lend you our Training Kit, which includes material you will need throughout Start-Up Training. You shall also be able to consult our Operations Manual for reference only. You will use these materials at the Start-up Training program as part of the training materials. If you or Kumon terminates the Training Agreement, you must return the Training Kit and all of the Manuals; 2.

Designate a name for your Center (Franchise Agreement, Section 6.2);

3. Approve a specific facility for your Center, based on information that you submit (Franchise Agreement, Section 3.1); 4. Upon your payment of the non-refundable fee of $1,000, provide an initial set of Kumon promotional and instruction Materials (Item 7, Note 1, and Franchise Agreement, Section 7.1); 5. Verify that you have the insurance coverage that we require for your Center (Franchise Agreement, Section 13.2); 6. Review your corporation, or LLC paperwork to ensure that you are complying with our requirements for such entities (Franchise Agreement, Sections 11.4 and 11.5); and 7. Provided you have completed our sign application form completely and accurately, ordered and have installed the exterior Kumon sign, reimburse you for the cost of sign fabrication and installation. Actual installation may take place after you have started operating your Kumon Center (Franchise Agreement, Section 6.5). After you begin operating the Center, Kumon will: 1. Supply you with Kumon Materials (Placement Tests, Achievement Tests, and Worksheets) reasonably necessary for the operation of your Center. (Franchise Agreement, Section 7.1); 2. System);

License you to use for our proprietary computer software (see below under Computer

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3. Provide additional classroom training that you will be required to attend at Kumon University, Teaneck, New Jersey (Franchise Agreement, Sections 4.1 and 4.2). 4. Provide you with further educational opportunities, such as online training modules, Instructor Conferences and periodic Instructor meetings at locations we designate (usually the Branch Office) (Franchise Agreement, Section 2.1(j)); 5.

Review the proposed domain name and content of your website, if you choose to develop

one; 6. Assign a Kumon Center domain name to you for the limited purpose of having a link to your basic center information from our kumon.com website. (Franchise Agreement, Section 6.5(b)). This information will be displayed when potential customers try to find Kumon Center locations closest to them; 7. Assign an email address for your Kumon Center. (Franchise Agreement, Section 6.5(b)) You must register for this email address immediately after you sign your initial Franchise Agreement. This email account must be used exclusively for your Kumon business; 8. Investigate unauthorized uses of the Proprietary Marks that you report to us. (Franchise Agreement, Section 7.6); 9. Notify you of changes to the Operations Manual, Instruction Manual, Instruction Principals and Guide, and any other modifications to the Kumon Method. (Franchise Agreement, Sections 8.2 and 9); 10. Review any additional services, programs or products (“Additional Materials”) that you develop for your Center. If we elect to make the Additional Materials part of the Kumon Method, we will compensate you for your development efforts. (Franchise Agreement, Section 8.3); and 11. Provide you with a rent subsidy during the initial continuous twenty four-month period for which rent is due, as described in Item 6. (Rental Subsidy Addendum, Section 1). Training As noted in Item 1, our Start-Up Training consists of preliminary homework assignment, training in a Kumon Center, on-line training, study of our curriculum and worksheets and classroom training at Kumon University, Teaneck, New Jersey. Completion of the Start-Up Training program includes two trips to Kumon University, Teaneck New Jersey to attend the classroom portion of the training. If you successfully complete Start-Up Training and are awarded a franchise, you must travel to Kumon University, Teaneck, New Jersey following the opening of your Center for one additional session of classroom training. The Training Agreement governs the Start-Up Training Period. We currently estimate that it will take you approximately 6 months to complete Start-Up Training and that if you successfully complete Start-Up Training and are awarded a franchise you will be required to return to Kumon University, Teaneck, New Jersey for additional classroom training. We may, in our discretion, award you a franchise at the completion of the first classroom training session. We currently estimate that this may occur approximately 4 months after you are invited to our Start-Up Training but you will still be required to complete the balance of Start-Up Training, including In-Center Training sessions. If we award you a franchise at the completion of the first classroom training session, you will still be required to return to Kumon University, Teaneck, New Jersey for additional classroom training. If you do not successfully complete this additional classroom training, your Franchise Agreement will be terminated (Please refer to Attachment 2 to this franchise disclosure document, Franchise Agreement, Section 15.2[e]).

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You are responsible for all expenses while attending the training, including, but not limited to, costs of transportation, lodging, and meals. (See Item 7, “Expenses While Training.”). Our training programs are under the supervision of Laurence Lambert, Senior Vice President and Director of Kumon University (see Item 2). Mr. Lambert has been with Kumon 21 years and has 19 years’ experience training Kumon instructors. Our trainers generally have experience in operating a Kumon Center. If you are applying for your first Kumon Center franchise, the Deposit Fee is $500. This will provide you with one Training Kit for Start-Up Training. We will apply the Deposit Fee toward your Franchise Fee if you successfully complete Start-Up Training and sign a Franchise Agreement. You must complete Start-Up Training to Kumon’s satisfaction in order to be offered a franchise. (See Item 15 for information related to formation of a corporation.) We have the right to add supplemental required training sessions to our standard Start-Up Training Program if we determine that you need them. After completion of your Temporary License Period, you must complete Ongoing Training, which continues for the term of the franchise. Ongoing Training includes Instructor Achievement Testing, attendance at Monthly Instructor Meetings and/or Online Training, other Professional Development activities and completion of additional classroom training, in accordance with the training schedule set forth in our Operations Manual. The table below summarizes the requirements of the first eight days of the Start-Up Training Program (as of the end of our last fiscal year) that you must complete prior to opening your Center:

TRAINING PROGRAM

Subject

Instructional Material

Pre-Training Process Begins after Training Agreement is signed

• Franchise Orientation Day Webinar • First draft of Business Plan (see Note 1 below) • Introductory Math and Reading Curriculum Study • Online courses focused on Math and Reading Curricula and CMS software • Business Plan Webinar

Approx. Hours of SelfLearning

Approx. Hours of Classroom Training

Approx. Hours of On-the-job Training

Location

Business Plan: 20-40 hours Curriculum Study: 75125 hours Online Courses: 1218 hours

Franchise Orientation Day Webinar: 2 hours

n/a

n/a

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Subject Start-Up Training Days 1-4 Approx. 7-8 weeks after Training Agreement is signed

Between Days 4 and 5 of Start-Up Training

Start-Up Training Days 5-8 Approx. 10 weeks after Start-Up Training Days 14

Instructional Material • Kumon’s history and philosophy • Overview of Curriculum • Overview of Primary Instruction • Parent Orientation • Lead Management • Grading, Oral Reading and Achievement Tests • Lesson Planning • Company-Owned Center Visit • Intermediate and Early Learner Math and Reading Curriculum Study • In-Center Training • Online courses focused on Math and Reading Curricula and CMS software • Kumon Instructional practices and tools • Center Management practices • Early Learner Instruction • Review and Application of previously learned concepts • Company-Owned Center Visit

Approx. Hours of SelfLearning

Approx. Hours of Classroom Training

Approx. Hours of On-the-job Training

n/a

4 days of classroom training, 8-10 hours per day

n/a

Kumon University, Teaneck, NJ

Curriculum Study: 30-60 hours

n/a

36-48 hours of InCenter training as determined by Branch Office n/a

n/a

Online Courses: 1015 hours n/a

4 days of classroom training, 8-10 hours per day

Location

Kumon University, Teaneck, NJ

NOTES (1) You will be asked to complete a Business Plan as part of the Start-Up Training process. The Kumon Branch Office associate responsible for the area in which you intend to open will review it. If we see any figures that we believe to be clearly wrong or “out of the ballpark,” we will so inform you and recommend that you investigate further. However, our review of your Business Plan, either as originally completed or as you may revise it, is not an endorsement of your figures by Kumon, nor is it a representation that your Center (if you open one) would or may perform according to your plan. We require completion of the Business Plan solely as a training exercise in order to make sure that you have approached the business in an organized and objective fashion. You may not rely on Kumon’s review of your Business Plan as a representation or guarantee of ANY of the figures in your Business Plan. You alone are responsible for the Business Plan and for the actual results of the operation of your Center (if you open one).

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The table below summarizes the time after the first eight days of Start-Up Training through the completion of the Temporary License Period.

Subject

Instructional Material

Discovery Day Date on which Franchise Agreement is signed

• Continued Intermediate Math and Reading Curriculum Study • Online courses focused on Intermediate Math and Reading Curricula

Center Management Day Approximately 4-6 weeks prior to Center Opening Day

• Center Management practices and procedures • Basic Center layout • Creating an ideal learning environment for students

Branch Day Approximately 1-2 weeks prior to Center Opening Day

• Review of enrollment practices and procedures • Review of Lesson Planning basics • Communication practice session • Continued Intermediate Math and Reading Curriculum Study • Online courses focused on Intermediate Math and Reading Curricula

Center Opening Day Approximately 1-3 months after Discovery Day

Between Opening Day and Day 9 of Start-Up Training

• Advanced Math and Reading Curriculum Study • Online courses focused on Advanced Math and Reading Curricula

Start-Up Training Days 9-11 At Kumon University in Teaneck, NJ minimum 6 months after Center Opening Day Completion of Temporary License Period Approximately 6 months after Start-Up Training Days 9-11

• Kumon Instruction • Kumon Math, Reading and Early Learner curricula • Center Management Practices • Parent and Student Communication Skills • Continued Advanced Math and Reading Curriculum Study • Online courses focused on Advanced Math and Reading Curricula

Approx. Hours of SelfLearning Curriculum Study: 4045 hours Online Courses: 23 hours n/a

Approx. Hours of Classroom Training 3-4 hours

Approx. Hours of On-the-job Training n/a

Branch office

3-4 hours

n/a

Branch office

n/a

3-4 hours

n/a

Branch office

Curriculum Study: 110120 hours Online Courses: 46 hours Curriculum Study: 125135 hours Online Courses: 35 hours n/a

n/a

n/a

n/a

n/a

n/a

n/a

3 days of classroom training, 8-10 hours per day

n/a

Kumon University, Teaneck, NJ

Curriculum Study: 7585 hours Online Courses: 24 hours

n/a

n/a

n/a

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Site Selection We must approve a site for your Kumon Center before you may sign the Franchise Agreement. We do not select your Center site. You must operate your Center in a retail location such as a storefront, strip mall or town center unless we grant you a written exception to this requirement. We will not permit any other activity than the operation of a Kumon Math and Reading Center for any site we approve. You may not use or permit the use of the site we approve for any other purpose or activity at any time without first obtaining our written consent. We have the right to withhold our consent for any other use of your Center in our discretion. We will approve the general location of the area in which you intend to operate by the time you attend Start-Up Training. If we have not approved your site by the completion of Start-Up Training, you will have three months from the last day of Start-Up Training to commence Center operations. Kumon assists in site selection by reviewing the location and nature of the proposed facility and its appropriateness for use as a Center (Training Agreement, Section 6; Franchise Agreement, Section 3.1). In evaluating your proposed Center site, Kumon will consider the type and size of facility (it must be a minimum of 800 square feet); the lease term (it must be for at least 2 years and preferably 5 years); ability to affix our signage (see below); the suitability of the environment, lighting and desks for Kumon Method Center sessions; demographic factors such as population density of school-aged children and disposable income; the proximity to area schools, competing businesses, non-competing businesses, and other Kumon Centers; the availability of parking; and traffic patterns. You are strongly encouraged to factor in build-out costs (if any), and the time it takes to have the build-out completed (including hiring architects and contractors, and securing appropriate building permits) for any potential site you are considering for our approval. You also have the responsibility to ensure that the premises you are considering for our approval is zoned appropriately for the operation of a Kumon Center. The Manager of the Kumon Branch Office in your area evaluates your specific site and renders a decision if it is acceptable or not. If the Branch Manager finds your proposed location acceptable, he or she will provide tentative approval for the site. If tentative approval is granted, our Legal Department will then review your lease for Kumon-specific items such as signage, purpose, insurance, and any minimum operating hour requirements. Kumon may request that certain language be inserted into the lease so that the sign will be displayed to Kumon’s approval. If a Kumon-approved sign is not permitted either by the landlord or the local zoning officials, then Kumon, in its sole discretion, may deny approval of the site. The Branch Office Manager will provide final approval of the site only if all issues that we require in your lease have been cleared through our Legal Department. You must not sign a lease for your Kumon Center until you have signed the Franchise Agreement and receive approval for the lease from our Legal Department. A review of any proposed lease by our Legal Department is not a thorough legal review of all the issues contained in the lease. You should have the lease reviewed by an attorney or other consultant of your own choosing prior to signing it. Our approval of a site is not a representation or guarantee that a Kumon Center will be successful at that site. Similarly, any data that we may supply to you for the purpose of assisting you with site location is not a guarantee of your Center’s success. Your Center may be considered a “school” under applicable zoning codes. Classification of your Center as a “school” may entail requirements such as separate bathrooms for boys and girls, water fountains, and accommodations for disabled persons. The cost of these additional requirements, if any, has not been included in our estimate of your anticipated costs for opening a Kumon Center. Although we do not regard Kumon Centers as “schools,” we urge you to consult with an attorney concerning special requirements that may apply to your Center. Whether or not your Center is classified as a school, you are responsible for

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Our software systems will assist in various aspects of operating your Kumon Center. For example our CMS Standard software includes the functionality of our other software programs as well the ability to network multiple computers within your Center, provide a centralized location to view and enter comments regarding student study and progress, maintenance of a student calendar, view a student’s entire Kumon study history including the number of monthly Worksheets used by a student and a task oriented interface allowing quick access to student records. You must be certified in the use of the appropriate software before you can commence Center operations. Furthermore, even if you pass the initial certification test, you will have to be recertified if you do not commence Center operations within five months from the date of your initial certification. We may require you to attend the next scheduled certification training course in your area before taking the retest. If we do require you to attend the certification training, your Center opening could be delayed by many months. We also reserve the right to require that you recertify in the use of our software programs each time a new version is released. Before you can use our software, you must agree to the terms and conditions of our User Agreement, which you will find in the software itself. Operations Manual The table of contents of the Operations Manual is Attachment 3 to this disclosure document. This document is maintained online by Kumon. When downloaded and printed, the Operations Manual contains 43 pages. Instructor Advisory Committees Kumon currently has 2 Instructor Advisory Committees. We may change the activities of these Committees or create new committees: Instructor Advisory Council (IAC) is a consultative group that provides input to our President and other senior management members on matters related to our objectives, goals, strategies and tactics. The IAC provides a means for discussing and evaluating the operation of our business and provides an opportunity for reporting on, exchanging and evaluating ideas about our business activities and programs. Our President other corporate officers meet with IAC members semi-annually. The members of IAC are voted upon by all Kumon franchisees. Two instructors are elected regionally, one instructor having been a Kumon franchisee more than two years and one instructor having been a Kumon franchisee less than two years. Information Technology Advisory Committee (ITAC) receives input from instructors on a wide range of technology issues such as the trial use of new products (pilot or beta testing). The ITAC meets with members of our Research, Development and Technology Department and other designated company officials three times per year. The members of ITAC are selected by Kumon. All committee members serve voluntarily for designated periods of time. Our Advisory Committees have no decision-making authority.

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ITEM 12 TERRITORY You will not receive an exclusive territory within the Kumon franchise organization for the operation of your Center(s). You may face competition from other franchisees, from centers that we own, or from other channels of distribution or competitive brands that we control. Kumon and its affiliates retain the right to establish and franchise Kumon Centers, to engage in any other business activities at any location, and to establish alternative channels of distribution, such as the Internet, catalog sales, telemarketing or other direct marketing sales, irrespective of your Kumon Center’s location, to make sales using the Proprietary Marks or other proprietary marks. There is no restriction on our right to promote the use of the Kumon Method by any other means in addition to the franchised and company-owned Kumon Centers. As of December 31, 2011, 4 states have approved us to provide supplemental education services under the federal No Child Left Behind program (“NCLB”). If you want to accept students funded by this federal program, you must be approved for participation by the Branch Manager for the area within which your Center is located, attend a two hour orientation session, and sign a Participation Agreement with us. Students enrolled at your Center may only receive services that you provide them at your Approved Location, as specified in Section 1.1 of your Franchise Agreement. In rare cases, we may allow you to offer services on-site at a Title I school, but only after you receive written permission from Kumon. In such cases, you must sign an addendum to your Franchise Agreement before offering Kumon services in a Title I school. We retain the right to provide on-site NCLB services (or authorize other franchisees to do so) if you are not eligible to participate, or choose not to participate in NCLB. (See Attachment 5 to this disclosure document for the No Child Left Behind Participation Agreement.) As explained in Item 1, Kumon Publishing Company North America, Inc. (“KPNA”) currently distributes Workbooks through bookstores, toy stores, and teachers’ supply stores. KPNA may sell Workbooks on the Internet or through other channels of distribution. Each workbook contains a full page explaining the history and philosophy of the Kumon Method, a full page advertisement that includes our website and toll free number, should a parent want to enroll their child in a Kumon Center, or seek additional information about our programs. You may operate your Center only at the location approved by Kumon and specified in Section 1.1 of your Franchise Agreement. You must obtain permission from the Branch Manager for the area within which your Center is located before relocating your Center. Also, you must not sign a lease for a new Center location unless you obtain the prior written consent for the relocation and approval of the lease from our Legal Department. We will consider several factors, including demographic data, and the proximity of other Centers in reviewing a request to relocate. We have the right to charge an additional franchise fee (which currently is $1,000) if you relocate your Center. However, our present policy is to charge such fee only if fewer than 80% of your enrolled students transfer to your new location. If we do charge a fee, you will be entitled to a new rental subsidy, subject to our then-current rental subsidy policies. We have the right to modify such policy. You may not establish any program using the Kumon Method in any setting other than the current approved location of your Center. We will provide you a Center Relocation Guidebook that contains detailed procedures regarding Kumon’s relocation process. The Guidebook is official policy of the Company. The parents of Kumon students are free to enroll their children at the Kumon Center of their choice, regardless of their or its location. There are no geographic restrictions on the students that you and other franchisees may serve, so long as the enrolled children have the opportunity to be physically present at the

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Center at least two times per week. Nevertheless, you may not target advertising to potential students in the vicinity of another Kumon Center without our prior written approval. Similarly, when parents contact us, we may refer them to any one or more Kumon Centers. We have no obligation to refer parents residing closest to your Center to you. ITEM 13 TRADEMARKS Pursuant to the Franchise Agreement, we grant you the right to operate an after school center under the name “Kumon” and use our other Proprietary Marks in the operation of your Kumon Center. By Proprietary Marks, we mean “Kumon” and our other current or future trademarks, trade names, service marks and logos that we designate for use in connection with Kumon Centers. Our parent, KIE, owns the Proprietary Marks and permits us and our franchisees to use them. There is no written agreement between us and KIE relating to the right to use the Proprietary Marks. KIE is the registered owner of the following Proprietary Mark, which has been registered with the United States Patent and Trademark Office (“USPTO”) on the Principal Register, and all required affidavits of continued use have been filed and accepted: Registration Number 3,058,085

Mark

Date of Registration 02/07/2006

We describe the above trademark as the Kumon Logo or “KUMON” and “thinking face” design, throughout this disclosure document. Except as stated in this Item 13, there are no other currently effective agreements that significantly limit our rights to use or license the use of the Proprietary Marks listed in this Item in a manner material to the franchise. There are no presently effective determinations by the USPTO, the Trademark Trial and Appeal Board, the trademark administrator of any state, or any court, involving the principal mark. There are no pending infringement, opposition, or cancellation proceedings, and no pending material litigation involving the Kumon Logo. You must report promptly (within 24 hours of your discovery) any unauthorized use of the Proprietary Marks that comes to your attention, and you must cooperate in stopping the unauthorized use, at our expense. While the Franchise Agreement does not obligate us to enforce protection of our and KIE’s interests in the Proprietary Marks, Kumon and/or KIE intend to enforce them against any infringement. Similarly, we have no contractual obligation to defend you or indemnify you against claims that your use of the Proprietary Marks infringes the rights of others. However, it is our policy to defend and indemnify you if you have used the marks strictly in accordance with the Franchise Agreement. We will control any administrative proceedings or litigation involving Proprietary Marks. You must follow our rules in using the Proprietary Marks. Under no circumstances may you combine Kumon’s Proprietary Marks with any other trademarks or logos.

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All rights in, and goodwill derived from the use of, the Proprietary Marks are solely for the benefit of Kumon and KIE. You must use the name “Kumon” as part of the name for your Center; however, you can only use the Proprietary Marks under the terms of the Franchise Agreement while it is effective. You must operate the Center under the name we assign you. You may not use any other name for the Center without our written approval. You may not use the KUMON and/or “thinking face” design, or any of the Materials that have been copyrighted, except in the normal and customary conduct of your Center. When affixing signage, the Kumon Logo must be separated from all local Center information (i.e., Center name, phone number, hours of operation, and website address). You may not use any Proprietary Marks, or copyrighted materials used, or claimed by Kumon in connection with any business you conduct, other than those covered by this Disclosure Document. Please see Item 11 of this disclosure document for further details related to advertising on the Internet. If we decide to modify or discontinue use of any Proprietary Marks or adopt any additional or substituted Proprietary Marks, you must comply with such changes. Our only obligation will be to reimburse you up to $50 for your documented expenses incurred in complying with such changes (such as changing signs, stationery, etc.). You waive any other claim against Kumon or KIE to reimbursements of any expenses that you may incur due to Proprietary Marks changes or substitutions. See Section 7 of the Franchise Agreement for other provisions relating to your use of the Proprietary Marks. ITEM 14 PATENTS, COPYRIGHTS AND PROPRIETARY INFORMATION KIE copyrights many of the Kumon Materials used in the Kumon Method, including Worksheets, Placement Tests, Achievement Tests, Record Books, Progress Charts, Answer Books and Instruction Manuals that we provide to franchisees for use in their Centers. KIE files the Kumon Materials copyright applications in Japan, which are effective in the U.S., under the Universal Copyright Treaty. We also register our entire Kumon Worksheet Curriculum (including Placement and Achievement Tests, and Answer Solution Books) in the U.S. Library of Congress. These registrations are updated regularly as new or revised curriculum materials are developed. KIE licenses Kumon to use these copyrighted materials. Because so many instructional materials are copyrighted, it is impractical to list the registration numbers and dates of these copyrights. However, KIE and Kumon intend to renew such registrations whenever permitted. You may use the copyrighted materials only for the enrolled students of your Center under the terms of the Franchise Agreement and while the Franchise Agreement is effective. You may not duplicate the copyrighted materials that we provide to you, except with our prior written consent. While the Franchise Agreement does not obligate us to do so, Kumon and KIE intend to enforce these copyrights against any infringement. You must report any infringement of the copyrights that you find out about promptly (within 24 hours) and you must cooperate in stopping the infringement (at our expense). We are not aware of any infringement uses of our copyrights that could materially affect your use. Additionally, there are no pending interference, opposition or cancellation proceedings; no other pending litigation involving the copyrights; and no agreements currently in effect that materially limit our rights to use or license others to use Kumon and KIE copyrighted materials. We have no obligation to defend or indemnify you against a challenge to your use of our copyrighted materials. During and after the term of the Franchise Agreement, you may not disclose any of Kumon’s confidential information that you obtain as a result of the franchise. Confidential information includes

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(among other things) any Kumon Materials, instructional methods, products, services, and procedures to which you would not have had access if you were not a Kumon Franchisee. All of your assistants (including your spouse, children or other relatives over the age of 18), and all of your other employees 18 years or older must sign a Confidentiality/Non-Competition Agreement before their employment starts. The current forms of Confidentiality/Non-Competition Agreement are in Attachments 2-C (A) and 2-C (B) to the Franchise Agreement. If you are a corporation or limited liability corporation, then the Corporation Instructor (see Item 15) and all present and future officers, directors and shareholders of the corporation must sign the Confidentiality/Non-Competition Agreement. ITEM 15 OBLIGATION TO PARTICIPATE IN THE ACTUAL OPERATION OF THE FRANCHISE BUSINESS If you are an individual, you must instruct the students personally. You must be at the Center during all student sessions except in extraordinary circumstances of a personal nature. You must devote full-time to the operation of your Kumon franchise throughout the franchise relationship. Accordingly, you must obtain our prior written approval to be employed in any other job or have any other business interest that might prevent you from devoting full time to the Kumon franchise. If you are a corporation, or a limited liability company, the personal obligation and full-time devotion requirements include only the Corporation Instructor. It does not necessarily include all the owners of the corporation, or the limited liability company. Assistants. You will determine who to hire as assistants at your Center and will be responsible for their training and work assignments. You must ensure that your assistants are competent to perform the tasks assigned to them, are of good character, and are otherwise qualified to work with children. You must perform a criminal background check before employing any assistants 18 years or older, so that you can determine the suitability of that individual to work in close proximity to children. Corporation/LLC. If you wish to form a corporation or limited liability company to operate your Center, you must satisfy the corporation/LLC requirements stated in the Training Agreement and Franchise Agreement. Among other things, the corporation/LLC must designate one individual as a “Corporation Instructor.” We must approve the Corporation Instructor, and the Corporation Instructor must agree to be personally responsible for operation of the Center. If you wish to form a corporation or limited liability company to operate your Center, you must own at least 51% of the franchisee entity and must have the power to direct and control the entity’s affairs. You must identify on the Corporation/LLC Schedule and obtain our approval of any other shareholders or owners and their management role in the business. If you form a corporation or limited liability company to operate your Center, you must complete the Start-Up Training Program and must sign the Franchise Agreement on behalf of the corporation or limited liability company. In addition, you and any other owners of the Corporation/LLC must sign a Personal Guarantee, guaranteeing the Corporation/LLC’s obligations to Kumon, as well as a Confidentiality and NonCompetition Agreement. The forms of the Personal Guarantee and Confidentiality and Non-Competition Agreement are attached to the Franchise Agreement. The formation papers of your Corporation/LLC must include the following language in the purpose section: “The purpose of the Corporation/LLC shall be to own and operate a Kumon Math and Reading Center franchise, and for all other uses incidental thereto.”

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Partnership. Kumon does not grant franchises to partnerships. However, if you are a partnershipfranchisee up for renewal you may continue as a Kumon franchise provided you sign the Partnership Addendum to our Franchise Agreement (see Attachment 2-G to the Franchise Agreement). The name of your corporation or LLC may not contain the word “Kumon”. *

*

*

Since the reputation of the Kumon Method and Centers is important to us, you, and to every other franchisee of Kumon, you must respond to derogatory comments concerning your operations within five days of hearing such, and you must advise Kumon in writing of these comments within two days. You must give reasonable advance written notice to Kumon if you plan to be absent from your Center for a period of two (2) weeks or more. You must make arrangements to ensure operation of the Center is in full compliance with our standards during your absence, and your notice to Kumon must describe those arrangements. We have the right (but not the obligation) to assume operation of your Center; and to terminate the Franchise Agreement if you are absent from the Center for two weeks or more without notice, or without adequate arrangements for operation of the Center, or if you have excessive absences of any period (with or without notice) that effectively constitute a violation of Section 11.1 of the Franchise Agreement. You and your employees must protect the secrecy of Kumon’s confidential or proprietary information (see Item 14 of this disclosure document). ITEM 16 RESTRICTIONS ON WHAT THE FRANCHISEE MAY SELL You may not permit activities at your Center other than those activities related to the operation of a Kumon Math and Reading Center. You may offer only the Kumon Math and Reading programs, and only in accordance with the Kumon Method, using only Kumon Materials as the Operations Manual, Instruction Manual, Instruction Principles and Guide and other instructional materials in your Center. We must preapprove the use of any additional services, programs and/or products (“Additional Materials”) that you develop for your Center. If we approve such Additional Materials, you may use them only in your Center. You may not sell or otherwise distribute the Additional Materials to other Kumon franchisees or to any other person or entity. We will have the right, but no obligation, to make the Additional Materials part of the Kumon Method. If we do so, we will compensate you for your development of the Additional Materials and, if we deem it desirable, you will sign documents to confirm our ownership of the Additional Materials. Whether or not we approve the Additional Materials, and/or make them part of the Kumon Method, you may not copyright or trademark Additional Materials arising from the operation of your Center, or from the use of our confidential information. If we make the Additional Materials part of the Kumon Method, we will have the right to copyright or trademark the Additional Materials in our name. You must follow Kumon’s procedures faithfully. You may not distribute or utilize the Kumon Method or the Proprietary Marks anywhere except at your Center location designated in the Franchise Agreement. There is no geographic restriction on the students who may enroll at your Center, so long as the enrolled children have the opportunity to be physically present at the Center at least two times per week. Nevertheless, you may not target advertising to potential students in the vicinity of another Kumon Center without our prior written approval.

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In certain areas with small student populations, after permission from Kumon, you may offer instruction in the Kumon Method by a correspondence course. Our regulations concerning correspondence students are in the Operations Manual. You must receive our prior written approval to advertise for correspondence students in non-electronic media. You may not advertise for correspondence students in the mass media, on the Internet or on any other public computer network. See Items 1 and 12 for the conditions and obligations of, and restrictions on, your participation in the No Child Left Behind program at your Kumon Center. Attachment 5 to this disclosure document contains our No Child Left Behind Participation Agreement. We have the right to change the programs, services and products that your Center is authorized to offer, and you must abide by these changes. ITEM 17 RENEWAL, TERMINATION, TRANSFER AND DISPUTE RESOLUTION This table lists certain important provisions of the Franchise Agreement. You should read these provisions in the Franchise Agreement attached to this Disclosure Document.

Provisions

Section in Franchise Agreement

Summary

a.

Length of the franchise term

Section 14.1

The term is 5 years. However, if you fail to satisfy each of the TLP Requirements with respect to each Subject-Franchise by the expiration of the TLP, we may terminate the Franchise Agreement.

b.

Renewal or extension of the term

Section 14.2

If you are in good standing and have met our requirements for renewal, you can renew the Franchise Agreement for 5-year terms.

c.

Requirements for you to renew or extend

Section 14.3

Renewal conditions include: submit to and successfully satisfy our then-current requirements with respect to new backgrounds checks and fingerprint-criminal history records by the Federal Bureau of Investigation; full compliance with Franchise Agreement; no more than one written notice of default from us during any calendar year; compliance with the Kumon Method; satisfactory Center communication and management skills; compliance with our operating standards; execution of our General Release (Attachment 2-B to the Franchise Agreement); and during the 3 months prior to expiration, enrollment at your Center must average at least the minimum number of full-paying students in each Subject-Franchise as set forth in the Operations Manual. We also shall require you to sign our then-current form of Franchise Agreement, which may include terms and conditions that are materially different from your original Franchise Agreement. We will not renew your Franchise Agreement unless you have an acceptable number of quality points from our Instructor Performance Analysis, or other uniform instructor ranking system (currently 0.2 Quality Points), calculated pursuant to the formula in our Operations Manual.

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Provisions

Section in Franchise Agreement

Summary

d.

Termination by you

Section 15.4

You may terminate by giving us at least sixty (60) days advance written notice if we increase the royalty rate. In addition, you have the right to terminate at any time by giving us at least one hundred eighty (180) days advance written notice. Once you give us notice of termination, you may rescind this notice only with our consent. If you don’t provide us the required notice, you must pay us liquidated damages in an amount equal to three times your average monthly royalty in the three months immediately prior to your last day of operating your Center.

e.

Termination by us without cause

Not Applicable

f.

Termination by Kumon with cause

Sections 15.1, 15.2, 15.3

See sub-Items g. and h. below.

g.

“Cause” defined – curable defaults

Section 15.1, 15.2, 15.3

You have 30 days to cure any default other than those identified in sub-Item h. below.

h.

“Cause” defined – non-curable defaults

Section 15.1, 15.3

Non-curable defaults: you fail to satisfy each of the TLP requirements for each Subject-Franchise by the expiration of the TLP; you underreport, fail to report or misrepresent any student enrolled (or should be enrolled) at your Center; failure to open the Center within five (5) months; abandonment of the Center; you or any of your employees or owners are charged with a crime against children or involving moral turpitude or engage in any conduct that is susceptible of creating a crisis or immediate substantive damage to the Kumon brand or reputation; you are convicted of, plead guilty to or plead no contest to a felony; relocating without permission; piracy of intellectual property; unauthorized Transfer; repeated defaults, even if cured; and appointment of a trustee or receiver. Kumon can terminate the Franchise Agreement if Kumon terminates any other Franchise Agreement with you based on your default.

i.

Your obligations on termination/non— renewal

Section 15.6

Obligations include: complete de-identification of Center (including shutting down your Kumon website and transferring your telephone land line to us); payment of amounts due; destruction of all downloaded, paper copies of Operations Manual and Kumon Materials; notification to parents and landlord; transfer to Kumon of domain name if operating a Kumon website, business records, discontinue use of Kumon Lead Management Tracking System; telephone numbers, student records etc.

j.

Assignment of contract by Kumon

Section 19

We have the right to Transfer our rights and/or to delegate performance of our obligations under the Franchise Agreement, provided that the Transfer does not materially increase your obligations, and the transferee is financially responsible and able to perform Kumon’s obligations.

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Provisions

Section in Franchise Agreement

k.

“Transfer” by you – defined

Section 18

l.

Kumon’s approval of transfer by you

Section 18.2

m.

Conditions for Kumon’s approval of transfer

Section 18.4

Summary “Transfer as a verb” means to sell, assign, give away, pledge or encumber, either voluntarily or by operation of law (such as through divorce or bankruptcy proceedings), any interest in the Franchise Agreement, any interest in the Center, or (if you are a corporation or other entity) any ownership interest in you. “Transfer as a noun” means any such sale, assignment, etc. You may not Transfer except with Kumon’s consent. TRANSFER OF ENTIRE BUSINESS – TENTATIVE APPROVAL If you propose to Transfer your entire Center business: you must give us notice and all relevant information (you must complete a Transfer Proposal Form that we will provide you); you must have been a Kumon Franchisee for at least two years; and you must be in compliance with all of your obligations to Kumon. We will have a reasonable time to evaluate whether to give tentative approval of the Transfer. Even if we provide tentative approval, you may not complete the Transfer until you have received Kumon’s final approval in writing. We expect that in most cases final approval will not be given until eight months after we have provided tentative approval (so a tentatively approved candidate can complete our StartUp Training cycle). If you sell your Center, Kumon has the right, in its sole discretion, not to allow you to open a new Center for at least two years from the time of the closing date of your Center. If you leave the business before we grant final approval to the proposed transferee, or if we disapprove your transfer candidate, and you fail to resume operating, you must pay us liquidated damages in an amount equal to three times your average monthly royalty in the three months immediately prior to your last day of operating your Center. We will provide you a Transfer Guidebook that contains detailed procedures regarding Kumon’s transfer process. This Guidebook is official policy of the Company.

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Provisions

Section in Franchise Agreement

Summary TRANSFER OF ENTIRE BUSINESS – FINAL APPROVAL Before Kumon will give its final approval of a Transfer, the proposed transferee must, among other things: demonstrate to Kumon’s satisfaction that he or she meets all of our requirements for becoming a Kumon Franchisee (including, among other things, successfully completing Start-Up Training); sign our then-current form of Franchise Agreement and, if Kumon requires, the Takeover Center Addendum (Attachment 2-D to the Franchise Agreement); make arrangements to upgrade the Center; pay us a franchise fee of $1,000; and pay us a Material Fee of $1,000. If the proposed transferee is one of Kumon’s other franchisees, he or she must: (1) meet our requirements for a second Center; (2) not be in default under his or her agreements with Kumon; and (3) have a good record of student service and compliance with Kumon’s operating standards. If the transferee is a corporation or other entity, the Corporation Instructor and other owners must execute the Guarantee (Attachment 2-A to the Franchise Agreement). You must: sign a general release in favor of Kumon (see Attachment 2-B to the Franchise Agreement); provide us with written notice that the landlord has agreed to the transfer of the lease for the Center to your transferee; and pay off any promissory note you owe to Kumon. Certain of these conditions apply to a Transfer that does not involve your entire business (see Section 18.6 of the Franchise Agreement). The proposed candidate and outgoing franchisee must work together at the Takeover Center for at least one month (during regularly scheduled Center hours) prior to the date of transfer and for at least one month following the date of transfer.

n.

Kumon’s right of first refusal to acquire your business

Not Applicable

o.

Kumon’s option to purchase your business

Not Applicable

Kumon has no right to purchase the business. However, if you are arrested for any crime involving children or moral turpitude, are absent from your Center for more than 2 weeks without our approval of a plan for operation of your Center, or if you engage in any conduct that creates a crisis or immediate substantive damage to the Kumon Brand or reputation, Kumon has the right (but not the obligation) to take over operation of your Center(s) until a disposition of your case is reached, you return to your Center, or until the public relations crisis has ended. If Kumon assumes operation of your Center, we have the right to charge you a management fee.

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Provisions

Section in Franchise Agreement

Summary

p.

Your death or disability

Section 18.9

Your executor, administrator, personal representative, or trustee must apply to Kumon in writing within thirty (30) days for consent to Transfer the person’s interest to a qualified purchaser. Kumon may (but does not have the obligation to) assume operation of your Center pending a sale to a purchaser approved by Kumon. If Kumon assumes operation of your Center, we have the right to charge you a management fee.

q.

Non-competition covenants during the term of the franchise

Section 16.1

r.

Non-competition covenants after the franchise is terminated or expires

Sections 16.2, 16.3

You or your spouse may have no involvement in a competing business without our prior written consent. “Competing Business” means any business that offers to children in high school, or younger, any academic instruction, self-guided instruction, tutoring, test preparation, or other supplemental educational services that we deem competitive with Kumon Centers. You may not attempt to circumvent the Competing Business restriction by engaging in prohibited activity indirectly through any other person or entity, including your spouse. You or your spouse may have no involvement in a Competing Business for one year after termination if the Competing Business is within 20 miles of your Kumon Center or any other Kumon Center. For two years after termination, you may not contact any Kumon students for the purpose of enrolling them in any other supplemental education program.

s.

Modification of the agreement

Section 23.6

Modifications must be in writing and signed by authorized representatives of each party, except for Kumon’s right to change the Operations Manual.

t.

Integration/merger clause

Section 23.5

Only the terms of the Franchise Agreement are binding (subject to state law); other promises may not be enforceable.

u.

Dispute resolution by arbitration or mediation

Not applicable

There is no provision for arbitration or mediation under the Franchise Agreement.

v.

Choice of forum

Section 21.2

Subject to state law, you must sue us wherever Kumon then has its corporate headquarters, which currently is Teaneck, New Jersey. We must sue you in the state where your Kumon Center is located.

w.

Choice of law

Section 21.1

Subject to state law, New Jersey law applies.

ITEM 18 PUBLIC FIGURES We do not use any public figure to promote the sale of our franchises.

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ITEM 19 FINANCIAL PERFORMANCE REPRESENTATIONS The FTC’s Franchise Rule permits a franchisor to provide information about the actual or potential financial performance of its franchised and/or franchisor-operated outlets, if there is a reasonable basis for the information, and if the information is included in the disclosure document. Financial performance information that differs from that included in this Item 19 may be given only if: (1) a franchisor provides the actual records of an existing outlet you are considering buying; and (2) a franchisor supplements the information provided in this Item 19, for example, by providing information about possible performance at a particular location or under particular circumstances. The following chart represents information on the enrollments for Kumon centers after 12 and 24 months of operation. All numbers are as of December 31, 2011.

Year Center Opened 2010 2009 2008 2007 2006 2005

Average Number of Enrollments After 12 Reporting Months For Centers Opened in Year Indicated* 98 86 103 90 71 80

Average Number of Enrollments After 24 Reporting Months For Centers Opened In Year Indicated* N/A 126 143 120 95 111

Average Number of Enrollments After 12 Reporting Months For Top 25 % Performing Centers by Year Opened* 157 149 174 137 118 135

Average Number of Enrollments After 24 Reporting Months For Top 25% Performing Centers by Year Opened* N/A 221 226 191 157 178

The average enrollment for mature Centers as of December 31, 2011 was 201. We define a mature Center as a Center that has been open for 3 years or more. It does not include Centers that have closed. *This information is for new centers. It excludes transfer Centers and Centers that have closed. Enrollments are subject-students that are reported to Kumon by franchisees. For example, one student may enroll in Math and Reading subjects. This student would count as two enrolled subject-students. You charge tuition, and correspondingly pay a royalty to Kumon, for each subject-student. The average enrollment numbers set forth above are based upon numbers supplied to us by our franchisees. While we have no reason to doubt their accuracy, we have not conducted any audits or otherwise independently verified the numbers submitted to us by franchisees. The information contained in this Item 19 should not be considered to be the actual or probable enrollment that you will realize. Your results will likely differ from the results contained in this Item 19. Performance varies from Center to Center and the above information cannot be used to make estimates related to future performance of any particular Center. Written substantiation of the information used in preparing the statements contained in this Item 19 will be made available to you upon reasonable request. However, we will not disclose the identity, enrollment or other information about any particular Center.

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State California

Colorado

Connecticut

Florida

Georgia

Hawaii

Idaho

Indiana

Illinois

Massachusetts

Michigan

Missouri

New Jersey

New York

Year 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011

Number of Transfers 3 8 6 0 1 1 0 2 0 0 2 0 0 3 2 0 0 1 0 1 0 0 0 1 4 1 0 0 1 1 0 2 2 0 0 2 2 5 5 1 2 0

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State North Carolina

Ohio

Oklahoma

Pennsylvania

Tennessee

Texas

Virginia

Washington

Wisconsin

Total

Year 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011 2009 2010 2011

Number of Transfers 0 0 1 0 0 1 0 3 0 0 0 1 0 0 0 1 2 2 2 1 1 1 1 2 1 0 1 16 38 33

Table No. 3 Status of Franchised Centers For Years 2009 to 2011

State Arizona

Arkansas

Centers Ceased Centers At Operations at End Start of Centers NonReacquired - Other of the Year Year Opened Terminations Renewals by Kumon Reason Year 2009 34 0 1 0 0 0 33 2010 33 3 3 0 0 0 33 2011 33 7 3 0 0 0 37 2009 2 2 0 0 0 0 4 2010 4 2 1 0 0 0 5 2011 5 1 0 0 0 0 6

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State California

Colorado

Connecticut

Delaware

District of Columbia Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Centers Ceased Centers At Operations at End Start of Centers NonReacquired - Other of the Year Year Opened Terminations Renewals by Kumon Reason Year 2009 270 6 4 0 0 3 269 2010 269 19 20 0 0 2 266 14 0 0 0 281 2011 266 29 2009 17 0 0 0 0 0 17 2010 17 1 4 0 0 0 14 2011 14 4 2 0 0 0 16 2009 17 2 1 0 0 0 18 2010 18 6 5 0 0 0 19 2011 19 6 0 0 0 0 25 2009 4 0 0 0 0 0 4 2010 4 2 1 0 0 0 5 2011 5 0 0 0 0 0 5 2009 1 0 1 0 0 0 0 2010 0 0 0 0 0 0 0 2011 0 0 0 0 0 0 0 2009 78 4 6 0 0 0 76 2010 76 7 5 0 0 1 77 2011 77 10 6 0 0 0 81 2009 44 4 1 0 0 0 47 2010 47 13 5 0 0 0 55 2011 55 6 2 0 0 0 59 2009 44 1 0 0 0 0 45 2010 45 1 1 0 0 0 45 2011 45 2 2 0 0 0 45 2009 1 0 0 0 0 0 1 2010 1 2 1 0 0 0 2 2011 2 0 0 0 0 0 2 2009 68 5 4 0 0 0 69 2010 69 6 8 0 0 1 66 2011 66 8 2 0 0 1 71 2009 15 1 0 0 0 0 16 2010 16 1 2 0 0 0 15 2011 15 4 2 0 0 0 17 2009 3 0 0 0 0 0 3 2010 2011 2009 2010 2011 2009 2010 2011

3 3 6 6 7 8 8 10

0 0 1 1 1 0 2 1

0 0 1 0 0 0 0 0

0 0 0 0 0 0 0 0

49

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

3 3 6 7 8 8 10 11

Kumon Disclosure Document – 04/12

State Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire New Jersey

New Mexico

Centers Ceased Centers At Operations at End Start of Centers NonReacquired - Other of the Year Year Opened Terminations Renewals by Kumon Reason Year 2009 7 0 0 0 0 0 7 2010 7 0 0 0 0 0 7 2011 7 1 0 0 0 0 8 2009 3 0 0 0 0 0 3 2010 3 0 0 0 0 0 3 2011 3 0 0 0 0 0 3 2009 30 1 2 0 0 0 29 2010 29 1 2 0 0 0 28 2011 28 3 1 0 0 0 30 2009 39 3 1 0 0 0 41 2010 41 7 4 0 0 2 42 2011 42 8 1 0 0 0 48 2009 56 1 3 0 0 0 54 2010 54 2 6 0 0 0 50 2011 50 6 3 0 0 0 53 2009 12 0 0 0 0 0 12 2010 12 2 1 0 0 0 13 2011 13 6 0 0 0 0 19 2009 2 0 1 0 0 0 1 2010 1 0 1 0 0 0 0 2011 0 0 0 0 0 0 0 2009 13 0 0 0 0 0 13 2010 13 1 0 0 0 0 14 2011 14 4 3 0 0 0 15 2009 0 0 0 0 0 0 0 2010 0 1 0 0 0 0 1 2011 1 0 0 0 0 0 1 2009 3 0 0 0 0 0 3 2010 3 0 0 0 0 0 3 2011 3 0 0 0 0 0 3 2009 7 0 0 0 0 0 7 2010 7 0 0 0 0 0 7 2011 7 1 0 0 0 0 8 2009 3 1 1 0 0 0 3 2010 3 0 0 0 0 0 3 2011 3 1 0 0 0 0 4 2009 97 4 1 0 0 2 98 2010 98 21 14 0 0 0 105 2011 105 29 11 0 0 1 122 2009 3 0 0 0 0 0 3 2010 3 0 1 0 0 0 2 2011 2 0 0 0 0 0 2

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Kumon Disclosure Document – 04/12

Centers Ceased Centers At Operations at End Start of Centers NonReacquired - Other of the State Year Year Opened Terminations Renewals by Kumon Reason Year New York 2009 85 4 7 0 1 0 81 2010 81 10 14 0 0 0 77 5 0 0 0 81 2011 77 9 North Carolina 2009 20 3 0 0 0 0 23 2010 23 3 2 0 0 0 24 2011 24 5 2 0 0 0 27 North Dakota 2009 1 0 0 0 0 0 1 2010 1 0 0 0 0 0 1 1 0 0 0 0 2011 1 0 Ohio 2009 31 1 2 0 0 0 30 2010 30 1 3 0 0 0 28 2011 28 6 0 0 0 0 34 Oklahoma 2009 9 2 0 0 0 0 11 2010 11 3 3 0 0 0 11 2011 11 2 1 0 0 1 11 Oregon 2009 16 0 0 0 0 0 16 2010 16 1 0 0 0 0 17 1 0 0 0 17 2011 17 1 Pennsylvania 2009 27 1 0 0 0 0 28 2010 28 6 1 0 0 0 33 2011 33 6 1 0 0 0 38 Rhode Island 2009 2 0 0 0 0 0 2 2010 2 0 1 0 0 0 1 2011 1 0 0 0 0 0 1 South Carolina 2009 1 0 0 0 0 0 1 2010 1 0 0 0 0 0 1 2011 1 1 0 0 0 0 2 South Dakota 2009 1 0 0 0 0 0 1 2010 1 0 0 0 0 0 1 2011 1 0 0 0 0 0 1 Tennessee 2009 11 0 0 0 0 0 11 2010 11 0 0 0 0 0 11 2011 11 3 1 0 0 0 13 Texas 2009 100 9 3 0 0 0 106 2010 106 18 11 0 0 0 113 2011 113 19 9 1 0 0 122 Utah 2009 2 0 0 0 0 0 2 2010 2 0 0 0 0 0 2 2011 2 2 0 0 0 0 4 Vermont 2009 4 0 1 0 0 0 3 2010 3 0 0 0 0 0 3 2011 3 0 0 0 0 0 3

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ITEM 22 CONTRACTS Attachment 1 to this disclosure document is our current form of Training Agreement. Attachment 2 to this disclosure document is our current form of Kumon Center Franchise Agreement. The Franchise Agreement has several attachments of its own, as follows: Attachment 1-A Attachment 2-A Attachment 2-B Attachment 2-C (A) Attachment 2-C (B) Attachment 2-D Attachment 2-E Attachment 2-F Attachment 2-G

Early Signing Addendum Guarantee General Release Confidentiality/Non-Competition Agreement (Instructors) Confidentiality/Non-Competition Agreement (Assistants) Takeover Center Addendum Rental Subsidy Addendum Veteran Instructor Addendum Partnership Addendum

Some states require changes to the Franchise Agreement. The state-required addenda appear after Attachment 2-G to the Franchise Agreement. Attachment 5 to this disclosure document is our No Child Left Behind Participation Agreement. ITEM 23 RECEIPTS Exhibit H at the end of this disclosure document contains two copies of a detachable receipt. You must sign both copies of the receipt, and provide one of them to Kumon at the time you receive this disclosure document.

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ATTACHMENT 1 TRAINING AGREEMENT

Kumon Disclosure Document – 04/12

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TRAINING AGREEMENT This Training Agreement (the “Agreement”) is entered into on _______________ between KUMON NORTH AMERICA, Inc., a Delaware corporation (referred to in this Agreement as “Kumon,” “we”, “us” or “our”) and ____________________________(referred to in this Agreement as “you”). You are considering acquiring a franchise to operate a Kumon Math and Reading Center, and we are considering you to become our franchisee. As one of the prerequisites to being approved by Kumon to become a franchisee, you must successfully complete our Start-Up Training Program. However, signing this Agreement and attending the Start-Up Training Program does not obligate you to acquire a franchise, nor does it obligate us to grant you one. The purpose of this Agreement is to make it possible for you to participate in our Start-Up Training Program. This Agreement governs the terms of our relationship prior to the signing of a Franchise Agreement, if and when we sign one. 1.

Start-Up Training Program

We agree to admit you into our Start-Up Training and you agree to attend. The Start-Up Training Program consists of on-line training, study of Kumon’s worksheets and curriculum, In-Center training at a Kumon-approved Center, and training sessions at Kumon University, Teaneck, New Jersey. Completion of our Start-Up Training program currently requires two trips to Kumon University to attend the classroom portion of the training, as well as travel to the Kumon-approved Center. We may, in our discretion, award you a franchise at the completion of the first classroom training session, in which event you will still be required to complete the balance of Start-Up training. You also must travel to Kumon University after the opening of your Center for additional classroom training that is required for the completion of your Temporary License Period (“TLP”). There is no fee for Start-Up Training. 2.

Expenses During Start-Up Training

You must pay the cost of all travel and living expenses that you incur to attend the Start-Up Training, including the training at a Kumon-approved Center (See Item 7 of the FDD for an estimate of expenses to attend Start-Up Training, and the training at a Kumon-approved Center). We may (but are not required to) afford you the opportunity to stay at a hotel during Start-Up Training at a discounted rate. If you accept any offer we extend to you to stay at a hotel during Start-Up Training, you must confirm your reservation to us within the time period set forth in our offer to you. If you accept our offer, you must also pay to us in advance the amount equal to the actual cost of the hotel accommodation (we will charge you the actual hotel cost we have been able to negotiate). Your failure to respond to us within the time we have specified will result in you not being able to take advantage of any discounted hotel rate. If you have accepted our offer and have paid to us the cost of the hotel accommodations but do not appear for StartUp Training for the specified training cycle, you will forfeit the amount of the hotel deposit. 3.

Deposit Fee

In consideration for entering into this Agreement, you agree to pay us a Deposit Fee (the “Deposit Fee”). The amount of the Deposit Fee is $500. We will apply the Deposit Fee toward your franchise fee if you successfully complete Start-Up Training and sign a Franchise Agreement. 4.

Furnishing of the Franchise Disclosure Document

You acknowledge that we provided you with a copy of Kumon’s current FDD at least 14 calendar days before you signed this Agreement and paid us the Deposit Fee.

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5.

Materials

You agree that the Training Kit and all other materials (collectively “Materials”) that we provide to you in connection with Start-Up Training are the exclusive property of Kumon. You acknowledge that all Materials lent to you are for the sole purpose of training to become a Kumon franchisee. Neither you nor anyone under your control may reproduce any portion of the Materials or make them available to anyone else without our prior written authorization. 6.

Confidentiality

You acknowledge that confidential information about Kumon and its business methods (“Confidential Information”) will be disclosed to you during the Start-Up Training Program. You agree not to disclose any Confidential Information without our prior written consent for any purpose other than fulfilling the requirements of the training course and evaluating the possibility of becoming a Kumon Franchisee. This confidentiality provision applies to information that has not been disclosed to the public and was not known to you before we disclosed the Confidential Information to you during the Start-Up Training Program, including amongst other things, any materials, instructional methods, products, services, and procedures. 7.

Site Selection

We must approve a site for your Kumon Center before you may sign the Franchise Agreement. We do not select your Center site. You must operate your Center in retail space (such as a storefront, strip mall or town center) unless we grant you a written exception to this requirement. We will not permit any other activity than the operation of a Kumon Math and Reading Center for any site we approve. You may not use or permit the use of the site we approve for any other purpose or activity at any time without first obtaining our written consent. We will approve the general location of the area in which you intend to operate by the time you attend Start-Up Training. You will have five months from the signing of a Franchise Agreement or five months from the date of your first certification to use one of our proprietary computer software systems at your Center, whichever is earlier, to commence Center operations. Kumon assists in site selection by reviewing the location and nature of the proposed facility and its appropriateness for use as a Center. In evaluating your proposed Center site, Kumon will consider the type and size of facility (it must be a minimum of 800 square feet); the term of lease (it must be for at least 2 years, but 5 years is preferable); ability to affix our signage (see below); the suitability of the environment, lighting and desks for Kumon Method Center sessions; demographic factors such as population density of school-aged children and disposable income; the proximity to area schools, competing businesses, non-competing businesses, and other Kumon Centers; the availability of parking; and traffic patterns. You are strongly encouraged to factor in build out costs (if any) and the time it takes to have the build out completed (including hiring architects and contractors, and securing appropriate building permits) for any potential site you are considering for our approval. You also have the responsibility to ensure that the space you are considering for our approval is zoned appropriately for the operation of a Kumon Center. The Manager of the Kumon Branch Office in your area evaluates your specific site and renders a decision if it is acceptable or not. If the Branch Manager finds your proposed location acceptable, he or she will provide tentative approval for the site. If tentative approval is granted, our Legal Department will then review your lease for Kumon-specific items such as signage, purpose, insurance, and any minimum operating hour requirements. Kumon may request that certain language be inserted into the

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lease so that the sign will be displayed to Kumon’s approval. If a Kumon-approved sign is not permitted either by the landlord or the local zoning officials, then Kumon, in its sole discretion, may deny approval of the site. The Branch Office Manager will provide final approval of the site only if all issues that we require in your lease have been cleared through our Legal Department. You must not sign a lease for your Kumon Center until you have signed the Franchise Agreement and receive approval for the lease from our Legal Department. A review of any proposed lease by our Legal Department is not a thorough legal review all of the issues contained in the lease. You should have the lease reviewed by an attorney or other consultant of your own choosing prior to signing it. 8.

Termination of Training Agreement

Either you or we can terminate this Agreement at any time, for any reason, by providing written notice to the other. The termination notice will be effective immediately upon receipt by the other party. You must promptly return all Materials upon termination of this Agreement. If you return the Materials within 15 days after the termination becomes effective, we will return your Deposit Fee. If we do not receive all Materials lent to you within 15 days, you will forfeit your Deposit Fee. In any event, you must return the Materials. You will still be bound by the Confidentiality provision if this Agreement is terminated. 9.

Corporation or Limited Liability Company

If you wish to form a corporation or limited liability company to enter into the Franchise Agreement, you must complete the Corporation/LLC Schedule attached to this Agreement. The Corporation/LLC must designate a “Corporation Instructor.” We must approve the Corporation Instructor and the Corporation Instructor must agree to be personally responsible for operation of the Center. The Corporation Instructor must own at least 51% of the entity and must have the power, by himself or herself, to direct and control its affairs. You must identify on the Corporation/LLC Schedule, and obtain our approval of, any other shareholders or owners and their management role in the business. The Corporation Instructor must complete the Start-Up Training Program and must sign the Franchise Agreement on behalf of the corporation or Limited Liability Company. In addition, the Corporation Instructor and any other owners of the Corporation/LLC must sign the Guarantee and the Confidentiality/Non-Competition Agreement (Attachment 2-A and 2-C to the Franchise Agreement). The formation papers of your Corporation/LLC must include the following language in the purpose section: “The purpose of the Corporation/LLC shall be to own and operate a Kumon Math and Reading Center franchise and for all other uses incidental thereto.” 10.

Governing Law

This Agreement is governed by the laws of the State of New Jersey. You agree to this provision even though you may reside outside the State of New Jersey. Nothing in this section is intended to extend the application of the New Jersey Franchise Practices Act or any other New Jersey statute to any person who would not otherwise be entitled to the protection of the statute.

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KUMON NORTH AMERICA, INC.

PROSPECTIVE FRANCHISEE:

By Title

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CORPORATION/LLC SCHEDULE TO KUMON TRAINING AGREEMENT

By completing this form, you are notifying Kumon that you intend to form a corporation or limited liability company to enter into the Franchise Agreement, if you become a franchisee after the Start-Up Training Period. You may be asked to provide Kumon with copies of documents relating to your corporation/LLC (e.g., articles of incorporation, bylaws, operating agreement, good standing certificate) from time to time. The transfer of any interest in your corporation/LLC will be subject to the terms of the Franchise Agreement, if we sign one. You must designate yourself as the “Corporation Instructor,” as defined in the Franchise Agreement. Please provide the following information:

Type of entity:

_____ Corporation

_____ LLC

Name of entity: State in which incorporated/organized: Date of incorporation/organization: Number of shares or membership units the corporation/LLC is authorized to issue:

Name of single corporation Instructor: OR: Corporation Instructor Responsible for Math Subject-Franchise: ____________________________________ Corporation Instructor Responsible for Reading Subject-Franchise: ____________________________________ Date: _______________________________ Corporation Instructor who will be authorized by the corporation/LLC to act on behalf of the corporation/LLC in any dealings and communications with Kumon:

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Officers and directors (if a corporation): Name

Position

__________________

_________________

__________________

_________________

__________________ _________________ If an LLC, description of management structure (managing member, management board, etc.) and names of persons who will be appointed to management positions:

The following list identifies all stockholders or members (“Owners”) of your corporation or LLC. Only individuals (not other corporations or LLCs) may be Owners. If the entity is a corporation, the list identifies the class of stock and the number of shares of each class held by each Owner; if it is an LLC, the list identifies the number of ownership units held by the Owner. For each Owner, the list specifies the Owner’s percentage interest. Number of Shares or Class ofMembership Stock Units

Owner

Percentage Ownership

Signature of corporation Instructor who will be a single corporation Instructor: OR: Signature of corporation Instructor responsible for Math Subject-Franchise: ___________________________________________ Signature of corporation Instructor responsible for Reading Subject-Franchise: ___________________________________________ ___________________________________________ Date

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ATTACHMENT 2 KUMON CENTER FRANCHISE AGREEMENT

Kumon Disclosure Document – 04/12

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KUMON CENTER FRANCHISE AGREEMENT 2012

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TABLE OF CONTENTS 1. 2.

Appointment .................................................................................................................................... 1 Temporary License Period (“TLP”)................................................................................................. 2

3.

Site Selection; No Exclusive Territory ............................................................................................ 3

4.

Training............................................................................................................................................ 3

5.

Franchise Fee and Royalties ............................................................................................................ 4

6.

Operation of Center.......................................................................................................................... 5

7. 8.

Proprietary Marks, Kumon Materials, Kumon Method, Kumon Students .................................... 10 Changes in the Proprietary Marks, Kumon Materials, and Kumon Method ................................. 11

9.

Operations Manual, Instruction Manual and Instruction Principles and Guide............................. 11

10.

Requirements for Opening Second Center..................................................................................... 12

11. 12.

Personal Performance; Corporations and LLCs; and Assistants.................................................... 13 Independent Business; Taxes......................................................................................................... 14

13.

Indemnification and Insurance....................................................................................................... 15

14.

Term, Renewal Process, and Renewal Conditions ........................................................................ 15

15. 16.

Termination and Obligations Upon Termination........................................................................... 16 Restrictions on Competition .......................................................................................................... 19

17.

Confidentiality ............................................................................................................................... 20

18. 19.

Transfer by You ............................................................................................................................. 21 Transfer by Us ............................................................................................................................... 24

20.

Standards........................................................................................................................................ 24

21.

Applicable Law and Forum ........................................................................................................... 24

22. 23.

Attorney and Audit Fees ................................................................................................................ 25 Miscellaneous ................................................................................................................................ 25 Attachment 1-A Attachment 2-A Attachment 2-B Attachment 2-C (A) Attachment 2-C (B) Attachment 2-D Attachment 2-E Attachment 2-F Attachment 2-G

Kumon Center Franchise Agreement

Early Signing Addendum Guarantee General Release Confidentiality/Non-Competition Agreement (Instructors) Confidentiality/Non-Competition Agreement (Assistants) Takeover Center Addendum Rental Subsidy Addendum Veteran Instructor Addendum Partnership Addendum

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KUMON CENTER FRANCHISE AGREEMENT This FRANCHISE AGREEMENT ___________________, between

(i)

(the

“Agreement”)

is

entered

into

on

KUMON NORTH AMERICA, INC., a Delaware corporation (referred to in this Agreement as “Kumon,” “we,” or “us”) and

(ii)

_____________________, below) □

An Individual



A Corporation



An LLC

(check

one

box

(The entity will be referred to in this Agreement as “you”. If a corporation or limited liability company acquires the franchise, “you” means the corporation or limited liability company and all of its owners). 1.

Appointment

1.1 Grant, Center Name, and Location. We appoint you as an authorized franchisee of Kumon for the Math and Reading Subject-Franchises. The approved Center name (“Center Name”) is ______________. The approved location of your franchised Kumon Center (the “Center”) is ____________________________________________________________________________________ (the “Approved Location”). You promise to carry out the obligations and responsibilities of a Kumon franchisee. 1.2 Right to Use the Kumon Method. We grant to you a limited license to use the “Kumon Method” in connection with operating your Center. The Kumon Method includes the following: (i) the trademarks, service marks, and logos designated by Kumon from time to time to identify Kumon Centers and the goods and services offered in them (collectively, the “Proprietary Marks”); (ii) Kumon’s application forms, Placement Tests, Achievement Tests, Solution Books, Curriculum Worksheets, Student Record Books, and Progress Charts (collectively, the “Kumon Materials”); and (iii) Kumon’s know-how and proprietary information (collectively, “Kumon Know-How”). Your use of the Kumon Method is limited by the terms of this Agreement. 1.3 Proprietary Software. We own, and continue to develop, certain computer software programs for use in the operation of Kumon Centers. You are required to use one of our computer software programs at your Center. The computer software program you are required to use is set forth in our confidential operations manual (“Operations Manual”) and is subject to change by us upon written notice to you. Your right to use our software is subject to an electronic User Agreement which you must click through the first time that you use our system. We also reserve the right to require that you recertify in the use of software each time a new version of the software you use is released. In the event this

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Franchise Agreement is terminated or not renewed, you must delete our software from your Center’s computer. 2.

Temporary License Period (“TLP”)

2.1 Requirements To Complete the TLP. You must satisfy each of the following requirements with respect to each Subject-Franchise (collectively, “TLP Requirements”) within the 24month period beginning on the date of this Agreement (“Temporary License Period” or “TLP”). We have the right to modify the TLP Requirements in our sole and absolute discretion, provided we provide you 60 days’ prior written notice. If you fail to satisfy any of the TLP Requirements within the TLP, we will have the right to terminate this Agreement. (a)

You must be in compliance with the Kumon Method (see Section 6.1)

(b) You must have satisfactory Center management and Center communication skills as specified in our Operations Manual or as we otherwise specify in writing from time to time. (c)

With respect to each Subject-Franchise, you must enroll a minimum of 40 full-

paying students. (d) You must satisfactorily complete the worksheet and curriculum study set forth in our Operations Manual. (e)

You must satisfactorily complete the classroom training set forth in our Operations

(f)

You must have complied with terms of this Agreement and any other agreement

(g)

You must have a record of timely and accurate submission of reports under Section

(h)

You must be current with all payments you owe to us.

Manual.

with Kumon.

6.7 below.

(i) You must successfully complete Kumon’s Start-Up Training Days 9-11 and the testing requirements specified in that training. (j) You must have earned at least 12 Professional Development Credits in the preceding 12 months. Our Operations Manual lists those activities for which we award Professional Development Credits. (k) If we request it, you must successfully pass a formal evaluation demonstrating your understanding of the materials and concepts explained in Kumon’s Start-Up Training Days 1-11.

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2.2 Royalty During TLP. The royalty during the TLP is higher than the royalty payable after completing the TLP Requirements. If you satisfy the TLP Requirements during the first 24 months of this Agreement, the lower royalty for each Subject-Franchise will take effect during the first full reporting month after you have completed the TLP. 2.3 Royalty After Completion of TLP. If you do not meet the minimum Ongoing Training Requirements as specified on the Operations Manual (“Ongoing Training Requirements”) after completion of the TLP Requirements, you will revert to the higher royalty for a period of at least one calendar year (see Section 2.2). The higher royalty may continue in effect beyond one calendar year unless you are in full compliance with the minimum Ongoing Training Requirements. 3.

Site Selection; No Exclusive Territory

3.1 Site Selection. You have selected, and the Kumon General Manager for your area has approved, the Approved Location identified in Section 1.1 as the site of your Center. You must operate your Center in retail space such as strip mall or town center unless we grant you a written exception to this requirement. We will not accept a location where the lease term is less than two years. Our assistance with site selection and our approval of your site are not representations or guarantees of any level of success of the site. You agree that we have no liability to you regarding the viability or profitability of the Approved Location. You should not enter into a lease for the Approved Location until you have signed the Franchise Agreement. You may not use or permit the use of the Approved Location for any other purpose or activity other than the operation of a Kumon Math and Reading Center at any time without first obtaining our written consent. 3.2 Commencement of Center Operations. You must commence Center operations within five (5) months after signing this Agreement or within five (5) months of the date of your first certification to use one of our proprietary computer software systems at your Center, whichever event occurs earlier. You will be deemed to commence Center operations when you hold your first Kumon Center session. 3.3 No Exclusive Territory. You do not have a protected territory or any other form of exclusivity under this Agreement. Kumon and its affiliates have the right to establish or license Kumon Centers and to engage in any other business activities including, for example, distribution of workbooks, the Internet, and licensing the Kumon Method to public and private schools at any location and to promote the Kumon Method through other channels of distribution. Kumon reserves to itself all rights to use and license the Kumon Method and the Proprietary Marks other than those expressly granted under this Agreement. 3.4 Relocation of Center. You may not relocate your Center without our prior written consent. If we approve your request to relocate your Center, we have the right to charge you an additional franchise fee in an amount to be determined by us.. We will provide you a relocation guidebook (“Guidebook”) that contains detailed procedures regarding Kumon’s relocation process. 3.5 Renewal of Lease. Should the lease for your Center expire during the term of this Franchise Agreement, you should not sign a renewal of such lease unless you obtain our prior written approval. 4.

Training

4.1 Ongoing Training Requirements; Classroom Training. After you successfully complete the TLP Requirements for each Subject-Franchise, you must timely comply with our Ongoing Training

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Requirements. If you do not meet the minimum Ongoing Training Requirements you will revert to the higher royalty, for a period of at least one calendar year (see Section 2.3). You will be responsible for implementing all policies and instructional techniques covered during training sessions we sponsor or conduct, even if you do not attend. You acknowledge having attended Start-Up Training before signing this Agreement. After signing this Agreement, you must complete the required additional classroom training set forth in our Operations Manual. If you do not complete this training upon the expiration of this Agreement, this Agreement will not be renewed. 4.2 Supplemental and Repeat Training; Modifications. We have the right to require you to repeat any training period. We also have the right to add training sessions to our standard training programs and to require your attendance. Furthermore, we have the right to modify existing training sessions in our reasonable business judgment. We also can require you to attend specific Kumon training sessions that we feel are necessary to upgrade your instructional, business, or Center management skills. We alone will make these determinations concerning training matters based on our reasonable business judgment. 4.3 Consultation. In addition to the formal training described above, we may (but are not obligated to) provide consultations through more informal methods, such as meetings with you at the Kumon branch office that services your Center (the “Branch Office”), phone calls, or visits to your Center. 4.4 Transportation, Lodging, Meals and Other Expenses. You must pay all expenses for your transportation, lodging, meals, and other expenses incurred in connection with attending any of our training programs. 5.

Franchise Fee and Royalties

5.1 Franchise Fee. When you sign this Agreement, you must pay Kumon a non-refundable fee of $1,000 (the “Franchise Fee”). If this Agreement is your first Kumon Center Franchise Agreement, we will apply the deposit of $500 that you paid under Kumon’s Training Agreement towards the Franchise Fee. 5.2 Materials Fee. When you sign this Agreement, you must pay Kumon a non-refundable fee of $1,000 for the instructional and promotional materials you shall require when you open your Center. You will pay this fee whether you open a new center or takeover an existing center. Thereafter, we shall supply you with certain materials for the operation and promotion of your Center as specified in our Operations Manual at no additional cost to you other than shipping (see Section 7.1). 5.3 Royalty Payments. You must remit to Kumon a monthly royalty fee for each SubjectFranchise, and an Initial Enrollment royalty in the amounts and in accordance with the procedures specified in the Operations Manual. We have the right to change the royalty fee, payment due date, or the payment method, so long as we provide you with at least sixty (60) days advance notice of such changes. If you are unwilling to pay any increase in royalty, you may terminate this Agreement by giving us at least sixty (60) days advance written notice. See Section 15.4 of the Franchise Agreement for liquidated damages associated with failure to provide us timely notice. 5.4 Tuition Exemptions. You must pay an enrollment fee for your children enrolled at your Center. However you do not need to pay monthly royalties for them. In addition, you may request of

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Kumon that other students be classified as “partially exempt” in accordance with the procedures specified in the Operations Manual. Kumon alone makes the decision to grant partially exempt status; however, we will not grant such status for the student’s first month of enrollment. You must pay one-half of the standard monthly royalty for each student that is classified as “partially exempt” on your monthly reports. 5.5 Temporary Absences. We will not charge you a registration royalty for a student who temporarily drops out of your Center but returns within the time set forth in our Operations Manual. Students who return after specified consecutive reporting periods will be charged to you as a new registration royalty on your monthly statement. 5.6 Electronic Debit Payment. You must allow us to make monthly electronic debits to your bank account equal to the amounts you owe us. Debits to your account will be made on the day set forth in our Operation Manual or the first business day of each month. We will provide a form that you must sign authorizing us to make electronic debits to your account. You agree to retain sufficient funds in the account to cover the amounts owed to us each month. If for any reason we are not able to obtain payment in full by debiting your account, you are responsible for paying us the deficiency on time and reimbursing us for any bank penalties charged to Kumon by reason of our attempt to debit your account. Additionally, should you fail to have sufficient funds in your account, we may charge you an administration fee, as set forth in our Operations Manual. 5.7 Late Payments and Late Submission of Reports. If the bank account you have authorized us to make electronic debits from contains insufficient funds to cover your royalties or any other amounts owed to us by the time we electronically debit your account, we will charge you a late fee in an amount set forth in our Operation Manual. In addition to monthly royalties, your statement may indicate additional charges, such as chargeable items, insurance premiums, shipping charges, and insufficient funds charges. In addition to late fees, we may assess an administration fee for each month that you do not fully pay your previous month’s royalties and other fees on time. If you fail to submit a complete and accurate report of any of your required reports within the time set forth in our Operation Manual, we will charge you a fee for each report in an amount set forth in the Operation Manual (the “Late Report Fee”) . The monthly reports that we require as of the date of this Agreement are Instructor B Reports, Student Application Forms, and scores for Placement Tests and Student Achievement Tests, but we have the right to change or add to this list. 6.

Operation of Center

6.1 Compliance with Kumon Method. You agree that strict compliance with the Kumon Method is essential to this Agreement. Compliance with the Kumon Method means compliance with the standards, procedures and policies contained in this Agreement, the Kumon Instruction Manual, the Kumon Operations Manual, the Kumon Instruction Principles and Guide and Understanding the Principles of Kumon Instruction, as though all were specifically set forth in this Agreement. 6.2 Center Name. You must operate the Center under the name we assign to you. You may use the Kumon logo (KUMON and “thinking face” design) only for activities associated with the operation of your Center. Any other use of the logo requires our prior written approval. We also have the right to change your Center name if the geographic reference is misleading or otherwise undesirable, in our business judgment. If we require you to change your Center name, we will give you a reasonable time to change advertising and promotional material associated with your Center. 6.3 Kumon Center. During the term of this Agreement, your Center must be open for business and instruction for the applicable minimum number of days and hours set forth in the Operations

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Manual (subject to the requirements of local laws) and be adequately staffed with qualified, trained personnel in accordance with the Operations Manual. 6.4 Improvements; Services to Students. You must exert every reasonable effort to improve your knowledge of and ability to apply the Kumon Method. You must render prompt, professional, courteous, and willing service to your students and parents of your students enrolled at your Center. 6.5

Promotion of the Center.

(a) (i) General. During the term of this Agreement, you have an obligation to vigorously promote the enrollment and retention of students at your Center, and you must devote your best efforts to the development, management and operation of your Center. You should not rely solely on Kumon’s advertising, public relations, promotions and goodwill in promoting your Center. (ii) Our national call center receives inquiries from prospective parents. Should our call center receive an inquiry regarding Kumon instruction in your geographic area, we may schedule an appointment for you through our Lead Management Telephone System (described in our Operations Manual). If we refer the inquiry to your assigned Kumon email account or Internet calendar, you must respond to the inquiry within 24 hours. (iii) You may not combine advertising for your Center with advertising for any other program or business entity. We assume no responsibility for any claims or damages that may occur as a result of your advertising or promotional activities. 6.6

Advertising, Promotion and Marketing

(a) Required Advertising, Promotion and Marketing. You are required to spend the minimum amount set forth in our Operations Manual for authorized New Center Marketing within the first three months of the opening of the Center. For Takeover Centers (as defined in the attached Takeover Addendum), the amount for authorized New Center Marketing must be spent within the first 6 months of your operation of the Center. The amount of New Center Marketing is set forth in our Operations Manual and may be changed by us from time to time based upon our reasonable business judgment. We may, in our sole discretion, reimburse a portion of the funds you are required to spend for authorized New Center Marketing of your Center, in an amount set forth in our Operations Manual. After the first 3 months of the opening of your Center (or 6 months after your takeover of a Center), during every 3-month period, you are required to spend at least the minimum amount for the Authorized Promotion and Marketing of your Center. The amount of Authorized Promotion and Marketing of your Center is set forth in our Operations Manual and may be changed by us from time to time based upon our reasonable business judgment. If we so request, within 30 days after the end of each applicable period, you must provide us with copies of all documentation demonstrating the amount and types of authorized promotion and marketing expenditures made by you in the prior applicable period. (b) Advertising and Promotion Materials. Kumon will supply you with local advertising and promotion materials. You may only use the advertising and promotional materials we have created. (c) Advertising Funds. We have the right, in our sole discretion, to establish a national advertising fund for Kumon Centers (“National Fund”) and/or a regional advertising fund for Kumon Centers in the geographic area in which your Center is located (“Regional Fund”). If we establish

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a National Fund and/or a Regional Fund, we will reallocate all or a portion of the monies that you are required to spend on Authorized Promotion and Marketing of your Center pursuant to Section 6.5(a) (as specified by us in our sole discretion) to the applicable Fund(s), and you will be required to contribute that amount to the applicable Fund(s). Kumon Centers operated by us will contribute to the applicable Fund(s) on the same basis as comparable franchisees. We will direct all advertising, marketing and public relations programs and activities financed by any Fund, with sole discretion over the creative concepts, materials and endorsement used in those programs and activities and the geographic, market and media placement and allocation of advertising and marketing materials. You agree that the Funds may be used among other things to pay the costs of preparing and producing such associated materials and programs as we may determine, including video, audio and written advertising materials; employing advertising agencies; sponsorship of sporting, charitable or similar events; administering regional and multi-regional advertising programs including without limitation purchasing direct mail and other media and Internet advertising and employing advertising agencies to assist with these efforts; and supporting public relations, market research and other advertising, promotional and marketing activities. You agree to participate in all advertising, marketing, promotions, research and public relations programs instituted by the Fund(s). From time to time, we may furnish you with marketing, advertising and promotional materials at the cost of producing them, plus any related shipping, handling and storage charges. You may not modify any of these materials without our prior written consent. We will separately account for any Fund established, but we will not be required to segregate any of the Fund monies from our other monies. None of the Fund monies will be used to defray any of our general operating expenses. The Fund may hire employees for administration. We may be reimbursed by the Fund for expenses directly related to the Fund’s marketing programs, including without limitation, conducting market research, preparing advertising and marketing materials and collecting and accounting for contributions to each Fund. We may spend in any fiscal year an amount greater or less than the aggregate contribution of all applicable Kumon Center to the Fund(s) during that year or cause each fund to invest any surplus for future use by the Fund(s). A statement of monies collected and costs incurred by the Fund(s) will be prepared annually and will be furnished to you within a reasonable period of time following a written request. We will have the right to cause a Fund to be operated through an entity separate from Kumon, at such time as we deem appropriate and such successor entity will have all of our rights and duties pursuant to this Section. We have no obligation to ensure that expenditures by any Fund in or affecting any geographic area is proportionate or equivalent to the contributions to that Fund by Kumon Centers operating in that geographic area, or that any Kumon center will benefit directly or in proportion to its contribution to the Fund from the development of advertising and marketing materials or the placement of advertising, Except as expressly provided in this section 6.5(c), we assume no direct or indirect liability to you with respect to the maintenance, direction or administration of any Fund. We reserve the right, in our sole discretion, to: (1) suspend contributions to and operations of any Fund for one or more periods that we determine to be appropriate; (2) terminate any Fund upon 30 days’ written notice to you and establish, if we so elect, one or more new advertising funds; and (3) upon the written request of any Kumon center, defer or to waive, in whole or in part, any advertising fees required by this Section 6.5(c) if, in our sole judgment, there has been demonstrated unique, objective circumstances justifying any such waiver or deferral. On termination of any Fund, all monies in the Fund will be spent for advertising and/or promotional purposes. We have the right to reinstate any Fund upon the same terms and conditions set forth in this Agreement upon 30 days’ prior written notice to you. We, in our sole discretion as we deem appropriate in order to maximize media effectiveness, may transfer monies from a National Fund to any Regional Fund or from all Regional Funds to the National Fund.

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(d)

Internet, Websites and Email Addresses.

We will assign you a Kumon Center domain name for the limited purpose of having a link to your basic Center information from our kumon.com website. This information will be displayed when potential customers try to find Kumon Center locations closest to them. You are permitted to develop your own website, but we must grant prior approval for the contents of the website. Before your proposed website is made available to the public, you must submit to us for approval the Kumon Web Site Authorization Form. You must also provide a link to view the proposed website. If we approve your website, you must operate it in compliance with the conditions, restrictions, and requirements in this Agreement and the Operations Manual. If, after we initially approve your website you wish to make changes, we must approve any changes to your website before such changes are viewable to the public. Your website can only be used for advertising and promoting your Center(s); you may not distribute any of Kumon’s products or services via the internet or any other computer network. The domain name that we approve shall be the only domain name that you may own or utilize that mentions your Kumon Center or Kumon instruction. We will assign you an email address that you must use for your Kumon business. You are required to register for this email address on ikumon.com immediately after you sign the Franchise Agreement. Kumon will send customer interest leads only to this email address. Should we, in the exercise of our discretion, deem it appropriate and in the best interests of the Kumon franchise system, we may terminate your right to establish and maintain your own website for your Center. You must also transfer to us each domain name containing the word “Kumon” that is registered in your (or your business entity’s) name but did not receive our approval. You must pay all administrative costs to complete the transfer. (e) Signs. We shall reimburse you for the cost of fabrication and installation of one exterior sign for the facade of your commercial space. Prior to signing a lease with your Landlord, you must submit your entire lease to Kumon for the purpose of reviewing the signage language. Kumon may request that certain language be inserted into the lease so that the sign will be displayed to Kumon’s approval. If a Kumon approved sign is not permitted either by the landlord or the local zoning officials, then Kumon, in its sole discretion, may deny approval of the site. We retain ownership of the exterior sign, and we will remove them at our expense if our relationship with you ends. When affixing signage, the Kumon Logo (KUMON and “thinking face” design) must be separated from all local Center information. (f) Notebook Computer and Telephone. You must obtain a notebook computer for use at your Kumon Center. This notebook computer must be located at your Center whenever your Center is open for instruction. Your computer must meet or exceed the minimum specifications set out in our Operations Manual. In addition, you must install at your Center the Internet telephone Kumon Lead Management Tracking System (“KLMTS”) as specified in our Operations Manual. Our Operations Manual provides that certain instructors may opt out of using KLMTS. If you have this right and do opt out of utilizing KLMTS, the telephone system at your Center must meet the requirements contained in our Operations Manual. Upon the expiration or termination of this Agreement, you must cease using the telephone number for this dedicated telephone and assign the number to Kumon.

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(g) Correspondence Students. Solicitation of correspondence students is prohibited on the internet or on any other public computer network. You may solicit for correspondence students in non-electronic media only if you have received our prior written approval. 6.7 Enrollment of Students. We do not impose any limitation on the geographic area in which you solicit prospective students, so long as they have the opportunity to be physically present at the Center at least two times per week. You may not however target advertising to prospective students in the vicinity of another Kumon Center without our prior written approval. You may only provide service to correspondence students with our written permission, and then only if you comply with the applicable procedures in the Operations Manual. 6.8 Reports. Our Operations Manual specifies the reports that you must submit to us, and their due dates. The reports submitted by you to us must be complete and accurate. You shall be assessed a fee for the submission of a late or inaccurate report. The time for submission of reports and the amount of fees that shall be assessed for submission of a late or inaccurate report are set forth in our Operations Manual. You must also submit electronically to us in a form we shall provide to you Worksheet Inventory and Non-Chargeable Items Inventory, all as described in our Operations Manual. We have the right to withhold worksheet, chargeable, and non-chargeable orders if we do not receive the additional reports by their respective due dates. 6.9 Inventory. You must maintain at all times an adequate supply of Kumon Materials to operate the Center without interruption. However, you must not maintain inventory in excess of the maximum amount specified in the Operations Manual. 6.10 Maintenance of Center. You must always maintain a clean, sanitary, safe, and orderly Center. You must immediately repair any broken fixtures and immediately eliminate all safety hazards. You may not have animals at your Center which, in our opinion, could pose a threat to health or safety. 6.11 Professionalism. You must operate your Center at all times in a professional manner. You must not engage in deceptive, misleading, unethical, immoral or illegal conduct. You agree to refrain from, and use your best efforts to cause your current and former employees, representatives, and successors and assigns to refrain from: (a) disparaging or otherwise speaking or writing negatively, directly or indirectly, of Kumon or its employees, franchisees, representatives, parent, affiliates and/or successors and assigns, the Kumon Method and/or Kumon Centers; and (b) engaging in any other conduct that would subject the Kumon Method to ridicule, scandal, reproach, scorn or indignity or adversely impact the goodwill of Kumon and/or the Kumon Method. 6.12 Response to Complaints. You must respond to any individual or entity that has made any comments or criticisms about you, your Center, Kumon, or any other Kumon franchisee within five (5) business days after you receive such comments or criticism. You must also send us a written account of any such comments or criticisms within five (5) business days, including a statement of whether or not you can remedy the situation. 6.13 Compliance with Laws. You must operate your Center in compliance with all applicable laws, regulations, codes, and ordinances, including, if applicable, requirements to hold or obtain a teacher’s certificate and/or to complete course work in education and to obtain and keep in good standing all necessary occupancy or zoning certificates, permits or licenses. (See Section 12.1 of the Franchise Agreement for additional obligations regarding compliance with laws.) 6.14 Consultation, Inspection and Communication. We have the right: (a) to visit your Center at reasonable times, with or without advance notice; (b) to inspect and/or to remove from your Center for

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a reasonable period of time for the purpose of inspection and duplication any materials, products or documents relating to the operation of your Center; (c) to interview parents, children, and your Center employees; (d) to contact any parents or students currently or previously enrolled at your Center at any time without advance notice to you; and (e) to observe your instructional skill, center management skill, and Kumon Method knowledge skill. You must keep at your Center all records relating to each student currently enrolled at your Center and shall maintain such records at an accessible location for a period of 2 years from the student’s last day of attending the Center. These records include, but are not limited to, student enrollment forms, record books, lesson plans, placement tests and achievement tests. If we consult with you following a Center visit, you shall incorporate any changes we recommend to you within a reasonable time period. You must promptly reply to all phone messages, emails, or correspondence that we direct to you. 6.15 Variation of Standards. We have the right to waive or modify our standards for any franchisee based on circumstances that we deem important to the successful operation of the franchisee’s business. 6.16 Upper-Limit Tuition, Registration Fees, No Placement Test Fees and Materials Fees. Kumon has the right, upon 60 days’ notice, to institute local, regional, or national upper limits on the tuition and registration fees that Kumon Centers charge. As of the date of this Agreement, Kumon imposes a $50.00 upper-limit for the registration fee that you may charge; we do not have an upper limit for tuition. You may only charge one (1) registration fee per student, regardless of the number of subjects in which such student may become enrolled. If we decide to implement an upper-limit tuition policy, you will have the opportunity to request a waiver from it by presenting market, demographic, and any other data that supports your reasoning. We may grant or refuse a waiver at our discretion. We will have no obligation to consider more than one waiver request per year for any Center. You may not impose a fee for our Placement Test. This prohibition also includes imposing fees for orientation to the Kumon program. In general you may not charge fees until the student is officially enrolled. If you maintain a written policy at your Center regarding the imposition of fees, you may charge parents of students enrolled at your Center one-time materials fees. The types and maximum amount of fees is set forth in the Kumon Operations Manual and may be changed or eliminated at any time by Kumon. 6.17 Center Use. You may not permit activities at your Center other than those activities related to the operation of a Kumon Math and Reading Center. 7.

Proprietary Marks, Kumon Materials, Kumon Method, Kumon Students

7.1 Materials. We will provide you with quantities of Kumon Materials reasonably necessary to operate your Center, within the limits set forth in the Operations Manual. Other than your initial purchase of materials (see Section 5.2), we do not charge a separate fee for use of the Kumon Materials, but you must pay for shipping from Kumon’s distribution warehouse center. Our shipping policies are explained in further detail in our Operations Manual. 7.2 No Unauthorized Sale, Use or Copying. You may not duplicate or reproduce any of the Kumon Materials or allow anyone other than an enrolled student in your Center to use any Kumon Materials without our prior written consent. You may not sell any of the Kumon Materials or present any Kumon Materials to any third party for the purpose of sale. 7.3 Acknowledgment of Status and Ownership. You acknowledge that you do not own any rights to the Proprietary Marks, the Kumon Materials, or the Kumon Method. You agree that you will not hold yourself out to the public as owning any such rights, and that you will not contest the validity of, or our rights to, any Proprietary Marks, any Kumon Materials, Kumon Know-How, or the Kumon Method.

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7.4 Limitations. Your right to use the Proprietary Marks, the Kumon Materials, Kumon Know – How, and the Kumon Method is nonexclusive and continues only as long as you are an authorized Kumon franchisee. You may use the Proprietary Marks, the Kumon Materials, Kumon Know–How and the Kumon Method only as specified in this Agreement, Attachment 2C to this Agreement (Confidentiality and Non-Competition Agreement), the Operations Manual, and any other written policy that we may adopt. You acknowledge that any use of the Proprietary Marks, the Kumon Materials, Kumon Know-How or the Kumon Method other than in the manner we have authorized will be a violation of our rights. You may not use our Proprietary Marks with any other marks or logos. 7.5 Students. You acknowledge that all information regarding students enrolled at your Center, such as names, addresses, email addresses and contact information for both students and their parents or guardians, belongs to Kumon. 7.6 Notice of Unauthorized Use. For the benefit of all franchisees in our franchise system, we require you to report any suspected unauthorized use of the Proprietary Marks, the Kumon Materials, Kumon Know-How, or the Kumon Method within 24 hours after you become aware of it. We will investigate, and we will have the right to determine what, if any, action to take regarding the suspected unauthorized use. 8.

Changes in the Proprietary Marks, Kumon Materials, and Kumon Method

8.1 Modification of the Proprietary Marks. We have the right to change the Proprietary Marks at our discretion. You agree immediately to discontinue using, to modify, or to adopt substituted Proprietary Marks, if we direct you to take such action. We will reimburse you for expenses you incur associated with changes in the Proprietary Marks, up to a limit of $50.00. 8.2 Modification of the Kumon Method. We have the right to change the content of the Kumon Method and the Kumon Materials at our discretion. If we change the Kumon Method or our products, we will notify you and you must implement the changes within a reasonable time that we specify. 8.3 Services, Programs and Products Developed by Franchisee. We must pre-approve the use of any additional services, programs and/or products (“Additional Materials”) that you develop for your Center. If we approve such Additional Materials, you may use them only in your Center. You may not sell or otherwise distribute the Additional Materials to other Kumon franchisees or to any other person or entity. We will have the right, but not the obligation, to make the Additional Materials part of the Kumon Method. If we do so, we will compensate you for your development of the Additional Materials and, if we deem it desirable, you will sign documents to confirm our ownership of the Additional Materials. Whether or not we approve the Additional Materials and/or make them part of the Kumon Method, you may not copyright or trademark Additional Materials arising from the operation of your Center or from the use of our confidential information. If we make the Additional Materials part of the Kumon Method, we will have the right to copyright or trademark the Additional Materials in our name. 9.

Operations Manual, Instruction Manual and Instruction Principles and Guide

During the term of this Agreement, we will loan you one copy of, or provide electronic access to, our Instruction Manual, our Operations Manual, our Instruction Principles and Guide and Understanding the Principles of Kumon Instruction. The term “Operations Manual” includes all written correspondence from us regarding the Kumon Method, other publications, materials, drawings, memoranda, videotapes, audio tapes, CDs, DVDs and electronic media that we may provide to you periodically. The Operations Manual may be supplemented or amended from time to time by letter, electronic mail, bulletin,

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videotapes, CDs, DVDs, audio tapes, software or other communications concerning the Kumon Method to reflect changes in the image, specifications and standards relating to developing, equipping and operating a Kumon Center. We reserve the right to furnish all or part of the Operations Manual to you in electronic form or online (including by Intranet) and establish terms of use for access to any restricted portion of our web site. As a signatory to the Franchise Agreement, you are required to adhere to the standards, rules, regulations and policies contained in our Operations Manual. Accordingly, the contents of the Operations Manual are incorporated by reference through this Agreement. We have the right to modify the Operations Manual from time to time. We will provide you with at least sixty (60) days’ notice of any such modifications. The information contained in the Operations Manual, the Instruction Manual, the Instruction Principles and Guide and Understanding the Principles of Kumon Instruction is secret and confidential. Therefore, you and your employees must treat the Operations Manual, the Instruction Manual and the Instruction Principles and Guide as secret and confidential. You must keep the Instruction Manual and the Instruction Principles and Guide in a secure place at all times. You must return the Instruction Manual, Instruction Principles and Guide and any copies of the Operations Manual you may have downloaded to us if our relationship ends. With reference to the requirement that we provide you with 60 days’ notice of any modifications to the Operations Manual, any modification shall appear on our internet website and shall be effective without the requirement of providing you with an amended paper copy of the Operations Manual. It shall be your responsibility to update any paper copy of the Operations Manual that you maintain. 10.

Requirements for Opening Second Center

If you have met the requirements listed in this Section 10, we will consider allowing you to open a second Center. However, the award of a franchise for a second Center is in our sole discretion. We have the right to modify, add to, or delete any of these requirements without notice to you. You will be required to sign Kumon’s then-current form of franchise agreement for your first Center. All operating standards contained in our Operations Manual will apply to your first and second centers. 10.1 You must have completed and/or satisfied each TLP requirement in Section 2 for both the Math and Reading Subject-Franchises at your first Center. 10.2 You must have achieved the minimum number of Quality Points and Silver Elite Status for a second center from your Instructor Performance Analysis (“IPA”) or other instructor ranking system that we utilize on a uniform basis. The minimum number of Quality Points and the level of Elite Status for a second center will be determined by the criteria and formula set forth in the Operation Manual and may be changed by us from time to time. 10.3 You must have visited one Center operated by us or other Kumon franchisees and filed a report for the Center visit. The Branch Manager for the Center you visit will specify the contents of such report. 10.4 You must sign our then current Kumon Center Franchise Agreement and pay a Franchise Fee of $1,000 and a Material Fee of $1,000 for the second Center. You will not be required to complete the TLP Requirements in connection with the second Center. 10.5

You must be in full compliance with this Agreement.

10.6 You must not be overdue in renewing the Kumon Center Franchise Agreement pertaining to your first Kumon Center.

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10.7 You must utilize one of our proprietary computer software systems as set forth in our Operations Manual. 10.8 You must give us permission to conduct a background check and submit fingerprints for a criminal background check by the Federal Bureau of Investigation. 11.

Personal Performance; Corporations and LLCs; and Assistants

11.1 Personal Obligation; Full-Time Devotion. You must personally perform or personally supervise the performance of the obligations and requirements specified in this Agreement. Proper personal performance of your duties as a Kumon instructor and proper personal supervision of assistants at your Kumon Center are essential aspects of your compliance with this Agreement. You must decide the lesson plans for each student enrolled at your Center. You must devote full-time to the operation of your Kumon Center throughout our franchise relationship and must adhere to the Center hours of operation set forth in our Operations Manual. Accordingly, you must obtain our prior written approval to be employed in any other job or have any other business interest that might prevent you from devoting full-time to your Kumon franchise and the operation of your Kumon Center. If you are a corporation or a limited liability company, the personal obligation and full-time devotion requirements include only the Corporation Instructor(s). It does not necessarily include all the owners of the corporation or the limited liability company. 11.2 Assistants. You will determine who to hire as assistants at your Center and will be responsible for their training and work assignments. You must ensure that your assistants are competent to perform the tasks assigned to them, are of good character and are otherwise qualified to work with children. Your assistants may compile Worksheet assignments at your Center only after you have approved a lesson plan for each student. 11.3 Confidentiality, Non-Competition Agreement for Assistants. You must have all assistants over the age of 18 sign Attachment 2-C (B) to this Agreement and have each attachment on file and available for inspection by Kumon. 11.4 Background Checks. You are required to perform a criminal background check prior to employing all assistants 18 years or older so you can determine the suitability of that individual to work in close proximity to children. 11.5 Absences. You must give reasonable written advance notice to Kumon if you plan to be absent from your Center for a period of 2 weeks or more. You must make arrangements to ensure that operation of the Center is in full compliance with our standards during your absence, and your notice to Kumon must describe those arrangements. We have the right to terminate this Agreement if you are absent from the Center for two weeks or more without notice or without adequate arrangements for operation of the Center, or if you have excessive absences of any period (with or without notice) that effectively constitute a violation of Section 11.1. We have the right to determine what constitutes “excessive absences for any period”. During any period of time you are absent from your Center without having made adequate arrangements in advance for the operation of your Center, Kumon has the right, but not the obligation, to assume control of the operation of your Center during the period of your absence. In the event Kumon does assume control of the operation of your Center during your absence, you shall pay to Kumon, as a management fee, an amount equal to 10% of Kumon’s then current suggested tuition multiplied by the number of subject-students enrolled at your Center for the period of your absence. If Kumon assumes control of the operation of your Center, you and Kumon shall not have created a partnership or joint venture and Kumon shall not be responsible in any way for any of your Center’s debts.

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11.6 Corporation or LLC. If you are a corporation or limited liability company (or if you wish to assign this Agreement to a corporation or limited liability company under Section 18.8), you must satisfy the following requirements at the time you organize the company and throughout the remaining term of this Agreement: (a) We must approve all governing documents of the corporation or limited liability company (the “Company”) before you file organizational documents with the state. Among other things, we may require that the governing documents state that the Company’s activities are limited to operating the Kumon franchise. (b) Upon our request, you must provide us with proof from the state that the Company is in existence and in good standing. (c) The Corporation/LLC must designate an individual as a “Corporation Instructor.” We must approve the Corporation Instructor and the Corporation Instructor must agree to be personally responsible for operation of the Center. The Corporation Instructor must own at least 51% of the Corporation/LLC and must have the power, by himself or herself, to direct and control its affairs. (d) Each Corporation Instructor and all other owners of the franchisee entity must sign a Guarantee of the obligations of the Company and a Confidentiality and Non-Competition Agreement (see Attachments 2-A and 2-C to this Agreement). (e) The formation papers of your Corporation/LLC must include the following language in the purpose section: “The purpose of the Corporation/LLC shall be to own and operate a Kumon Math and Reading Center franchise and for all other uses incidental thereto.” 11.7 Entity Name. The legal name of your LLC or Corporation must not contain the word “Kumon” or any similar words that may be confusing. However, your “doing business as” name must be the same name as your officially designated Kumon Center name, which must contain the word “Kumon”. 12.

Independent Business; Taxes

12.1 Independent Business. You acknowledge that, as a franchisee of Kumon, you are the owner and operator of an independent business and not an employee or agent of Kumon. You alone have the power to hire and fire your employees and you alone are responsible for complying with any and all applicable local, state, and federal laws, including those pertaining to the employment of your employees (such as minimum wage, federal and state withholding taxes, overtime compensation, child labor, and workers’ compensation insurance laws). 12.2 Taxes. You agree to pay all applicable taxes and other fees due to any local, state, or federal government arising from the operation of your Center. You agree to hold us harmless from all claims and demands with respect to taxes that you owe arising from the operation of your Center. 12.3 Reimbursement of Payments by Kumon. You must pay or reimburse us on demand for any taxes assessed against Kumon based on the operation of your Center, other than Kumon’s corporate income taxes. You must also pay or reimburse us on demand for all amounts advanced by us, or which we have paid, or which we have become obligated to pay on your behalf. You must also pay us on time for products and services you purchase from us.

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13.

Indemnification and Insurance

13.1 Indemnification. You agree to hold harmless and indemnify Kumon, its affiliates, and their respective past, present, and future officers, directors, shareholders, agents and employees for any loss, liability, damages, cost, or expense (including attorneys’ fees) that we or they may incur arising out of the operation of your Center, including any act or omission of your employees, contractors and agents that causes injury to any person or property. This indemnity is not limited by the amount of any insurance that you or we carry, and it applies even if the alleged injury resulted entirely or partly from our negligence. Your obligation to indemnify us survives the expiration or termination of this Agreement. 13.2 Insurance. You must obtain and keep in force at all times the insurance coverage that we require, as specified in the Operations Manual. Your obligation to obtain insurance coverage does not relieve you of any liability under Section 13.1. We may change the required types and minimum limits of insurance coverage from time to time in our reasonable business judgment. We will notify you in writing of any changes, which will be effective thirty (30) days after you receive the notice. 14.

Term, Renewal Process, and Renewal Conditions

14.1 Term. The term of this Agreement is 5 years from the date that Kumon signs this Agreement. However, if you fail to satisfy each of the TLP Requirements with respect to each SubjectFranchise by the expiration of the TLP, this Agreement may be terminated (see Section 15.1(a)). 14.2 Renewal Process. You have the right to renew this Agreement for additional terms of five years each if you satisfy the renewal conditions in Section 14.3. If we have not renewed your Agreement by the time the term expires under Section 14.1, we may nonetheless allow you to continue operating your Center under the terms of this Agreement on a month-to-month basis. Either party may terminate such month-to-month agreement, effective the last day of any calendar month, upon 30 days’ notice to the other party. Should you not have renewed your Agreement by the time it expires under Section 14.1, we may elect to not renew your Agreement. 14.3 Renewal Conditions. We may require you to satisfy any or all of the following as a condition of exercising your option to renew the rights granted under this Agreement: (a)

You must be in compliance with the Kumon Method (see Section 6.1).

(b) You must have satisfactory Center management and Center communication skills (as specified in our Operations Manual). (c) You must give us permission to conduct a background check and submit fingerprints for a criminal background check by the Federal Bureau of Investigation, and you must successfully satisfy our background check requirements. (d) You must be in full compliance with this Agreement, the Operations Manual, and any other agreements you have with us at the time of renewal. (e) You must not have received more than one written notice of default from us during any calendar year of the term that is expiring. If you received any such notices, you must have been diligent and timely in curing the defaults. (f) You must have been current with all monetary obligations that you owe us throughout the term that is expiring.

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(g) You must have had a satisfactory record of customer service and of compliance with our operating standards during the term that is expiring, without regard to actual notices of default. (h)

You must execute our General Release Form (Attachment 2-B to this

Agreement). (i) You must sign our then-current form of renewal Franchise Agreement. No additional franchise fee will be charged. (j) You must have at least the minimum number quality points in our Instructor Performance Analysis or other uniform instructor ranking system that we may adopt, as set forth in our Operations Manual. (k) You and any assistants you employ at your Center must execute Attachment 2C(A) or 2-C (B) respectively to this Agreement. (l) You must have completed the classroom training described in our Franchise Disclosure Document and Operations Manual (see Section 4.1 of this Agreement). (m) During the 3 months prior to the date of expiration of this Agreement, the enrollment at your Center must average at least the minimum number of full-paying students in each Subject-Franchise set forth in our Operations Manual. 14.4 Default Under Prior Franchise Agreement. If this Franchise Agreement is for a renewal term, and we discover that you had not satisfied all of the renewal conditions of our prior Franchise Agreement, we can terminate this Agreement in accordance with Section 15. 15.

Termination and Obligations Upon Termination

15.1 Termination by Us with No Opportunity to Cure. Kumon can terminate this Agreement immediately upon notice to you if any of the following events occurs: (a) You fail to satisfy each of the TLP Requirements with respect to each SubjectFranchise by the expiration of the TLP. (b) You underreport, fail to report, or misrepresent, any student enrolled (or should be enrolled) at your Center. If you operate two Kumon Centers, you must have students attend the Kumon Center in which they originally enrolled. You must also report students at the Center in which they originally enrolled unless the enrollment status of such students is officially changed. Notwithstanding anything to the contrary in Section 5.3, if you have underreported, failed to report or misrepresented any student enrolled (or who should be enrolled) at your Center and if we, in our discretion, elect not to terminate this Agreement, we may nonetheless charge you a higher royalty rate and withhold certain benefits that you might otherwise be entitled to receive; as set forth in our Operations Manual. (c)

You relocate your Center without first obtaining our permission as required in

(d)

You distribute or utilize any Kumon Method materials at any location other than

Section 3.4. your Center.

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(e) You fail to begin operating the Center within five months from the effective date of this Agreement or 5 months from the day on which you complete your first certification to use our proprietary computer software system, whichever is earlier, as required by Section 3.2. (f) You attempt to copyright, trademark, or patent any programs, services, products or materials that you develop arising out of the franchise relationship in violation of Section 8.3. (g)

Any transfer of an interest in your franchise occurs that does not comply with

Section 18. (h) You or any of your employees or members of your ownership entity are charged with a crime against children or involving moral turpitude; or engage in any conduct that is susceptible of creating a crisis or immediate substantive damage to the Kumon Brand or Kumon reputation. (i) You permit activities at your Center other than those activities related to the operation of a Kumon Math and Reading Center. (j) You repeat a default listed in 15.2 after being provided an opportunity to cure the first time, whether or not you cured the first default. (k) You are in default under Section 15.2 three or more times within any twelvemonth period, whether the defaults are the same or different and whether or not you cured them. (l) You (or any person having an ownership interest in you) remain in default beyond the applicable cure period under any other agreement with Kumon. 15.2 Termination by Us with an Opportunity To Cure. Kumon can terminate this Agreement by written notice if you fail to cure any of the defaults specified below within 30 days after send you written notice of default: (a)

You fail to be in compliance with the Kumon Method (see Section 6.1).

(b) You fail to have satisfactory Center management and Center communication skills (as specified in our Operations Manual). (c) You fail to make any payment of money that is due to us. In addition, you must be current with all monetary obligations as of the expiration of the thirty (30) day notice period, including those obligations that may accrue during the thirty (30) day cure period. (d) You fail to submit complete, accurate and timely monthly and yearly reports as required in Section 6.7 of this Agreement and the Operations Manual. (e) You fail to complete any of the training requirements specified in Section 4 this Agreement and our Operations Manual. (f)

You permit your assistants to undertake activities other than those specified in

(g)

You fail to comply with the requirements in Section 11.3.

Section 11.2.

(h) of Section 6.5(a)(iii).

You advertise your Center jointly with any other program or business in violation

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(i)

You violate the restrictions on competition in Sections 16.1 or 16.5.

(j) You fail to adhere to the requirements for advertising approval specified in this Agreement and in the Operations Manual. (k)

You fail to comply with any other provision or requirement of this Agreement.

(l) You habitually fail to return telephone messages, emails, or correspondence directed to you from Kumon in violation of Section 6.14; or you fail to properly implement and administer Kumon’s Lead Management Tracking System, as specified in Section 6.5(a)(ii) and in our Operations Manual. (m) You fail to conduct a criminal background check on any of your assistants 18 years or older who are employed at your Center in violation of Section 11.2. 15.3 Automatic Termination with No Notice. Except as otherwise provided by applicable law, the Agreement will terminate automatically with no notice to you, under the following circumstances: (a) You abandon your Center. Abandonment will be deemed to occur when your Center does not hold class sessions for two weeks or more without our prior written approval. (b) A receiver or trustee is appointed to take charge of your business, or your interest in this Agreement or the Center is levied or attached. (c) You are convicted, plead guilty to, or plead no contest to a crime involving moral turpitude, a crime against children under the age of eighteen, or a felony. You must notify Kumon within 24 hours form the time you are convicted for a crime involving moral turpitude, a crime against children under the age of eighteen, or a felony. (d) If an event described in Section 15.3(a) through (c) actually occurs, you agree that the damages to be incurred by Kumon shall be difficult to calculate. Therefore, should such event occur, you shall pay to Kumon, within 10 days of the occurrence of the event, as liquidated damages and not as a penalty, an amount equal to three times the average of the royalties paid by you to Kumon in the three months immediately preceding the event. 15.4 Termination By You. You may terminate this Agreement if you provide us advance written notice no later than the time periods indicated below: (a) Sixty (60) days if you are unwilling to pay any increase in royalty as described Section 5.3 of this Agreement; or (b) One hundred eighty (180) days if for any other reason than (a). Once you provide us with your notice of termination, you may rescind this notice only with our consent. If you terminate this Agreement without providing the required written notice within the time periods described above, you agree that it shall be difficult to calculate the damages that shall be incurred by Kumon. Therefore, you must pay to Kumon within at the time of your termination of this Agreement, as liquidated damages, and not as a penalty, an amount equal to three times the average of the royalties paid by you to Kumon in the three months immediately prior to your last day of operating your Center.

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15.5 Our Right to Inform Students, Parents and Other Kumon Franchisees of a Center Closing. Once we terminate your Agreement or you provide us timely notice to terminate, we have the right to notify students, parents and other Kumon franchisees by any means of communication we deem appropriate that your Center will be closed. If you have given us timely notice of your intent to terminate this Agreement (see Section 15.4), we may provide notice to students, parents and other Kumon franchisees 45 days prior to the effective date of termination. 15.6 Your Obligations Upon Termination. If this Agreement expires or if either you or we terminate it, you must comply with the following obligations: (a)

You must promptly pay all royalties and other payments due to us.

(b) You must immediately discontinue use of the Kumon Method and all Kumon Materials and Proprietary Marks, including, but not limited to, canceling any advertising and canceling your Kumon business phone line. Your website and business email address will be disabled upon termination. (c) You must immediately return to us all Kumon Materials, including but not limited to the Instruction Manual and the Instruction Principles and Guide, in your possession or control. You must destroy any paper copy of the Operations Manual that you may have downloaded. (d) You must immediately remove all interior signs and other items containing Proprietary Marks from the Center. You must give us access to remove all exterior signs that we loaned to you. (e) You must immediately notify all students, their parents, and your landlord that you no longer are a franchisee of Kumon and therefore not licensed to use the Kumon Method or Proprietary Marks. (f) You must immediately submit to us your computer’s student record database and delete our proprietary computer software program from your computer. (g) You must immediately transfer to us all business, financial, accounting, and marketing records relating to your Center. (h)

You must fulfill your lease obligations.

(i) At our request, you must assign to us your rights in the telephone numbers, directory listings, domain names, and e-mail addresses associated with the Center. (j) 16.

You must continue to indemnify us as provided in Section 13.1.

Restrictions on Competition

16.1 During the Term of Agreement. During the term of this Agreement, you or your spouse may not, without Kumon’s prior written consent, own, operate, be employed by, provide financing or other assistance or facilities to, or have any interest in, any business that offers to children in high school or younger any academic instruction, self-guided instruction, tutoring, test preparation, or other supplemental educational services that we deem competitive with Kumon Centers (a “Competing Business”).

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16.2 After Termination, or Transfer. For 1 year following the termination, expiration or the approved transfer of this Agreement by you to a new franchisee, you or your spouse may not, without Kumon’s prior written consent, own, operate, be employed by, provide financing or other assistance or facilities to, or have any interest in, any Competing Business that is operating within twenty 20 of the Center or within 20 miles of any other franchised or company-owned Kumon Center. You agree that this restriction will not keep you from earning a livelihood, and you acknowledge that its purpose is to protect the goodwill of Kumon and its other franchisees. It is not a violation of this section for you to accept employment as a teacher in a public school or a private or chartered school that is licensed to operate under state or municipal authority. 16.3 Non-Solicitation of Students or Parents. For 2 years following the termination, expiration or the approved transfer of this Agreement, you or your spouse may not solicit any students or parents of any students enrolled at any Kumon Center for the purpose of enrolling such students in any Competing Business. 16.4 Time Periods. The running of the time periods in Sections 16.2 and 16.3 will be suspended during any period in which you are not in compliance with those sections. In addition, if a court proceeding results in enforcement of Section 16.2 or 16.3, any portion of the time periods in those sections that has not yet run will run from the date of the court order permitting enforcement. 16.5 Indirect Violations Prohibited. You may not attempt to circumvent the restrictions in Sections 16.1 through 16.3 by engaging in prohibited activity indirectly through any other person or entity, including your spouse or adult child. 16.6 Modification. We have the right, in our sole discretion, to reduce the scope of any covenant in this Section 16 effective immediately upon your receipt of written notice, and you agree that you will thereafter comply with any covenant as so modified, which shall be fully enforceable notwithstanding the provisions of Section 22.6. 17.

Confidentiality

17.1 Confidential Information. You acknowledge that as an authorized Kumon franchisee, you have access to, and are making use of, confidential information relating to Kumon and the Kumon Method. You may not, either during the term of this Agreement or after its expiration or termination, use or disclose any confidential information that you have obtained as a result of being a Kumon franchisee, except in carrying out your responsibilities as a Kumon franchisee. Confidential information includes, amongst other things, any materials, instructional methods, products, services, and procedures to which you would not have had access if you were not a Kumon franchisee. 17.2 Individuals. You must ensure that each of the individuals below signs a Confidentiality and Non-Competition Agreement in the form of Attachment 2-C to this Agreement: (a) Any assistants, including your spouse and adult child, 18 years or older who are working at your Center. (b) If you are a corporation or limited liability company, the Corporation Instructor(s) and all of your other present and future officers, directors and owners. For (a) and (b) above, you must deliver a copy of the agreement to us within thirty (30) days after the individual’s association with you begins.

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18.

Transfer by You

18.1 Definition. For purposes of this Agreement, “Transfer” as a verb means to sell, assign, give away, pledge, or encumber, either voluntarily or by operation of law (such as through divorce or bankruptcy proceedings), any interest in this Agreement, any interest in the Center, or (if you are a corporation or limited liability company) any ownership interest by you. “Transfer” as a noun means any such sale, assignment, etc. 18.2 No Transfer Without Kumon’s Consent. Neither you nor any of your owners (if you are a corporation or LLC) may make any Transfer or permit any Transfer to occur without obtaining Kumon’s prior written consent as provided in Sections 18.4 through 18.6. We have the right to communicate with and counsel both you and the proposed transferee on any aspect of a proposed Transfer. 18.3 Sale of Center. If you sell your Center, Kumon has the right, in its discretion, not to allow you to purchase a new Center for at least 2 years from the time of the closing date of your former Center. 18.4 Transfer of Entire Business – Tentative Approval. If you propose to Transfer your entire Center business, the following conditions apply (unless waived by Kumon in writing): (a)

You must have been a Kumon franchisee for at least two years.

(b) This Agreement for the location in question must not have expired. If we have sent you a renewal franchise agreement renewal packet, you must complete the renewal process before the transfer process can commence. (c) You must be in compliance with all of your obligations to Kumon, including all monetary obligations, as of the date of the request for our approval of the Transfer, or you must make arrangements satisfactory to Kumon to come into compliance by the date of the Transfer. (d) You must give us advance written notice of the proposed Transfer and submit a copy of all proposed contracts and other information concerning the Transfer that we may request. Your Branch Office will provide you a Transfer Guidebook that contains detailed procedures regarding Kumon’s transfer process. We will have a reasonable time (not less than 15 days) after we have received all requested information to evaluate whether to give tentative approval of the Transfer. If we give tentative approval of the Transfer, we will allow the proposed transferee into our Start-Up Training program. However, you may not complete the Transfer until you have received Kumon’s final approval in writing. You must comply with the requirements in Section 18.5 before Kumon will give its final approval. If you leave the business before we grant final approval to the proposed transferee, or if we disapprove your transfer candidate and you fail to resume operating, you must pay us as liquidated damages an amount equal to three times your average royalty in the three months immediately prior to your last day of operating your Center. 18.5 Transfer of Entire Business – Final Approval. Unless waived by Kumon in writing, the following conditions must be satisfied before Kumon will give its final approval of a Transfer:

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(a) The proposed transferee must demonstrate to Kumon’s satisfaction that he or she meets all of our requirements for becoming a Kumon franchisee. At a minimum, the proposed transferee must satisfy the requirements in (i) - (iii) below, but even if the proposed transferee does so, Kumon may reject the proposed transferee on other grounds, at Kumon’s discretion. At a minimum, the proposed transferee must, at his or her own expense: (i) Travel to the Branch Office for interviews and receive interview evaluations acceptable to Kumon; (ii)

Take and pass our Math and Reading proficiency tests;

(iii)

Travel to Kumon University to participate in Start-Up Training; and

(iv)

Successfully complete Start-Up Training.

If the proposed transferee is one of Kumon’s other franchisees, he or she need not complete requirements (i)-(iii) above, but the proposed transferee must: (1) meet the second Center requirements set forth in Section 10 of this Agreement; (2) not be in default under his or her agreements with Kumon; and (3) have a good record of student service and compliance with Kumon’s operating standards. (b)

The proposed transferee must:

(i) Sign our then-current form of Franchise Agreement, which may have different terms than this Agreement. Unless Kumon agrees otherwise, the proposed transferee will have to complete the TLP requirements in the new Franchise Agreement. Kumon may also require the transferee (and its owners) to sign a Takeover Center Addendum in the form of Attachment 2-D to this Agreement and other appropriate documentation. If the transferee is a corporation or limited liability company, its approved Corporation Instructor and other owners must execute a Guarantee in the form of Attachment 2-A to this Agreement or another form satisfactory to Kumon. (ii) Make arrangements to upgrade the Center, at the transferee’s expense, to conform to our then-current standards and specifications for new Kumon Centers; and (c) You and your owners must sign a general release in favor of Kumon, its affiliates, and their respective officers, directors, shareholders, agents, and employees. The release must be in the form of Attachment 2-B to this Agreement or another form that Kumon approves. (d) You must provide us with written notice from the landlord for the Approved Location indicating that the landlord has agreed to the transfer of the lease for the Center to your transferee. (e) If you are indebted to Kumon for any reason, such as unpaid royalties or a balance due on a promissory note in favor of Kumon, you must pay the entire amount due (together with accrued interest, if any) as of the effective date of the proposed transfer. The proposed transferee and you must work together at the takeover Center for at least one month (during regularly scheduled Center sessions) prior to the date of transfer and for at least one month following the date of transfer. 18.6 Transfer of Less Than Entire Business. For any proposed Transfer that is not covered by Section 18.4, you must give us advance notice and submit a copy of all proposed contracts and other

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information concerning the Transfer that we may request. We will have a reasonable time (not less than 15 days) after we have received all requested information to evaluate the proposed Transfer. We may withhold our consent on any reasonable grounds or give our consent subject to reasonable conditions. At a minimum, you must comply with Sections 18.4(c), 18.5(c), and 18.5(e) and sign our then-current form of Franchise Agreement (no new franchise fee will be charged), which may have different terms than this Agreement. 18.7 Transfer to Spouse or Adult Child. If you propose to Transfer to your spouse or adult child, all applicable conditions in Sections 18.4 through 18.6 will apply, except that: (a) Your spouse or adult child will not have to pay a Franchise Fee under Section 5.1, however, the new franchisee or entity will not be entitled to a new rental subsidy. (b) Your spouse or adult child will continue at the pre-Transfer royalty rate for each Subject-Franchise (but all other TLP requirements in the new Franchise Agreement will apply, as specified in Section 18.5(b)). 18.8 Transfer to a Corporation or LLC. Kumon will consent to the Transfer of this Agreement to a corporation or limited liability company that you form for the convenience of ownership, provided that you comply with the requirements in Section 11, Section 18.4(c) and (d), and Section 18.5 (c) and (d). You must sign our then-current form of Franchise Agreement (no new franchise fee will be charged), which may have different terms than this Agreement. 18.9 Death, Incapacity, or Bankruptcy. If you (or, if you are a corporation or limited liability company, any of your shareholders or members) die, become incapacitated, or enter bankruptcy proceedings, the following provisions for a transfer of ownership of your Center shall apply. (a) Upon the death, declaration of incapacity or filing of a bankruptcy petition, the Franchisee’s executor, administrator, personal representative or trustee must apply to Kumon in writing within 30 days (or such other date as Kumon, in its discretion, may set) for a Transfer of your interest in the Center. Any Transfer will be subject to the provisions of Sections 18.4 through 18.7; provided however that unless Kumon otherwise agrees in writing, a proposed Transfer of your Center shall be limited to: (i) Kumon instructors who qualify for a second Kumon Center pursuant to Section 10; or (ii) prospective franchisees who are at the time undergoing Kumon’s Start-Up Training. In addition, Kumon has the right (but not the obligation) to take over operation of the Center until an approved Transfer of your Center is completed. If we do take over the operation temporarily, Kumon may charge a management fee to cover our costs during the time we temporarily manage the center’s operations. Any management fee shall be calculated pursuant to the formula set forth in Section 18.10. (b) If an application is made to Kumon in writing for a Transfer of your interest in the Center, the application must include a management plan detailing how your Center shall be managed and how instruction in the Kumon Method shall take place until: (i) the completion of a Transfer of ownership to an existing Kumon instructor; or (ii) the award of a franchise to a prospective franchisee. Kumon may approve or reject a management plan in its discretion. The approval of the management plan by Kumon is a necessary condition to any Transfer of the ownership of your Center. After the submission of an application for a Transfer, Kumon shall approve or disapprove the Transfer within a reasonable period of time. (c) If your representative: (i) fails to submit an application for the Transfer of your Center (together with a management plan) within the time set forth above; or (ii) Kumon does not approve the proposed Transfer of your Center (or the management plan), this Franchise Agreement may

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be terminated by Kumon in accordance with Section 15.1. Kumon shall advise your representative of the date of the Franchise Agreement’s termination and the last day for Center instruction. 18.10 Temporary Transfer to Us. If you or any of your owners or employees is charged with a crime against children or involving moral turpitude or if you engage in any conduct that is susceptible of creating a crisis or immediate substantive damage to the Kumon Brand, Kumon has the right (but not the obligation) to take over operation of the Center(s) until a disposition of your case is reached or until the public relations crisis has ended. Kumon will charge you a management fee equal to ten percent (10%) of then current amount of Kumon’s recommended tuition multiplied by the number of students enrolled at the Center for so long as Kumon has assumed operation of the Center(s) and will be entitled to reimbursement of any out-of-pocket costs that Kumon incurs that are not paid out of the operating cash flow of the Center. These amounts will be in addition to the royalty fee and other amounts payable to Kumon under this Agreement. We will enter into a separate Management Agreement if we decide to temporarily take over your Center. However, if Kumon assumes operation of your Center(s), you and Kumon shall not have created a partnership or joint venture; nor shall Kumon in any way be responsible for the debts of your Center(s). 18.11 Non-Conforming Transfers. Any purported Transfer that is not in compliance with this Section 18 is null and void and constitutes a material breach of this Agreement, for which Kumon may terminate this Agreement without opportunity to cure under Section 15.1. Kumon’s consent to a Transfer does not constitute a waiver of any claims that Kumon may have against the transferring party, nor is it a waiver of Kumon’s right to demand exact compliance with the terms of this Agreement. 19.

Transfer by Us

We have the right to transfer our rights and/or to delegate performance of our obligations under this Agreement, provided that the transfer does not materially increase your obligations and the transferee is financially responsible and able to perform Kumon’s obligations under this Agreement as of the time of the transfer. No transfer by Kumon will relieve you of your obligations under this Agreement. Kumon will have no liability to you under this Agreement after the effective date of the transfer or assignment. 20.

Standards

In recognition of the mutual benefits that come from maintaining the Kumon Method’s reputation for quality, you agree to comply with all mandatory specifications and procedures set forth periodically in the Operations Manual or as otherwise prescribed by us in writing. You acknowledge that the Proprietary Marks, the Kumon Materials, the Kumon Know-How, and the services and operation of the Kumon Centers are important to us and to all Kumon Center franchisees. We, in our sole discretion, may periodically change the Kumon Method, including modifications to the Operations Manual, the required equipment, fixtures and materials, the signs and the Proprietary Marks. You must accept, use or display in your Kumon Center any such changes to the Kumon Method and make such expenditures as those changes require. We also have the right to vary the standards of the Kumon Method, in our judgment, to accommodate circumstances of individual franchisees. 21.

Applicable Law and Forum

21.1 Applicable Law. This Agreement is governed by the laws of the State of New Jersey. However, this section is not intended to extend the application of the New Jersey Franchise Practices Act or any other New Jersey statute to any person who would not otherwise be entitled to the protection of the statute. If any provision(s) in this Agreement is not enforceable according the law of New Jersey but

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would be enforceable under the law of the state where your Center is located, then those provision(s) will be interpreted and enforced according to the laws of the state in which your Center is located. 21.2 Forum. Any litigation that you file against Kumon must be filed in the federal or state courts in the state where Kumon has its principal place of business at the time the suit is filed (presently, Teaneck, New Jersey). Any litigation that Kumon files against you must be filed in the state where the Center is located. 22.

Attorney and Audit Fees

22.1 Attorneys Fees. The prevailing party in any suit, action, or appeal to enforce any term of this Agreement is entitled to recover from the non-prevailing party a reasonable attorney fee in addition to any costs or disbursements provided by law. The prevailing party will be determined by, and the attorney fee will be set by, the trial or appellate court. 22.2 Audit Fees. Should Kumon examine and/or audit your Center’s records and discover that you have underreported, failed to report or misrepresented any student enrolled (or who should have been enrolled) at your Center, you shall pay to Kumon, in addition to any unpaid royalty fees, the reasonable amount of any fees and expenses actually incurred by Kumon by reason of such examine or audit. 23.

Miscellaneous

23.1 Notices. Notices pursuant to this Agreement must be in writing, using any of the following delivery methods: (i) personal service; (ii) certified or registered mail; (iii) U.S. Priority Mail or national commercial delivery service (such as UPS or Federal Express); (iv) facsimile (if the sender receives machine confirmation of successful transmission); or (v) electronic mail to the email address we have assigned to you. If Kumon chooses methods (ii) or (iii) above, we will send a notice to your home address that we have on file or your Center’s address, and we will require a confirmation signature that the notice was delivered. You agree that if either (i) certified or registered mail or (ii) U.S. Priority Mail or other national commercial service is attempted three different times unsuccessfully, the third unsuccessful attempt will constitute effective delivery of the notice. 23.2 Construction. The language of this Agreement will in all cases be construed according to its fair and plain meaning and not strictly for or against either you or us. Kumon’s rights and remedies are cumulative. 23.3 Waiver. No course of dealing between you and us will operate as a waiver of any right, power, or remedy conferred by this Agreement or by any statute or law that now exists or will exist in the future. 23.4 Injunctive Relief. You agree that in the event of a violation of this Agreement, the remedies available to us at law may be inadequate, and we will be entitled to specific performance of any term contained in this Agreement or a preliminary or permanent injunction against the breach of any such term. 23.5 Entire Agreement. This Agreement and the attachments to this Agreement constitute the entire agreement between you and us concerning the subject matter of this Agreement, and supersede all prior and contemporaneous agreements, (including prior Franchise Agreements), correspondence, negotiations, and representations concerning the same subject matter. Notwithstanding the foregoing, nothing in this Agreement is intended to disclaim any representation made in Kumon’s disclosure document.

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23.6 Amendments. This Agreement can be modified only by a written amendment signed by authorized representatives of each party. 23.7 Counterparts. This Agreement may be executed in counterparts and each copy so executed and delivered shall be deemed an original. THIS AGREEMENT IMPOSES IMPORTANT LEGAL OBLIGATIONS ON YOU. WE THEREFORE STRONGLY ADVISE YOU TO OBTAIN COMPETENT, INDEPENDENT LEGAL AND BUSINESS COUNSEL BEFORE ENTERING INTO THIS FRANCHISE AGREEMENT. We believe that fully understanding your obligations before entering into the agreement is the best way to avoid conflicts. We look forward to a mutual, beneficial relationship. IF YOU ARE AN INDIVIDUAL: PLEASE SIGN BELOW. KUMON NORTH AMERICA, INC.

FRANCHISEE:

By NAME Title IF YOU ARE A CORPORATION OR LIMITED LIABILITY COMPANY: THE CORPORATION INSTRUCTOR(S) MUST SIGN THIS AGREEMENT . ADDITIONALLY, THE AGREEMENT MUST BE GUARANTEED BY THE CORPORATION INSTRUCTOR AND ALL OTHER OWNERS OF THE COMPANY, ON THE GUARANTEE FORM ATTACHED TO THIS AGREEMENT. KUMON NORTH AMERICA, INC. CORPORATION NAME By

By (Sign here if only one Corporation Instructor)

Title

Title

By

Title

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ATTACHMENT 1-A EARLY SIGNING ADDENDUM THIS ADDENDUM to Kumon Center Franchise Agreement is entered into by and between KUMON NORTH AMERICA, INC. (“Kumon”) and ___________________ (“Franchisee”). RECITALS: A. Contemporaneously with the execution of this Addendum to Kumon Center Franchise Agreement, _____________________________ (“Franchisee”) and Kumon, have entered into a Franchise Agreement for a Kumon Math and Reading Center to be located at ___________________ (address), _________________ (City), _____________ (State) (“Franchise Agreement”). B. Franchisee has entered into a Training Agreement with Kumon dated ______________, 2012 (“Training Agreement”). The Training Agreement provides, among other things, that: (1) during the preliminary training period, Kumon will evaluate Franchisee to determine his/her suitability to operate a Kumon Math and Reading Center and to be a franchisee of Kumon; and (2) Kumon has the right to discontinue Instructor’s training and to terminate the Training Agreement if Kumon determines in its sole discretion that Franchisee is not suitable to operate a Kumon franchise. C. Kumon has no obligation to enter into a Franchise Agreement with a prospective franchisee before the prospective franchisee has successfully completed the preliminary training period to the satisfaction of Kumon. D. Franchisee’s preliminary training period is anticipated to end on or about _________, 2012. However, the Parties have agreed that Franchisee may now be awarded a franchise for a Kumon Math and Reading Center, subject to the terms and conditions set forth herein; provided that Kumon retains its right under the Training Agreement to continue to assess Franchisee’s suitability; and to terminate the Franchise Agreement if Kumon, in the exercise of its sole and absolute discretion, determines that Franchisee is not suitable to operate a Kumon Math and Reading Center or to be a franchisee of Kumon. E. Franchisee and Kumon desire to supplement the terms of the Franchise Agreement as provided below. NOW THEREFORE, the Parties, in consideration of the execution of the Franchise Agreement, the premises and other good and valuable consideration deemed by each Party to be sufficient and adequate, agree as follows: 1. Both Franchisee and Kumon acknowledge that without the execution of this Addendum, the Parties would not have executed the Franchise Agreement. 2. The Training Agreement will remain in effect notwithstanding the execution of the Franchise Agreement. As provided in Section 8 of the Training Agreement, Kumon will have the right, at any time before or at the completion of the preliminary training period, in the exercise of its sole and absolute discretion, to notify Franchisee that Kumon has determined that Franchisee is not suitable to operate a Kumon franchise. If Kumon gives Franchisee this notice, both the Training Agreement and the Franchise Agreement will terminate effective thirty days after the receipt of the notice by Franchisee. In such event, Franchisee will promptly comply with the termination requirements contained in both the Franchise Agreement and the Training Agreement. Kumon’s right of termination under this Addendum is

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in addition to, and not in replacement of, Kumon’s rights arising under the Franchise Agreement and Training Agreement. 3. Franchisee further acknowledges and agrees that Kumon’s determination that he/she is not suitable to operate a Kumon Math and Reading Center and to be a Kumon franchisee will result from the exercise of Kumon’s sole and absolute discretion, and in such event Instructor will have no right whatsoever of appeal or opportunity to cure. 4. Franchisee hereby specifically acknowledges that should Kumon, in the exercise of its sole and absolute discretion, determine that Franchisee is not suitable to operate a Kumon Math and Reading Center and terminates the Franchise Agreement, Franchisee will have no claim whatsoever against Kumon, in law or in equity, for reimbursement or indemnity for any expenditures, leases, contracts or undertakings Franchisee may have incurred or entered into on account of the execution of the Franchise Agreement; nor shall Franchisee have any claim against Kumon, in law or in equity, to reimbursement, indemnity for any expenditures, leases, contracts or undertakings that might Franchisee may incur or which may arise subsequent to the termination of the Franchise Agreement. 5. This Addendum constitutes an integral part of the Franchise Agreement and is binding on Franchisee and on Kumon, its successors and assigns. Except as expressly modified or supplemented by this Addendum, the terms of the Franchise Agreement and the Training Agreement are hereby ratified, confirmed and incorporated by reference. The Recitals set forth above are integral statements of substantive fact. IN WITNESS WHEREOF, the parties have executed this Addendum contemporaneously with the execution of the Franchise Agreement. _________________________ FRANCHISEE Date:

___________________

KUMON NORTH AMERICA, INC. By:

___________________

Title:

___________________

Date:

___________________

Attachment 1-A

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ATTACHMENT 2-A GUARANTEE As an inducement to KUMON NORTH AMERICA INC. to execute a Kumon Center Franchise Agreement (the “Agreement”) with ________________________ (“Franchisee”), the undersigned (collectively, the “Guarantor(s)”), jointly and severally, for themselves, their heirs, successors and assigns, hereby unconditionally guarantee to Kumon North America, Inc., its affiliates, successors and assigns (collectively, “Kumon”) that all of the Franchisee’s obligations under the Agreement, and under other agreements or arrangements between the Franchisee and Kumon, will be punctually paid and performed. Upon demand by Kumon, the Guarantors will immediately make each contribution or payment required Franchisee under the Agreement and under other agreements or arrangements between the Franchisee and Kumon. Each Guarantor waives any right to require Kumon to: (a) proceed against the Franchisee or any other Guarantor for any contribution or payment required under the Agreement; (b) proceed against or exhaust any security from the Franchisee or any other Guarantor; or (c) pursue or exhaust any remedy, including any legal or equitable relief, against the Franchisee or any other Guarantor. Without affecting the obligations of the Guarantors under this Guarantee, Kumon may, without notice to the Guarantors, extend, modify, or release any indebtedness or obligation of the Franchisee, or settle, adjust, or compromise any claims against the Franchisee. The Guarantors waive notice of amendment of the Agreement and notice of demand for contribution or payment by the Franchisee and agree to be bound by any and all such amendments and changes to the Agreement. Any Guarantor may be released, substituted or added without limiting or lessening the liability of any other Guarantor. The Guarantors agree to hold harmless and indemnify Kumon against any and all losses, damages, liabilities, costs, and expenses (including reasonable attorneys fees, reasonable costs of investigation, and court costs and expenses) arising out of or in connection with any failure by the Franchisee to perform any obligation under the Agreement or any other agreement between the Franchisee and Kumon. Any waiver, extension of time or other indulgence granted by Kumon to a Guarantor shall in no way modify or amend this Guarantee, which shall be continuing, absolute, unconditional and irrevocable. The Guarantor(s) acknowledge and agree to be bound personally by all covenants not to compete, confidentiality provisions, governing law and dispute resolution provisions, and restrictions on transfer of interest contained in the Agreement. Except as expressly authorized by the Agreement, the Guarantors may not make use of any of the intellectual property rights licensed under the Agreement or of Kumon’s goodwill. The Guarantors may not disclose to any third party or make use of any trade secrets, knowhow, systems or methods of which Guarantors may acquire knowledge by virtue of training they may have received from Kumon, their involvement in the business, or their ownership interest in the Franchisee This Guarantee will terminate upon the termination or expiration of the Agreement, except that all obligations and liabilities of the Guarantors which arose from events which occurred on or before the effective date of termination or expiration will remain in full force and effect until satisfied or discharged by the Guarantors, and all covenants which by their terms continue in force after the expiration or termination of the Agreement will remain in force according to their terms. Upon the death of a Guarantor, the Guarantor’s estate will be bound by this Guarantee, but only for obligations existing at the time of death. The obligations of the surviving Guarantors will continue in full force and effect.

Attachment 2-A

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All Guarantors, the Corporation Instructor and all shareholders of the Corporation must sign, date, and enter the percentage of their ownership. For Corporations, all shareholders of the corporation must also sign, date, and enter the percentage of their ownership. GUARANTORS:

% ownership

Signature ______________________________ Print Name

Date

Signature ______________________________ Print Name

Date

Signature ______________________________ Print Name

Date

Attachment 2-A

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ATTACHMENT 2-B GENERAL RELEASE

NAME OF INDIVIDUAL FRANCHISEE OR CORPORATION/LLC INSTRUCTOR:

KUMON CENTER LOCATION:

________________________________

TYPE OF TRANSACTION: _ RENEWAL

_ TRANSFER

_ VOLUNTARY TERMINATION

The individual(s), corporation, partnership, and/or limited liability company who have signed this Release agree as follows: 1. As required by the Kumon Center Franchise Agreement for the Kumon Center identified above (the “Franchise Agreement”), and in consideration for Kumon’s willingness to [renew the Franchise Agreement] [consent to a Transfer, as defined in the Franchise Agreement], we hereby release KUMON NORTH AMERICA, INC., and Related Parties (as defined below) from any and all claims, demands, actions, causes of action, debts, obligations, and liabilities, whether known or unknown, vested or contingent (collectively, “Claims”) arising out of or related to the Franchise Agreement or the Kumon Center identified above. We acknowledge that Kumon is not required to give us, and is not giving us, a reciprocal release. We give this Release on behalf of ourselves, our heirs, executors, administrators, successors and assigns, and any other person claiming through or under us. The “Related Parties” covered by this Release include all affiliates of Kumon and all of Kumon’s (and its affiliates’) past and present officers, directors, shareholders, agents, attorneys, contractors and employees. This Release applies to any transaction, event, or circumstance relating to the Franchise Agreement or the Kumon Center on or before the date of this Release. This Release does not apply to claims that we may have in the future based on events occurring after the date of this Release. 2. We understand that we may be wrong about facts that we know or believe to be true at the time of signing this Release. We accept and assume the risk of the facts turning out to be different, and we agree that this Release will not be subject to termination or rescission by virtue of any such difference in facts. 3. We each represent that we have not assigned to any person or entity any Claim covered by this Release. We acknowledge that this Release will be a complete defense to any Claim that it covers, and each of us consents to the entry of a temporary or permanent injunction to prevent or end the assertion of any such Claim. 4. If any person or entity signing this Release is domiciled or has his or its principal place of business in the State of California, that person or entity hereby waives all rights and benefits under Attachment 2-B

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Section 1542 of the California Civil Code, which provides: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

Signed:

[Please use appropriate signature lines]

INDIVIDUAL:

CORPORATION OR LLC:

(SIGN NAME)

(INSERT CORPORATION NAME)

(CORPORATION INSTRUCTOR’S SIGNATURE)

__________________________ (CORPORATION INSTRUCTOR’S SIGNATURE)

(OTHER OFFICERS, MANAGERS, DIRECTORS, OR SHAREHOLDERS SIGNATURE)

_______________________________________ DATE:

Attachment 2-B

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ATTACHMENT 2-C (A) CONFIDENTIALITY/NON-COMPETITION AGREEMENT (To be executed by instructors, LLC members and corporation members,)

ENTITY NAME: KUMON CENTER LOCATION: YOUR NAME: ASSOCIATION TO FRANCHISE: HOME ADDRESS:

I agree that during the term of my association with the Kumon Center identified above I may not without Kumon’s written consent: 1. Own, operate, be employed by, provide financing or other assistance or facilities to, or have any interest or association in, any business that offers to children in high school or younger any academic instruction, self-guided instruction, tutoring, test preparation, or other supplemental educational services that we deem competitive with Kumon Centers (a “Competing Business”). 2. For one year after ending my association with the Kumon Center identified above, have any interest in or association with a Competing Business that is operating within twenty (20) miles of the Kumon Center identified above or within twenty (20) miles of any other franchised or company-owned Kumon Center. I agree that this restriction will not keep me from earning a livelihood, and I understand that its purpose is to protect the goodwill of Kumon and its other franchisees. 3. For two (2) years after ending my association with the Kumon Center identified above, have any contact with any students enrolled at any Kumon Center for the purpose of enrolling them in any Competing Business. 4. At any time during or after my association with the Kumon Center identified above, disclose any confidential information that I obtained as a result of that association to any unauthorized person, copy or reproduce, or use for any purpose other than the operation of the Kumon Center identified above any confidential information of Kumon that may be communicated to me. Confidential information includes, amongst other things, any materials, instructional methods, products, services, and procedures to which you would not have had access but for your association with the Kumon Center identified above. 5. If a court or arbitrator determines that any of these restrictions is overbroad, I agree to be bound by any lesser restriction that the court or arbitrator determines to be enforceable. I acknowledge that violation of any of these restrictions would result in immediate and irreparable injury to Kumon. Accordingly, I consent to the entry of an injunction prohibiting me from violating these restrictions. 6. Local laws may affect the enforceability of portions of this document. Should you have any questions in this regard, you are encouraged to seek independent legal advice prior to execution of this document.

Attachment 2-C (A)

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Please sign, have a witness (anyone 21+ years old) sign, and date.

_________________________/________________________ /____________________ Signature Witness Signature Date _________________________/________________________ /____________________ Signature Witness Signature Date _________________________/________________________ /____________________ Signature Witness’ Signature Date

Attachment 2-C (A)

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ATTACHMENT 2-C (B) CONFIDENTIALITY/NON-COMPETITION AGREEMENT (To be executed by ASSISTANTS) (over the age of 18)

ENTITY NAME: KUMON CENTER LOCATION: YOUR NAME: ASSOCIATION TO FRANCHISE: HOME ADDRESS:

I agree that during the term of my association with the Kumon Center identified above I may not without my Employer's written consent: 1. Own, operate, be employed by, provide financing or other assistance or facilities to, or have any interest or association in, any business that offers to children in high school or younger any academic instruction, self-guided instruction, tutoring, test preparation, or other supplemental educational services that we deem competitive with Kumon Centers (a “Competing Business”). 2. For ninety (90) days after ending my association with the Kumon Center identified above, have any interest in or association with a Competing Business that is operating within ten (10) miles of the Kumon Center identified above or within ten (10) miles of any other franchised or company-owned Kumon Center. I agree that this restriction will not keep me from earning a livelihood, and I understand that its purpose is to protect the goodwill of Kumon and its other franchisees. 3. For ninety (90) days after ending my employment by the Kumon Center identified above, have any contact with any students enrolled at any Kumon Center for the purpose of enrolling them in any Competing Business. 4. At any time during or after my association with the Kumon Center identified above, disclose any confidential information that I obtained as a result of that association to any unauthorized person, copy or reproduce, or use for any purpose other than the operation of the Kumon Center identified above any confidential information of Kumon that may be communicated to me. Confidential information includes, amongst other things, any materials, instructional methods, products, services, and procedures to which you would not have had access but for your association with the Kumon Center identified above. 5. If a court or arbitrator determines that any of these restrictions is overbroad, I agree to be bound by any lesser restriction that the court or arbitrator determines to be enforceable. I acknowledge that violation of any of these restrictions would result in immediate and irreparable injury to Kumon. Accordingly, I consent to the entry of an injunction prohibiting me from violating these restrictions.

Attachment 2-C (B)

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6. Local laws may affect the enforceability of portions of this document. Should you have any questions in this regard, you are encouraged to seek independent legal advice prior to execution of this document.

_________________________________ ____________________________ ____________ Signature Witness Date

Attachment 2-C (B)

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ATTACHMENT 2-D TAKEOVER CENTER ADDENDUM THIS ADDENDUM is entered into by and between KUMON NORTH AMERICA, INC. (“Kumon”) and ____________________________ (“You”), and is effective as of _______________. RECITALS A. You and Kumon are parties to a Franchise Agreement dated _______________ (the “Franchise Agreement”) under which you are assuming operations at an existing Kumon Center (the “Takeover Center”) where another Kumon franchisee previously held Kumon Center sessions. B. You and Kumon desire to amend and supplement certain provisions of the Franchise Agreement in order to reflect the fact that your Kumon Center is a Takeover Center. NOW THEREFORE, the parties, in consideration of their mutual obligations under this Addendum, agree as follows: 1. Temporary License Period (TLP”). If the Takeover Center is your first Kumon Center, your requirements to complete the TLP will be the same as those stated in Section 2.1 of the Franchise Agreement as long as the number of full-paying students during the Test Period (as defined below) is fewer than 40 students for the Math Subject-Franchise and fewer than 40 students for the Reading Subject-Franchise. If the average number of full-paying students enrolled during the Test Period is 40 or more for the Math Subject-Franchise or 40 or more for the Reading Subject-Franchise, then the requirement at the end of the twelfth reporting month will be to have at least as many full-paying students as during the Test Period. “Test Period” means the three reporting months prior to you holding your first Kumon Method session at the Takeover Center. 2. Second Center. If the Takeover Center will be your second Center location: (a) you must meet the requirements specified in Section 10 of the Franchise Agreement and our Operations Manual for second Center locations; and (b) you must offer both the Math and Reading SubjectFranchises at the Takeover Center. 3. Integration. This Addendum constitutes an integral part of the Franchise Agreement and is binding on your and Kumon’s successors and assigns. Except as expressly modified or supplemented by this Addendum, the terms of the Franchise Agreement are hereby ratified and confirmed.

Attachment 2-D

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IN WITNESS WHEREOF, the parties have executed this Addendum by their duly-authorized representatives.

KUMON NORTH AMERICA, INC. By:

__________________________

Title:

__________________________

INDIVIDUAL:

CORPORATION OR LLC:

(SIGN NAME)

(INSERT CORPORATION NAME)

(CORPORATION INSTRUCTOR’S SIGNATURE)

(OTHER OFFICERS, MANAGERS, DIRECTORS OR SHAREHOLDERS SIGNATURE)

Attachment 2-D

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ATTACHMENT 2-E RENTAL SUBSIDY ADDENDUM THIS ADDENDUM is entered into on _____________________ by and between KUMON NORTH AMERICA, INC. (“Kumon”), and _____________________________ (“You”), and is effective as of _______________. RECITALS A. You and Kumon are parties to a Franchise Agreement dated _______________ (the “Franchise Agreement”) for the operation of a franchised Kumon Center at __________________________________ (the “Center”). B. Kumon has unilaterally adopted a program under which it offers rent subsidies to franchisees under certain circumstances. You desire to participate in the rent subsidy program. NOW THEREFORE, the parties, in consideration of their mutual obligations under this Addendum, agree as follows: 1. Rental Subsidy. Kumon will provide you with a rental subsidy for any continuous twenty four (24) month period during the first 36 months of operation at your first and second Centers, according to the provision stated below. a. If you are a new Kumon franchisee opening a new Kumon Center, taking over the operation of an existing Center (a “Takeover Center”), or an existing franchisee opening a second Center, the rental subsidy will be forty-five percent (45%) of your first month’s rent at the inception of the subsidy period, with a maximum amount of Twelve Thousand Dollars ($12,000.00) to be paid by Kumon during the entire period of the subsidy. The subsidy shall be paid in the following manner: for the first 12 months of the subsidy period, the subsidy will not exceed Seven Hundred Dollars ($700) per month; and of the 2nd 12 months of the subsidy period, the subsidy will not exceed Three Hundred Dollars ($300) per month. If your rent subsidy for the first year of your lease is less than $700 per month, you will receive no subsidy for the second year of your lease. b. If your monthly rent is Three Thousand Five Hundred Dollars ($3500.00) or more at the inception of the subsidy period, the rental subsidy will be Eighteen Thousand Dollars ($18,000.00) payable over any consecutive 24 months period during the first 36 months of your lease. This subsidy shall be paid in the following manner: for the first 12 months of the subsidy period, the subsidy will be One thousand Dollars ($1000) per month; and for the 2nd 12 months of the subsidy period, the subsidy will be Five Hundred Dollars ($500) per month. c. Anything contained in this Rental Subsidy Addendum or the Franchise Agreement to the contrary notwithstanding, Kumon shall not pay your rent; nor shall Kumon guarantee your landlord the payment of your rent. 2. Payment Method. We will pay your rental subsidy monthly by applying a credit to the royalty amounts that you owe to us. If you have a credit balance as a result of the rental subsidy, we will hold your credit on account against future obligations that you owe to us. If your rental subsidy period extends into a renewal period upon the expiration of the Franchise Agreement, you will be entitled to complete the unused months of your rental subsidy period during the renewal term.

Attachment 2-E

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3. Termination of Franchise. We will have no obligation to you for any unused credit balance from a rental subsidy if the Franchise Agreement is terminated for any reason at a time when a credit balance exists. 4. Time Limitation. The rental subsidy period will not extend beyond your 36th month of operating the Center under any circumstances. We will have no obligation to provide you with a rental subsidy if you fail to request a subsidy during the first 36 months from the date you commenced operations at the Center. If you make such a request during the 24th through 35th month after commencing operations, the rental subsidy period will end with your 36th month of operation. By way of example, if you request a rental subsidy beginning with your 27th month of operation, you will be entitled to only 10 months of rental subsidy. 5. What You Must Do. Before receiving your rental subsidy, you must: (1) notify us at least thirty days in advance of when you wish to commence the rental subsidy period (unless you make the request immediately upon signing your Franchise Agreement); and (2) provide us with a copy of your fully-executed lease agreement. 6. Relocation. If we permit you to relocate your Center during the term of the Franchise Agreement and if you were receiving a rental subsidy for the original location, the rental subsidy period will continue at the new approved location of your Center. The amount of the rental subsidy will be recalculated according to your new rental terms. 7. Integration. This Addendum constitutes an integral part of the Franchise Agreement and is binding on your and Kumon’s successors and assigns. Except as expressly modified or supplemented by this Addendum, the terms of the Franchise Agreement are hereby ratified and confirmed. IN WITNESS WHEREOF, the parties have executed this Addendum by their duly-authorized representatives. KUMON NORTH AMERICA, INC. By:

__________________________

Title:

__________________________

INDIVIDUAL:

CORPORATION OR LLC: (INSERT CORPORATION NAME)

_____________________ (NAME) (CORPORATION INSTRUCTOR’S SIGNATURE)

Attachment 2-E

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ATTACHMENT 2-F VETERAN INSTRUCTOR ADDENDUM THIS ADDENDUM to the Kumon Center Franchise Agreement (“Franchise Agreement”) dated as of _________ (“Effective Date”) between KUMON NORTH AMERICA, INC. (“Kumon,” “we” or “us”) and _______________ (“you”) is entered into simultaneously with the execution of the Franchise Agreement. RECITALS Pursuant to a Kumon Center Franchise Agreement (“Prior Agreement”), we granted you the right to operate a Kumon Center at the Approved Location. The term of the Prior Agreement has expired or will soon expire. Kumon and you have executed the Franchise Agreement to renew the rights granted to you pursuant to the Prior Agreement. We have established certain new operational standards for Kumon Centers for the benefit of all Kumon Centers and the Kumon Method and included those standards in our current Operations Manual. But for the execution of this Addendum, you would be required to comply immediately with each of these new standards in connection with your operation of the Center. Notwithstanding that obligation, we have agreed to either waive or grant you additional time to comply with and implement these new standards at your Center, subject to the terms and conditions below. Accordingly, Kumon and you are entering into this Addendum to reflect that agreement. NOW, THEREFORE, in consideration of the mutual covenants, agreements and obligations set forth below, the parties, intending to be legally bound, agree to amend the Franchise Agreement as follows: 1. Waiver of Compliance with Certain Operational Standards. Notwithstanding anything to the contrary in the Franchise Agreement or the Operations Manual, and subject to your compliance with the terms and conditions of the Franchise Agreement, you will not be required to comply with the following obligations contained in the Franchise Agreement during the term of the Franchise Agreement: A. Have your Center open for business and instruction for the applicable minimum number of days and hours (as set forth in Sections X(I)(2)(A) and XI(2)(B) of the Operations Manual), provided that you maintain, at minimum, the Center’s prior schedule for Official Sessions; or B. Purchase, install and use the Kumon Lead Management Telephone System; provided that your Center’s current telephone system meets the specifications set forth in Section XI(1) of the Operations Manual. 2. Compliance with Kumon Design Manual Requirements. Notwithstanding anything to the contrary in the Franchise Agreement or the Operations Manual and subject to your compliance with the terms and conditions of the Franchise Agreement, upon your written request, we may, in our sole

Attachment 2-F

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discretion, waive the furniture requirements set forth in the Kumon Design Manual with respect to your Center. If, however, we deny such request, you will be required to comply with the design and furniture requirements of the Kumon Design Manual by no later than the one-year anniversary of the Effective Date of the Franchise Agreement (“Compliance Deadline”). 3. Termination of Franchise Agreement. If applicable, you must be in full compliance with your obligations pursuant to Section 2 by no later than the Compliance Deadline, and your failure to do so will entitle us to terminate the Franchise Agreement upon written notice to you without an opportunity to cure. 4. Acknowledgement. You acknowledge and agree that, notwithstanding the waiver and extension granted pursuant to Sections 1 and 2 (as applicable), we strongly recommend that you implement each of these operational standards as soon as practicable. 5. Miscellaneous. Any capitalized term that is not defined in this Addendum will have the meaning given it in the Franchise Agreement. All captions in this Addendum are intended solely for the convenience of the parties and are not deemed to affect the meaning or construction of any provision of this Addendum. This Addendum may be executed in counterparts, and each copy so executed and delivered is deemed to be an original. A copy of this Addendum executed accordingly, whether in counterparts or otherwise, will be deemed to be an original and will be binding on each party. 6. Limited Modification. Except as expressly modified by this Addendum, the Franchise Agreement remains unmodified and in full force and effect.

Attachment 2-F

2

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IN WITNESS WHEREOF, the parties have duly executed, sealed and delivered this Addendum as of the day and year first above written. IF YOU ARE AN INDIVIDUAL PLEASE SIGN BELOW: KUMON NORTH AMERICA, INC.

FRANCHISEE:

By NAME Title

Date

IF YOU ARE A CORPORATION OR LIMITED LIABILITY CORPORATION INSTRUCTOR MUST SIGN THIS ADDENDUM.

COMPANY:

THE

KUMON NORTH AMERICA, INC. CORPORATION NAME By

By

Title

Title

Date

Date

SIGN BELOW ONLY IF YOU ARE A PARTNERSHIP AND HAVE SIGNED THE KUMON PARTNERSHIP FRANCHISE RENEWAL ADDENDUM: KUMON NORTH AMERICA, INC.

NAME OF PARTNERSHIP

By: ___________________________

By: _________________________

Title: __________________________

By: _________________________

Date: __________________________

Date: ________________________

Attachment 2-F

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ATTACHMENT 2-G PARTNERSHIP ADDENDUM THIS ADDENDUM to the Kumon Center Franchise Agreement dated as of ___________ (“Franchise Agreement”) between KUMON NORTH AMERICA, INC. (“Kumon”, “we” or “us”) and _________________ (“you”) is entered into simultaneously with the execution of the Franchise Agreement. RECITALS Pursuant to a Kumon Center Franchise Agreement (“Prior Agreement”), we granted you the right to operate a Kumon Center at the Approved Location as a partnership franchisee. (As used in this Addendum, “you” refers to the partnership franchisee and each partner.) The term of the Prior Agreement has expired or will soon expire. Kumon is no longer granting franchises to partnerships; however, Kumon is willing to permit you, as an existing franchisee, to continue to operate the Center as a partnership, subject to the terms and conditions below. NOW, THEREFORE, in consideration of the mutual covenants, agreements and obligations set forth below, the parties, intending to be legally bound, agree to amend the Franchise Agreement as follows: 1.

Partnership Requirements. The following Section 11.8 is added to the end of Section

11: 11.8 Partnership. You must satisfy the following requirements throughout the term of the Agreement: (a) The partnership must consist of exactly two individuals. One individual must have responsibility for the Math Subject-Franchise, and the other for the Reading Subject-Franchise. However, both individuals must sign this Agreement and be personally responsible under Section 11.1 for performance of all obligations and requirements relating to the Center. Both individuals must also sign a Guarantee and Non-Competition Agreement (See Attachments 2-A and 2-C to this Agreement). (b) We must approve your partnership agreement and any changes thereto. Among other things, we may require that the partnership’s activities are limited to operating the Kumon franchise. The partnership agreement must include the following language: “The purpose of the partnership shall be to own and operate a Kumon Math and Reading Center franchise and all other uses incidental thereto.” (c) You must provide Kumon with a copy of the partnership resolution designating one of the partners as the person who has authority to act on behalf of and bind the partnership in any dealings and communications with Kumon. You must indicate on the Partnership Schedule to the Kumon Training Agreement the individual who will be given this authority.

Attachment 2-G

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(d) The legal name of the partnership must not contain the word “Kumon” or any similar words that may be confusing. However, your “doing business as” name must be the same name as your officially designated Kumon Center name, which contains the word “Kumon”. 2. Transfers. Notwithstanding anything to the contrary in the Franchise Agreement, if one partner desires to Transfer his or her interest in the partnership franchisee to the other partner, as a condition of our consent to that Transfer, the remaining partner must form a corporation or limited liability company for the convenience of ownership to which the remaining partner must Transfer his or her interest in the Franchise Agreement and the Center in accordance with section 18.8. 3. Miscellaneous. Any capitalized term that is not defined in this Addendum will have the meaning given it in the Franchise Agreement. All captions in this Addendum are intended solely for the convenience of the parties and are not deemed to affect the meaning or construction of any provision of this Addendum. This addendum may be executed in counterparts, and each copy so executed and delivered is deemed to be an original. A copy of this Addendum executed accordingly, whether in counterparts or otherwise, will be deemed to be an original and will be binding on each party. 4. Limited Modification. Except as expressly modified by this Addendum, the Franchise Agreement remains unmodified and in full force and effect. IN WITNESS WHEREOF the parties have duly executed, sealed and delivered this Addendum as of the day and year first above written. KUMON NORTH AMERICA, INC.

PARTNER RESPONSIBLE FOR MATH:

By: ______________________

____________________________

PARTNER RESPONSIBLE FOR READING: _____________________________ PARTNERSHIP NAME: _____________________________

Attachment 2-G

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ADDENDUM TO FRANCHISE AGREEMENT REQUIRED BY THE STATE OF ILLINOIS The undersigned are parties to the Franchise Agreement to which this Addendum is attached (the “Franchise Agreement”), and the undersigned hereby agree as follows: THE CONDITIONS UNDER WHICH THE FRANCHISEE’S FRANCHISE CAN BE TERMINATED AND THE FRANCHISEE’S RIGHTS UPON NON-RENEWAL MAY BE AFFECTED BY ILLINOIS LAW, 815 ILCS 705/1-44. The provisions of the Franchise Agreement concerning governing law, jurisdiction and venue for litigation, and choice of law shall not constitute a waiver of any right conferred upon Franchisee by the Illinois Franchise Disclosure Act. Section 41 of the Illinois Franchise Disclosure Act states that “any condition, stipulation, or provision purporting to bind any person acquiring any franchise to waive compliance with any provision of this Act is void.” The Illinois Franchise Disclosure Act shall govern the Franchise Agreement with respect to Illinois franchisees. Section 23.5 of the Franchise Agreement, which states that the Franchise Agreement and attachments constitute the entire agreement between Franchisee and Kumon, is hereby deleted. To the extent this Addendum shall be deemed to be inconsistent with any terms or conditions of the Franchise Agreement or Exhibits or Addendums thereto, the terms of this Addendum shall govern. IN WITNESS WHEREOF, the undersigned have executed this Addendum to Franchise Agreement on the dates set forth below and effective as of the last of such dates.

FRANCHISOR: KUMON NORTH AMERICA, INC. a Delaware corporation Dated: __________, _____

By:________________________________ FRANCHISEE:

Dated: __________, _____

__________________________________ Franchisee’s Signature __________________________________ Print Franchisee’s Name

IL - 04/12

ADDENDUM TO FRANCHISE AGREEMENT REQUIRED BY THE STATE OF MARYLAND The undersigned are parties to the Franchise Agreement to which this Addendum is attached (the “Franchise Agreement”), and the undersigned hereby agree as follows: The laws of the State of Maryland may supersede the Franchise Agreement, including the areas of termination and renewal of the Franchise. Moreover, any claims arising under the Maryland Franchise Registration and Disclosure Laws must be brought within three years after the grant of the Franchise. Sections 14.3(h) and 18.5 (c) of the Franchise Agreement are amended to add the following language: No release language herein will relieve the Franchisor or any other person, directly or indirectly, from liability imposed by the laws concerning franchising of the State of Maryland. Notwithstanding anything to the contrary set forth in Section 21.1 of the Franchise Agreement, the law regarding covenants not to compete will be governed by the laws of the State of Maryland, which law may limit KUMON’s ability to restrict the activity of the Franchisee after the Franchise Agreement has terminated. Section 21.2 of the Franchise Agreement, which requires venue to be limited to New Jersey if Franchisee sues KUMON, is hereby deleted. To the extent this Addendum shall be deemed to be inconsistent with any terms or conditions of the Franchise Agreement or Exhibits or Attachments thereto, the terms of this Addendum shall govern. IN WITNESS WHEREOF, the undersigned have executed this Addendum to Franchise Agreement on the dates set forth below and effective as of the last of such dates.

FRANCHISOR: KUMON NORTH AMERICA, INC. a Delaware corporation Dated: __________, ____

By: ________________________________ FRANCHISEE:

Dated: __________, ____

____________________________________ Franchisee’s Signature ____________________________________ Type Franchisee’s Name

MD - 04/12

ADDENDUM TO FRANCHISE AGREEMENT REQUIRED BY THE STATE OF MINNESOTA The undersigned, who are parties to the Franchise Agreement to which this Addendum is attached (the “Franchise Agreement”), hereby agree to the following amendments to the Franchise Agreement: The following language should be added to the end of Section 7.4 of the Franchise Agreement: Kumon hereby agrees that it shall protect the Franchisee’s right to use the trademarks, service marks, trade names, logotypes or other commercial symbols of Kumon or shall indemnify the Franchisee from any losses, costs or expenses arising out of any claim, suit or demand regarding the use of such marks. Pursuant to Section 15 of the Franchise Agreement, the conditions under which the Franchisee’s franchise can be terminated and the Franchisee’s rights upon non-renewal may be affected are governed by Minnesota law, Minnesota Statutes, 1988, Chapter 80C and Minnesota Rules, Chapter 2860. With respect to franchises governed by Minnesota law, Kumon will comply with Minnesota Statute Section 80C.14, subdivisions 3, 4 and 5, which require, except in certain cases, that the Franchisee be given ninety (90) days notice of termination, with sixty (60) days to cure, and one hundred and eighty (180) days notice for non-renewal of the Franchise Agreement. In accordance with Minnesota law, Minnesota Statutes, 1988, Section 80C.21 and Minnesota Rules, Part 2860.4400J, Section 21.1 of the Franchise Agreement shall not in any way abrogate or reduce any rights of the Franchisee as provided for in Minnesota Statutes, Chapter 80C. Venue shall not be limited to New Jersey if you sue KUMON, as specified in Section 21.2 of the Franchise Agreement. No release language set forth in the Franchise Agreement shall relieve the Franchisor or any other person, directly or indirectly, from liability imposed by the laws concerning franchising of the State of Minnesota. To the extent this Addendum shall be deemed to be inconsistent with any terms or conditions of the Franchise Agreement or Exhibits or Addendums thereto, the terms of this Addendum shall govern.

MN - 04/12

IN WITNESS WHEREOF, the undersigned have executed this Addendum to Franchise Agreement on the dates set forth below and effective as of the last of such dates.

FRANCHISOR: KUMON NORTH AMERICA, INC. a Delaware corporation Dated: __________, _____

By:________________________________ FRANCHISEE:

Dated: __________, _____

__________________________________ Franchisee’s Signature __________________________________ Print Franchisee’s Name

MN - 04/12

ADDENDUM TO FRANCHISE AGREEMENT REQUIRED BY THE STATE OF NORTH DAKOTA The undersigned are parties to the Franchise Agreement to which this Addendum is attached (the “Franchise Agreement”), and the undersigned hereby agree as follows: Notwithstanding anything to the contrary set forth in Section 21.1 of the Franchise Agreement, the law regarding franchise registration, employment, covenants not to compete, and other matters of local concern will be governed by the laws of the State of North Dakota; but as to contractual and all other matters, this agreement and all provisions of this instrument will be and remain subject to the application, construction, enforcement, and interpretation under the governing law of New Jersey. Notwithstanding anything to the contrary set forth in Section 16 of the Franchise Agreement, covenants not to compete are subject to Section 9-08-06, N.D.C.C. Any provision in the Franchise Agreement which designates jurisdiction or venue for litigation in a forum outside of North Dakota is deleted from Franchise Agreements issued in the State of North Dakota. No release language set forth in the Franchise Agreement will relieve KUMON or any other person, directly or indirectly, from liability imposed by the laws concerning franchising of the State of North Dakota. To the extent this Addendum shall be deemed to be inconsistent with any terms or conditions of the Franchise Agreement or Exhibits or Attachments thereto, the terms of this Addendum shall govern. IN WITNESS WHEREOF, the undersigned have executed this Addendum to Franchise Agreement on the dates set forth below and effective as of the last of such dates.

FRANCHISOR: KUMON NORTH AMERICA, INC. a Delaware corporation Dated: __________, _____

By: ________________________________ FRANCHISEE:

Dated: __________, _____

____________________________________ Franchisee’s Signature ____________________________________ Type Franchisee’s Name

ND - 04/12

ADDENDUM TO FRANCHISE AGREEMENT REQUIRED BY THE STATE OF RHODE ISLAND The undersigned are parties to the Franchise Agreement to which this Addendum is attached (the “Franchise Agreement”), and the undersigned hereby agree as follows: Notwithstanding anything to the contrary set forth in the Franchise Agreement, the following provisions shall supersede and apply: Any provision in the Franchise Agreement which designates the governing law as that of any state other than the State of Rhode Island is deleted from Franchise Agreements issued in the State of Rhode Island. The Rhode Island Franchise Investment Act provides that a provision in a franchise agreement restricting jurisdiction or venue for litigation to a forum outside this state is void with respect to a claim otherwise enforceable under the Act. To the extent this Addendum shall be deemed to be inconsistent with any terms or conditions of the Franchise Agreement or Exhibits or Attachments thereto, the terms of this Addendum shall govern. IN WITNESS WHEREOF, the undersigned have executed this Addendum to Franchise Agreement on the dates set forth below and effective as of the last of such dates.

FRANCHISOR: KUMON NORTH AMERICA, INC. a Delaware corporation Dated: __________, _____

By: ________________________________ FRANCHISEE:

Dated: __________, _____

____________________________________ Franchisee’s Signature ____________________________________ Type Franchisee’s Name

RI - 04/12

ADDENDUM TO FRANCHISE AGREEMENT REQUIRED BY THE STATE OF WASHINGTON The undersigned are parties to the Franchise Agreement to which this Addendum is attached (the “Franchise Agreement”), and the undersigned hereby agree as follows: The State of Washington has a statute, RCW 19.100.180, which may supersede the Franchise Agreement in Franchisee’s relationship with KUMON, including the areas of termination and renewal of Franchisee’s franchise. There may also be court decisions which may supersede the Franchise Agreement in Franchisee’s relationship with KUMON, including the areas of termination and renewal of Franchisee’s franchise. Washington requires Kumon to state that in any arbitration involving a franchise purchased in the State of Washington, the arbitration site shall be either in the State of Washington, or in a place mutually agreed upon at the time of the arbitration, or as determined by the arbitrator. However, the Franchise Agreement does not require arbitration. In the event of a conflict of laws, the provisions of the Washington Franchise Investment Protection Act (the “Act”), Chapter 19.100 RCW shall prevail. A release or waiver of rights executed by a Franchisee shall not include rights under the Act except when executed pursuant to a negotiated settlement after the Franchise Agreement is in effect and where the parties are represented by independent counsel. Provisions such as those which unreasonably restrict or limit the statute of limitations period for claims under the Act, and rights or remedies under the Act such as a right to a jury trial, may not be enforceable. Under Washington law, transfer fees are collectable to the extent that they reflect KUMON’s reasonable estimated or actual costs in effecting a transfer. To the extent that this Addendum shall be deemed to be inconsistent with any terms or conditions of the Franchise Agreement or Exhibits or Attachments thereto, the terms of this Addendum shall govern. IN WITNESS WHEREOF, the undersigned have executed this Addendum to Franchise Agreement on the dates set forth below and effective as of the last of such dates. FRANCHISOR: KUMON NORTH AMERICA, INC. a Delaware corporation Dated: __________, _____

By:________________________________ FRANCHISEE:

Dated: __________, _____

__________________________________ Franchisee’s Signature __________________________________ Type Franchisee’s Name

WA- 04/12

ADDENDUM TO FRANCHISE AGREEMENT REQUIRED BY THE STATE OF WISCONSIN The undersigned are parties to the Franchise Agreement to which this Addendum is attached (the “Franchise Agreement”), and the undersigned hereby agree as follows: The Wisconsin Fair Dealership Act, Wisconsin Statutes, Chapter 135 will apply to and govern the provisions of Franchise Agreements issued in the State of Wisconsin. The conditions under which the Franchisee’s franchise can be terminated or canceled and the Franchisee’s rights upon non-renewal or a substantial change of the competitive circumstance of the franchise may be superseded by the Wisconsin Fair Dealership Law, Wis. Stats. Ch. 135, Sec. 32.06(3), Wis. Adm. Code. To the extent this Addendum shall be deemed to be inconsistent with any terms or conditions of the Franchise Agreement or Exhibits or Addendums thereto, the terms of this Addendum shall govern. IN WITNESS WHEREOF, the undersigned have executed this Addendum to Franchise Agreement on the dates set forth below and effective as of the last of such dates.

FRANCHISOR: KUMON NORTH AMERICA, INC. a Delaware corporation Dated: __________, _____

By:________________________________ FRANCHISEE:

Dated: __________, _____

__________________________________ Franchisee’s Signature __________________________________ Print Franchisee’s Name

WI - 04/12

THIS PAGE IS LEFT BLANK INTENTIONALLY

ATTACHMENT 3 OPERATIONS MANUAL TABLE OF CONTENTS

Kumon Disclosure Document – 04/12

THIS PAGE IS LEFT BLANK INTENTIONALLY

Table of Contents      I. Introduction 

 

 

 

 

 

 

 

 



   

      II. Royalties   

 

    III. Temporary License Period 

   

   

   

 

   

 

             3 

 

 

 

 

 

 



  

 

 

 

 



  IV. Instructor Training 

 

   

V. Tuition Policies   

 

 

          VI. Renewal of Franchise Agreement/Quality Points        VII. Center Naming Policy                VIII. Parent Orientation                IX. Rules of Instruction                X. Reporting and Financial Obligations            XI. Center Operations and Center Design            XII. Branding, Marketing and Advertising Policies          XIII. Software for Instructors, Websites            XIV. Change of Center Status (Second Center, Transfer, Relocation)     XV. Ordering Materials from KSNA              XVI. Instructor and Student Incentives           

 

11 

              13   

14 

 

15 

 

21 

 

24 

 

33 

 

35 

 

38 

 

40 

 

43 

 

45 

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ATTACHMENT 4 FINANCIAL STATEMENTS

Kumon Disclosure Document – 04/12

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THIS PAGE IS LEFT BLANK INTENTIONALLY

ATTACHMENT 5 NO CHILD LEFT BEHIND PARTICIPATION AGREEMENT

Kumon Disclosure Document – 04/12

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2012 Academic Year Only No Child Left Behind Participation Agreement Kumon is proud to be recognized as an approved provider of supplemental education services under the No Child Left Behind Act. The Act includes a provision that allows students attending schools that fail to improve for two consecutive years to use a portion of their Title I funds for supplemental education. The US Department of Education and the state and local education agencies have created a series of requirements that providers must meet in order to participate in the program (the program will be referred to as “NCLB”). The failure of any one provider to adhere to these requirements can result in the disqualification of the organization in the entire state. Kumon Franchisees may participate in NCLB but only according to the following terms and conditions. 1. Term. The term of this Participation Agreement (“Agreement”) is for the academic year indicated above, unless terminated earlier by Kumon in accordance with this Agreement. 2. Minimum Kumon requirements. To be eligible to participate in NCLB, you must have 1. 2. 3. 4.

No outstanding balances owed to Kumon; Participated in a 2-hour training program; and Signed this No Child Left Behind Participation Agreement. Signed the No Child Left Behind Q & A.

3. Location of Services. Students may only receive services at the Approved Location specified in section 1.1 of your Kumon Center Franchise Agreement. The Approved Location is: 4. State and District Requirements. You must adhere to all of your state and district NCLB requirements, which will include various insurance coverage, communication and reporting procedures to the parent, teacher, school and/or district the student attends. 5. Enrollment and Tuition. If you are eligible to participate in NCLB, and you choose to participate, you must charge the tuition amount specified in the contract with the school district. If you alone are entering into a contract with a school district, you must not 1

charge more than the regular tuition charged other students attending your Center. You may charge them less - but not more – tuition than regular students. 6. Kumon Reporting Requirements. You are required to report NCLB students as any other students on your Report B. Similarly, Kumon will charge you the same royalty for NCLB students as any other student enrolled in your Center. You must also submit copies of the student applications and the signed individual student agreements for NCLB students. You must submit with your Report B, full and complete student progress information each month, including test data. 7. State and District Reporting Requirements. NCLB holds the state, school districts and providers accountable for the results of services. You must administer and submit to Kumon all test results, forms and other documentation required to confirm the quality of Kumon services. 8. Discontinuation of NCLB. Kumon reserves the right to discontinue NCLB program at any time. If Kumon’s supplemental educational provider status is rescinded for any reason, then you also will not have the right to continue. We have the right to disqualify you, effective immediately upon notice, for not adhering to Kumon standards or the standards your state has mandated for the NCLB program. If you are no longer a franchisee of Kumon, you may not continue NCLB. 9. Confidentiality. NCLB regulations require that you keep strictly confidential (i) the identity of NCLB students and (ii) the instructional needs or progress of NCLB students. You must not disclose to the public or the media the above information without the written permission of the parents of each NCLB student. I agree to the above terms and conditions to participate in NCLB. Franchisee: _________________________________ Signature Date: ____________________________

2

EXHIBIT A PRICE LIST OF CHARGEABLE ITEMS

Kumon Disclosure Document – 04/12

THIS PAGE IS LEFT BLANK INTENTIONALLY

6" RULER/BOOKMARK

Order online @ ikumon.com Phone: (888) 722-7878 toll free

CHARGEABLE ITEMS ORDER FORM

/

Date

Instructor Name

-

Instructor Phone

/

Center Number

-

State QTY.

Math in English Answer Books

English Reading Kokugo RRL Labels

Solution Answer Manuals Bound Worksheet Display Books

Math in English Math Reading

3A/2A/ B A

C

D

E

F

G

H

I

2A

AI

AII

BI

BII

CI

CII

DI

DII

EI

EII

FI

FII

G

H

I

J

K

2A

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

Q

R

7A

6A

5A

4A

3A

2A

AI

AII

BI

BII

CI

CII

DI

EI

F

G

H

I

J

K

L

M

N

O

XM

XP

XS

XT

XV

PRICE

J 1.25 L

1.25 1.40

J

K

L

0.64

9.00 7A

6A

5A

4A

3A

2A

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

7A

6A

5A

4A

3A

2A

AI

AII

BI

BII

CI

CII

DI

DII

EI

EII

FI

FII

G

H

I

XM-XP-XS J

K

XT-XV

6.00

L

6.00 TOTAL

PENS, PENCILS & ACCESSORIES

QTY.

PRICE

TOTAL

SIGNS, POSTERS & MAPS

QTY

PRICE

PRE-SCHOOL PENCIL, 6B (EA.)

0.70

RACE MAP (ATLANTIS)

0.20

KUMON PENCIL, 2B (EA.)

0.38

RACE MAP (GALAXY)

0.20

TRI-COLOR HIGHLIGHTER

0.80

RACE MAP (SAFARI)

0.20

PRE-SCHOOL SHARPENER, RED

1.50

RACE MAP (NORTH AMERICA)

0.20

PRE-SCHOOL SHARPENER, BLUE

1.50

RACE MAP (COSMIC)

0.20

ERASERS (EA.)

0.30

S.C.T. POSTER (MATH)

2.00

KUMON LOGO PENCIL

0.15

S.C.T. POSTER (READING)

2.00

RED ERASABLE PEN

1.75

GUESSING. CRAMMING. STRESSING POSTER 24X36

1.50

6" RULER/BOOKMARK

0.15

BE YOU AND THEN SOME POSTER 24X36

1.50

EXPLORE WHATS OUT THERE POSTER 24X36

1.50

STICKERS AWARDS STICKER (100)

1.00

KNOWING WORKS ALL THE TIME POSTER 24X36

1.50

ANIMAL STICKER RED (5 SHEETS)

1.25

PARENTS WANT THEIR KIDS TO SOAR POSTER 24X36

1.50

ANIMAL STICKER YELLOW (5 SHEETS)

1.25

ACADEMIC ENRICHMENT POSTER 36X24

1.50

ANIMAL STICKER GREEN (5 SHEETS)

1.25

COSMIC CLUB POSTER 24X36

2.00

ANIMAL STICKER BLUE (5 SHEETS)

1.25

G X 5 POSTER READING

2.00

AWARD STICKER (BLUE)

0.80

G X 5 POSTER MATH

2.00

LETTER SOUND CHART

1.00 1.25

READING CDS WORD FAMILY RHYMING CD

1.00

LFES/CDC CHART

LEVEL 7A - CD & SCRIPT

6.65

NUMBER CHART

LEVEL 6A - CD & SCRIPT

6.65

KUMON WINDOW CLING (48X24)

13.00

LEVEL 5A - CD & SCRIPT

6.65

KUMON WINDOW CLING (30X15)

10.00

LEVEL 4A - CD & SCRIPT

6.65

3X8 BANNER/24X16 CLING SET

30.00

LEVEL 3A - CD & SCRIPT

6.65

KUMON LOGO CLING 24X16

STUDENT LITERATURE / PROMOTIONAL

TOTAL

1.50

6.00

MAGNETIC BOARDS

KPNA WORKBOOKS (ORDER ONLINE IN KSTORE)

MAG. ALPHABET BOARD (52 PC. SET)

22.00

FULFILLMENT BROCHURE

0.19

MAG. NUMBER BOARD (30 PC. SET)

26.00

EVERY CHILD AN ACHIEVER

2.00

MAG. HIRAGANA BOARD (50 PC. SET)

26.00

2 POCKET FOLDER PARENT GUIDE

0.65 1.00

MAG. NUMBER BOARD (100 PC. SET)

26.00

PARENT ORIENTATION ON CD

1.00

BETTER LEARNER DVD (WELCOME TO KUMON)

1.00

TO THE SUMMITT

TOTAL

10.00

GETTING TO KNOW KUMON DVD

1.00

LEARNING FROM CHILDREN

1.50

EDUCATOR BROCHURE

0.25

HOME GRADING BROCHURE TRAIN YOUR BRAIN (ADULTS)

0.15 7.15

IPG BOOK

5.00

INSTRUCTION MANUAL

18.00

INSTRUCTION MANUAL / IPG BOOK COMBO

22.50

SUBTOTAL SIDE 1

TOTAL

PLEASE RETAIN THIS COPY FOR YOUR RECORDS AND INVOICE COMPARISON. REV. JAN 2012

(continued on next page)

TOTAL

CHARGEABLE ITEMS ORDER FORM Date

Instructor Name

Instructor Phone

-

/

/

Center Number

-

FLASHCARDS

Order online @ ikumon.com Phone: (888) 722-7878 toll free

State

AWARDS / MISCELLANEOUS

ABC'S UPPERCASE WRITE & WIPE FLASHCARDS

6.00

RED RIBBON - READING EXCELLENCE

1.55

ABC'S LOWERCASE WRITE & WIPE FLASHCARDS

6.00

WHITE RIBBON - ACHIEVEMENT AWARD

1.55

NUMBER 1-30 WRITE & WIPE FLASHCARDS

6.00

BLUE RIBBON - MATH ACHIEVEMENT

1.55

EASY TELLING TIME WRITE & WIPE

6.00

KUMON MEDAL (GOLD)

2.50

MULTIPLICATION WRITE AND WIPE FLASHCARDS

6.00

KUMON MEDAL (SILVER)

2.50

SHAPES WRITE AND WIPE FLASHCARDS

6.00

KUMON MEDAL ( BRONZE)

2.50

LONG VOWELS WRITE & WIPE

6.00

KUMON DOLLARS - $1.00 (50/PAD)

0.75

SHORT VOWELS WRITE & WIPE

6.00

KUMON DOLLARS - $5.00 (50/PAD)

0.75

DOT (1-50) FLASHCARDS

5.00

KUMON DOLLARS - $10.00 (50/PAD)

0.75

7A FLASHCARDS CD & PARENT SHEET (KIT)

1.00

KUMON DOLLARS - $20.00 (50/PAD)

0.75

6A FLASHCARDS CD & PARENT SHEET (KIT)

1.00

KUMON 16OZ. WATER BOTTLE

1.00

5A FLASHCARDS CD & PARENT SHEET (KIT)

1.00

STOPWATCH

2.75

4A FLASHCARDS CD & PARENT SHEET (KIT)

1.00

YO-YO

1.00

3A FLASHCARDS CD & PARENT SHEET (KIT)

1.00

FRISBEE

0.75 2.10

7A FLASHCARD SET

25.00

KUMON LOGO BALLOONS (20 PER PACK)

6A FLASHCARD SET

25.00

STUDENT RECORD PASSPORT

5A FLASHCARD SET

25.00

DIGITAL CLOCK

4A FLASHCARD SET

25.00

COSMIC CARD DISPLAY BOOK

3A FLASHCARD SET

25.00

KUMON TOTE BAG

0.25 75.00 6.50 3.85

ACHIEVEMENT TEST FLASHCARD 5A

2.25

RRL BOOKS (5 BOOKS FROM LEVELS 2A-E)

ACHIEVEMENT TEST FLASHCARD 4A

2.25

RRL POCKETS

5.00

ACHIEVEMENT TEST FLASHCARD 3A

2.25

RRL CARDS - BLANK

4.00

FLASHCARD TABS 7A

6.00

RRL LIBRARY LABELS 7A-L (KSNA STORE .15 EACH)

0.15

FLASHCARD TABS 6A

6.00

READ ALOUD LABELS 7A-3A

0.15

FLASHCARD TABS 5A

6.00

FORMULA BOOK G-O AND X

2.80

FLASHCARD TABS 4A

6.00

READING RESOURCE BOOK

1.50

FLASHCARD TABS 3A

6.00

BLUE PLASTIC BAGS

0.20

FLASHCARD RINGS, 1 INCH (EA)

0.15

ANSWER BOOK COVERS

0.40

FLASHCARD RINGS, 2 INCH (EA)

0.20

COSMIC CLUB CARDS (COMPLETE SET) COSMIC CLUB CARDS (ORDER PER PACK , 20/PACK)

4.00 0.75

TOTAL

300.00

50TH ANNIVERSARY GIFT SET

15.00

6' KUMON TABLE CLOTH

80.00

BLANK FLIPCHART BINDER (EMPTY)

7.00

KUMON MARKET BAG

1.75

STUDENT READING BOOK TRACKER

0.70

BLUE CANVAS WORKSHEET HOLDER

2.00

G + CANVAS WORKSHEET HOLDER

2.00

J + CANVAS WORKSHEET HOLDER

2.00

CLEAR VINYL POCKET HOLDER

1.20

EARLY LEARNER KIT

10.00

TOTAL

SUBTOTAL SIDE 1 SUBTOTAL SIDE 2

ORDER TOTAL

PLEASE RETAIN THIS COPY FOR YOUR RECORDS AND INVOICE COMPARISON. REV. JAN 2012

EXHIBIT B LIST OF NON-COST ITEMS

Kumon Disclosure Document – 04/12

THIS PAGE IS LEFT BLANK INTENTIONALLY

NON-CHARGEABLE ITEMS ORDER FORM Instructor Name

Order Online @ ikumon.com Phone: (888) 772-7878 Toll Free

/

Date

-

Instructor Phone

Placement Tests Math in English English Reading Kokugo

K2

Achievement Test Math in English

Center Number

K2

4A 3A 2A

P1

/

P2

P3

P4

P5

I

J

State

P6

K

M1

A

B

C

D

E

F

G

H

L

M

N

O

5A 4A 3A 2A

AI

AII

BI

BII

CI

CII

DI DII EI EII FI

FII

G

H

4A 3A 2A

AII

BI

BII

CI

CII

DI

DII EI EII FI

7A 6A 5A 4A 3A 2A

A

B

C

D

E

7A 6A 5A 4A 3A 2A

AI

AII

BI

BII

CI

M2

I

M3

J

K

L

II

III

J

H

Answer Books

# of Students

Answer Books

# of Students

English Reading AI

FII GI GII HI HII

K

L

M

N

O

Kokugo Math in English

F

G

H

I

J

K

L

M

N

O

X XM XP

CII DI DII EI EII FI

FII

G

H

I

J

XS XT XV

Study Level Summaries Rec. Bk. Stick (7/Sheet) Rec. Bk. Stick (14/Sheet) Rec. Bk. Stick (28/Sheet)

English Reading

K

L

Study Level Summaries Rec. Bk. Stick (7/Sheet) Rec. Bk. Stick (14/Sheet) Rec. Bk. Stick (28/Sheet)

Item

Quantity

Item

Table of Learning Materials - Math

Description of Study Levels - Math

Table of Learning Materials-Reading (Part 1)

Multiplication Table Cards

Table of Learning Materials-Reading (Part 2)

Application Form

Table of Learning Materials-Kokugo (Part 1)

Notice to Parents

Table of Learning Materials-Kokugo (Part 2)

Tuition Fee Envelope

Certificate of Proficiency - Math

Recommended Reading List

Certificate of Proficiency - Reading

Aim for High School Math (11 x 17)

Certificate of Proficiency - Kokugo

Cosmic Club ID Cards

Math Yearly Record Book (Blue)

Pouch Stickers Card

Reading Yearly Record Book

Student Reading Book Tracker

Kokugo Program Yearly Record Book (Green)

7A-3A Library Of Books List

Description of Study Levels - Math

Home Grading Brochure *

Worksheet Order Form

Fulfillment Brochure *

Non-Chargeable Items Order Form

Cosmic Cards (20/Pack) *

Chargeable Items Order Form

Parent Guide *

* Subject to charge after allowable limit has been met.

Quantity

THIS PAGE IS LEFT BLANK INTENTIONALLY

EXHIBIT C KUMON FRANCHISEES AS OF DECEMBER 31, 2011

Kumon Disclosure Document – 04/12

THIS PAGE IS LEFT BLANK INTENTIONALLY

LIST OF CURRENT FRANCHISEES As of 12/31/2011

ALABAMA Sarah Bigazzi 3152 Old Shell Road Suite 1 Mobile, AL 36607 251-447-2264 Varalakshmi Bobba 8103 Highway 72 West Madison, AL 35758 256-325-6284 Mike Cobb 3744 Lorna Rd. Hoover, AL 35216 205-444-9485 Anita Kantamneni 2030 Cecil Ashburn Drive Ste. 103 Huntsville, AL 35802 256-881-7117 Jean Rummer 1550 Opelika Road Suite 9/10 Auburn, AL 36830 334-501-8586 Susan Williamson 8919 Highway 119 Suite 103 Alabaster, AL 35007 205-621-6284 ALASKA Bonnie Melielo 10928 Eagle River Rd Suite 230 Eagle River, Ak 99577 907-694-4488 Dennelle W. Seetomona 12001 Industry Way Building B Unit # 7 Anchorage, AK 99515 907-345-3874 ARIZONA Carmen Anghel 6004 N. Oracle Road Tucson, AZ 85704 520-797-0121

Kumon – List of Current Franchisees

Jasjeet Arneja 9785 W. Happy Valley Rd. Suite #1155 Peoria, AZ 85383 623-512-8086

Sara Hecht 831 S. Cotton Lane Suite F-4 Goodyear, AZ 85338 623-386-1109

Amy Benton 6990 E. Shea Blvd., #107 Scottsdale, AZ 85254 480-998-9453

Karen Huang 15820 N. 35th Ave. Suite 28 Phoenix, AZ 85023 602-690-9868

Neena Bhakta Happy Valley Towne Court 2005 West Happy Valley Rd., #185 Phoenix, AZ 85085 623-581-1991 Tan Chang 14551 W. Indian School Rd. Suite 220 Goodyear, AZ 85395 623-535-0690 Ritsuko Chebaro 12575 E. Via Linda #102 Palomina Public Library Scottsdale, AZ 85259 480-391-9379 Ritsuko Chebaro 8912 E. Pinnacle Peak Road Suite F-3 Scottsdale, AZ 85255 480-391-9379 Lin Chen 4101 W. Hardy Road Classroom OS-106 Tucson, AZ 85742 520-360-8729 Kathryn Crawford 21448 N. 75th Ave. Suite #9 Glendale, AZ 85308 623-412-0146 Pooja Dass 5533 E. Bell Road, #119 Scottsdale, AZ 85254 602-923-9200 Pooja Dass 21050 N. Tatum Blvd. Suite A116 Phoenix, AZ 85050 480-515-5722

Kalpana Joshi 1949 – 37 W. Ray Road, #37 Chandler, AZ 85224 480-507-0785 Manju Khanna 7100 N. Mockingbird Lane Paradise Valley, AZ 85253 480-980-6439 Maria Landingin 14010 N. Litchfield Rd. Suite 202 Surprise, AZ 85379 623-546-9717 Pai-Chia Lay 14696 N. Frank Lloyd Wright Blvd., Suite D-143 Scottsdale, AZ 85260 480-443-5682 Kathy Leano 1229 S. Power Rd. Suite 104 Mesa, AZ 85206 480-807-5515 Fu Lee 1309 E. Northern Ave. Phoenix, AZ 85020 623-931-3004 Fu Lee 7440 W. Cactus Rd. Suite A-4 Peoria, AZ 85381 623-931-3004 Marilyn Masters 2900 North Swan Road Suite 200 Tucson, AZ 85712 520-327-1779

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Kathi McKelvey 11115 North La Canada Drive Suite 101 Oro Valley, AZ 85737 520-229-1295

Edith Welsh 843 S. Miller Valley Road Suite 202 Prescott, AZ 86301 928-445-4855

Hema Moorthy 3728 East Indian School Road Phoenix, AZ 85018 602-957-4433

Morgan Wehner 139 E. Williams Field Road Suite 108 Gilbert, AZ 85295 480-782-5432

Anitha Yerneni 231 North Walton Blvd.Suite 7 Bentonville, AR 72712 479-273-5866 CALIFORNIA

Gayathri Pattabhiraman 4844 S. Val Vista Dr. Suite A110 Gilbert, AZ 85298 480-710-8397 Barbara Penaloza 949 N. Val Vista Drive #109 Gilbert, AZ 85234 480-813-1153 Amelia Rana 6323 S. Rural Road Suite 104 Tempe, AZ 85283 480-491-0038 Nelly Rana 3145 E. Chandler Blvd. Suite 102 Phoenix, AZ 85048 480-820-0967 Maria (Mita) Rances 420 East Bell Road Suite C-108 Phoenix, AZ 85022 602-795-5386 Elizabeth Reyes 911 S. Lindsay Road Suite 105 Gilbert, AZ 85296 480-632-8228 Gina Santiago 42302 N. Vision Way, Suite 112 Anthem, AZ 85086 623-225-9128 Brian Suh 4960 S. Alma School Road Suite B15 Chandler, AZ 85248 480-895-9530 Young Suh 1720 E. Warner Rd #7 Tempe, AZ 85284 480-839-8899

Kumon – List of Current Franchisees

Thelford Williams 30835 Cave Creek Road Unit 121 Phoenix, AZ 85331 602-412-3615 Marianne Yoshinaga 8567 N. Silverbell Road Suite 207 Tucson, AZ 85743 520-395-2951 Brittini Zavala 4515 N. 16th Street Suite 113 Phoenix, AZ 85016 602-279-9498 ARKANSAS Sangeeta Das 10700 N. Rodney Parham Road Suite B4 Little Rock, AR 72212 501-224-7323 Syed Ali Fatima Gulam Hussain 4300 Rogers Avenue Suite #54 Fort Smith, AR 72903 479-782-2377 Kate Makan 4810 West Commercial Dr. Suite B North Little Rock, AR 72116 501-812-5437 Veronica Rueda 1806 N. Crossover Rd. Suite #1 Fayetteville, AR 72701 479-621-3363 Srividya Venkatasubramanya 117 South Dixieland Suite A Lowell, AR 72745 479-770-0055

2

Youngah Akerberg 2205 Francisco Drive #140 El Dorado Hills, CA 95762 916-933-1121 Palak A. Amin 1865 N. Euclid Street Fullerton, CA 90835 714-447-1085 Francisco Ang 860 W. Imperial Hway, Ste. C Brea, CA 92821 714-255-0432 Sukja Arakaki 5035 Central Ave, #B Bonita, CA 91902 619-472-0107 Sukja Arakaki 1392 E. Palomar St. Chula Vista, CA 91913 619-422-6991 Claire Marie Ayaay 218 Richmond Street El Segundo, CA 90245 310-416-9646 Kayoko Barr 330 W. Felicita Ave Ste #D-5 Escondido, CA 92025 760-737-8565 Pareezad Birje 3614 Thornton Ave. Fremont, CA 94536 510-676-4171 Millet Calleja 443 Irving Drive Unit D Burbank, CA 91504 818-972-9883 Millet Calleja 730 S. Central Avenue #205 Gendale, CA 90042 818-681-8880

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Angelica Casalme 5811 Pine Ave. Suite B Chino Hills, CA 91709 909-597-1530 Amy Chang 588 Center Street Moraga, CA 94556 925-377-8877 Christine Chang 207 Southgate Ave. Daly City, CA 94015 650-757-6284 Christine Chang 2215 Judah Street San Francisco, CA 94122-2016 415-665-4169 David Chang 101 El Camino Real San Bruno, CA 94066 650-588-8288 Greta Chang 11100 San Pablo Ave. Suite 106 El Cerrito, CA 94530 510-235-8666 Greta Chang 2860 Pinole Valley Road Suites F & G Pinole, CA 94564 510-724-3000 Jane Chang 10349 Balboa Blvd # 204 Granada Hills, CA 91344 818-831-9139 Linna Chao 17842 Irvine Blvd. #128 & 132 Tustin, CA 92780 714-573-8107 Neelam Chaudhri 10615 Tierrasanta Blvd. Suite G. San Diego, CA 92124 858-206-1573 Ching Chen 643 Elmira Road Vacaville, CA 95687 707-455-7200

Kumon – List of Current Franchisees

Ling Chen 330 S. Garfield Ave. #112 Alhambra, CA 91801 626-943-0131

Joseph Cordero 26811 Seco Canyon Road Unit D Santa Clarita, CA 91350 661-297-9974

Ling Chen 36 E. Live Oak Ave. Arcadia, CA 91006 626-447-6178

Ruby Courtland 903 S. Lake Street Suite 103 Burbank, CA 91502 818-843-2885

Joanne Yuriko Chew 622 East Bidwell St. Folsom, CA 95630 916-983-0522 Takao Chikudate 15924 Halliburton Rd. Hacienda Hts, CA 91745 626-848-9025 Takao Chikudate 8998 Huntington Drive San Gabriel, CA 91775 626-848-9025 Eunha Choi 20894 Redwood Road Castro Valley, CA 94546 510-523-4889 Janie Choi 4616 Barranca Pkwy Irvine, CA 92604 949-651-1200 Janie Choi 4199 Campus Drive Suite H Irvine, CA 92612 949-854-6284 Michelle Choi 10431 Lemon Ave. Rancho Cucamonga, CA 91730 909-941-3737 Yongsuk Choi 2325 Alameda Avenue Alameda, CA 94501 510-523-4889 Meela Chon 8351 Rochester Ave. 111 & 110 Rancho Cucamonga, CA 91730 909-941-3705 Albert Chung 4324 East South Street Lakewood, CA 90712 562-412-6802

3

Amy Coval 42001 50th Street West Quartz Hill, CA 93536 661-943-4476 Sarah Crisologo 14232 E. Imperial Highway La Mirada, CA 90638 562-946-4300 Diem-Ha Dao 3000 Danville Blvd., Ste. B Alamo, CA 94507 925-552-8187 Emerita Datuin 1300 E. 223rd St. #405 Carson, CA 90745 310-834-6284 Erwin Deriquito 27536 Ynez Road # F-9 Temecula, CA 92591 951-695-9411 Shilpa Dhar 5200 Mowry Ave. Suite #G Fremont, CA 94538 510-305-4927 Michelle Dunn 165 El Camino Real San Carlos, CA 94070 650-593-6284 Smita Easow 43430 Mission Blvd. Suite #220 Fremont, CA 94539 510-400-8146 Kyoko Ellis 7730 Morro Rd Suite 203 Atascadero, CA 93422 805-466-5350

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Kyoko Ellis 12320 Los Osos Valley Rd. San Luis Obispo, CA 93405 805-466-5350 Ramon Enriquez 7220 Woodman Ave. Suite 203 Van Nuys, CA 91405 818-994-5724 Phylmarlene Etrata 8753 Auburn-Folsom Rd. Granite Bay, CA 95746 916-300-2050 Phylmarlene Etrata 2331 Sunset Blvd. Suite 230 Rocklin, CA 95765 916-300-2050 Rodrigo Feliciano 347 Gellert Blvd Suite A Daly City, CA 94015 650-755-6284 Chitra French 1094 East Stanley Blvd. Livermore, CA 94550 925-998-2102 Lyndsay Fujimoto 19011 Ventura Blvd. Tarzana, CA 91356 818-708-8157

Christa Garman 721 Sterling Parkway Suite 400 Lincoln, CA 95648 916-409-0558

Michael Hoeberling 10750 Jefferson Blvd. Building Z – Suite D Culver City, CA 90230 310-641-9254

Akiko Koide Gomez 2900 Townsgate Rd. #214 Westlake Village, CA 91361 805-371-1278

Angela Myung Hong 8942 Garden Grove Blvd. #215 Garden Grove, CA 92844 714-636-4411

Akiko Koide Gomez 2804 Camino Dos Rios Suite 203 Newbury Park, CA 91320 805-499-0789

Masako Hoshi 2420 Las Posas Road Suite B Camarillo, CA 93010 805-389-8909

Vena Tanakwang Gonzalez 8230 Firestone Blvd. Downey, CA 90240 562-249-8089

Masako Hoshi 446 N. Moorpark Road Thousand Oaks, CA 91360 805-777-0113

Angela Goode 993 Lomas Santa Fe Drive #F Solana Beach, CA 92075 858-794-8988

Hiroko Hosoda 2352 Colorado Blvd. Los Angeles, CA 90041 323-254-7772

Veena Gupta 1866 N. Placentia Ave. Placentia, CA 92870 714-579-1728

Julia Hosoda - Arguza 1051 Foothill Blvd. La Canada, CA 91011 818-790-0777

Hector S. Guy 32122 Alvarado Blvd. Union City, CA 94587 510-471-8887

Cynthia Hsieh 1420 W Kettleman Lane Suites H & I Lodi, CA 95242 209-333-8022

Han Fung 1251 W. Tennyson Road Unit 2 Hayward, CA 94544 510-785-6284

Ying Ying Guy 304 South Abel Street Milpitas, CA 95035 408-956-0881

Amy Ngo Hsu 6035 Snell Ave. San Jose, CA 95123 408-753-3700

Jeannie Fung 9669 Talbert Ave. Fountain Valley, CA 92708 949-633-6728

Ying Ying Guy 3235 S. White Road San Jose, CA 95148 408-274-9083

Lydia Hsu 25380 Marguerite Pkw #H Mission Viejo, CA 92692 949-588-9620

Jeannie Fung 13925 Yale Avenue #180 Irvine, CA 92620 949-633-6728

Anny Hertanto 1673 S. Azusa Ave. Hacienda Hgts., CA 91745 626-581-7770

Sadhana Gandhi 310 Via Vera Cruz Suite 101 San Marcos, CA 92069 760-591-7550

Kumon – List of Current Franchisees

Kwang Ho 984 East Badillo Unit G Covina, CA 91724 626-462-9888

4

Alice Hu 238 Saratoga Ave. Santa Clara, CA 95050 408-732-9898 Alice Hu 1550-1552 South De Anza Blvd. San Jose, CA 95129 408-732-9898

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Mariann Hu 433 E. El Camino Real Sunnyvale, CA 94087 408-732-9898

Rita Jawaharlal 1964 North Indian Hill Blvd. Pomona, CA 91767 909-626-4358

Jean Huang 23470 Olivewood Plaza Dr. #210 Moreno Valley, CA 92553 951-485-8758

Kyung Kang 2738 West Sepulveda Blvd. Torrance, CA 90505 310-326-7843

Roland Huang 35111 Newark Blvd. Suite D Newark, CA 94560 510-979-1765

Kyung Kang 28041 Hawthorne Blvd #204 & 205 Rancho Palos Verdes, CA 90275 310-541-7801

Roland Huang Walnut Plaza 3129 Walnut Avenue Fremont, CA 94538 510-979-1765

Sunni Kang 270 Storke Rd., Suite 15 Goleta, CA 93117 805-685-1232

Cassandra Hugh 1030 Piedmont Road Suite G San Jose, CA 95132 408-258-0829 Nafisa Husain 21791 Lake Forest Drive Suite 200 Lake Forest, CA 92630 949-770-6535 Patricia Ignacio 23033 Lyons Ave. #7, 8 Newhall, CA 91321 661-288-1954 Surekha Jain 3627 N. Sepulveda Blvd. Suite #105 & Suite #107 Manhattan Beach, CA 90266 310-546-0063 Saeko Jalbuna 12625 Poway Rd Poway, CA 92064 858-679-1880 Dorothy Javellana 18287 Soledad Canyon Road Canyon Country, CA 91387 661-298-1927 Rafael Javellana 24515 Town Center Drive Suite B Santa Clarita, CA 91355 661-222-1144

Kumon – List of Current Franchisees

Irene Katsui 2050 Artesia Blvd. Unit #101 Torrance, CA 90504 310-404-8363 Yoshiko Kayamori 222 S. Hewitt Street Los Angeles, CA 90012 310-543-5077 Yoshiko Kayamori 1926 S. P.C.H. #110 Redondo Beach, CA 90277 310-543-5077 Euni Kim 8880 Benson Ave #101 Montclair, CA 91763 909-949-8166 Euni Kim 3700 Wilshire #106 Los Angeles, CA 90010 213-389-8449 Hojung Kim 1051 Alessandro Blvd. Riverside, CA 92508 951-653-5545 Jane Kim 12215 Ventura Blvd #116 Studio City, CA 91604 818-763-4546

5

Jina Kim 5115 Wilshire Blvd. Suite E Los Angeles, CA 90036 323-828-8045 Masumi Nogata-Kim 735 S. Workman Street San Fernando, CA 91340 818-365-7750 Mia Kim 292 E.Foothill Blvd. #C Arcadia, CA 91006 626-359-7477 Soo (Rachel) Kim 10401 Venice Blvd. Suite 107 Los Angeles, CA 90034 310-204-1064 Ted Kim 1904 Olympic Blvd. #10 Walnut Creek, CA 94596 925-256-0609 Ted Kim 4530 Balfour Road Unit B Brentwood, CA 94513 925-240-7397 Wha Kyung Kim 4719 Torrance Blvd. #B Torrance, CA 90503 310-370-2277 Pamela Knutson 111 West Topa Topa Street Ojai, CA 93023 805-640-3085 Pamela Knutson 111 West Topa Topa Street Ojai, CA 93023 805-640-3085 Angel Ko 27111 Aliso Creek Road Suite 128 Aliso Viejo, CA 92656 949-916-9662 Sabita Kondle 1525 Plumas Court Suite C Yuba City, CA 95991 530-822-9338

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Sabita Kondle 8505 Madison Ave. Suite 140 Fair Oaks, CA 95628 916-966-3338 Larry Konishi 11951 Beach Blvd., Suite L Stanton, CA 90680 714-895-7857 Larry Konishi 16105 Bolsa Chica St. Huntington Beach, CA 92649 714-846-5113 Chiaki Koshimune 944 Indian Peak Road #130 Rolling Hills Estate, CA 90274 310-544-4449 Janet Kwei 903 E. El Camino Real Suite 5 Mountain View, CA 94040 650-969-1978 Janet Kwei 4000 Middlefield Road Room A7 Palo Alto, CA 94303 650-969-1978 William Kwok 951-M Edgewater Blvd. Foster City, CA 94404 650-572-2738

Anda Lam 201 W. Garvey Ave. #A103 & A104 Corner Of Garvey-Baltimore Ave Monterey Park, CA 91754 626-288-9100 Barbara Lee 21759 Ventura Blvd. Leasing Office Suite Woodland Hills, CA 91364 818-883-4536 Hoo-Young Lee 1570 Barton Road Redlands, CA 92373 909-335-9643 Lois Lee 14530 Sylvan Street Van Nuys, CA 91411 800-551-1300 Ted Lee 4100-114 Monterey Road Suites 102 & 104 San Jose, CA 95111 408-365-8666 Barbara Fan Lam Leung 913 Third Street Davis, CA 95616 530-757-2831 So Young Lim 19119 Colima Rd. Suite #205 Rowland Heights, CA 91748 626-964-3324

Jackie Low 4226 Park Blvd. Oakland, CA 94602 510-482-8887 Katherine Low 24150 Hesperian Blvd. Hayward, CA 94545 510-887-6284 Vincent Lung 1337 W. Garvey Ave. N. West Covina, CA 91790 626-698-4519 Anthony Luu 2550-G San Ramon Valley Blvd. San Ramon, CA 94583 408-666-8415 Mary Lydon 596 Lincoln Avenue Napa, CA 94558 707-257-3817 Muse Tsz-Ping Mak 8317 S. Painter Avenue Unit #6 Whittier, CA 90602 562-696-5678 Dottie Martin 33161-E Camino Capistrano San Juan Capistrano, CA 92675 949-248-1774 Yaeko Masuchi 4095 Oceanside Blvd. Suite # J Oceanside, CA 92056 760-717-0241

Vickie Kwon 5065 Hollywood Blvd. #206 Los Angeles, CA 90027 323-913-5860c

E-Kuang Lin 3041 Travis Blvd Fairfield, CA 94534 707-425-2488

Vickie Kwon 4820 Fulton Avenue Sherman Oaks, CA 91423 323-913-5860

Flora Lin 1710 Berryessa Road San Jose, CA 95133 408-258-5256

Vickie Kwon 23721 Roscoe Blvd. West Hills, CA 91304 818-887-7235

Mercedes Londhe 6630 South Rosemead Blvd. Pico Rivera, CA 90660 562-949-0500

Susan Mata 2139 Tapo Street Unit 114 Simi Valley, CA 93063 805-526-2993

Anda Lam 8932 Mission Drive Unit #103 Rosemead, CA 91770 626-288-6000

Arturo Lorete 8718 Sunland Blvd. Sun Valley, CA 91352 818-765-8666

Annamma Mathen 9420 Activity Rd. Suite B San Diego, CA 92126 858-271-1990

Kumon – List of Current Franchisees

6

Susan Mata 1776 Erringer Road Suite 114 Simi Valley, CA 93065 805-526-2987

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Yayoi Matsumiya 7102 Edinger Ave Huntington Beach, CA 92647 714-841-0152

Madoka Miyazaki 3232 Governor Dr. Suite H San Diego, CA 92122 858-456-0432

Hideki Matsunaga 9719 Lincoln Village Drive Suite 102 Sacramento, CA 95827 916-366-6713

Sue Monahan 4125 Blackhawk Plaza Circle Suite 180 Danville, CA 94506 925-736-5544

Hideki Matsunaga 1327 Florin Road Sacramento, CA 95831 916-422-8585

Sue Monahan 9260 Alcosta Blvd. Bldg. B, Suite 14 San Ramon, CA 94583 925-803-9870

Hideki Matsunaga 7803 Laguna Blvd., #210 Elk Grove, CA 95758 916-691-4070 Yuri Mccall 1460 Washington Blvd #B-203 Concord, CA 94521 925-672-8864 Yuri Mccall 3700 Delta Fair Blvd. Suite D Antioch, CA 94509 925-672-8864 Jorge Mendoza 7904 Foothill Blvd. Sunland, CA 91040 818-446-0083 Nibha Menon 4321 Truxel Road Suite F3 Sacramento, CA 95834 916-574-9810 Nancy Milkovich 11163 Tampa Avenue Northridge, CA 91326 818-366-1485 Andrew Mitchell 2805 Abbot Kinney Blvd. #E Venice, CA 90291 310-736-6575 Madoka Miyazaki 7825 Fay Avenue Suite #B La Jolla, CA 92037 858-456-0432

Kumon – List of Current Franchisees

Grace Moon 7002 Moody Street #201 La Palma, CA 90623 562-860-1368 Yumiko Nakagawa 1515 Garfield Ave. #203 & 205 South Pasadena, CA 91030 626-574-5743 Yumiko Nakagawa 2009 Foothill Blvd. La Verne, CA 91750 909-593-4727 Delaram Nakhi 8950 West Olympic Blvd. Suite 104 Beverly Hills, CA 90211 310-275-4329 Varsha Nambiar 28771 Los Alisos Blvd. Suite # D02 Mission Viego, CA 92692 949-290-3961 Dipali Nandi 9666 Las Tunas Drive Temple City, CA 91780 626-287-8434 Dipali Nandi 1378 East Walnut Street Pasadena, CA 91106 626-396-9913 Dulce Marie Nang 6994 El Camino Real Suites 201 & 202 Carlsbad, CA 92009 760-431-1497

7

Dulce Marie Nang 162 S. Rancho Santa Fe Road Unit B-40 Encinitas, CA 92024 760-942-1799 Hoa Nguyen/Ngoclan Tran 12922 Harbor Boulevard Garden Grove, CA 92840 714-638-5200 Kim Nguyen 7969 Engineer Rd., #201 San Diego, CA 92111 858-336-0744 Susan Nishi 22821 Lake Forest Drive #107 Lake Forest, CA 92630 949-455-9872 Teruyo Nishi 890 W. Baker Street, Suite 250 Costa Mesa, CA 92626 714-754-7474 Akiko Nishio 3825 Del Amo Blvd. Suite 106 Torrance CA, 90503 310-370-3535 Salima Noorali 47812 Warm Springs Blvd. Fremont, CA 94539 510-585-5603 Kathleen Odonnell 5725 Ralston St. Suite #203 Ventura, CA 93003 805-650-0361 Kathleen Odonnell 750 West Gonzales Rd. Ste. 260 Oxnard, CA 93030 805-983-1991 Chieko Otsuka 1354 The Alameda San Jose, CA 95126 408-993-8538 Koji Otsuka 1669A Hollenbeck Ave. Sunnyvale, CA 94087 408-746-3881

4/12

Koji Otsuka 5169 Moorpark Ave San Jose, CA 95129 408-873-9644 Masako Otsuka 419 San Antonio Rd Mountain View, CA 94040 650-948-4124 Pallavi Pandya 935 Roseville Parkway Suite 110 Roseville, CA 95678 916-781-7555 Pallavi Pandya 1850 Douglas Boulevard Suite 908 Roseville, CA 95661 916-781-7555 James Paras 1411 Standiford Ave. Suite A Modesto, CA 95350 209-574-9550 Jaclyn Park 3230 State Street - Ste. B Santa Barbara, CA 93105 805-687-5944 Jaclyn Park 1187 Coast Village road Suite 10F Santa Barbara, CA 93108 805-969-6284 Dipali Patel 4103 Viking Way Suite B Long Beach, CA 90808 562-237-4132 Shakira Patel 4869 S. Bradley Road Suite 121 Santa Maria, CA 93455 805-354-0650 Hema Patil 1851 N. Gaffey St. Suite 1 San Pedro, CA 90731 310-833-5957 Phyllis Sim Peyron 2601 Pleasant Hill Rd., Ste. B Pleasant Hill, CA 94523 925-256-0420

Kumon – List of Current Franchisees

Sim Peyron 6239 College Ave. Suite 301 Oakland, CA 94618 510-545-3886 Tanya Purcha 2200 Hamner Ave. Suite 104 Norco, CA 92860 951-898-5654 Gursharanjit k. Rahal 635 W. Herndon Avenue #300 Clovis, CA 93612 559-299-3309 Mala Ramakrishnan 3170 De La Cruz Blvd. #104 Santa Clara, CA 95054 408-855-8666 Saddia Rana 9657 Reseda Boulevard Northridge, CA 91324 818-772-1593 Tariq Rana 2754 Foothill Blvd. La Crescenta, CA 91214 818-248-3123 Sudha Rangarajan 484 E. Los Angeles Ave. Suite 202 Moorpark, CA 93021 805-529-9676 Ange Regis-Espinoza 4151 Long Beach Bl. Long Beach, CA 90807 562-424-3595 Shelley Ren 9011 Adams Ave. Huntington Beach, CA 92646 714-388-6686 Bill Richardson 12750 Carmel Country Rd. Suite A-214 San Diego, CA 92130 858-863-3134 Jinny Robertson 7136 Santa Teresa Blvd. San Jose, CA 95139 408-224-2020

8

Naomi Rockenmacher 10676 Los Alamitos Boulevard Los Alamitos, CA 90720 562-626-9200 Ritika Sabhnani 16615 Dove Canyon Road Suite 101 San Diego, CA 92127 858-472-8341 Lilian Safar 1450 W. 6th St. # 108 Corona, CA 92882 951-371-8292 Lilian Safar 211 DuPont Ave., #103 Corona, CA 92879 951-340-1752 Jack Saida 359 San Miguel Dr. #100 Newport Beach, CA 92660 949-219-0038 David Samuel 9100 S. Sepulveda Blvd. Suite 216 Los Angeles, CA 90045 310-649-3483 Cristina Santos 2425 N. Tustin Ave. Suite A Santa Ana, CA 92705 714-571-0555 Judy Segina 29115 Valley Center Rd Suite M Valley Center, CA 92082 760-802-1938 Christine Shen 2839 Ygnacio Valley Road Walnut Creek, CA 94598 925-256-0786 May Shih 21801 Stevens Creek Blvd Suite 4A Cupertino, CA 95014 408-867-5185 Barbara Shin 5555 East Stern Street, #208 Long Beach, CA 90815 562-493-4996

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Ming-Ching Shyu 11629 Iberia Place Suite E San Diego, CA 92128 858-592-9515

Helen Sung 6101 Ball Rd. # 214 Cypress, CA 90630 714-995-7904

Janet Teragouchi 1170 E. Champlain Dr. Suite 114 Fresno, CA 93720 559-433-9344

Joan Simons 1340 E. Route 66, Suite #101 Glendora, CA 91740 626-914-1120

Maria Brigitta Swanson 153 Johnson St. Windsor, CA 95492 707-838-8308

Josenia (Jena) Terranova 3808 Verdugo Ave. Burbank, CA 91505 818-845-6118

Neil Singh 3582 Mt. Acadia Suite A San Diego, CA 92121 858-437-4082

Francesca Tai 4072 East Ave. Livermore, CA 94550 925-454-1870

Cheryl Tewasart 5642 E. La Palma Ave. #207 Anaheim Hills, CA 92807 714-970-7659

Francesca Tai 4222 Olympic Avenue San Mateo, CA 94403 650-759-8576

Snehal (Sunny) Thaker 4628 California Ave. Bakersfield, CA 93309 661-835-8666

Fong U. Tam 1785 E. Capitol Expressway San Jose, CA 95121 408-270-8018

Uma Thontakudi 455 Los Gatos Blvd. Suite 107 Los Gatos, CA 95032 408-358-0747

Joseph Sistrunk 3005 E. Palmdale Blvd. #8 Palmdale, CA 93550 661-274-2020 Sharon Smith 2000 Columbus Parkway Benicia, CA 94510 707-747-6284 Sharon Smith 475 Redwood Street, Ste. 60 Vallejo, CA 94590 707-643-6284 Sue Song 12812 Rancho Penasquitos Blvd #R San Diego, CA 92129 858-484-0509 Poonam Srivastava 12180 Ridgecrest Road Suite 432 Victorville, CA 92392 760-952-3456 Chelvi Subramaniam 720 S. Euclid St Suite 9 Anaheim, CA 92802 714-772-7135 Jayanthi Subramanian 34712 Alvarado Niles Road Union City, CA 94587 510-455-4846 Mable Suen 5214 C Diamond Heights Blvd. San Francisco, CA 94131 415-206-9772

Kumon – List of Current Franchisees

Irene Tam 643 El Camino Real South San Francisco, CA 94080 650-871-6284 Paulina Tam 1807 Santa Rita Road Suite #J Pleasanton, CA 94566 925-426-8858 Paulina Tam 4554 B Dublin Blvd. Dublin, CA 94568 925-556-9888 Haruyo Tanaka 5200 Kanan Rd. #204 Agoura Hills, CA 91301 818-222-8152 Wilson Tang 925 Village Center #3 Lafayette, CA 94549 925-284-9038 Hisako Tashiro 1826 Balboa Street San Francisco, CA 94121 415-239-1317

9

Anita Tom 708-712 Commercial Street San Francisco, CA 94108 415-433-7511 Anita Tom 1827 Ocean Avenue San Francisco, CA 94112 415-584-1843 Akihiko Tominaga 1172 San Pablo Ave Suite 101 Berkeley, CA 94706 510-526-0124 Daihieu Tran 295 W. Louise Avenue Manteca, CA 95336 209-239-4278 Thu Ngoc (Victoria) Tran 4609 Quail Lakes Drive Suite 5 Stockton, CA 95207 209-952-5095 Quy Tran 14541 Brookhurst St. #B2 Westminster, CA 92683 714-855-9625

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Clara Lu Tripathi 17200 Ventura Blvd #303 Encino, CA 91316 818-981-2451 Ricky Tseng 887 Oak Grove Ave. - Ste. 203 Menlo Park, CA 94025 650-321-9169 Noriko Tsuji 11300 W. Olympic Blvd. #120 W Los Angeles, CA 90064 310-473-7158 Vanessa Urbanski 818 5th Ave. Suite 101 San Rafael, CA 94901 415-454-8590 Ruby Vaswani 1784 Winchester Blvd. Campbell, CA 95008 408-569-6284 Ruby Vaswani 5672 Almaden Expressway San Jose, CA 95118 408-569-6284 Maria Rita Villena 255 South B Street San Mateo, CA 94401 650-539-9448 Raj Walia 18856 Amar Road Unit 16 Walnut, CA 91789 626-913-5722 Judy Wang 23555 Golden Springs Drive #C Diamond Bar, CA 91765 909-860-9865 Janet Weiser 22231 Mulholland Hwy Suite 116 A Calabasas, CA 91302 818-591-2599 Anita Widjaja 845 Cedar St. Santa Cruz, CA 95060 831-423-Math

Kumon – List of Current Franchisees

Christine Wilkins 718 Santa Monica Blvd. Santa Monica, CA 90401 310-394-0902

Stan Yamamoto 1318 Potrero Grande Drive So. San Gabriel, CA 91770 626-288-3871

Christine Wilkins 881 Alma Real Dr. #T-28 Pacific Palisades, CA 90272 310-230-1129

Joanne Yang 5370 Schaefer Avenue Suite A Chino, CA 91710 909-591-9777

Daron Wong 1515 North Point Street San Francisco, CA 94123 415-673-3678 Edith Wu 14363 Saratoga Ave Suite 101 Saratoga, CA 95070 408-867-5367 Jean Wu 1780 Miramonte Mountain View, CA 94040 650-969-3820 Julie Wu 211 Tenth Street Suite 302 Oakland, CA 94607 510-834-7809 Sheau-Dong Wu 1087 Meridian Ave. Ste. 60 San Jose, CA 95125 408-265-8300 Steve Wu 9555 Garfield Ave., Suite # I Fountain Valley, CA 92708 714-329-8755 Claudia Yamada 729 West Lacey Blvd., Ste. 6a Hanford, CA 93230 559-583-0477 Mariko Yamada 1220 S. Brea canyon Road Walnut, CA 91789 909-260-1183 Mariko Yamada 2000 Founders Drive Chino Hills, CA 91709 909-861-1763 Reiko Yamamoto 1317 E. Katella Ave. Orange, CA 92867 714-997-4430

10

Lisa Yang 16375 Monterey Road Suite I Morgan Hill, CA 95037 408-778-6896 Sanghee (Sandy) Yang 2307 Oakdale Road Modesto, CA 95355 209-551-3151 Eileen Yap 30232 Crown Valley Pkwy #A3 Laguna Niguel, CA 92677 949-363-8020 Lihuei Yau 1551 El Camino Real Redwood City, CA 94063 650-799-4099 Tony Yeh 7764 Dublin Blvd. Dublin, CA 94568 925-261-8988 Martin & Alda Au-Yeung 2757 Diamond Bar Blvd. Diamond Bar, CA 91765 909-979-3909 Sachiko & Tad Yoshii 11889 Del Amo Blvd. Cerritos, CA 90703 562-924-6862 Sachiko & Tad Yoshii 17530 Yorba Linda Blvd. Yorba Linda, CA 92886 714-572-6133 Hiroatsu Yoshikura 2015 W. Redondo Beach Blvd. Unit #A Gardena, CA 90247 310-532-0391

4/12

Hiroatsu Yoshikura 1600 W. Redondo Beach Blvd. Suite #208 Gardena, CA 90247 310-532-0391 Giti Zamani 1876 W. 11th St. Tracy, CA 95376 209-833-9400 Giti Zamani 109-C Town And Country Dr. Suite B Danville, CA 94526 925-838-2658 Artemisa Zapata 1560 Ocotillo Drive Suite D El Centro, CA 92243 760-352-7050 Simin Zare 145 S. Beach Blvd. La Habra, CA 90631 562-697-7722 COLORADO Yumiko Asano 15200 E. Girard Ave Suite 3350 Aurora, CO 80014 720-870-9701 Yumiko Asano 9142 W. Ken Caryl Ave. Uint D-3 Littleton, CO 80128 720-922-7474 Young Bagaason 386 Hartsel Drive #H Colorado Springs, CO 80920 719-235-8675 Timothy Cerniglia 112 S. Wilcox Street Castle Rock, CO 80104 303-814-1751 Ferooza Eswaran 6262 S. Parker Road #100 Centennial, CO 80016 720-870-0547

Kumon – List of Current Franchisees

Sangeeta Guhathakurta 9362 S. Colorado Blvd. Highlands Ranch, CO 80126 303-683-3339 Kazumi Helt 6180 South Gun Club Road Suite L-3 Aurora, CO 80016 303-627-1357 Kenji Kitagawa 2795 S. Colorado Blvd. Denver, CO 80222 303-757-8255 Salim Lakhani 5910 S. University Blvd. Unit A6 Greenwood Village, CO 80121 303-794-6216 Marcia McDannel 1975 W. 120th Ave., Suite 800 Westminster, CO 80234 303-464-1210 Priyadarshini Mishra 6500 W.120th Avenue Suite B4 Broomfield, CO 80020 303-464-9500 Wendy Schmitz 2594 S. Lewis Way, #D Lakewood, CO 80227 303-914-0197 Matthew Trasky 2318 West 17th Avenue Suite D Longmont, CO 80501 303-485-2830 Sreemathy Umesh 275 Waneka Pkwy. Suite 4 Lafayette, CO 80026 303-604-2100 Carol Vaughn 7445 E. Arapahoe Road #3 Englewood, CO 80112 303-779-2605 Carol Vaughn 541 W. Highlands Ranch Pkwy # 109 Highlands Ranch, CO 80129 303-779-2605

11

CONNECTICUT Shailaja Balakkagari 2348 Whitney Avenue Unit #2 Hamden, CT 06518 203-823-9576 Laura Bubbico 2345 Black Rock Turnpike Fairfield, CT 06825 203-373-1074 Aastha Chaturvedi 2505 Main Street Unit 18 Stratford, CT 06615 203-378-5300 Anna Dabrowska-Radtke 111 High Ridge Road Stamford, CT 06905 203-348-8401 Rajashree Honnaya 2 Corporate Drive Suite 102 Trumbull, CT 06611 203-794-6586 Dah-Miin Yau/John Hsu 90 East Ridge Ridgefield, CT 06877 203-790-7040 Ivy Kao 702 Bridgeport Avenue Shelton, CT 06484 203-260-9759 Manju Kapur 1450 Southford Road Suite L3 Southbury, CT 06488 203-267-3030 Jyoti Kelkar 640 Federal Road Unit 19 Brookfield, CT 06804 203-775-9333 Susan Lake 179 Post Road West Westport, CT 06880 203-227-7798 Peter Lee 2434 Berlin Turnpike Newington, CT 06111 860-666-5200

4/12

Peter Lee 56 East Main St. Avon, CT 06001 860-676-9100 Susan Lee 216 Hemlock Avenue South Windsor, CT 06074 860-644-1100 Laisa Mathissen 1139 Post Road Fairfield, CT 06824 203-955-1070

Heather Yoreo 30 Lafayette Sq. Shoppng 10 Hyde Avenue Vernon, CT 06066 860-875-3500 Jing Zhang 705 Boston Post Road Unit #A2 Guilford, CT 06437 203-506-8676 DELAWARE

Neeta Mehrota 779 Newfield St. Middletown, CT 06457 860-6332-2700

Charles Gilman 21141 Sterling Ave Ste. 5 Georgetown, DE 19947 302-854-9491

Seema Mukherjee 303-305 Flanders Road East Lyme, CT 06333 860-739-7323

Rashmi Muldalmani 127 Kirkwood Square Wilmington, DE 19808 302-607-8120

Seema Mukherjee 30 Hebron Avenue Glastonbury, CT 06033 860-710-0054

Tanya (Sonali) Pandit 540 Eden Circle Bear, DE 19701 302-613-0832

Philip Radtke 58 Pine Street New Canaan, CT 06840 203-966-1222

Tanya (Sonali) Pandit 134 Lantana Drive Hockessin, DE 19707 302-613-0832

Norman Roos, Jr. 255 South Main Street Newtown, CT 06470 203-426-4500

Renuka Sadacharan 1601 Concord Pike. Suite #21 & 23 Wilmington, DE 19803 302-478-5920

Jean Tao 425 Main Street Unit #3 Danbury, CT 06810 203-744-7773 Mitsue Uchino 132 E. Putnam Avenue Cos Cob, CT 06807 914-433-1116 Ketan Vankawala 670-680 Boston Post Road Milford, CT 06460 203-881-1004 Ketan Vankawala 152 Amity Road Amity Plaza Wood Bridge,CT 06525 203-881-6170

Kumon – List of Current Franchisees

Carolyn Bassett 8011-11a Merrill Road Jacksonville, FL 32277 904-744-2445 Ian Bassett 11362 San Jose Blvd. Unit 18 Jacksonville, FL 32223 904-268-8861 Ian Bassett 2039 Park St Jacksonville, FL 32204 904-381-1200 Leena Basnyet 16233 Miramar Parkway Miramar, FL 33027 954-399-5582 James Billings 3913 Se Lake Weir Ave. Ocala, FL 34480 352-351-9000 James Billings 3380 E. Gulf To Lake Hwy Inverness, FL 34453 352-726-9694 Michael Bonnell 1757 N. Nova Road Suite 101 Daytona Beach, FL 32117 386-252-0026 Mukund Borle 11395 W W. Palmetto Pk Rd. Boca Raton, FL 33428 561-477-8222

FLORIDA Cristina Acosta 8221 Glades Road, #9 Boca Raton, FL 33434 561-488-1976 Cristina Acosta 348 S. Powerline Road Deerfield Beach, FL 33442 954-421-5881 Wendy Barber 3111 Mahan Drive Suites 31&32 Tallahassee, FL 32308 850-219-6284

12

Neeta Borle 5766 Wiles Road Coral Springs, FL 33067 954-509-0850 Araceli Bouza-Chow 12187 S. Dixie Highway Miami, FL 33156 786-573-1234 Shawn Carper 501 Village Green Parkway Suite 20 Bradenton, FL 34209 941-794-2954

4/12

Maria Cerruto 16662 Saddle Club Rd. Weston, FL 33326 954-217-0480

Harold Forman 7032 Charleston Shores Blvd. Lake Worth, FL 33467 561- 965 – 8812

Elissa Chamizo 5781 Bird Road Miami, FL 33155 302-665-3276

Misa Franklin 2538 Dr. M. L. King Jr. St. N. St. Petersburg, FL 33704 (727) 822-4016

Morgan Cheek 1242 Kingsway Road Brandon, FL 33510 813-662-1314

Nathan Fremd 17101 Pines Blvd. Pembroke Pines, FL 33027 954-885-6545

Yvonne Chen 5850 Coral Ridge Dr. Suite 102 Coral Springs, FL 33076 954-828-2584

Keith Hopkins 2088 E. Edgewood Drive Lakeland, FL 33803 863-669-1826

Ginie Crespi 18327 Ne 19th Ave. North Miami Beach, FL 33179 305-682-8081 Leigh (Pinto) Devoe 9494 US Highway 19 N Suite #13 Port Richey, FL 34668 727-847-5500 Isabel Dominguez 8109 Ulmerton Road Largo, FL 33771 727- 242-5990

Miriam Hurtado 12544 SW 120th Street Miami, FL 33186 305-255-3959 Carol Hurley 245 Citrus Tower Blvd. Suite #201 Clermont, FL 34711 352-243-7170 Nasra Hussain 3483 North Hiatus Road Sunrise, FL 33351 954-249-4090

Saul Duga 2715 Old Winter Garden Road Ocoee, FL 34761 407-656-9062

Farhana Ireen 5810 South University Drive Suite 103 Davie, FL 33328 954-434-0131

Shelly Dunne 280 Solana Road Ponte Vedra Beach, FL 32082 904-285-7775

Daksha Jadeja 21226 Mariner Place Lutz, FL 33549 813-909 9122

Elizabeth Espino-Santos 8288 Lee Vista Blvd. Suite D Orlando, FL 32822 407-858-0606

Daksha Jadeja 27311 Wesley Chapel Blvd. Wesley Chapel, FL 33544 813-973-2266

Joanne Fischer 1024 Highway A1a Suite 150 Satellite Beach, FL 32937 321-777-3704

Kumon – List of Current Franchisees

Thomas Karakad 10958 N. 56th St. Temple Terrace, FL 33617 813-984-0427

13

Karen E. Kelton 13770 Beach Blvd. Ste. 14 Jacksonville, FL 32224 904-821-9147 Janet Kennedy 4978 Ridgemoor Blvd. Palm Harbor, FL 34685 727-781-8100 Priya Kirtane 210 N. Westmonte Drive Altamonte Springs, FL 32714 407-310-5332 Kevin Kowaleski 200 S. Central Avenue Suite1010 Oviedo, FL 32765 407-971-8514 Donald Lander 6611 Orion Drive Suite #108 Fort Myers, FL 33912 239-322-7698 Wang-Shu Lee 5803 151st Street Nw Suite #100 Miami Lakes, FL 33014 305-558-5579 Kalpana Malshe 1700 N. Orange Ave. Suite 200 Orlando, FL 32804 407-898-5542 Katherine Mandry 173 E. Bloomingdale Ave. Brandon, FL 33511 813-661-1952 Andreas Marpaung 312 N. Alfaya Trail Orlando, FL 32828 407-658-6284 Roberto Marujo 820 North Federal Highway Pompano Beach, FL 33062 954-781-8730 Tania Marujo 2056 E. Oakland Park Blvd. Fort Lauderdale, FL 33306 954-564-3625

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Maria Martinez Shoppes at 41st 10361 NW 41st Street Miami, FL 33178 954-994-7962

Ann Rankin 701 J C Center Court Unit 9 Port Charlotte, FL 33951 941-764-7890

Dyane McCann 11240 Pines Blvd. Pembroke Pine, FL 33026 954-450-6284

Giti Reavill-Kiewiet 4400 66th St. North St. Petersburg, FL 33709 727-546-6284

Christine Mintz 1956-1 NE 5th Avenue Boca Raton, FL 33431 561-417-4411

Mariela Rebaza 22627 SW 147th Ave, Miami, FL 33185 305-229-1139

Mary Thomas 5522 Hanley Road #110 Tampa, FL 33634 813-361-4690

Vanitha Mohan 4575 Bee Ridge Road Unit 6 Sarasota, FL 34233 941-462-2729

Robert Ringier 4950 Hall Road Suite B Orlando, FL 32817 407-673-1130

Paromita Tomerlin 160 Cypress Point Parkway Suite A-206 Palm Coast, FL 32164 386-597-2855

Carol Murphy 3415B Bay to Bay Blvd. Tampa, FL 33629 813-831-9495

Shuko Saito 2547 Windguard Circle Wesley Chapel, FL 33544 813-907-8645

Smita Toprani 13962 W. Hillsborough Avenue Tampa, FL 33635 813-818-7513

Mattia Nepi 3415 W. Woolbright Road Boynton, FL 33436 561-732-4582

Shuko Saito 5320 Primrose Lake Circle Unit B Tampa, FL 33647 813-374-9274

Kazi Vicaruddin 12477 S. Orange Blossom Trail Orlando, FL 32837 407-852-1217

Ana Olaya 6925 Biscayne Blvd. Miami, FL 33138 305-853-8600 Kishan Patel 9978-2 Old Baymeadows Rd. Jacksonville, FL 32256 904-642-9566 Rakhee Patel-Dooley 1695 W. Indiantown Rd. Suites 8 & 9 Jupiter, FL 33458 561-575-4640 Venkat Puskur 3819 Murrell Road Suite A Rockledge, FL 32955 321-632-0900 Meher Rahman 19431 Sheridan Street Pembroke Pines, FL 33332 954-880-0721

Kumon – List of Current Franchisees

Elana Sharfstein 3975 Isles View Dr. Suite 103 Wellington, FL 33414 561-296-1184 Caroline Smith 1009 E. 2nd Plaza Panama City, FL 32401 850-769-4976 Subira Sood 7657 Turkey Lake Road Orlando, FL 32819 (407) 363-2939 Kalyani Srinivas 7620 Gunn Highway Unit #190 Tampa, FL 33625 813-425-4870 Kasthuri Sriram 2220 CR 210 West Suite 306 Jacksonville, FL 32259 904-910-5512

14

Herlina Sujanto 4322 East State Rd. 64 Bradenton, FL 34208 941-747-6284 Herlina Sujanto 8201 Tourist Center Drive University Park, FL 34201 941-351-5555

Li-Ping Wang 14920 S.W. 67th Ave. Miami, FL 33158 786-242-0806 Karen White 2141 Main St. Unit D Dunedin, FL 34698 727-461-6226 Pansy Williams 9260 Hammocks Blvd. Suite 201 Miami, FL 33196 305-388-8784 Maria Antonieta Wolfe 3315 Sheridan Street Hollywood, FL 33021 954-963-2774 Feng Xiong 4705 SW 148th Ave. Suite 101 Davie, FL 33330 954-252-7211

4/12

Christina Yeung 10280 W. Sample Road Coral Springs, FL 33065 954-775-2177

Sherry Darby 5819 Campbellton Road Suites 104 & 105 Atlanta, GA 30331 404-346-7610

Shireen Jamaluddin 1968 W. Highway 54 Suite D Fayetteville, GA 30215 770-486-6806

Mary Di Guardi 500 Osigian Blvd. Suite 100 Warner Robins, GA 31088 478-953-9450

Craig W. Johnson 2445 Salem Road SE Suite 211-K Conyers, GA 30013 770-761-6334

Usha Devulapalli 5675 Jimmy Carter Blvd. Suite 720 Norcross, GA 30071 770-840-8040

Vanessa Jones 105 N. 85 Pkwy. Suite B Fayetteville, GA 30214 770-716-5932

Komal Dodani 11950 Jones Bridge Road Ste. 106 Alpharetta, GA 30005 770-664-6284

Madhu Kapoor 375 Rockbridge Rd. Suite 160 Lilburn, GA 30047 678-462-7161

Abbie Gilbert/Carole Gilbert 1108 Bullsboro Drive Suite 102 Newnan, GA 30265 770-304-9044

Oak Hyun Kim 147 Johnson Ferry Road Suite 4110 Marietta, GA 30068 770-330-5233

Yan Guo 3204 Northlake Parkway Atlanta, GA 30345 404-418-8848

Wook Kim 4051 Hwy. 78 Suite F-103 Lilburn, GA 30047 770-806-8830

GEORGIA Navroop Anchala 5860 Clarion Street Suite 102 Cumming, GA 30040 678-513-7080 Vinita Andrade 2750 Buford Hwy. Ste. 5-D Duluth, GA 30096 770-418-1088 Sunita Angirish 4750 Alabama Rd. Ste. 103 Roswell, GA 30075 770-670-1116 Lila Basco/John Basco 1675 Cumberland Parkway Suite 204A Smyrna, GA 30080 770-444-9162 Thomas Bryan 4300 Chapel Hill Road Suite 100 Douglasville, GA 30135 678-409-6000 Robin Burroughs 2451 Heritage Village Suite 10 Snellville, GA 30078 770-979-7711 Dinesh Chandra 850 Dogwood Rd. Suite A200 Lawrenceville, GA 30044 770-736-3434 Kelly Chen/Yung Fen Chen 5075 Peachtree Pkwy. #104 Norcross, GA 30092 770-416-9500 Janese Cooper 10010 Abercorn Ave. Suite 5A Savannah, GA 31406 912-920-8899

Kumon – List of Current Franchisees

Isoke Harris 2221 Peachtree Road NE Suite C Atlanta, GA 30309 404-593-3537 Yukari Hasegawa 12030 Etris Road Suite C-210 Roswell, GA 30075 770-642-9193 Yukari Hasegawa 1240 Johnson Ferry Place Suite F-20 Marietta, GA 30068 770-321-2637 Huma Ishaqui 1860 Sandy Plains Road Suite 303 Marietta, GA 30066 678-213-3347

15

Adrienne Lawrence 5015 Floyd Road SW #720 Mableton, GA 30126 770-739-6284 Lydia Leong 1595 Peachtree Parkway Suite 108 Cumming, GA 30041 770-844-8408 Sufen Lin 4850 Sugarloaf Pkwy. Suite 608 Lawrenceville, GA 30044 678-442-7509 Tandy Mackey 2871-C North Decatur Rd. Decatur, GA 30033 404-499-9081

4/12

Regina Manimalethu 4497-8 Columbia Road Martinez, GA 30907 706-993-1979

Pramod Patil 2323 Shallowford Road Suite 104 Marietta, GA 30066 770-517-3411

Grace Sim 686 Peachtree Industrial Blvd. Suite 145 Suwanee, GA 30024 770-614-7593

Jihua (Jenny) Peng 1121 Grayson Highway Suite T12 Lawrenceville, GA 30046 678-389-9088

Grace Sim 6955 McGinnis Ferry Road Suite 105 Johns Creek, GA 30097 770-622-5886

Uma Raghavan 875 N. Main St., Suite 351 Alpharetta, GA 30009 770-619-5651

LaTonya Stanford 3047 Panola Road Lithonia, GA 30038 770-981-2050

Farzaneh Rastegar 3451 Cobb Parkway NW Suite 12 Acworth, GA 30101 678-574-8940

Anusha Subrahmanyam 1290 Double Churches Road Suite K Columbus, GA 31904 706-257-6963

Aparna Ravuri 6000 Medlock Bridge Parkway Suite B-100 Johns Creek, GA 30022 770-623 5959

Balu Thadickal 2001 Lawrenceville-Suwanee Rd. Suite 204 Suwanee, GA 30024 770-309-0105

Priya Narvekar 580 E. Crossville Rd. Suite 320 Roswell, GA 30075 404-421-3465

Angela Senior 2175/2177 Briarcliff Road Atlanta, GA 30329 678-732-9250

Reena Thomas 500 Fury's Ferry Road Suite 502-5 Martinez, GA 30907 706-993-2232

Hiroko Ortiz 1500 Pleasant Hill Road Suite 111 Duluth, GA 30096 678-206-2000

Tina Shah 1475 Buford Drive Suite 404 Lawrenceville, GA 30043 678-571-2475

Ananthi Palamuthu 1480 Shiloh Road Suite 400 Kennesaw, GA 30144 678-766-6284

Zarana Shah 3523 Braselton Highway Suite C900 Dacula, GA 30019 678-546-6725

Mitsuru Parker 9850 Nesbit Ferry Rd. Suite 7 Alpharetta, GA 30022 770-645-8252

Franca Sheehy 1200 HWY. 74 – S. Joel Cowan Pkwy, Suite 10 Peachtree City, GA 30269 678-364-0887

Tina Patel 1431 Capital Avenue Suite 113 Watkinsville, GA 30677 706-705-1299

Raman Shivaram 3451 Barrett Parkway Unit 100 Marietta, GA 30064 770-544-8538

Nisha Mannan 1668 Buford Highway Cumming, GA 30041 770-329-0766 Ana Martinez 4920 Roswell Rd. NE Suite 25 Atlanta, GA 30342 404-497-0588 Aditi Mukherji 2090 Dunwoody Club Dr. Suite #116 Sandy Spring, GA 30350 770-673-0013 Patricia Nanda 3280 Hamilton Mill Road Suite 302 Buford, GA 30519 404-312-6366

Kumon – List of Current Franchisees

16

Binita Vijayvergiya 1529 Piedmont Road Suite K Atlanta, GA 30324 404-736-6367 Henry Viloria 4357 Forsyth Road Suite 265 Macon, GA 31210 478-254-6980 Jane Vyas 1375 Rock Quarry. Rd. Suite 101 Stockbridge, GA 30281 770-474-8770 Jaey Wu 3931 Peachtree Ind. Blvd. Suite 2 Duluth, GA 30096 770-497-3391

4/12

HAWAII Grace Abatayo 95-502 Kipapa Drive, P-11 Mililani, HI 96789 808-623-2219 Lori Arakaki 95-1095 Ainamakua Drive Suite 7 Mililani, HI 96789 808-677-4692 Alma Calucag 1284 Kalani Street Suite 105A Honolulu, HI 96817 808-841-1394 Sharleen Ching 91-1119 Kamaaha Portable 9 Kapolei, HI 96707 808-455-4751 Shari De Jesus 816 Niheu Street, Rm P4 Lahaina, HI 96761 808-572-7419 Joseph C. Erban Moanalua Elementary School 1337 Mahiole Street Honolulu, HI 96819 808-295-2535 Judy Fujishige 172 Kapiolani Street Hilo, HI 96720 808-959-6138 Tetuanui Graham 56-170 Pualalea St. #103 Kahuku, HI 96731 808-358-4726 Stephanie Hayashi (Mau) 1131 Ala Lilikoi St Room P-1 Honolulu, HI 96818 808-837-7676 Joan Heller 4750 Uliuli Rd. Eleele, HI 96705 808-651-9026

Kumon – List of Current Franchisees

Minnie Hrehocsik 89 – 778 Haleakala Ave. Room P-1 Waianae, HI 96792 808-348-1597

Toshi Ukawa Milner 1429 Makiki Street Room 2207 Honolulu, HI 96814 808-732-8667

Minnie Hrehocsik 86-285 Leihoku Street Waianae, HI 96792 808-348-1597

Sandra Miyasato 99-186 Puakala St. Aiea, HI 96701 808-677-3462

Ann Irimata 250 E. Lipoa Street Library Kihei, HI 96753 808-893-2417

Sandra Miyasato 1419 Waimano Home Road Room A-6 Pearl City, HI 96782 808-677-3462

Faye Komagata 1708 Nuuanu Avenue Honolulu, HI 96817 808-621-6775

Michiko Nagamine 319 Wyllie Street- Rm 34 Honolulu, HI 96817 808-595-3131

Shuji Komagata 164 California Ave. Wahiawa, HI 96786 808-622-0111

Michiko Nagamine 717 N. Kuakini St. Cafeteria Honolulu, HI 96817 808-595-3131

Susan Kondo-Leong 850 W. Hind Drive Suite 106 Honolulu, HI 96821 808-429-3309 Gilie Matsumoto 1151-A 12th Ave. Honolulu, HI 96816 808-739-6284 Gilie Matsumoto 45-495 Kam Hwy Library Kaneohe, HI 96744 808-234-7323 Florence Matsumura 92-675 Anipeahi Street Kapolei, HI 96707 808-487-1963 Akemi Mcdermott 3410 Campbell Avenue Honolulu, HI 96816 808-735-5786 Akemi Mcdermott 1212 University Ave. Honolulu, HI 96826 808-735-5786

17

Marsha Nakasone 94-413 Waipahu St. Waipahu, HI 96797 808-671-5493 Marsha Nakasone 94-665 Kaaholo St Room F-204 Waipahu, HI 96797 808-671-5493 Lynn Oyama 81-1043 Konawaena School Rd. Room D - 226 Kealakekua, HI 96750 808-334-0385 Lynn Oyama 74-5062 Onipaa Room G5 & G6 Kailua-Kona, HI 96740 808-334-0385 Stacy Racoma-Lurito 1313 Pensacola Street Honolulu, HI 96814 808-533-7890 Stacy Racoma-Lurito 165 Kaiholu Street Kailua, HI 96734 808-533-7890

4/12

Joy Sakuma 2945 Iolani Street Room P-9 Pukalani, HI 96768 808-276-3375 Lei Shindo 1298 Kukila Street Honolulu, HI 96818 808-626-2633

Amy Uemoto 94-359 Makohilani Street Mililani, HI 96789 808-261-8636

Alla Broytman 431 E. Dundee Road Wheeling, IL 60090 847-279-2797

Maureen Uyeda 91-970 Kaileoleo Drive Ewa Beach, HI 96706 808-220-1969

Josefina Chang 14224 S. Bell Road Unit A-10 Homer Glen, IL 60491 708-301-2990

IDAHO Ikumi Soumiya 1641 Palolo Ave. Honolulu, HI 96816 808-945-9808 Debra Tajiri 2804 East Manoa Road Honolulu, HI 96822 808-988-6284 Debra Tajiri 315 Kuulei Road Room D-34 Kailua, HI 96734 808-262-9521 Charleen Takiguchi 91-1561 Keaunui Dr Building D Ewa Beach, HI 96706 808-497-0176 Joni Tao 630 Kilauea Avenue Unit 201 Hilo, HI 96720 808-961-2526 Lisa Thompson 6650 Hawaii Kai Drive Suite 103 Honolulu, HI 96825 808-256-5275 Linda Tsutsui 94-1091 Oli Loop Room F-102 Waipahu, HI 96797 808-625-0908 Michael Ueki 410 South Hina Avenue Kahului, HI 96732 808-244-8887 Michael Ueki 355 S. High Street Room B-1 Wailuku, HI 96793 808-244-8887

Kumon – List of Current Franchisees

Brittany Brady 12828 W. Lasalle Street Suite 102 Boise, ID 83713 208-947-8286

Jeri Olearain 1801 N. Lakes Street Meridian, ID 83646 208-906-2188 ILLINOIS

Sunita Chauhan 401 N. Riverside Dr. Unit 9 Gurnee, IL 60031 847-625-8666 Julian Cheng 1749 Dundee Road Northbrook, IL 60062 847-412-0401 Amy Cho 454 Redington Drive Unit G South Elgin, IL 60177 847-488-9408

Emmanuel Ahme Deco Arts Building 1525 E. 55th Street Chicago, IL 60615 773-955-7010

Patricia Costigan 1043 Century Lane Edwardsville, IL 62025 618-210-7498

Brigitte Bennington 7308-7310 North University St. Peoria, IL 61614 309-691-7308

Susan Cunningham 333 Potomac Blvd., Ste. D Mt. Vernon, IL 62864 618-242-4957

Albert Bettuzzi 401 Devon Avenue Suite 110 Park Ridge, IL 60068 847-939-5090

Nilufer Darukhanavala 13717 South US Route 30 Plainfied, IL 60544 630-922-8090

Michelle Bettuzzi 860 Civic Center Drive Niles, IL 60714 847-324-5120 Michelle Bettuzzi 1141 S. Arlington Heights Road Arlington Heights, IL 60005 847-640-2774 Barbara Breen 3202 Northwest Hwy. - Ste. J Cary, IL 60013 847-639-6169

Shahzad Daudi 12 E. Devon Avenue Elk Grove Village, IL 60007 847-545-4742 Aindrila Dutta 523 Liberty Street Wauconda, IL 60084 847-526-1669 Jason Fernandez 4546-4548 Oakton Street Skokie, IL 60076 847-763-1780 Parneet Grewal 1749 S. Randall Road Geneva, IL 60134 630-262-3322

18

4/12

Parneet Grewal 582 Kirk Road St, Charles, IL 60174 630-262-2004

Jane Lee 1812 Army Trail Road Hanover Park, IL 60133 630-372-2240

Rajesh Nair 153 S. Rand Road Lake Zurich, IL 60047 847-550-9748

Vijay Hira 137 North Oak Park Avenue Suite 125 Oak Park, IL 60301 630-306-4472

Jeong Eun Lee 405 W. Windsor Place Champaign, IL 61820 217-359-2323

Sachie & Phuong Nakamura 112 W. Northwest Hwy Palatine, IL 60067 847-942-8510

Veronica Leitner 1585 Ellinwood Suite 213 Des Plaines, IL 60016 847-891-1859

Sachie & Phuong Nakamura 727 E. Dundee Rd. Arlington Heights, IL 60089 847-942-8510

Raghuram Jagadam 777 N. York Road Suite 13 Hinsdale, IL 60521 630-779-5849 Vaseekaran Janarthanam 1622 W. Algonquin Road Hoffman Estates, IL 60192 847-991-4403 Vasikaran Janarthanam 632 Amersale Drive Naperville, IL 60563 630-778-6050 Leah Kakaletris 95 W. Bankview Drive Frankfort, IL 60423 815-277-2560 Mako Kaneko & Eileen Tsuzuki 621 S. Roselle Road Suite B Schaumburg, IL 60193 224-659-9757 Najma Khan 481 S. Weber Rd. Unit J Bolingbrook, IL 60490 630-226-1818 Monica Kim 8600 W. 159th Street Ste. 6 Orland Park, IL 60462 708-364-0626 Satheesh & Vedavathy Kumar 238 E. Geneva Road Wheaton, IL 60188 630-510-7788 Jane Lee 132 Bartlett Plaza Bartlett, IL 60103 630-540-9771

Kumon – List of Current Franchisees

Maureen Lilleeng 1308 N. Richmond Road Mchenry, IL 60050 815-344-3202 Susan Lovingood 649 S. Rte, 31 West Dundee, IL 60118 847-426-6284 Neelima Maddulapalli 1121 E. Butterfield Road Wheaton, IL 60189 847-778-4608 Dimple Mahtani 142 Hawley Street Unit #1 Grayslake, IL 60030 847-223-7290 Bhamini Makwana 2206 Ogden Ave. Aurora, IL 60504 630-926-8538 Bhamini Makwana 2744 Forgue Drive Naperville, IL 60564 630-926-8538 Denise McLin 7007 W. North Ave. Oak Park, IL 60302 708-524-0700 Dolly Mohan 817 Main Street #B Glens Ellyn, IL 60137 630-545-4149

19

Gail Packer 30 Riverwoods Road Lincolnshire, IL 60069 847-910-1281 Gail Packer 726 S. Butterfield Road Mundelein, IL 60060 847-573-0560 Felicia Pan 123 N. Waukegan Road Suite 201 Lake Bluff, IL 60044 847-615-2889 Kathryn Parsons 3313 Robbins Road Springfield, IL 62704 217-726-8080 Michelle Pedersen 220 East State Street O’Fallon, IL 62269 618-558-2849 Budrun Pothiawala 533 E Roosevelt Road Lombard, IL 60148 630-629-1985 Nicole Prihoda & Robert Zima 4063 W. Algonquin Road Algonquin, IL 60102 847-515-7555 Nazneen Razi 1229 Ogden Ave. Downers Grove, IL 60515 630-964-5070 Pamela Ried 2035 S. Washington Street Suite 143 Naperville, IL 60565 630-983-9483

4/12

Shilo Rogers 716 E. Empire #B Bloomington, IL 61701 309-829-5053 John Salceda 3850 N. Kedzie Avenue Chicago, IL 60618 773-931-6284 John Salceda 1440 N. Dayton Street Chicago, IL 60642 312-867-0716 Lovina Saxena 18622 S. Route 59 Shorewood, IL 60431 815-267-8888 Poonam Saxena 937 W. Irving Park Road Streamwood, IL 60107 847-592-5172 Poonam Saxena 23 Golf Center Corner Of Golf Rd & Roselle Hoffman Estates, IL 60194 847-592-5172 Urvi Shah 154 S. Bloomingdale Road Bloomingdale, IL 60108 630-539-7788 Urvi Shah 1250 W. Lake Street Suites 21 & 22 Addison, IL 60101 630-930-3722 Jessica Shin 3055 N. Perryville Road Rockford, IL 61114 815-654-7373 Anita Sinha 7511 Lemont Road Suite 166 Darien, IL 60561 630-747-6576 Jacqueline Tong 1081 West Lane Road Machesney park, IL 61115 815-637-1888

Kumon – List of Current Franchisees

Rajathi Vasikaran 1205 McHenry Road Buffalo Grove, IL 60089 847-913-1530

Ankita Gupta 10130 Auburn Park Drive Fort Wayne, IN 46825 260-413-6293

James Wang 6316 N. Lincoln Avenue Chicago, IL 60659 773-463-7788

Ling-Ann Hsiung 727 South Rangeline Road Carmel, IN 46032 317-575-9020

Jeannie Wang 1057 Salem Plaza Schaumburg, IL 60194 847-519-7788

Ling-Ann Hsiung 11846 Allisonville Road Fishers, IN 46038 317-548-4555

Eve Xu 2117 B. South China Place Chicago, IL 60616 312-791-1440

Seiko Ito 1712 E. 86th Street Indianapolis, IN 46240 317-846-2586

Phel Yee 1163 Ogden Avenue Suite 507 Naperville, IL 60563 630-717-6996

Meera Jain 4916 Illinois Road Suite 100 Fort Wayne, IN 46804 260-489-1404

Martha Yonamine 420 North York Road Suite B Elmhurst, IL 60126 847-895-5347

Sanju Jairath 3955 Haley Drive Suite B Newburgh, IN 47630 812-490-4625

Yasuko Yoshida 1132 Waukegan Road Suite 103 Glenview, IL 60025 847-729-3592

Ruth Kallubhavi 615 East Springhill Drive Terre Haute, IN 47802 812-232-2121

Yasuko Yoshida 2300 Old Glenview Road Wilmette, IL 60091 847-729-3592

Shari Kurtz 8083 Randolph St. Hobart, IN 46342 219-945-0846

INDIANA

Yoko La Velle 14500 State Road 23 Granger, IN 46530 574-273-3032

Arjumand Azeem 10106 Brooks School Road Suite 300 Fishers, IN 46038 317-379-2663 Shail Ganith 37 Boone Village Suite A-1 & A -2 Zionsville, IN 46077 317-872-6785 Steven Graham 2500 Calumet Avenue Valparaiso, IN 46383 219-477-5866

20

Nachimuthu Manickam 2016 Stafford Road Plainfield, IN 46168 317-837-1419 Atsuko Nakanishi 2635 Yeager Road Suite A West Lafayette, IN 47906 765-430-3981 Debra Oppermann 2154 45th Street Highland, IN 46322 219-365-2212

4/12

Audrey & Jim Weaver 216 Lakeview Dr. Noblesville, IN 46060 317-773-7065

Abiramii Swaminathan 12020 W. 87th Street Lexena, KS 66215 913-495-2552

Jennifer Zeller 4250 W. Jonathan Moore Pike B4 Columbus, IN 47201 812-342-5672

Iman Younis 13632 S. Blackbob Rd. Suite 101 Olathe, KS 66062 913-782-0275

Gary Tran 171 Sears Avenue Louisville, KY 40241 502-895-5522

IOWA

KENTUCKY

LOUISIANA

Kay Sinha 1959 Grand Ave., West Des Moines, IA 50265 515-225-8666

Sudha Chopra 3120 Pimlico Parkway Suite #120 Fayette, KY 40517 859-970-0004

L. Elinor Bailey 12646 Perkins Road Baton Rouge, LA 70801 225-288-0666

Kay Sinha 5800 Merle Hay Road Suite 2 Johnston, IA 50131 515-225-8666 Sharadha Vijay 7037 C. Avenue N.E. Suite 400 Cedar Rapids, IA 52402 319-373-8540 KANSAS Soon Bae 8311-15 W. 135th Street Overland Park, KS 66223 913-897-1111 Soon Bae 5333 West 151st Street Leawood, KS 66224 913-681-0400 Meenakumari Bhavanasi 5247 West 95th Street Overland Park, KS 66207 913-485-3678 Peter and Diane Oberthaler 7901 West 21st St. North Wichita, KS 67212 316-721-9841 Hideko Schackmann/Darlene Jones 7656 State Line Road Prairie Village, KS 66208 913-648-6855 Fred Shippee 11822 Quivira Rd. Overland Park, KS 66210 913-451-1130

Kumon – List of Current Franchisees

Neelam Gupta 10213 Taylorsville Road Louisville, KY 40299 502-213-3183 Neelam Gupta 10212 Westport Road Louisville, KY 40241 502-290-6910 Vinitha Reddy 6760 Bardstown Road Louisville, KY 40291 502-233-4202 Charla Harris-Peterson 4031 Dixie Highway Suite #104 Elizabethtown, KY 42701 270-982-3662 Patricia Martino 145 Burt Road #1 & 2 Lexington, KY 40503 859-276-4884 Reema Mehta 9555 US Highway 42 Prospect, KY 40059 502-498-5161 Lekha Nair 8170 Mall Road Florence, KY 41042 859-746-0007 Kimberly Robinson 12428 Shelbyville Road Middletown, KY 40243 502-749-9040

21

Gary Takaoka 3031 Dixie Highway Suite 201-A Edgewood, KY 41017 859-578-9811

Neelu Bajaj 3440 Division Street Metairie, LA 70002 504-780-0010 Lynn (Burford) Barnwell 3950 Youree Drive Suite 160 Shreveport, LA 71105 318-868-6008 Holly Bouillion/Linda Greene 2201 11th Street Suite 3 Mandeville, LA 70471 985-626-1819 Lillian Fok 3830 Williams Blvd. Suite H Kenner, LA 70065 504-465-9952 Mary Obier 14506 S. Harrells Ferry Rd. Baton Rouge, LA 70816 225-753-2009 Elizabeth Omojola 2324 Barataria Blvd. Unit #7 Marrero, LA 70072 504-394-8294 Joe Omojola 1800 Carol Sue Avenue Gretna, LA 70056 504-368-0102

4/12

MAINE Suemi Tanaka Clark 347 US Route 1 Yarmouth, ME 04096 207-846-3401 Christina Fan 390 US Rt 1 Falmouth, ME 04105 207-781-4089 Susan Ferris 327 Ocean House Rd. Cape Elizabeth, ME 04107 207-767-1850 MARYLAND Hassan Abdallah 5130 Dorsey Hall Drive Ellicott City, MD 21042 410-964-9025 Hassan Abdallah 2500 Wallington Way Suite 101 & 102 Marriottsville, MD 21104 410-442-4480 Jaslin Bhandari 11219 Lockwood Drive Silver Spring, MD 20901 240-450-2427 Robert Blake 941 Mt. Hermon Road Salisbury, MD 21804 410-219-3339 Hyon Capuano 10541 Middleport Lane White Plains, MD 20695 301-645-8344 Lily Chen 8480 Baltimore National Pike #3110 Ellicott City, MD 21043 240-351-7125 Joanne Chun 2033b E. Joppa Road Baltimore, MD 21234 410-668-4977 Joanne Chun 572 Cranbrook Road Cockeysville, MD 21030 410-666-1331

Kumon – List of Current Franchisees

Laurie Dickerson 7251 Eden Brook Drive Columbia, MD 21046 240-432-0940

Yunsil Park 100 Park Ave., Suite 106 Rockville, MD 20850 301-916-9627

Heather Dull 6010 Meadow Center Drive Suite G Elkridge, MD 21075 443-878-2873

Jacqueline Starr Perdue 1117 MD Rt. 3 Suite 1-E Gambrills, MD 21054 202-391-4687

Yoshiko Gilbert 6284 Montrose Road Rockville, MD 20852 301-854-0376

Neha Rane 3750 University Blvd. Suites 250 & 201 Kensington, MD 20895 301-949-2205

Pom-Sok Ham 56 Mountain Road Glen Burnie, MD 21061 410-766-7696 Pom-Sok Ham 6831 Wisconsin Ave. Suite 104 Chevy Chase, MD 20815 301-652-1234 Margaret Hermina 2919-E Olney Sandy Spring Rd. Olney, MD 20832 301-774-6644 Kimiko Kotani 1845 Brookfield Court Frederick, MD 21701 301-524-9339 Young Mi Lee 6301 Greenbelt Road Room 9 College Park, MD 20740 301-332-1824 Young Mi Lee 11200 Scaggsville Rd. Suite 3 Laurel, MD 20723 301-332-1824 Louise Liu 12105 Darnestown Rd Suite #9C Gaithersburg, MD 20878 301-792-9760 Yunsil Park 13097 Wisteria Drive Suites #201 & 202 Germantown, MD 20874 301-916-9627

22

Susan Rapp 10632 Little Patuxent Pkwy #123 Columbia, MD 21044 410-997-2617 Shailaja Shirodkar 14301 Layhill Road Suite 101 Silver Spring, MD 20906 301-758-6390 Adoline Shodiya 1400 Merchantile Lane Suite 186-188 Largo, MD 20774 301-350-9070 Joann Stokes 3060 Mitchellville Road Suite 215 Bowie, MD 20716 301-218-4215 Elsy Thomas 241 Muddy Branch Rd. Gaithersburg, MD 20878 301-869-0834 Sam Thomas 18915 Earhart Ct. - 2nd Fl. Gaithersburg, MD 20879-1590 301-869-6284 Paul Winfield 10995 Owings Mills Blvd. #206 Owings Mills, MD 21117 410-902-4604 Heather Wright 1700 Reisterstown Road Suite 101 Pikesville, MD 21208 410-486-1488

4/12

MASSACHUSETTS Alpana Aggarwal 1721 Main Street Suite #1 Tewksbury, MA 01876 978-851-4591 Stephen Armstrong 7 Pomeroy Lane, Unit 5 Amherst, MA 01002 413-256-6700 Prakash Badola 580 Main Street, #101 Reading, MA 01867 781-670-9220 Pamela Banson 108 Milk Street Suite 102 Westborough, MA 01581 508-870-3133 Pamela Banson 77 W. Main Street Suite 209 Hopkinton, MA 01748 508-435-0273

Steven Chang 27A Cottage Ave. Quincy, MA 02169 781-541-0287

Tate Isgrig 362 Granite Avenue Milton, MA 02186 617-273-0500

Claudine Chin 6 Park Avenue, Suite 200 Worcester, MA 01610 508-754-5459

Ketty Karanam 652 East Washington Street Unit 2 North Attleboro, MA 02760 401-965-0741

Jane Chiong 230 Central Street Newton, MA 02466 617-244-9540 Winston Chiong 440 Common Street Belmont, MA 02478 617-244-9540 John Darcey 416 Boston Post Road Suite 210 Sudbury, MA 01776 978-443-6700 Amy Debock 377 Providence Road South Grafton, MA 01588 508-234-5975

Florencia Berrian 230 S. Main Street, #232-P Middleton, MA 01949 978-739-4008

Shoba Donti 127 Main Street North Andover, MA 01845 978-681-6284

Anjali Bhatnagar 138 & 140 South Main Street Milford, MA 01757 508-478-5866

Mai Du 25 Riverside Avenue Medford, MA 02155 781-526-4091

Divya Bhatnagar 1075-1095 Westford Steet Lowell, MA 01851 978-319-9191

Archana Dubey 350 A Moody Street Waltham, MA 02453 781-369-5173

Kasia Braun 2053 Washington Street Hanover, MA 02339 781-982-3052

Renuka Garg 496 Boston Post Road Route 20 2nd Floor Marlborough, MA 01752 508-786-5866

Kasia Braun 187 Summer Street Kingston, MA 02364 781-982-3052 Jimmy Chang 791 Maple Road Longmeadow, MA 01106 413-754-3679

Kumon – List of Current Franchisees

May Hon 659 Washington Street Braintree, MA 02184 781-769-3450 Charles Hurlburt 102 State Road North Dartmouth, MA 02747 508-994-9494

23

Sujatha Karuppiah 310-322 North Main Street Units #3 & #4 Mansfield, MA 02048 508-339-1252 Heajeoung (Esther) Kim 28 Andover Street Andover, MA 01810 978-771-6271 Hsiu-Chin Kuo 240 Bedford Street, #9 Rooms 23 & 25 Lexington, MA 02420 781-863-5390 Wai-Ming Li 214 Commercial Street Suite 201 Malden, MA 02148 781-526-5721 Mark Lin 7 Summer Street, #15 Chelmsford, MA 01824 978-250-9157 Shao Ling Lin 288 Littleton Rd., Suite 11 Westford, MA 01886 978-392-0583 Van-Roong Lin 271 Great Road Suites 26 & 27 Acton, MA 01720 978-266-1747 Madhury Mali 530 Boston Road Billerica, MA 01821 978-667-3200 Yoshino Matsumiya 1132 Highland Avenue Needham, MA 02494 781-455-8521

4/12

Yoshino Matsumiya 318 Harvard Street #28 Brookline, MA 02446 617-278-6301

Meenakshi Shinde 1827 Bridge Street Suite #5 Dracut, MA 01826 978-452-1299

Ashutosh Mithal/Manjusha Inamdar 203 Middlesex Turnpike Suites #1 and #2 Burlington, MA 01803 781-354-4080

Yutaka (Joe) Sugawara 196 Boston Turnpike Route 9 Shrewsbury, MA 01545 508-798-0244

Ashutosh Mithal 19 Cummings Park Woburn, MA 01801 781-354-4080

Saori Tsolov 247 West Main Street Northborough, MA 01532 508-393-7518

Monisha Ravi Nabar 979 Main Street Wakefield, MA 01880 781-245-6284

MICHIGAN

Latha Narayanan 630 Worcester Road Unit B Framingham, MA 01702 508-875-0552 Latha Narayanan 31 Hayward Street Franklin, MA 02038 508-541-1326 Celia Pastoriza 8-10 Green Street Northampton, MA 01060 413-584-1022 Fariba Salehi 598 Providence Highway Dedham, MA 02026 781-329-6677 Thiru Satchi 947 Washington Street Norwood, MA 02062 781-762-6284 Thiru Satchi 34 School Street, Foxboro, MA 02035 508-543-6284 Sonal Saxena 2 Wethersfield Road Natwick, MA 01760 508-720-0106

Sanae Abe 41671 West Ten Mile Road Novi, MI 48375 248-347-4491 Sanae Abe 41355 Six Mile Rd. Northville, MI 48167 248-347-4491 Susan Bae 6275 Inkster Road Bloomfield Hills, MI 48301 248-668-6980 Susan Bae 49045 Pontiac Trail Wixom, MI 48393 248-668-6980 Cheryl Bandrowski/Nicole Schumack 16742 Lamphere Detroit, MI 48219 313-255-9085 Diane Bick 3140 Walton Blvd. Space 7 Rochester Hills, MI 48306 248-608-0931

Brenda Chen 27622 Middlebelt Farmington Hills, MI 48334 248-427-0772 Jenny Chung 909 Abbott Road East Lansing, MI 48823 517-349-8599

Kumon – List of Current Franchisees

24

Jenny Chung 2199 Jolly Rd. - Ste. 135a Okemos, MI 48864 517-349-8599 Pearl Demello 915 Milham Street Portage, MI 49024 269-327-3757 Tzy-Wen Gong 2741 Plymouth Road Ann Arbor, MI 48105 734-761-4648 Anne Gruber 6810 Old 28th Street S. E. Grand Rapids, MI 49546 616-977-0729 Akm Hasan 37005 Gratiot AvenueClinton Township, MI 48036 586-723-1171 Fanny Ho 32614 W. Seven Mile Suite 3 Livonia, MI 48152 734-458-1854 Ajay Jain 5415 Whittaker Road Ypsilanti, MI 48197 888-Go-Kumon Elizabeth Johnson 23573 Van Born Road Taylor, MI 48180 313-492-6284 Elizabeth Johnson 14300 Sibley Road Riverview, MI 48192 313-492-6284 Maureen Kachman 283 S. Zeeb Road Suite L Ann Arbor, MI 48103 734-929-4798 Elizabeth Kim 2411 Oak Valley Dr. Unit 100 Ann Arbor, MI 48103 734-662-2184 Phil Kwon 746 East Maple Road Birmingham, MI 48009 248-593-8130

4/12

Sunnie Kwon 38921 Dequindre Road Troy, MI 48083 248-457-0640

Sue Penn 52015 Van Dyke Shelby Township, MI 48316 586-254-9925

Renuka Subramanian 38545 Ford Road, Ste. 203 Westland, MI 48185 734-722-7907

Ying Lee 1184 S. Lapeer Road Lake Orion, MI 48360 248-802-8433

Sue Penn 46801 Garfield Road Macomb Twp, MI 48044 586-532-1234

Renuka Subramanian 3086 Platt Road Ann Arbor, MI 48105 734-904-8343

Sheila Mclogan 1212 Wildwood Ave. Jackson, MI 49203 517-783-3144

Maria Ponti 455 East Grand River Suite 100 Brighton, MI 48116 810-229-8679

Bincy Teodorescu 4318 Plainfield Ave. NE Grand Rapids, MI 49525 616-363-2880

Linda Miller 22586 Ann Arbor Trail Dearborn Heights, MI 48127 313-565-1771 Alok Mittal 45674 Ford Road Canton, MI 48187 734-354-0004 Usha Mittal 6433 Farmington Rd. West Bloomfield, MI 48322 248-865-8666 Usha Mittal 2527 Union Lake Road Commerce Twp., MI 48382 248-363-8666 Melanie K. Mollan 25425 Taft Road Novi, MI 48374 248-667-8582 Dulal Mostafa 6325 Sashabaw Road Unit G Clarkston, MI 48346 248-625-8666 Vidya Nagarajan 22335 Pontiac Trail South Lyon, MI 48178 248-486-4131 Oanh Thi-Vu Nguyen/Nien Vo 3114-B Jefferson Ave. Midland, MI 48640 989-631-5866 Ron Penn 43183 Woodward Avenue Bloomfield Hills, MI 48302 248-874-1234

Kumon – List of Current Franchisees

Mahbuba Rahman 50780 Gratiot Avenue Chesterfield, MI 48051 248-703-7276 Surender Reddy 4545 State Street Saginaw, MI 48603 989-249-6284 Mary Ann Rosenthal 2707 W. Webster Royal Oak, MI 48073 248-647-2715 Amutha Sadaps 21147 Mack Avenue Grosse Pointe Woods, MI 48236 313-605-1143 Sam Sadaps 37856 Van Dyke Avnue Sterling Heights, MI 48312 586-323-5116 Velu Sami 134 W. University Drive Suite #111 Rochester, MI 48307 248-651-9267

Joseph Toth 2589 Capital Avenue Sw Battle Creek, MI 49015 269-963-8088 Elizabeth Turner 22305 Moross Ave. Detroit, MI 48236 313-281-1364 Pat Ungkuldee 7005 E. Michigan Ave. Ste. D Saline, MI 48176 734-944-1443 Anita Varde 71 S. Squirrel Road Auburn Hills, MI 48326 248-932-6399 Joanne Wolff 111 E. Kirby Street Detroit, MI 48202 313-873-7730 Ratna Yelamanchi 4978 South Adams Road Oakland Township, MI 48306 248-321-4836 MINNESOTA

Velu Sami 46 W. Square Lake Troy, MI 48098 248-828-3556

Mike Byrd 3000 North Hamline Avenue Roseville, MN 55113 612-986-8894

Isha Singh 12741 S Saginaw Road Suite 111 & 112 Grand Blanc, MI 48439 810-606-8666

Mariya Chernina 10800 Normandale Boulevard Ste 103 Bloomington, MN 55437 952-253-1027

Ramanjit Singh 580 Forest Ave. Plymouth, MI 48170 734-454-5550

Mariya Chernina 1275 Ramsey Street Shakopee, MN 55379 952-345-3454

25

4/12

Paul Herman 2716 Douglas Dr. Crystal, MN 55422 763-253-0024 Geongja Kim 15071 Crestone Ave. Rosemount, MN 55068 651-200-2507 Yvonne Lee 5145 Highway 101 N. Suite #1035 Medina, MN 55340 763-205-4933 Irina Livscheets 19905 Highway 7 East Suite D2 Shorewood, MN 55331 952-474-1030 Saukwan Lo 7510 Marketplace Dr. Eden Prairie, MN 55344 952-944-8031 Saukwan Lo Eden 100 Building 5100 Eden Avenue Suite 203/204 Edina, MN 55436 950-920-9082 Laura Mosset 2999 W. County Rd 42 Suite 148 Burnsville, MN 55306 952-746-0969 Laura Mosset 710 Commerce Drive Suite #170 Woodbury, MN 55125 651-735-3072 Sharon Naik 854 West 78th Street Suite 202 Chanhassen, MN 55317 952-240-4625 Jonghai (Jane) Niu 925 county Road E. #135 Vadnais Heights, MN 55127 763-657-0865

Kumon – List of Current Franchisees

Eunah Park 3245 19th Street Nw Suite 2 Rochester, MN 55901 507-287-0867

Pat Holtmeier 2190 South Mason Rd. Suite #209 St. Louis, MO 63131 314-993-9217

Gwen Peters 11234 86th Ave. North Unit 35 Maple Grove, MN 55369 763-201-1480

Han Im 14538 Manchester Road Suite 101 St. Louis, MO 63011 314-348-5895

Sunita Singh 3428 Denmark Avenue Eagan, MN 55123 651-688-0306

Takayuki Kimura 9651 Clayton Road Suites D & E Ladue, MO 63124 314-993-9192

Cheri Singleton 13471 Business Center Dr. Nw Elk River, MN 55330 763-635-8666 Suchita Sriram 7275 W. 147th Street Apple Valley, MN 55124 952-432-2189 Kun Yang 9350 Lexington Avenue Lexington, MN 55014 612-730-5206 MISSOURI Suzanne Bae 604 Ne M-291 Highway Lee's Summit, MO 64086 816-554-3440 Julie Chan 15510 Olive Blvd Suite 110 & 105 Chesterfield, MO 63017 636-537-5522 Nabila Chowdhury 1527 S. Missouri Highway 7 Blue Springs, MO 64014 816-877-3217 Mark and Sonia Dalaklis 2717 Highway K O'Fallon, MO 63366 636-272-0440 Rebecca Dodd 2103 Zumbehl Road St. Charles, MO 63303 314-706-1450

26

Takayuki Kimura 2568 N. Hwy 67 Florissant, MO 63033 314-972-7999 Jennifer Kreisel 3401 Broadway Bus. Park Suite 111 Columbia, MO 65203 573-446-6668 Yogesh V. Naik 3702 W. Truman Blvd. Suite 222 Jefferson City, MO 65109 573-636-0202 George Pelekanos 6070-B Telegraph Road Oakville, MO 63129 314-825-4222 Ann Reis Quigley 112 W Jefferson Ave Suite #124 Kirkwood, MO 63122 314-835-1316 Fatema Rangwala 201 S. Central Avenue, #100 Clayton, MO 63105 314-863-2266 Parvinder Saluja 3930 South Old Highway 94 Suite 47 St. Charles, MO 63304 636-447-9235

4/12

MONTANA Stacia Smith 105 SW Higgins Ave. Suite 3 Missoula, MT 59803 406-552-3314 NEBRASKA Aichin Burns 4210 S. 33rd Street Suite B Lincoln, NE 68506 402-484-6284 Keiko Terasaki 10805 Elm St. Omaha, NE 68144 402-289-3702 Keiko Terasaki 20844 Bonanza Blvd. Elkhorn, NE 68022 402-289-3702 NEVADA Allyson Badoyen 8665 W. Flamingo Rd. Ste. 120 Las Vegas, NV 89147 702-871-4828 Allyson Badoyen 7345 S. Durango Drive Suite 114 Las Vegas, NV 89113 702-327-7402 Roberta Darrow 6475 N. Decatur Blvd. Suite 140 Las Vegas, NV 89131 702-656-3100 Hiroko Godfrey 8550 West Charleston Blvd. Suite 112 Las Vegas, NV 89117 702-489-5867 Marsha Meyer 55 S. Gibson Road Suite 107 Henderson, NV 89012 702-361-9858

Kumon – List of Current Franchisees

Scott Nuha 10545 S. Eastern Avenue #110 Henderson, NV 89052 702-365-5866

Ronnie Arora 100 US Highway 9 Suite #9 Manalapan, NJ 07726 732-791-9500

Gulnar Surani 9691 Trailwood Dr. Suite 107 Las Vegas, NV 89134 702-240-4907

Thurshyanthy Balasingham 1705 Route 27 Somerset, NJ 08873 732-246-8212

Sandip Thanki 4350 E. Sunset Rd. Ste. 107a Henderson, NV 89014 702-436-6284 NEW HAMPSHIRE Andrea Allen/Kirsten Barton 95 Brewery Lane Unit 5 Portsmouth, NH 03801 603-427-8456 Archana & Shashank Dubey 505 West Hollis Street Unit 103 Nashua, NH 03062 603-897-6194 Archana Dubey 128 South River Road Building C Bedford, NH 03110 603-897-6194 Kristin O'Hara 109 State Route 101A Amherst, NH 03031 603-672-6284 NEW JERSEY Nausheen Ahmed 3560-3572 Route 27 Unit #121 Kendall Park, NJ 08824 732-422-4003 Razi Ahmad 1929 Morris Ave. 1st Floor-Front Union, NJ 07083 908-686-7453 Anita Ajay 2909 Washington Road Parlin, NJ 08859 732-721-3200

27

Misayo Bien 74 ½ Market Street. Clifton, NJ 07012 973-968-6638 Cristina Braunstein 145 Carltondale Road Ringwood, NJ 07456 973-248-6330 Mariko Burns 660 Plainsboro Road Suite A3 Plainsboro, NJ 08536 609-799-7080 Mariko Burns 301 N. Harrison St. 2nd Floor, Ste D Princeton, NJ 08540 609-279-9276 Cathy Butterfield 340 S. Branch Rd.Ste 432 Hillsborough, NJ 08844 908-704-6796 Kiran Chahil 23 Kilmer Drive Suite G Morganville, NJ 07751 732-972-9722 Bhanumathy Chandrasekha 11-45 Route 206 Raritan, NJ 08869 908-393-18976 Jie (Laura) Chen 703 Broad Street Suite B205 Shrewsbury, NJ 07702 732-758-9802 Wen Chen 489 Springfield Avenue Berkeley Heights, NJ 07922 908-725-2857

4/12

Julie Cho 1208 Route 34, South Suite 26 Aberdeen, NJ 07747 732-290-2334 Kim Hoe Jung Cho 3600 Park Avenue, Unit CHO South Plainfield, NJ 07080 908-753-0111 Kim Hoe Jung Cho 414 Main Street Metuchen, NJ 08840 732-675-2802 Sudha Chojar 123 E. Main Street Denville, NJ 07834 973-625-9559 Howard Chu 1075 Easton Avenue Tower 1, Suite 1 Somerset, NJ 08873 732-247-7199 Jonathan Chu 9 South Main Street Marlboro, NJ 07746 732-780-7705 Jonathan Chu 112 Village Center Dr., - #Aof Freehold, NJ 07728 732-780-7705 Hoon Chung 200-300 White Horse Road Unit 17 Voorhees, NJ 08043 856-346-4450 Yung Chung 3111 Route 38 West Unit 5 Mt. Laurel, NJ 08054 856-751-4533 Yung Chung 1900 Greentree Road #12 Cherry Hill, NJ 08003 856-751-4533 Sophia Chung-Shin Ma 73 Old Route 28 Whitehouse, NJ 08888 732-764-0563

Kumon – List of Current Franchisees

Danna Davis 550 Sylvan Ave.- Lower Level Englewood Cliffs, NJ 07632 201-227-6100

Veronica Hong 702 North Ave., Unit F Garwood, NJ 07027 908-317-5801

Vandita Desai 750 Route 73 South Suite 201 - 1st Floor Marlton, NJ 08053 856-985-0053

Stephen Hricko 377 Broad Street 2nd Floor Bloomfield, NJ 07003 973-454-0976

Jessica Feng 160 Lawrenceville-Pennington Rd. Suite 5 Lawrenceville, NJ 08648 609-844-0988

Renee Hu 31 K Mountain Blvd. Warren, NJ 07059 907-55-3394

Karen Fortune-Holmes 110-J Greentree Road Turnersville, NJ 08012 856-227-1191 Karen Fortune-Holmes 4450 Black Horse Pike Mays Landing, NJ 08330 609-625-9400 Padma Gogineni 441 Millstone Road Unit D Clarksburg, NJ 08510 609-259-2555 Jaswant Grewal 443-M, Route 34 Matawan, NJ 07747 732-566-2882 Versha Gupta 7 Naughright Road Unit C Mt. Olive, NJ 07840 908-852-6868 Thomas Hoi 155 Franklin Avenue Nutley, NJ 07110 973-667-0403 Haekyung Hong 299 Forest Avenue Paramus, NJ 07652 201-390-8739 Susan Lee-Hong 100 Park Avenue #7 Hillsdale, N.J. 07642 201-497-6590

28

Ranjana Jaitly 42 Main Street Woodbridge, NJ 07095 732-218-7373 Sweety Janani 75 Claremont Road Suite 200 Bernardsville, NJ 07924 908-766-5900 Nita Kakileti 432 Main Street Spotswood, NJ 08884 732-398-0653 Rinku Kapur 200 Buckelew Ave. Suite C Jamesburg, NJ 08831 732-421-8500 Harpreet Kaur 192 Boulevard Hasbrouck Heights, NJ 07604 201-288-3459 Harpreet Kaur 440 Forest Avenue Lower Level Paramus, NJ 07652 201-483-7718 Sara A. Khan 1030 Stelton Road Suite 101 Piscataway, NJ 08854 732-981-1340 Shalu Khanna 1140 Route 130 Unit #5 Robbinsville, NJ 08691 609-931-9177

4/12

Meeta Khatri 1800 Route 33 #108 Hamilton Square, NJ 08690 609-689-0333 Helen Kim 575 Cranbury Road - Suite B5 East Brunswick, NJ 08816 732-257-2252 Helen Kim 1121 Inman Ave. Edison, NJ 08820 908-755-7729 Tae W. Kim 386 Franklin Avenue Suite #103 Wyckoff, NJ 07481 201-926-2079 Connie Schmidt Kirman 4554 Route 9 South Howell, NJ 07731 732-889-4385 Geeta Krishnadas 3108 Rt. 10 W. Suite 1 Denville, NJ 07834 973-337-2223 Candace Kuezek 224 Stockton Street Suite 4B Phillipsburg, NJ 08865 908-859-1042 Min-Jiuan Lai 15 Basking Ridge Rd Millington, NJ 07946 908-580-9828 Denise Landmann 75 North Maple Ave. Ridgewood, NJ 07450 201-670-0076 Denise Landmann 19 Spear Road, Suite 309 Ramsey, NJ 07446 201-670-0076 John Lang 76 South Orange Avenue Suite ST05 South Orange, NJ 07079 973-327-4737

Kumon – List of Current Franchisees

Chu-Hwa Lee 49 West Prospect St. East Brunswick, NJ 08816 732-698-9928

Svetlana Malinsky 439 Raritan Avenue Highland Park, NJ 08904 732-640-0658

Franklin Y. Lee 52B S. Washington Avenue Bergenfield, NJ 08621 201-888-5518

Pierre Marceau 21 The Boardwalk Sparta, NJ 07871 973-726-8600

Li-Hwa Lee 1275 Highway 35 Middletown, NJ 07748 732-706-2777

Charles Michael 2178 US Highway 130 North Brunswick, NJ 08902 732-801-7973

Shu-Mei Lee 18 Commerce Street Store #4 Flemington, NJ 08822 908-581-4561

Charles Michael 485 Georges Road Suite 116 Dayton, NJ 08810 732-329-6600

Young K. Lee 95 E. Mt. Pleasant Ave. Livingston, NJ 07039 973-422-9880

Bhavi Modi 141 Route 27 Edison, NJ 08820 732-372-9071

Yung-Sun Lee 2024 Center Ave., 2nd Fl. Fort Lee, NJ 07024 201-888-5518

Dimple Mohanty 564 Lawrence Square Blvd. S. Lawrence Township, NJ 08648 618-659-2318

Tracy Lin 717 Newark Avenue Jersey City, NJ 07306 646-345-3301

Debra Moore 151 South Street Morristown, NJ 07960 973-984-3399

Peter Liu One Woodbridge Center, #300 Woodbridge, NJ 07095 732-896-7747

Kosaku Nakamura 251 Rock Road Glen Rock, NJ 07452 201-421-8006

Sally Liu 1075 Easton Avenue Somerset, NJ 08873 732-247-7199

Christina Ngan 2933 Vauxhall Road Vauxhall, NJ 07088 908-687-6284

Yuanyu (Cynthia) Liu 2534 Brunswick Ave. Lawrenceville, NJ 08648 609-771-9455

Lawrence Ngan 640 Eagle Rock Avenue Unit 1, 3 & 5 West Orange, NJ 07052 973-325-7355

Fred Long, Jr. 350 Ramapo Valley Road Suite 100 Oakland, NJ 07436 201-405-0222

Cecilia Noblejas 2040 Highway 35 Wall, NJ 07719 732-974-5428

Suruchi Mago 761 Route 33 West East Windsor, NJ 08520 609-448-5500

Norman Noblejas 1561 Route 9 Toms River, NJ 08755 732-818-7828

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Iram Ozair 3151 Route 27 Unit D Franklin Park, NJ 08873 732-422-4777 Sudha Packianathasamy 3671 Highway 9, North Old Bridge, NJ 08857 732-709-3057 Jing Pan 2223 US Route 1 North Brunswick, NJ 08902 732-658-1876 Katherina Paraiso 1260 Route 28 Unit #4 Branchburg, NJ 08876 732-325-2511 Sonal Pareek 794 White Horse Pike Absecon, NJ 08201 609-334-0787 Jesoon Park 223 Closter Dock Road Closter, NJ 07624 201-750-3242 Niyati Patel 550 Union Ave. Ste.11-12 Middlesex, NJ 08846 732-356-6666 Rekha Patel 543 Valley Road Upper Montclair, NJ 07043 973-746-4848 Latha Pattisapu 180 Old Tappan Road Building 6 – 2nd Floor Old Tappan, NJ 07675 201-297-7240

Madhuri Reddy 3191 Route 46 Parsippany, NJ 07054 973-316-9700

Jasleen Sobti 315 Young Avenue Moorestown, NJ 08057 858-213-5081

Madhuri Reddy 961 Route 10 East Randolph, NJ 07869 973-927-9559

Mohan Somnay 85 West Main Street Chester, NJ 07930 908-380-9680

Margarita Reynoso 34 Worlds Fair Drive Franklin Township, NJ 08873 908-392-8666

Varuna Sood 211 Enterprise Drive Rockaway, NJ 07866 973-580-9921

Luz Rodriguez 2103 Branch Pike Store 8 Cinnaminson, NJ 08077 856-829-3200

Lisa Spitzer 580 Valley Road Wayne, NJ 07470 973-694-9434

Rupal Saraiya 1450 Clements Bridge Rd. Depford, NJ 08096 856-686-6005 Sejal Saraiya 3333 Rt. 9 Freehold, NJ 07728 732-610-6647 Prabhjot Sethi 2144 Rt. 130 North and Fairbrook Drive Bordentown, NJ 08505 732-804-5654 Pinky Shah 1330 Route 206 Suite J Skillman, NJ 08558 908-281-9886 Pinky Shah 2 Tree Farm Road Suite B-210 Pennington, NJ 08534 609-737-7718

Millie Portscher 70 Chestnut Ridge Road Suite I Montvale, NJ 07645 201-391-0780

Seema Shahi 415 Amwell Road Hillsborough, NJ 08844 908-359-1234

Millie Portscher 201 Kinderkamack Road Emerson, NJ 07630 201-967-7300

Christina Shu 2025 Old Trenton Road W. Windsor, NJ 08550 609-799-1799

Kumon – List of Current Franchisees

30

Arlin Su 200 Main Street Chatham, NJ 07928 973-819-6468 Vaishali Tari 127 Park Avenue East Rutherford, NJ 07073 201-438-1817 Sanjeev Thapar 2595 Woodbridge Avenue Store #6 Edison, NJ 08817 732-790-0878 Demetrio Timban 128 Route 70 #4 Medford, NJ 08055 609-953-1193 Mindy Tsai Green Knoll 720 US-202/206 North Bridgewater, NJ 08807 908-722-2677 Mindy Tsai 546 Allen Road Basking Ridge, NJ 07920 908-722-2677 Noriko Uchida 55 Parsippany Rd Whippany, NJ 07981 973-428-2958 Ruchi Vyas 217 Clarksville West Windsor, NJ 08550 609-799-5866

4/12

Maria Wei 56 Payne Road Unit 9 Lebanon, NJ 08833 908-735-8601

Natania Blumenkehl 337 Smith Street Brooklyn, NY 11231 718-797-1944

Rita Fisher 2255 North Triphammer Road Ithaca, NY 14850 607-257-7323

Ilya Burshteyn 273 Avenue U Brooklyn, NY 11223 347-587-2333

Amisha Gandhi 127-06 Liberty Avenue South Richmond Hill, NY 11419 718-848-2191

Kanchila Chadha 3060 L Hempstead Turnpike Levittown, NY 11756 516-520-1500

Charlene Glenn 180-29a Linden Blvd. St. Albans, NY 11434 718-657-5864

Yee Shin Yang 2005 Highway 35 Oakhurst, NJ 07755 732-517-0777

Anuradha Chaudhri 807 Ridge Road Suite 200 Webster, NY 14580 585-671-6520

Gerald Greene Ellinwood Drive #1 New Hartford, NY 13413 315-768-4147

Ruvee Yao 793 Broadway Bayonne, NJ 07002 201-535-5200

Jacy Chen 25-11 Astoria Blvd. Astoria, NY 11102 718-606-0358

Joyce Yoon 409-B Park Avenue Scotch Plains, NJ 07076 908-322-6699

Kenneth Davis 161 Gramatan Avenue Mount Vernon, NY 10550 914-664-4207

NEW MEXICO

Anu Dhir 279 Main Street Farmingdale, NY 11735 516-293-2933

Amy Wong 270 Loring Ave. Edison, NJ 08817 732-572-0647 Christine Won-Yoon 541 Anderson Ave. Cliffside Park, NJ 07010 201-840-1100

Susan Howell 5850 Eubank N.E. Blvd. B-16 Albuquerque, NM 87111 505-332-0072 Anne Parham 3751 Southern Boulevard Se Suite D Rio Rancho, NM 87124 505-994-4466

Anu Dhir 781 Old Country Road Plainview, NY 11803 516-433-3434 Shirley Dong 109 Stage Road Monroe, NY 10950 845-783-8621

NEW YORK Bushra Ahmad 4463 E. Genesee Street Dewitt, NY 13214 315-445-2472 Jean Hee Ahn 232 N.Belle Mead Road E. Setauket, NY 11733 631-689-0183 Jean Hee Ahn 148 Islip Avenue - Ste. 26 Islip, NY 11751 631-882-3701

Kumon – List of Current Franchisees

Shirley Dong 1582 First Avenue New York, NY 10028 212-717-1644 Mathew Eapen 15 John R. Albanese Place Eastchester, NY 10709 914-661-6372 Mathew Eapen 600 Bear Ridge Rd Pleasantville, NY 10570 914-661-6372

31

James He 5908 Fort Hamilton Pkway 1st Floor Brooklyn, NY 11219 718-576-6558 Haekyung Hong 111 Route 303 Suite 107 Tappan, NY 10983 845-398-0912 Stanley Jung 21 oakland Avenue Warwick, NY 10990 845-986-3360 Myung-Shik Kang 220-46 Northern Blvd.. Bayside, NY 11361 718-225-4743 Myung-Shik Kang 171-39 Northern Blvd. Flushing, NY 11358 718-225-4743 Jim Kim 2025 Crompond Road Yorktown Heights, NY 10598 914-432-3202 Ji Sook Kim 2072 Front St. East Meadow, NY 11554 516-794-2870 Young Ran Kim 225 Richmond Hill Road Staten Island, NY 10314 718-494-1781

4/12

Kayo Kita 12-15 Jackson Avenue Unit #1 Long Island City, NY 11101 646-963-4118

Paolo Miranda 131 Jericho Turnpike Mineola, NY 11501 516-334-6918

Jung Sook Koo 42-52 Union Street Flushing, NY 11355 718-358-7139

Denise Montaruli 1079 Yonkers Avenue Yonkers, NY 10704 914-237-4977

Jung Sook Koo 179-16 Union Turnpike Fresh Meadows, NY 11365 718-380-0082

Jennifer Moon 2055 Albany Post Road Croton-On-The-Hudson, NY 10520 914-734-9356

Miranda Koss 1950 East Main Street Mohegan Lake, NY 10547 914-528-0118

Rano Mukhamadieva 40-45 75th Street Elmhurst, NY 11373 718-565-2818

Shri Lachhander 1407 Route 9 Bld. 1 Nine North Professional Park Clifton Park, NY 12065 518-371-4715

Kosaku Nakamura 1 Heathcote Road Scarsdale, NY 10583 914-980-7916

Jee Won Lee 71 S. Central Ave., Ste. 101 Valley Stream, NY 11580 516-872-5772 Kay Lee 237 East 204th Street Bronx, NY 10458 917-751-1888 Jennine Lesica 1701 Route 6 Units B & D Carmel, NY 10512 845-225-5626 Zhixia Li 123 Baxter Street New York, NY 10013 212-625-1883 Hsiou-Chang (Susan) Liu 96 N. Central Ave. Hartsdale, NY 10530 914-328-6284 Huantao (Megan) Lu 39-21 Green Point Ave. Sunnyside, NY 11104 718-898-9092 Marlene Meyer 2 Todd Place, 2nd Floor Ossining, NY 10562 914-923-0900

Kumon – List of Current Franchisees

Hayato Negishi 79-43 Metropolitan Avenue Middle Village, NY 11379 917-400-8042

Carlos Saavedra 669 Vanderbilt Avenue Brooklyn, NY 11238 718-636-2029 Arkadiy Samoylov 3100 Brighton 4th St. Brooklyn, NY 11235 718-266-1783 Arkadiy Samoylov 1629 Bath Avenue Brooklyn, NY 11214 718-266-1783 Jigisha Shah 32-78 48th Street Astoria, NY 11101 718-545-6100 Seema Shah 495-08 S. Broadway Hicksville, NY 11801 516-933-8533 Harsha A. Sharma 1174 Willis Avenue Albertson, NY 11507 516-625-8666

Jean Pak 567 Jericho Turnpike Syosset, NY 11791 516-364-1050

Woogie Son/Eunice Son 2851 Clover St. Pittsford, NY 14534 585-385-2680

Moon Pak 938 Port Washington Blvd. Port Washington, NY 11050 516-448-1845

Woogie Son/Eunice Son 13A Perinton Hills Shopping Ce Fairport, NY 14450 585-223-7564

Moon Pak 6096 Jericho Turnpike Commack, NY 11735 631-462-3300

Barbara Staltare 250 Merrick Road Oceanside, NY 11572 516-992-0167

Jennifer Polintan 123 Main Street Dobbs Ferry, NY 10522 914-483-8753

Rachel Suzuki 575 5th Avenue Brooklyn, NY 11215 718-788-6284

Jayanthi Raghunath 216 Congers Road Building 3 New City, NY 10956 845-638-1014

Masumi Takao 1582 First Avenue New York, NY 10028 212-861-8007

Jayanthi Raghunath 9D Perlman Drive Spring Valley, NY 10977 845-371-1033

32

Krishnan Thankavel 3706 Milton Ave. Hinsdale Plaza Camillus, NY 13031 315-487-3438

4/12

Khin Mae Thaung 2247 Montauk Hwy Bridgehampton, NY 11932 631-324-8444

Lisa Wolfe 12 Indian Rock Suffern, NY 10901 845-418-2467

Julie Tsai 435 Osborne Ave. Riverhead, NY 11901 631-208-8608

Leanne Wu 60 Terry Road Store E Smithtown, NY 11787 631-335-5799

Liliya Tsareva 2481 Nostrand Ave. Brooklyn, NY 11210 718-490-5781 Reiko Turner 60 Forest Park Avenu Larchmont, NY 10538 914-833-7957 Mitsue Uchino 261 Halstead Ave. Harrison, NY 10528 914-433-1116 Beata Unke 5116 Avenue N. Brooklyn, NY 11234 347-275-2009 Vadim Unke 2413 Avenue U Brooklyn, NY 11229 347-492-5002 Viktoriya Urusova 83-46 Parsons Blvd. Brairwood, NY 11432 718-739-3040 Omprakash Velagandula 2080 Western Ave. Suite 104 Guilderland, NY 12084 518-596-0150 Mei-Li Hsu Wang 83-31 Broadway Lower Level Store Elmhurst, NY 11373 718-271-3626 Ming Wang 326 Walt Whitman Road Route 110 Huntington, NY 11746 631-470-0669 Sin Yee Wat 10 Avenue O Brooklyn, NY 11204 646-763-5337

Kumon – List of Current Franchisees

Dah-Miin Yau/John Hsu 331 Route 100 Somers, NY 10589 914-772-8521 Veronica Yeoun 25 Cuttermill Road #4 Great Neck, NY 11021 516-504-0888 Veronica Yeoun 267-06 A Hillside Ave. Floral Park, NY 11004 718-962-2574 Yunhee L. Yoon/Yoo-Mi Lee 265 New Hackensack Road Wappingers Falls, NY 12590 845-463-2790

Pei (Peyton) Ding 10110 Johnston Road Suite 8 Charlotte, NC 28210 704-542-8008 Alka Garg 8810 Blakeney Professional Dr. Charlotte, NC 28277 704-752-7757 Toiya Hancock 2002 New Garden Road Suite 206 Greensboro, NC 27410 336-545-3990 Linjen Huang 4900 NC Highway 55 Suite 180 Durham, NC 27713 919-293-0542 Tomoyo Jones 3701 Concord Parkway South Concord, NC 28027 704-784-5866

NORTH CAROLINA

Anuradha Kemburu 1105 Merchant Dr. Apex, NC 27523 919-363-4131

Stacy Adams 15040 Idlewild Road Suite A Matthews, NC 28104 704-882-5521

Patricia McCrossan 5922 Weddington Monroe Road Suite A7 Wesley Chapel, NC 28104 704-843-5555

Kazuko Capel 610 Jones Ferry Road Suite 212 Carrboro, NC 27510 919-932-1544

Aparna Mukka 11216 Capital Blvd. Suite #114 Wake Forest, NC 27587 919-554-3200

Neetu Chellani 1708 Arlingill Lane Matthews, NC 28104 704-684-5187

Mai Nguyen 11116 Tryon Street Suite C Chartlotte, NC 28273 704-588-8988

Kazuko Crivac 5668 International Dr. Suite F Charlotte, NC 28270 704-364-4787 Jasmeet Dillard 1600 East Woodlawn Rd. Suite 261 Charlotte, NC 28209 704-327-8839

33

Anishkumar Patel 4235 University Drive Durham, NC 27707 919-402-0507 Jyotika Patel 132- C N Cardigan Way Mooresville, NC 28117 704-660-5866

4/12

Sanjay & Hina Patel 3016 Weddington Rd. Suite 400 Matthews, NC 28105 704-846-8798 Valerie Shuler 1941 Hoffman Road Suite 10 Gastonia, NC 28054 704-860-0073 Jayanthi Somasundaram 1228 Guilford College Rd. Suite #102 Jamestown, NC 27282 336-855-6264 Jayanthi Somasundaram 1309 Lewisville – Clemmons Rd. Lewisville, NC 27023 336-766-2333 Krithika Venkatesan 16933 Kaufingre Street Huntersville, NC 28079 704-281-6562 Jiming Wang 300 South Elliott Rd. Suite A Chapel Hill, NC 27514 919-852-2633 Li Wang 124B Kilmayne Dr. Cary, NC 27511 919-467-9788 Li Wang 2315 Lynn Road, Suite 102 Raleigh, NC 27613 919-696-2765 Li-Shing Wang 890-1 S. Kerr Ave. Suite #140 Wilmington, NC 28403 910-796-0307 Quin Wang 150 Cornerstone Drive Suite 204 Cary, NC 27513 919-468-4283 Jenny Zhao 7610 Falls Of Neuse Road Suite 120 Raleigh, NC 27615 919-676-4280

Kumon – List of Current Franchisees

OHIO Maryam Azadi 4024 N. Holland Sylvania Road Unit #9 Toledo, OH 43623 419-517-1712 Mahvash Banisalam 969 Reading Road Unit 1 Mason, OH 45040 513-733-3188 Mark Barnick 24599 Center Ridge Road Westlake, OH 44145 440-892-9999 Angela Bower 1214 Kenny Center Road Upper Arlington, OH 43220 614-538-0483 Jean Byrne 33431 Aurora Road Solon, OH 44139 440-914-0171 Christine Cady 13003 Eckel Junction Road Suite 3E Perrysburg, OH 43551 419-874-8029 Rose Cheng 2655 Olson Dr. Kettering, OH 45420 937-426-4079 Susan Cheng 3045 Smith Road Suite 200 Fairlawn, OH 44333 330-414-0305 Benjamin Choi 8141 Broadview Road Broadview Heights, OH 44147 440-915-3592 Arzana Daruwalla 7373 N. State, Rte. 3 Suite 7B Westerville, OH 46082 614-895-8666 Elizabeth Dy 1001 Eastwind Drive Suite 304 Westerville, OH 43081 614-271-6284

34

John Gambatese 5705 Mayfield Road Mayfield Heights, OH 44124 440-449-0600 Firooz Ghavami 6364 Farhills Rd. Centerville, OH 45459 937-885-6284 Mukta Goyal 3725 Medina Road Unit #114 Medina, OH 44256 330-416-8105 Abha Jindal 6530 Riverside Dr. Dublin, OH 43017 614-792-5214 Bipender Jindal 74 Clairdan Drive Powell, OH 43065 614-791-1788 Vidya Khasbardar 2020 Tiffin Avenue Unit # 2 Findlay, OH 45840 567-208-5287 Rajashree Khedekar 648 Bear Run Lewis Center, OH 43035 614-883-6271 Dennis Kleibscheidel 180 West Streetsboro St #10 Hudson, OH 44236 (330) 666-0462 Andrea Kleptach 1214 South Main Street North Canton, OH 44720 330-492-4516 Sheila Lahoti 7182 Fulton Drive NW Suite #105A Canton, OH 44718 330-837-2920 Anjali Mallik 20884 Royalton Road Unit C Strongsville, OH 44149 440-878-4900

4/12

Kunthavi Natarajan 681 Lyons Road Dayton, OH 45459 937-885-5245 Shaila Patankar 6135 Rings Road Dublin, OH 43016 614-761-3725 Pratima Purigilla 5187 Hampstead Village Center Way, Suite 4 New Albany, OH 43054 614-855-5880 Noelle Riccardella 74 N. Main Street Springboro, OH 45066 937-748-4296 Essie Richardson 110 N. High St Suite 108 Gahanna, OH 43230 614-471-2100 Monica Robinson 3582 Fishinger Blvd. Hilliard, OH 43026 614-771-9070 Selma Rodriguez 9719 Kenwood Road Blue Ash, OH 45242 513-891-7004 Janifer Tsou 3293 Seajay Drive Beavercreek, OH 45432 937-436-2167 Renu Varma 8315 Beechmont Ave Ste #28 Cincinnati, OH 45255 513-474-3400 Lisa Williamson 8202 Higland Pointe Drive West West Chester, OH 45069 513-777-0888 Jing Zhao 8250-C Old Troy Pike Huber Heights, OH 45424 937-353-4633

Alan Zoller 1226 E. Dayton-Yellow Springs Suite 4d Fairborn, OH 45324 937-754-0175

Anslea Steele 775 W. Covell Road Suite 300 Edmond, OK 73003 405-340-3088

OKLAHOMA

OREGON

Russann Anderson 245 S. Santa Fe Ave. Edmond, OK 73003 405-216-9800

Kalla Anand 1300 NE 48th Avenue Suite 1200 Hillsboro, OR 97124 503-615-8666

Marcia Brown 11 NW 67th Street Suite 1 #574 Lawton, OK 73505 580-536-7323 Varsha Desai 8228 E. 61st #117 61st And Memorial Tulsa, OK 74133 918-254-5437 Varsha Desai 2017 West Houston Broken Arrow, OK 74012 918-251-5384 Joy Hofmeister 8140 S. Harvard Ave. Tulsa, OK 74137 918-523-6284 Amy James 8537 N. Rockwell Ave. Oklahoma City, OK 73132 405-720-6284 Manju Khanna 10600 S. Penn Suite #5 Oklahoma City, OK 73170 405-514-6400 Daping Wang Lynch 9494 N. May Avenue Oklahoma City, OK 73120 405-752-2000 Maurice Maruri 1320 N. Interstate Drive Norman, OK 73072 405-364-1600 Poonam Narain 204 N. Mustang Mall Terrace Mustang, OK 73064 405-376-6400

Kumon – List of Current Franchisees

35

Kalla Anand 13619 NW Cornell Road Portland, OR 97229 503-615-8666 Marga Bailey 10170 SW Nimbus Ave. #H1 Tigard, OR 97223 503-639-7219 Marga Bailey 16310 SW Langer Drive Sherwood, OR 97140 503-830-1334 Susan Bradley 368 S. State St Lake Oswego, OR 97034 503-684-6168 Kenneth Hines 19376 Molalla Ave. Suite 160 Oregon City, OR 97045 503-753-6457 Katherine Jones 16755 SW Baseline Road Suite 105 Beaverton, OR 97006 503-336-3709 Hae Rim Koh 10055 SE Stark St. Portland, OR 97216 503-777-8790 Taek Soo Koh 15160 NW Laidlaw Rd. Portland, OR 97229 503-924-2686 Taek Soo Koh 11812 SE Sunnyside Road Clackamas, OR 97015 503-698-6284

4/12

Sungkwon Kwak 10445 Sw Canyon Road Suite 107 Beaverton, OR 97005 503-626-4083 Heidi Laws 1627 #2 Pearl Street Rear Classroom Eugene, OR 97401 541-485-6284 Susan Mecouch 1609 Williamette Falls Dr. West Linn, OR 97068 503-655-9717 Debra Siegel 16063 SW Boones Ferry Road Lake Oswego, OR 97035 503-635-2647 Sumathy Thandri 29970-B SW Town Center Loop West Wilsonville, OR 97070 503-685-9389 Joana Todd 155 SW Century Drive Suite 102 Bend, OR 97702 541-728-0176 Noriko Vitkevich 6343-A Sw Capitol Highway Portland, OR 97239 503-336-1874

Rosemary Chen 1776 Paoli Plaza 1776 E. Lancaster Avenue Unit #14 Paoli, PA 19301 610-644-3588 Rosemary Chen 150 Pennsylvania Avenue Suite 420 Downingtown, PA 19335 610-873-6310

Yunn Kang 1432 Easton Road Suite 4A Warrington, PA 18976 215-531-0003

Yooni choi 968 County Line Road Bryn Mawr, PA 19010 646-879-5225

Catherine Kruse 466 Town Center Mall # 26 Unit New Britain, PA 18901 215-348-3667

Rina Delsignore 2101 Greentree Road Suite A-107.5 Pittsburgh, PA 15220 412-608-4171

Hong Liu 534 N. Derr Drive Suite #2 Lewisburg, PA 17837 570-523-0033

Sunil Dhavalikar 502 Second Street Pike Southampton, PA 18966 215-718-5818

Rashmi Mittal 140 Allendale Road King Of Prussia, PA 19406 610-265-3377

Sunil Dhavalikar 18 Richboro Road Newtown, PA 18940 215-718-5818

Neelam Mitra 221 Commercial Ave. 2nd Floor Aspinwall, PA 15215 412-781-0850

Neeta Garg 4612 Broadway Road Allentown, PA 18104 610-967-3265

PENNSYLVANIA Neeru Ahuja 826 East Baltimore Pike Space 1C Kenneth Square, PA 19348 302-344-9943

Kim Hutchins 268 N 22nd Street First Floor Philadelphia, PA 19103 215-564-6284

Neeta Garg 3650 Nazareth Pike Soute 191 Bethlehem, PA 18017 610-967-32655

Renuka Mulajker 14 Marchwood Road Exton, PA 19341 610-585-8690 Vaishali Patel 1102 Baltimore Pike Suite 119 Glen Mills, PA 19342 215-932-4105

Stacy Bodek 4707 Route 8 Allison Park, PA 15101 412-487-3424

Padma Gogineni 1723 Woodbourne Road Suite 140-A Levittown, PA 19057 215-946-8662

Laura Price 2062 Fruitville Pike Lancaster, PA 17601 717-560-3866

Saileela Boyalakuntla 20411 U.S. Route #19 Unit 5 Cranberry Township, PA 16066 724-719-8860

Anita/Patkar/Seema Hattangady 2644 Mosside Blvd. Suite #114 Monroeville, PA 15146 412-372-1021

Laura Price 6011 Allentown Blvd. Suite E-1226 Harrisburg, PA 17112 717-560-3866

Tonia Calabretta 2091 SpringWood Road York, PA 17403 717-848-8300

Kim Hutchins 612 Montgomery Ave. Narberth, PA 19072 610-668-2990

Parvathy Ramachandran 35 Evansburg Road Collegeville, PA 19426 610-831-5183

Kumon – List of Current Franchisees

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Parvathy Ramachandran 140 West Germantown Pike East Norristown, PA 19401 610-275-0862

Patricia Wensel 1534 West Broad Street Quakertown, PA 18951 215-538-2295

Wei Du 4726 Poplar Avenue Suites #6 & #7 Memphis, TN 38117 901-763-3131

RHODE ISLAND Hemalatha Reddy 2788 Knights Road Unit 1 Bensalem, PA 19020 215-639-6993 Harpreet Sadam 4466 William Penn Highway Store #14 Murrysville, PA 15668 724-327-3449 Heema Shah 406-C West Ridge Pike 2nd Floor Conshohocken, PA 19428 610-834-1070 Rakhi Sharma 327 10th Avenue Suite 105 Royersford, PA 19468 484-933-4830 Laila Siadat 805 Bethlehem Pike Spring House, PA 19477 215-280-9080

Robert Rockwell 24 Bosworth Road Barrington, RI 02806 401-323-7875 SOUTH CAROLINA Mahalakshmi Krishnaswamy 2700 Woodruff Rd. Suite E Simpsonville, SC 29681 864-289-0684 Wiliam (Chuck) Rogers 5166 Sunset Blvd. Suite 1 Lexington, SC 29072 803-361-3371 SOUTH DAKOTA Bob and Carol Heisel 3616 Southeastern Dr. Sioux Falls, SD 57103 605-371-2319

Arti Balakrishna 1912 Exeter Rd. Ste. B1 Germantown, TN 38138 901-309-5060

Rama Subbarao 1801 North Broad St., #17 Lansdale, PA 19446 215-527-6415

Arti Balakrishna 1109 Halle Park Collierville, TN 38017 901-853-3117

Emilia Tallarico 840 Park Road Wyomissing, PA 19610 610-468-1445

Elizabeth Chisholm 3020 Franklin Terrace Dr. Suite 5 Johnson City, TN 37604 423-282-8000

Lien Vu 349 York Road, Suite 100 Willow Grove, PA 19090 215-657-5878

Kumon – List of Current Franchisees

Kumiko Franklin 257 South Calderwood Street Alcoa, TN 37701 865-984-3131 Nagalakshmi Giddaluri 6231 Perimeter Drive #163 Chattanooga, TN 37421 423-485-5050 Seema Gupta 1769 Germantown Parkway Suite 105 Cordova, TN 38016 901-309-7818 Larry Lewis/Marlene Lewis 394 West Main Street Suite A1-2-3 Hendersonville, TN 37075 615-264-5733

TENNESSEE

Rama Subbarao 310 Broad Street Suites A, B, C Harleysville, PA 19438 215-527-6415

Anuradha Upneja 1402 S. Atherton Street State College, PA 16801 814-861-Math

Wei Du 10 North McLean Blvd. Memphis, TN 38104 901-240-3920

Neena Maniktahla 4202 Hacks Cross Road Suite #115 Memphis, TN 38125 901-628-2735 Karen Oi 500 Wilson Pike Circle Suite # 217 Brentwood, TN 37027 615-260-4337 Dipti Patel 7055 Highway 70 South Bellevue, TN 37221 615-646-3243 TEXAS

Surama Choksi 1113 Murfreesboro Rd. Suite 309 Franklin, TN 37064 615-790-0407

37

Kerriann Adams 16927 El Camino Real Houston, TX 77058 281-461-4386

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Kerriann Adams 3141 Fm 528 Suite 330 Friendswood, TX 77546-3725 281-332-8088 Veena Agrawal 3507 Oak Gate San Antonio, TX 78230 210-240-9443

Kristian Darden 10228 E Northwest Hwy Dallas, TX 75238 214-342-8980 Charulatha Davalath 596 Sawdust Road The Woodlands, TX 77380 281-419-4434

Shallu Arora 11581-C Highway 6 South Sugar Land, TX 77478 832-886-5235

Jennifer Davis 200 Buttercup Creek Suite #120 Cedar Park, TX 78613 512-257-2664

Bobbi Bone 310 W. Highway 290 Unit C Dripping Springs, TX 78620 512-560-1367

Gregory Derrick 8653 North Beach Street Suite 215 Fort Worth, TX 76244 817-379-6284

Eugene Bruce 1919 N. Gessner Houston, TX 77080 713-932-6284

Lisa Ezzell 3425 South Shepherd #230 Houston, TX 77098 713-523-6284

Melissa Cameron 3206 Longmire Dr. Unit E College Station, TX 77845 979-691-8128 Bei Chen 2430 South Interstate 35E Suite 260 Denton, TX 76205 940-349-9900 Charlene Chen 246 Fm 270 S. League City, TX 77573 281-554-4529 Wendy Chung 11140 Greenbay Houston, TX 77024 713-465-5838 Katy Cunningham 920 Highway 287 N. Suite 208 Mansfield, TX 76063 682-518-8868 Barbara Darden 6757 Arapaho Road Suite 715 Dallas, TX 75248 972-934-1385

Kumon – List of Current Franchisees

Hideko Fujiwara 14520 Memorial Drive Suite 92 Houston, TX 77079 281-589-7844

Carolyn Glass 12910 Bandero Road Helotes, TX 78023 210-288-3226 Priya Govind 1208 S.Mcoll Road Edinburg, TX 78539 956-289-1460 Suresh K. Guthikonda 24102 Commercial Drive Suite 402 Rosenberg, TX 77471 281-725-8615 Geetu Gyani 1904 S. Bagdad Rd. Suite 4 Leander, TX 78641 512-528-9003 Birgit Hess 8000 McBeth Way Suite #160 The Woodlands, TX 77382 832-403-1958 Radhika Hingoranee 5319 N. Navarro Suite 1 Victoria, TX 77904 361-935-4467

Hideko Fujiwara 2944 S. Mason Road Suite K Katy, TX 77450 281-395 6284

Chuan Hui Huang 13360 Jones Road Houston, TX 77070 281-807-9080

Julie Gaines 407 W. Baker Road Suite S Baytown, TX 77521 281-839-7470

Vickie Huckabay 8021 Research Forest Drive Suite C The Woodlands, TX 77382 281-353-6925

Meenakshi Garg 11805 Bee Cave Road Suite 300 Bee Cave. TX 78738 512-705-7690

Samina Hussain 1201 S. Broadway St. #100 Carrollton, TX 75006 214-356-0129

Anumol George 6721 Fairmont Parkway Pasadena, TX 77505 281-487-4450 Carolyn Glass 12770 Cimarron Path Suite 110 San Antonio, TX 78249 210-558-3644

38

Charlotte Immenschuh 5800 Broadway Suite 202 San Antonio, TX 78209 210-822-8557 Preeti Ismail 2343 Fry Road Katy, TX 77449 281-829-3330

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Cyrus Jameh 1050 NE Green Oaks Blvd. Suite 103 Arlington, TX 76006 972-345-1904

Uma Kumar 6500 Riverplace Blvd. Bldg. IV, Suite 202 Austin, TX 78730 512-527-8960

Suleman & Shamsah Makani 21003 Encino Commons Suite 101 San Antonio, TX 78259 210-496-5866

Navaz B. Jha 5913 Virginia Parkway Suite 200 McKinney, TX 75071 469-952-6284

Ritu Lall & Safia Jafri 8817 Highway 6 Suite 300 Missouri City, TX 77459 281-778-3638

Elizabeth Marcos 4825 Highway 6 South Houston, TX 77459 832-573-6998

Julie Johnson 3825 W. Lucas Dr. Suite C Beaumont, TX 77706 409-860-9584

Diep Le 2013 Wells Branch Pkwy., #112 Austin, TX 78728 512-252-3600

Usha Jotwani 9911 Brodie Lane Suite 300 Austin, TX 78748 512-796-9661

Kim Lee 6529 W. Plano Parkway Suite C Plano, TX 75093 972-769-2030

Anamika Kale 23222 Kingsland Blvd. Suite I Katy, TX 77494 832-900-7575

Sung Lee 2300 Lohmans Crossing Spur #110 Austin, TX 78734 512-402-1550

Sarit Kapur 14855 Blanco Road Suite 401 San Antonio, TX 78216 210-418-3267

Chukwuh Li 2805 Gulf Freeway South Suite A League City, TX 77573 713-834-5982

Binaifer Kekobad 909 W. Spring Creek Pkway Suite 410 Plano TX 75023 469-241-0001

Bernadette Lin 11343 N. Central Expressway Dallas, TX 75230 214-808-8922

Yuriko Kiguchi 3345 Bee Caves Rd Suite #103 Austin, TX 78746 512-306-9229 Arathi Kumar 1205 Round Rock Ave. Ste. 127 Round Rock, TX 78681 512-249-9408 Shilpa Kumar 5017 W. Plano Parkway #350 Plano, TX 75093 214-299-2002

Kumon – List of Current Franchisees

Bernadette Lin 6703 Hillcrest Dallas, TX 75205 214-808-8922 Ming Liu 2816 Thousand Oaks San Antonio, TX 78232 210-490-8211 Robert Logan 4129 N. 22nd. Avenue Suite #7 Mcallen, TX 78504 956-683-7782 Samsuddin Makani 19239 Stone Oak Parkway Suite 103 San Antonio, TX 78258 210-887-9769

39

Elizabeth Marcos 5724 New Territory Blvd. Suite 5724 Sugar Land, TX 77479 832-573-6998 Sue Mclean 9344 Jones Rd. #E Houston, TX 77065 281-955-6284 Sue McLean 11110 Steeplecrest Drive Houston, TX 77065 713-955-6284 Monica Mendoza 2715 Del Mar Boulevard Unit A3 Laredo, TX 78045 956-237-0869 Pinky Merchant 3563 Far West Blvd. Suite 104 Austin, TX 78731 512-340-0864 Flor Meza 1613 N. Zaragoza Suite 109 El Paso, TX 79936 915-208-4311 Rita Mortensen 6601 W. Sam Houston Pkway S. #4 Houston, TX 77072 713-988-1234 Rita Mortensen 13835 SW Freeway Sugar Land, TX 77478 281-242-2223 Cameron Newcomb 13215 Grant Road Suite 900 Cypress, TX 77429 832-478-2202

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Tamra Newlin 1540 Keller Parkway Suite 100 Keller, TX 76248 817-431-9254

Shefali Patel 8019 W. Grand Parkway South Suite 1053 Richmond, TX 77407 713-598-4309

Nicole Read 7500 N. Mesa Suites 204-205 El Paso, TX 79912 915-307-7629

Minh Trang Nguyen 17129 Westheimer Rd. Houston, TX 77082 281-242-1359

Sonal S. Patel 24922 Tomball Parkway Suite 119 Tomball, TX 77375 832-641-9607

Sylvia Rego 2035 W. Mcdermott Suite 440 Allen, TX 75013 214-563-3330

Kim-Thinh Nguyen 12312 Barker Cypress Rd. Ste. 1825 Cypress, TX 77429 281-304-1818

Suraj Patel 5520 Kingwood Dr. Kingwood, TX 77345 832-651-2537

Patchamon Ruanglek 7010 Preston Rd. Suite 120 Frisco, TX 75035 972-334-9989

Darol Noronha 1819 E. Broadway Suite 108 Pearland, TX 77581 832-863-6343

Sonal Pauddar 5120 State Highway 78 Suite 200 Sachse, TX 75048 972-816-7560

Shubha Parolkar 13581 Pond Springs Road Suite 10G Austin, TX 78729 512-257-8862

Manju Peshori 16318/16322 Stuebner Airline Rd Spring, TX 77379 281-376-4584

Salome Pasha 4404 William Canon Suite N Austin, TX 78749 512-345-8284 Ankita Patel 1012 US Highway 80 Forney, TX 75126 972-559-4033 Darshana Patel 1012 W. Hebron Parkway Suite 128 Carrollton, TX 75010 972-394-3899 Darshana Patel 3805 Main Street Suite 110 The Colony, TX 75056 972-394-3899

Manju Peshori 4915 Fm 2920 Suite #145 Spring, TX 77388 281-376-4584 Anna Pi 2500 Yale Street Ste. A Houston, TX 77008 713-869-2633 Marylyn Ponder 1914 North Coria Brownsville, TX 78520 956-793-7944 Sujatha Prabhakaran 8190 Barker Cypress Suite 1300 Cypress, TX 777433 281-849-1260

Rekha Patel 7823 Highway 6 South Houston, TX 77083 281-242-8650

Joon Pyon 3851 SW Green Oaks Blvd. #111 Arlington, TX 76017 817-454-4000

Rekha Patel 16103 Lexington Blvd. Suite #G Sugar Land, TX 77479 281-242-8650

Neha Rajani 7036 FM 1960 East Suite C Humble, TX 77346 832-304-4477

Kumon – List of Current Franchisees

40

Shizuka Saito 3010 Williams Drive #212 Georgetown, TX 78628 512-819-0611 Ada Scott 3360 Highway 6 Sugar Land, TX 77478 281-835-6955 Manu Shahi 2250 Fm 407 Suite 132 Highland Village, TX 75077 972-317-1320 Surbhi Sharma 2129 W. Davis Street Suite B Conroe, TX 77304 936-828-4290 Smita Singh 1135 Crabb River Road Suite 130 Richmond, TX 77469 832-595-8300 Peggy Siu 10500 Jollyville Rd. Austin, TX 78759 512-335-6020 Shobana Sivasankar 2041 Rufe Snow Drive Suite 102 Keller, TX 76248 817-421-0358

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Amy Smith 4150 W. Eldorado Pkwy. Suite 200 Mckinney, TX 75070 214-585-0412

Patricia Van Buskirk 2120 E. Southlake Blvd Suite A Southlake, TX 76092 817-421-6500

Chitra Subramanian 9330 Broadway Suite 224 Pearland, TX 77584 281-997- 8117

Patricia Van Buskirk 6118 Colleyville Blvd. Colleyville, TX 76034 817-416-6118

Chitra Subramanian 4009 Bellaire Blvd., Suites E&J Houston, TX 77025 713-662-2115 Lei Tan 5801 S. Staples Drive Suite G Corpus Christi, TX 78413 361-334-9666 Pratichi Thakore 7410 N. Macarthur Blvd. #105 Irving, TX 75063 214-496-9121 Rickey Tucker 9143 Boulevard 26 Suie 640 North Richland Hills, TX 79180 817-312-3945 Min-Hsiung Tung 4101 E Park Blvd Suite 147 Plano, TX 75074 214-395-0352 Sharon Tung 4160 Spring Creek Parkway Suite A-200 Plano, TX 75074 972-746-2761 Yamini Udani 1400 East Old Settlers Blvd. Suite 304 Round Rock, TX 78664 512-535-4400 Jenny Valdecanas 23108 Seven Meadows Pkwy Suite 300 Katy, TX 77494 832-437-3344

Kumon – List of Current Franchisees

Anupa Varshney 3347 Long Prairie Rd. Flower Mound, TX 75022 469-231-8995 Anupa Varshney 255 S. Denton Tap Suite #220 Coppell, TX 75019 469-231-8995 Oscar Velezmoro 11550 Legacy Drive Suite 450 Frisco, TX 75034 972-849-6473 Maria Vieira 2202 Lakeview Parkway Suite #107 Rowlett, TX 75088 214-288-4310 Alice Wang 4750 N. Jupiter Rd. #201 Garland, TX 75044 972-675-6888 Alice Wang 1201 East Main Street Ste. 108 Allen, TX 75002 972-675-6888 Carol Washington 6440 Highway 6 North Houston, TX 77084 281-861-8866 Carol Washington 5365 W. Richey Road Houston, TX 77066 281-537-7323 Roger Williams 9726 Hillcroft Houston, TX 77096 713-728-8986

41

Zhoutao (Wendy) Wu 1251 Pin Oak Rd. Katy, TX 77494 713-820-3836 Marian Yu 201 W. Main St. #104 Pflugerville, TX 78660 512-989-6125 Seong (Steve) Yu 3810 Gattis School Road Suite 105 Round Rock, TX 78664 512-255-7400 UTAH Yongqiang Guo 10380 South Redwood Road South Jordan, UT 84095 801-688-0008 Prabha Nagenthram 9149 S. Union Square Unit B Sandy, UT 84070 801-572-7815 Andrew Olson 1442 East Draper Parkway Suite E Draper, UT 84020 801-900-3456 Fatemeh Shoaibi 1172 E. Brickyard Rd., #47 Salt Lake City, UT 84106 801-412-0123 VERMONT Peter Garrecht 45 Swift Street Suite 5 S. Burlington, VT 05403 802-865-3276 Therese Linehan 80 Route 5 South Norwich, VT 05055 802-649-1416 Zelia Vandenberg 4 Frog Hollow Alley Middlebury, VT 05753 802-388-6517

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VIRGINIA Rashmi Agarwal 2499 North Harrison Street Ll-6 Arlington, VA 22207 703-237-2600 Anuradha Bandyopadhyay 9550 Midlothian Tpke.#108 Midlothian, VA 23235 804-677-3960 Lucia Yang-Beggs 20 Plantation Drive Suite #115 Fredericksburg, VA 22406 540-368-3050 Young Mee Cho 11213-M Lee Highway Fairfax, VA 22030 703-395-7055 Junghye Choe 2214 Tacketts Mill Drive Lakeridge, VA 22192 703-492-0690 Christen Chow 46111 Loudoun Park Lane Sterling, VA 20164 703-472-6943 Tera Evans-Shah 801 Volvo Parkway - Ste. 120 Chesapeake, VA 23320 757-547-0445 Radhika S. Gulati 12010A North Shore Drive Reston, VA 20190 703-689-4567 Vaishali Holankar 10521 Crestwood Dr., Ste. 101 Manassas, VA 20109 703-257-6430 Max Hsu 432 Van Buren Street Herndon, VA 20170 703-481-6887 Gita Kanumuru 517 West Maple Ave. 2nd Fl. Vienna, VA 22180 703-691-0244

Kumon – List of Current Franchisees

Vanita Khandpur 1057 West Broad Street #220 Falls Church, VA 22046 703-532-1599 Sun Kyung Kim 13890 Metrotech Drive Chantilly, VA 20151 703-999-7377 Kim Lee 6041 Centreville Crest Lane Centreville, VA 20121 703-624-0101 Kim Lee 43130 Amberwood Plaza Unit #155 South Riding, VA 20152 703-624-0101

Vishal Shah 6546 Town Point Road Suffolk, VA 23435 757-484-4646 Joseph Stephen 20605 Gordon Park Square Suite 130 Ashburn, VA 20147 703-729-2715 Susan Verghis 13922 Hull Street Road Midlothian, VA 23112 804-601-3313 Alex Vuong 6188 Grovedale Court Suite 100 Alexandria, VA 22310 703-231-8280

Tae-Suk Lee 9302 Old Keene Mill Road Suite F Burke, VA 22015 703-451-2044

Tack-Qoun Woo 8974 & 8976 Quioccasin Rd. Richmond, VA 23229 804-221-2903

Tae-Suk Lee 7841 Rolling Road Suite I Springfield, VA 22153 703-569-4918

Yuki Yoshida 1410 Incarnation Drive Suite 205 Charlottesville, VA 22901 434-882-4772

Nicole Martin - Baker 4540 Princess Anne Rd. Suite 126 Virginia Beach, VA 23462 757-474-1130

WASHINGTON

Gargi Pal 7320 Bell Creek Road Suite J Mechanicsville, VA 23111 804-350-7545

Kala Ramesh 9553 Kings Charter Drive Ashland, VA 23005 804-564-2017

Katrina Askew 3001 Mile Hill Drive Suite 130 Port Orchard, WA 98366 360-981-4242 Debra Beuschlein 18001 Bothell Everett Hwy Suite G Bothell, WA 98012 206-953-9245 Daniel Chung 12439 116th Ave., N.E. Kirkland, WA 98034 425-820-7747

Lakshmi Raov 4300 Pouncey Tract Rd. Suite 7 Glen Allen, VA 23060 804-869-4019

Amy Chyou 14904 B Bel-Red Road Bellevue, WA 98007 425-747-5916

Lorraine Robinson 1064 Elden Street Herndon, VA 20170 703-964-0024

Denise Ensign 8133 161st Ave. Ne Redmond, WA 98052 425-869-3839

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Bruce Fitterer 2804 E. 30th Ave. Spokane, WA 99223 509-532-8660 Grace Fu 1075 Bellevue Way NE Space B-5 Bellevue, WA 98004 425-646-2907 Ruriko Hudson 22315 Hwy 99 Suite F Edmonds, WA 98026 425-771-0905 Jeannie Ianelli 2623 NE University Village St. Suite 1 Seattle, WA 98105 206-524-0915 Jeannie Ianelli 1827 15th Ave. West Suite A-8 Seattle, WA 98115 206-216-4426 Yuko Inclan 2850 228th Ave. SE Suite D Sammamish, WA 98075 425-277-6106 Yuko Inclan 17707 108th Street Se Renton, WA 98055 425-277-6106 Jennifer Jensen 5703 N. 26th Street Tacoma, WA 98407 253-212-0513 Janet Knutzen 2531 16th Ave. South Seattle, WA 98144 206-795-6216 Taek Soo Koh 14930 SE Mill Plain Blvd. Suite 105 Vancouver, WA 98684 360-521-6284 Davitra Lawrence 17547 15th Ave. Ne Shoreline, WA 98155 206-533-2300

Kumon – List of Current Franchisees

Gwendolyn Lewis 10100 Mulkilteo Speedway Mukilteo, WA 98275 425-290-1660

Sien (Sara) Oh 1500 S. 336th Street #7 Federal Way, WA 98003 253-952-2276

Gwendolyn Lewis 601 Delta Street Suite A Marysville, WA 98270 425-290-1660

Marty Paulson 123 N 85th Street Seattle, WA 98103 206-365-1600

Queenie Louie 9725 Se 36th St., Suite 114 Mercer Island, WA 98040 206-236-1815

Andrew Taber 7221 Martin Way East Olympia, WA 98516 360-250-3760

Queenie Louie 12838 Se 40th Pl. Suite B Bellevue, WA 98006 206-236-1815

Sangeeta Taneja 2109 196th Street Sw Suite 3 Lynnwood, WA 98036 206-992-0081

Yumi Martin 10030 Silverdale Way Suite 107 Silverdale, WA 98383 360-731-7098

Janet Thomas 11821 Nevers Rd. Snohomish, WA 98290 206-522-5345

Ann Maximo 4957 Lakemont Blvd., S.E. Suite #C-3 Bellevue, WA 98006 425-647-8997

Paul Uemura 13107 Meridian East Suite 102 Puyallup, WA 98373 253-848-6284

Mandi Mcgee 7014 27th St. W University Place, WA 98466 253-460-0088

Vanessa Walsh 22320 Ne Marketplace Drive Suite 101 Redmond, WA 98053 425-495-4968

Cynthia Mcvay 240 Nw Gilman Blvd. Suites E & F Issaquah, WA 98027 425-369-1072

Jinjuan Wang 5800 119th Ave. SE Bellevue, WA 98006 425-821-0997

Cynthia Mcvay 7328 Better Way SE Suite E Snoqualmie, WA 98065 425-396-1700

Ann Warren 9901 NE 7th Avenue #C-118 Vancouver, WA 98685 360-576-0777

Rachelle Mentink 4017 A Street Suite #103 Auburn, WA 98002 253-797-1920

Xiaohui Xi 7822 Bothell Way NE Kenmore, WA 98028 206-390-8943

Yasuko Nantz 9445 NE Business Park Lane Suite 103 Bainbridge Island, WA 98110 360-638-1524

43

Peter J. Youngs 385 Kirkland Ave. Kirkland, WA 98033 206-380-1663

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WEST VIRGINIA Fujiko Sawtarie 1031 National Road Wheeling, WV 26003 304-280-7671

Dennis Wanless 11520 W. North Avenue Wauwatosa, WI 53226 414-727-4499

WISCONSIN Kathy Burnette 6504 Odana Road Madison, WI 53719 608-827-9631 Jodi Fox N80w 14922 Appleton Ave. Menomonee Falls, WI 53051 262-255-4883 Jodi Fox 443 N. Pioneer Road Fond Du Lac, WI 54935 920-923-1738 Marynell Heier 114 N. Broadway St De Pere, WI 54115 920-983-0466 Hai Chi Jihn/Shau-Nong Jea 6004 N. Port Washington Road Suites 2 & 3 Glendale, WI 53217 414-967-1018 Akram Khan 1402 West Mequon Mequon, WI 53092 414- 688-2978 Gary Lantzy 6560 S. Lovers Lane Franklin, WI 53132 414-858-9911 Ruchee Saxena/Anita Gupta 1840 Meadow Lane Suite A Pewaukee, WI 53072 262-264-0826 Rose Tsang 18500 W. Burleigh Rd. Brookfield, WI 53045 262-794-0511 Rose Tsang 15401 West National Avenue New Berlin, WI 53151 262-794-0511

Kumon – List of Current Franchisees

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EXHIBIT D FRANCHISEES WHO LEFT THE SYSTEM DURING THE FISCAL YEAR ENDING DECEMBER 31, 2011

Kumon Disclosure Document – 04/12

THIS PAGE IS LEFT BLANK INTENTIONALLY

LIST OF FORMER FRANCHISEES ALABAMA

FLORIDA

MICHIGAN

Mike Cobb 1220 Vestavia Place Vestavia Hills, AL 35216 205-822-4202

Rita Sharma 688 Dornoch Drive Ann Arbor, MI 48103 734-994-7656

CALIFORNIA

Nasrin Moghadam 1128 76th Blvd. Unit 14 Newberry Square Gainesville, FL 32606 352-256-6995

Kitty Yuan 20 Alicante Coto De Caza, CA 92679 949-858-0722

Joseph Schwartz 111 Briny Avenue, #2512 Pompano Beach, FL 33062 954-707-1247

Hideko Schackmann 221 W. 48th Street Apt. 1203 Kansas City, MO 64112

Sharon Uchida 3527 Mt. Diablo Blvd. Suite 278 Lafayette, CA 94549 925-283-1829

Kristina Busby 18701 Kitty Hawk Ct. Port Saint Lucie, FL 34987 561-644-5074

NEW JERSEY

Frank K. Chung 8322 Suffield Street La Palma, CA 90623 714-828-4736 Cynthia Ali 1729 Jeanne Circle Martinez, CA 94553-6619 925-335-0682 Donna Marie Wiegand 39525A Los Alamos Road Murietta, CA 92563 909-229-9222 Danitza Borges 43-376 Cook Street #110 Palm Desert, CA 92261 760-469-3734 Mary Kung 20350 Bickford Drive Walnut, CA 91789 909-468-9988 Cheryl Tewasart 5400 Los Estados Yorba Linda, CA 92887 714-692-8563

Katisha Byrd 504 Bella Rosa Circle Sanford, FL 32771 407-710-3065 Sandra Phipps (2) 4635 Glenside Circle Tampa, FL 33624-4311 813-264-4757

MISSOURI

Amitabh Mungale 3 Autumn Lane East Brunswick, NJ 08816 732-432-0595 Anna Chang 6 Carolyn court East Hanover, NJ 07936 973-781-9490

HAWAII

Namsun Cho 5 Sleepy Hollow Road Edison, NJ 08820 732-548-3340

Betty Castro 45-386 Kanaka Street Kaneohe, HI 96744 808-253-2014

Shu-Ying Lee 11 Oakland Road Old Bridge, NJ 08857 732-679-7299

ILLINOIS

Lakshmi Nagarajan-Iyer 4 Yellowstone Drive Old Bridge, NJ 08857 732-656-7676

Juvy Groyon 3940 W. 84th Street Chicago, IL 60652 773-590-1503 INDIANA Anu Ganith 7120 Almaden Drive Indianapolis, IN 46278 317-872-6785

Tae W. Kim 427 Broad Avenue Apt. 1A Palisades Park, NJ 07644 201-926-2079

MARYLAND COLORADO Janice H. Smih 8364 E. Radcliff Ave. #398 Denver. CO 80237 720-482-8369

Kumon – List of Former Franchisees

Jeongrim Lee 10309 Procera Drive Rockville, MD 20850 301-762-0413

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NEW YORK

TEXAS

Maria Wachtel 30 Fisher Ave. Congers, NY 10920 845-268-9270

Juanita Tookes 872 Windy Meadow Drive Desoto, TX 75115 214-213-0586

Terrie Campbell-Mahmoodi 91 Birch Drive Havvawa Falls, NY 13647 315-265-2765

Haiyun Linda Lian 613 Elektoy Way Fort Worth, TX 76108 817-246-1931

Madhu (Micky) Sanon 26 Mill Neck Lane Pittsford, NY 11534 585-381-7671

Gustav Kuelbs 813 Water Oak Drive Grapevine, TX 79051 817-421-7356

Sumi Chakraborty 50 Browns Path Queensbury, NY 12804 518-745-1425

Jenny S. Sheikh 6106 Rutherglenn Houston, TX 77042 713-270-7874

Uma Harijith 24 Nassau Road, #2 Yonkers, NY 10710 914-779-1480

Shalini Dhawan 1211 Del Mar Drive Southlake, TX 76092 817-545-5011

NORTH CAROLINA

WASHINGTON

Sheree F. Denny 206 Shillings Chase Drive Cary, NC 27518 919-367-0897

Zarlasht Toner 11821 Nevers Rd. Snohomish, WA 98290 360-862-0611

NORTH DAKOTA

WISCONSIN

Brian Bjoralt 3445 17th Street S. Fargo, ND 58104 701-371-2320

Meera Deshpande 1472 Rain Dance Trail Nekoosa, WI 54457 715-254-9393

OKLAHOMA Wendy J. Russell 219 F. SW Ardmore, OK 73401 580-223-9631 OREGON Jo Anne Hellberg 2224 Applegate St. Philomath, OR 97370-9358 541-758-6284 TENNESSEE Barbara Miller 4228 Saddlebrooke Place Hermitage, TN 37076 615-885-4777

Kumon – List of Former Franchisees

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TRANSFERS

ALABAMA

COLORADO

MISSOURI

Lorraine Scoma 401 Lane Park Trail Maylene, AL 35114 205-621-0427

Ted Ashcroft 9946 S. Clyde Circle Highlands Ranch, CO 80129 303-470-5936

Manjula Narasimhan (2 centers) 3808 Amaryllis Court Columbia, MO 65203 573-445-0033

ARIZONA

GEORGIA

NEW JERSEY

Katherine Sarbacker 42507 N. Bradon Ct. Anthem, AZ 85086 623-551-3646

Franca Sheehy 1227 Hyacinth Lane Peachtree City, GA 30269 770-719-2853

Brian Walsh 56 Crestview Drive Bernardsville, NJ 07924 908-766-1454

Ronald Stevens 6960 W Peoria Ave. Space 219 Peoria, AZ 85345 623-776-3456

Sangeeta Rao 608 Twickenham Ct. Suwanee, GA 30024 678-887-3993

Li-Hwa Lee 15 Apple Grove Dr. Holdel, NJ 07733 732-335-0539

HAWAII

Mary Cheng 5 The Crossway Kinnelon, NJ 07405 973-280-6688

Gina Santiago 43026 N. 44th Dr. Phoenix, AZ 85087 623-225-9128

Shoji Nagamine 2161 Liliha Street Honolulu, HI 96817 808-595-3131

CALIFORNIA ILLINOIS Duk Sun Kim 7652 Fostoria St. Downey, CA 90241 562-923-4347 Jackie Pang 48841 Cabernet Way Fremont, CA 94539 510-496-1699 Yoko K. Khan 130 E. Chapman #250 Fullerton, CA 92832 714-213-8381 Lydia Hsu 101 Via Estrada, #F Laguna Woods, CA 92637 949-290-3961

Diane E. Colleran 502 Bryant Ave. Glen Ellyn, IL 60137 312-640-2443

Imelda Thurackal 46 Mattawang Drive Somerset, NJ 08873 732-821-6390 Joe Thurackal 46 Mattawang Drive Somerset, NJ 08873 732-821-6390

INDIANA NORTH CAROLINA Suneeta Banakar 10251 Tammer Dr. Carmel, IN 46032 317-334-0174

Quin Wang 1003 Priestly Court Morrisville, NC 27560 919-467-2991

MASSACHUSETTS PENNSYLVANIA Soonhae Yoon 1 Green Meadow Lane Andover, MA 80810-1255 978-409-0101

Ravi Mayreddy 203 Brandenburg Way King of Prussia, PA 19406 610-962-0824

MICHIGAN Christina Hwang 2026 Arcdale Ave. Rowland Hts, CA 91748 909-595-4329 Annette Blaine 317 Massey St. Thousand Oaks, CA 91360 805-379-0193

Kumon – List of Former Franchisees

Yuzuru Takeshita 3391 Bluett Drive Ann Arbor, MI 48105 734-761-4026 Sunnie Kwon 2136 Alfred Drive Troy, MI 48085 248-835-6742

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TEXAS Kenneth Darden 6825 Anglebluff Circle Dallas, TX 75248 972-934-1385 Jennifer G. Hahn 200 Desert Pass Apt. #327 El Paso, TX 79912 915-850-8963 Dorothy Chapman 5126 Mulberry Grove Kingwood, TX 77345 281-361-2028 Gesiel Rico 10126 Divine Breeze San Antonio, TX 78251 210-325-0820 VIRGINIA Seth Clabough 1275 Garden Wood Lane Earlysville, VA 22936 434-981-5003 WASHINGTON Daitran Phan 4957 Lakemont Blvd. SE Suite C-3 Bellevue, WA 98006 425-647-8997 Ruriko Hudson 1015 Spruce Street Edmonds, WA 98020 206-383-1018 WISCONSIN Nichole Price-Rusniaczek N5430 County Road K Fond Du Lac, WI 54937 920-926-1883

Kumon – List of Former Franchisees

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EXHIBIT E AGENTS FOR SERVICE OF PROCESS

Kumon Disclosure Document – 04/12

THIS PAGE IS LEFT BLANK INTENTIONALLY

AGENTS FOR SERVICE OF PROCESS

CALIFORNIA

NEW YORK

Commissioner of Corporations California Department of Corporations 320 West 4th Street, Suite 750 Los Angeles, CA 90013

Secretary of State New York State Department of State 41 State Street Albany, NY 12231

HAWAII

NORTH DAKOTA

Commissioner of Securities Department of Commerce and Consumer Affairs Business Registration Division Securities Compliance Branch 335 Merchant Street, Room 203 Honolulu, HI 96813

North Dakota Securities Department State Capitol – 5th Floor 600 East Boulevard Avenue Bismarck, ND 58505

ILLINOIS Attorney General of the State of Illinois 500 South Second Street Springfield, IL 62706

Director of Department of Business Regulation Division of Banking and Securities 1511 Pontiac Avenue John O. Pastore Complex – Building 69-1 Cranston, RI 02920

INDIANA

SOUTH DAKOTA

Indiana Secretary of State 201 State House 200 West Washington Street Indianapolis, IN 46204

Director, Division of Securities Department of Revenue and Regulation 445 East Capitol Avenue Pierre, SD 57501

MARYLAND

VIRGINIA

Maryland Securities Commissioner 200 St. Paul Place Baltimore, MD 21202-2020

Clerk of the State Corporation Commission 1300 East Main Street, 1st Floor Richmond, VA 23219

MICHIGAN

WASHINGTON

Michigan Department of Commerce Corporations and Securities Bureau 6586 Mercantile Way Lansing, MI 48909

Director of the Securities Division Department of Financial Institutions 150 Israel Road, SW Olympia, WA 98501

MINNESOTA

WISCONSIN

Commissioner of Securities Department of Commerce 85 7th Place East, Suite 600 St. Paul, MN 55101

Wisconsin Commissioner of Securities Department of Financial Institutions 345 W. Washington Ave., 4th Floor Madison, WI 53703

Kumon – Agents for Service of Process

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EXHIBIT F STATE ADMINISTRATORS

Kumon Disclosure Document – 04/12

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LIST OF STATE ADMINISTRATORS

California:

Indiana:

Department of Corporations 1-866-275-2677

Securities Commissioner Securities Division Room E-111 302 West Washington Street Indianapolis, IN 46204 (317) 232-6681

Los Angeles 320 West 4th Street, Suite 750 Los Angeles, CA 90013-2344 (213) 576-7500

Maryland:

1515 K Street, Suite 200 Sacramento, CA 95814-4052 (916) 445-7205

Office of the Attorney General Division of Securities 200 St. Paul Place Baltimore, MD 21202-2020 (410) 576-6360

San Diego

Michigan:

1350 Front Street, Room 2034 San Diego, CA 92101-3697 (619) 525-4233

Franchise Administrator Antitrust and Franchise Unit Consumer Protection Division Department of Attorney General 670 Law Building 525 W. Ottawa Street Lansing, MI 48913 (517) 373-7117

Sacramento

San Francisco One Sansome Street, Suite 600 San Francisco, CA 94104 (415) 972-8559

Minnesota: Hawaii: Commissioner of Securities Department of Commerce and Consumer Affairs Business Registration Division Securities Compliance Branch 335 Merchant Street Room 203 Honolulu, HI 96813 (808) 586-2722 Illinois: Illinois Attorney General 500 South Second Street Springfield, IL 62706 (217) 782-4465

Kumon – State Administrators

Commissioner Department of Commerce 85 7th Place East, Suite 600 St. Paul, MN 55101 (651) 296-4026 New York: First Assistant Attorney General New York State Department of Law Bureau of Investor Protection and Securities 120 Broadway, 23rd Floor New York, NY 10271 (212) 416-8211

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North Dakota:

Washington:

Diane Lillis Examiner/Budget Administrator North Dakota Securities Department State Capitol, 5th Floor 600 East Boulevard Avenue Bismarck, ND 58505-0510 (701) 328-2910

Director of Securities Securities Division Department of Financial Institutions 150 Israel Road, SW Olympia, WA 98501 (360) 902-8760 Wisconsin:

Oregon: Mary Wells Operations Program Associate Division of Securities Bureau of Regulation & Enforcement Department of Financial Institutions, 4th Floor 345 W. Washington Avenue Madison, WI 53703 (608) 266-8557

Administrator Div. of Finance & Corp. Securities Department of Consumer & Business Services, Room 410 350 Winter Street, NE Salem, OR 97301-3881 (503) 378-4140 Rhode Island: Deputy Director and Superintendent of Securities Department of Business Regulation Division of Banking and Securities 1511 Pontiac Avenue John O. Pastore Complex-Building 69-1 Cranston, RI 02920 (401) 462-9585

South Dakota: Franchise Administrator Division of Securities Department of Revenue & Regulation 445 East Capitol Avenue Pierre, SD 57501 (605) 773-4823 Virginia: State Corporation Commission Division of Securities & Retail Franchising 1300 East Main Street, 9th Floor Richmond, VA 23219 (804) 371-9051

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EXHIBIT G ADDITIONAL STATE-REQUIRED INFORMATION

Kumon Disclosure Document – 04/12

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ADDITIONAL INFORMATION FOR HAWAII THESE FRANCHISES WILL BE/HAVE BEEN FILED UNDER THE FRANCHISE INVESTMENT LAW OF THE STATE OF HAWAII. FILING DOES NOT CONSTITUTE APPROVAL, RECOMMENDATION OR ENDORSEMENT BY THE DIRECTOR OF COMMERCE AND CONSUMER AFFAIRS OR A FINDING BY THE DIRECTOR OF COMMERCE AND CONSUMER AFFAIRS THAT THE INFORMATION PROVIDED HEREIN IS TRUE, COMPLETE AND NOT MISLEADING. THE FRANCHISE INVESTMENT LAW MAKES IT UNLAWFUL TO OFFER OR SELL ANY FRANCHISE IN THIS STATE WITHOUT FIRST PROVIDING TO THE PROSPECTIVE FRANCHISEE, OR SUBFRANCHISOR, AT LEAST SEVEN DAYS PRIOR TO THE EXECUTION BY THE PROSPECTIVE FRANCHISEE OF ANY BINDING FRANCHISE OR OTHER AGREEMENT, OR AT LEAST SEVEN DAYS PRIOR TO THE PAYMENT OF ANY CONSIDERATION BY THE FRANCHISEE, OR SUBFRANCHISOR, WHICHEVER OCCURS FIRST, A COPY OF THE OFFERING CIRCULAR, TOGETHER WITH A COPY OF ALL PROPOSED AGREEMENTS RELATING TO THE SALE OF THE FRANCHISE. THIS FRANCHISE DISCLOSURE DOCUMENT CONTAINS A SUMMARY ONLY OF CERTAIN MATERIAL PROVISIONS OF THE FRANCHISE AGREEMENT. THE CONTRACT OR AGREEMENT SHOULD BE REFERRED TO FOR A STATEMENT OF ALL RIGHTS, CONDITIONS, RESTRICTIONS AND OBLIGATIONS OF BOTH THE FRANCHISOR AND THE FRANCHISEE. Kumon authorizes the Commissioner of Securities, Department of Commerce and Consumer Affairs, Business Registration Division, Securities Compliance Branch, 335 Merchant Street, Room 203, Honolulu, Hawaii 96813 to receive service of process for Kumon in Hawaii. ADDITIONAL INFORMATION FOR ILLINOIS THE TERMS AND CONDITIONS UNDER WHICH YOUR FRANCHISE CAN BE TERMINATED AND YOUR RIGHTS UPON NON-RENEWAL MAY BE AFFECTED BY ILLINOIS LAW, 815 ILCS 705/1-44. The provisions of the Franchise Agreement and all other agreements concerning governing law, jurisdiction and venue for litigation, and choice of law will not constitute a waiver of any right conferred upon you by the Illinois Franchise Disclosure Act. Section 41 of the Illinois Franchise Disclosure Act states that “any condition, stipulation, or provision purporting to bind any person acquiring any franchise to waive compliance with any provision of this Act is void.” The Illinois Franchise Disclosure Act will govern the Franchise Agreement with respect to Illinois franchisees. Section 22.5 of the Franchise Agreement, which states that the Franchise Agreement and attachments constitute the entire agreement between Franchisee and Kumon, is hereby deleted.

Kumon - Additional State Information

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ADDITIONAL INFORMATION FOR MICHIGAN THE STATE OF MICHIGAN PROHIBITS CERTAIN UNFAIR PROVISIONS THAT ARE SOMETIMES IN FRANCHISE DOCUMENTS. IF ANY OF THE FOLLOWING PROVISIONS ARE IN THESE FRANCHISE DOCUMENTS, THE PROVISIONS ARE VOID AND CANNOT BE ENFORCED AGAINST YOU. (a)

A prohibition on the right of a franchisee to join an association of franchisees.

(b)

A requirement that a franchisee assent to a release, assignment, novation, waiver or estoppel which deprives franchisee of rights and protections provided in this act. This shall not preclude a franchisee, after entering into a franchise agreement, from settling any and all claims.

(c)

A provision that permits franchisor to terminate a franchise prior to the expiration of its term except for good cause. Good cause shall include the failure of the franchisee to comply with any lawful provision of the franchise agreement and to cure such failure after being given written notice thereof and a reasonably opportunity, which in no event need be more than 30 days, to cure such failure.

(d)

A provision that permits a franchisor to refuse to renew a franchise without fairly compensating the franchisee by repurchase or other means for the fair market value at the time of expiration of the franchisee’s inventory, supplies, equipment, fixtures and furnishings. Personalized materials which have no value to the franchisor and inventory, supplies, equipment, fixtures and furnishings not reasonably required in the conduct of the franchise business are not subject to compensation. This subsection applies only if (i) the term of the franchise is less than 5 years and (ii) the franchisee is prohibited by the franchise or other agreement from continuing to conduct substantially the same business under another trademark, service mark, trade name, logotype, advertising or other commercial symbol in the same area subsequent to the expiration of the franchise or the franchisee does not receive at least 6 months advance notice of franchisor’s intent not to renew the franchise.

(e)

A provision that permits the franchisor to refuse to renew a franchise on terms generally available to other franchisees of the same class or type under similar circumstances. This section does not require a renewal provision.

(f)

A provision requiring that arbitration or litigation be conducted outside this state. This shall not preclude the franchisee from entering into an agreement, at the time of arbitration, to conduct arbitration at a location outside this state.

(g)

A provision which permits a franchisor to refuse to permit a transfer of ownership of a franchise, except for good cause. This subdivision does not prevent a franchisor from exercising a right of first refusal to purchase the franchise. Good cause shall include, but is not limited to: (i)

The failure of the proposed transferee to meet the franchisor’s then current reasonable qualifications or standards.

(ii)

The fact that the proposed transferee is a competitor of the franchisor or subfranchisor.

(iii)

The unwillingness of the proposed transferee to agree in writing to comply with all lawful obligations.

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(iv)

The failure of the franchisee or proposed transferee to pay an sums owing to the franchisor or to cure any default in the franchise agreement existing at the time of the proposed transfer.

(h)

A provision that requires the franchisee to resell to the franchisor items that are not uniquely identified with the franchisor. This subdivision does not prohibit a provision that grants to a franchisor a right of first refusal to purchase the assets of a franchise on the same terms and conditions as a bona fide third party willing and able to purchase those assets, nor does this subdivision prohibit a provision that grants the franchisor the right to acquire the assets of a franchise for the market or appraised value of such assets if the franchisee has breached the lawful provisions of the franchise agreement and has failed to cure the breach in the manner provided in subdivision (c).

(i)

A provision which permits the franchisor to directly or indirectly convey, assign, or otherwise transfer its obligations to fulfill contractual obligations to the franchisee unless provision has been made for providing the required contractual service.

ANY QUESTIONS REGARDING THIS NOTICE SHOULD BE DIRECTED TO THE OFFICE OF THE ATTORNEY GENERAL, CONSUMER PROTECTION DIVISION, ATTN.: FRANCHISE UNIT, 670 LAW BLDG., 525 W. OTTAWA STREET, LANSING, MICHIGAN 48913, (517) 373-7117. Kumon authorizes the state agencies shown on Exhibit E to receive service of process for Kumon. ADDITIONAL INFORMATION FOR MINNESOTA The conditions under which your franchise can be terminated and your rights upon non-renewal may be affected by Minnesota law, Minnesota Statutes, 1988, Chapter 80C and Minnesota Rules, Chapter 2860. Kumon will comply with Minnesota Statute Section 80C.14, subdivisions 3, 4 and 5, which require, except in certain cases, that you be given ninety (90) days notice of termination, with sixty (60) days to cure, and one hundred and eighty (180) days notice for non-renewal of the Franchise Agreement. In accordance with Minnesota law, Minnesota Statutes, 1988, Section 80C.21 and Minnesota Rules, Part 2860.4400J, Section 20.1 of the Franchise Agreement will not in any way abrogate or reduce any of your rights as provided for in Minnesota Statutes, Chapter 80C. Venue will not be limited to New Jersey if you sue Kumon, as specified in Section 20.2 of the Franchise Agreement. No release language set forth in the Franchise Agreement will relieve Kumon or any other person, directly or indirectly, from liability imposed by the laws concerning franchising of the State of Minnesota. Kumon will protect your right to use the trademarks, service marks, trade names, logotypes or other commercial symbols and/or indemnify you from any loss, costs or expenses arising out of any claim, suit or demand regarding the use of the name. ADDITIONAL INFORMATION FOR NORTH DAKOTA Notwithstanding anything to the contrary set forth in Section 16 of the Franchise Agreement, covenants not to compete are subject to Section 9-08-06, N.D.C.C. Any provision in the Franchise Agreement which designates jurisdiction or venue for litigation in a forum outside of North Dakota is deleted from Franchise Agreements issued in the State of North Dakota.

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No release language set forth in the Franchise Agreement will relieve Kumon or any other person, directly or indirectly, from liability imposed by the laws concerning franchising of the State of North Dakota. ADDITIONAL INFORMATION FOR PENNSYLVANIA ITEM 1 In compliance with state mandate, Kumon franchisees and their centers must be either licensed through the Pennsylvania State Department of Education (DOE) or a private accrediting association sanctioned by the DOE. The Educational Enrichment Initiative (TEEI) has agreed to review and support Kumon franchisees for accreditation purposes. TEEI is officially approved and recognized by the PA DOE as a state sanctioned accrediting association. As required by state law, each franchisee must be individually screened and approved for TEEI accreditation. Thus, TEEI preliminarily screens a prospective franchise candidate in Pennsylvania by reviewing educational/tutoring experience, credentials, and coursework. If both Kumon and TEEI approve the candidate, the candidate successfully completes Kumon's Start-up Training, and has chosen a site which meets TEEI state mandated requirements, TEEI will give the franchisee provisional accreditation from the first day of center operation. Thereafter, TEEI will review a franchisee’s Center operation on-site within the first 6 months opening. On-going site evaluations will occur annually. TEEI must be notified regarding relocations, change in contact information, or change in ownership. After each annual on-site visit, TEEI will either issue a full accreditation certificate or communicate any deficiencies that the instructor must cure within thirty (30) days in order for a permanent certificate to be issued. The evaluation is based upon: (i) submission of complete and accurate information requested in the TEEI manuals; (ii) health and safety of the center location as required by city, county, law, rule, or ordinance; (iii) the quality of the learning environment; (iv) instructional skills of the Kumon franchisee; and (v) any other obligations required in the TEEI workbooks, which may change from time to time without notice. TEEI does not require a teacher’s certificate. The candidate must have prior teaching experience as well as a four year Bachelor's degree in education, math, reading, and/or related field. ITEMS 6 AND 7 Franchisees in Pennsylvania must pay all TEEI fees and dues, as follows: Category Program Accreditation Fees (See Note 1)

Visitation Fees (See Note 2; transfers see note 4)

When Payable

Amount Payable Member Annually >100 $550 101-150 $600 151-250 $750 251-350 $850 351-450 $950 451-550 $1050 3rd year and every 5th year of $350 per visit, plus travel and lodging expenses. operation. Relocation, change in owner/director, change in subject offered, tier shift, visit due to complaint, announced or unannounced visit.

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Category PA Background Clearances PA Police Criminal Background PA Child Abuse Registry FBI Clearance ITEM 6 Additional Initial Investment (See Notes 3) ITEM 6 Additional Initial Investment; 2nd CENTER (See Note 5) ITEM 6 Additional Initial Investment; Transfer or Takeover Center (See Note 4)

When Payable

Amount Payable

First year Every 2 years

$20 ($10 per clearance)

Time of application Every 2 years First year of operation

$46

First year of operation

First year of operation

$1550 $1500 plus travel and lodging expenses (if enrollment does not exceed 100) $350 plus travel and lodging expense plus annual student enrollment fees ($900$1400)

NOTES [1] Annual Membership Accreditation Fees will be calculated each June from previous year’s July – May enrollment as follows: June Math Enrollment – EO + New from July thru May + June Reading Enrollment – EO + New from July thru May Total = number of students attending, not subjects; this figure does not eliminate students who return after being discontinued since they are enrolled as NEW. Do not subtract discontinued students who enroll as NEW as they must be retested and are therefore considered a NEW enrollment. Owners of two centers may combine annual student enrollment for one flat rate. [2] TEEI estimates that one TEEI member will visit each Kumon Center for evaluation. Travel expenses are additional and vary on center location. TEEI makes every effort to minimize travel cost incurred. TEEI center visits are $350 plus cost of expenses for the visitor. State mandated TEEI visits are conducted as follows: 3rd year and every 5th year, relocation, change in owner/director, change in subject offered, tier shift, visit due to complaint, announced or unannounced visit. Prior to on-site evaluation, accreditation workbooks containing various forms must be submitted. Failure to submit documentation prior to visit may result in additional late fees. [3] Kumon will provide a one-time reimbursement of TEEI fees up to $1000 or actual cost, whichever is less, incurred during the first year of Center operations provided the center has gained TEEI accreditation status. All receipts related to TEEI fees must be submitted to Kumon in order for payment to be processed. Kumon will not provide any reimbursement for TEEI fees incurred after the first year of Center operations or if the franchise agreement is terminated in the first year. This subsidy will not apply to second center grants. [4] If you are taking over an existing center, fees will be as follows; $350 Visitation Fee as listed in chart above plus annual student enrollment fee as outlined above. The student enrollment fee range is estimated to be $900-$1400 (+ visitation expenses) depending on enrollment. This fee includes the annual enrollment fee. Kumon - Additional State Information

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[5] If you are opening a second center, fees will be as follows $350 Visitation Fee (+ visitation expenses) as listed in chart above plus minimum annual student enrollment (100 students) fee of $550 as outlined above provided opening enrollment does not exceed 100 students. This is projected at $900 plus visitation expenses. ITEM 17 Kumon will be forced to terminate a Pennsylvania franchisee if TEEI does not issue a permanent certificate due to deficiencies revealed at the franchisee’s Center during any on-site inspection and if not cured within the specified time period. ADDITIONAL INFORMATION FOR RHODE ISLAND The Rhode Island Franchise Investment Act provides that a provision in a franchise agreement restricting jurisdiction or venue for litigation to a forum outside Rhode Island or requiring the application of the laws of another state is void with respect to a claim otherwise enforceable under the Act. ADDITIONAL INFORMATION FOR SOUTH DAKOTA Any provision in the Franchise Agreement which designates jurisdiction or venue for litigation in a forum outside of South Dakota is deleted from Franchise Agreements issued in the State of South Dakota. No release language set forth in the Franchise Agreement will relieve Kumon or any other person, directly or indirectly, from liability imposed by the laws concerning franchising of the State of South Dakota. Covenants not to compete upon termination or expiration of the Franchise Agreement are generally unenforceable in the State of South Dakota, except in certain instances as provided by law. The provisions contained in Item 17 of the Offering Circular, to the extent that they provide for termination by Kumon for your failure to make royalty payments, will be amended to afford you thirty (30) days written notice and the opportunity to cure said default on or before the expiration of such thirty (30) day period prior to termination. REGISTRATION OF THIS FRANCHISE DOES NOT CONSTITUTE APPROVAL OR RECOMMENDATION OF THE FRANCHISE BY THE DIRECTOR. ADDITIONAL INFORMATION FOR VIRGINIA In recognition of the restrictions contained in Section 13.1-564 of the Virginia Retail Franchising Act, the Franchise Disclosure Document for Kumon North America, Inc. for use in the Commonwealth for Virginia shall be amended as follows: Additional Disclosure. The following statements are added to Item 17.h. Pursuant to Section 13.1-564 of the Virginia Retail Franchising Act, it is unlawful for a franchisor to cancel a franchise without reasonable cause. If any grounds for default or termination stated in the Franchise Agreement does not constitute “reasonable cause,” as that term may be defined in the Virginia Retail Franchising Act or the laws of Virginia, that provision may not be enforceable.

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ADDITIONAL INFORMATION FOR WASHINGTON The State of Washington has a statute, RCW 19.100.180, which may supersede the Franchise Agreement in your relationship with Kumon, including the areas of termination and renewal of your Franchise. There may also be court decisions which may supersede the Franchise Agreement in your relationship with Kumon, including the areas of termination and renewal of your franchise. If any of the provisions in the franchise disclosure document or Franchise Agreement are inconsistent with the relationship provisions of RCW 19.100.180 or other requirements of the Washington Franchise Investment Protection Act, the provisions of the Act will prevail over the inconsistent provisions of the franchise disclosure document and Franchise Agreement with regard to any franchise sold in Washington. In the event of a conflict of laws, the provisions of the Washington Franchise Investment Protection Act (the “Act”), Chapter 19.100 RCW will prevail. A release or waiver of rights executed by a Franchisee will not include rights under the Act except when executed pursuant to a negotiated settlement after the Franchise Agreement is in effect and where the parties are represented by independent counsel. Provisions such as those which unreasonably restrict or limit the statute of limitations period for claims under the Act, and rights or remedies under the Act such as a right to a jury trial, may not be enforceable. Under Washington law, transfer fees are collectable to the extent that they reflect Kumon’s reasonable estimated or actual costs in effecting a transfer.

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RECEIPT This disclosure document summarizes certain provisions of the franchise agreement and other information in plain language. Read this disclosure document and all agreements carefully. If Kumon North America, Inc. (“Kumon”) offers you a franchise, Kumon must provide this disclosure document to you 14 calendar days before you sign a binding agreement with, or make payment to, us or our affiliates in connection with the proposed franchise sale. New York and Rhode Island require that Kumon give you this disclosure document at the earlier of the first personal meeting or 10 business days before the execution of the franchise or other agreement or the payment of any consideration that relates to the franchise relationship. Michigan and Washington require that Kumon give you this disclosure document at least 10 business days before the execution of any binding franchise or other agreement or the payment of any consideration, whichever occurs first. If Kumon does not deliver this disclosure document on time or if it contains a false or misleading statement, or a material omission, a violation of federal law and state law may have occurred and should be reported to the Federal Trade Commission, Washington, DC 20580 and the appropriate state administrator identified in Exhibit F. This disclosure document is for use in the District of Columbia and all states. Franchise Seller: Name:

; Address:

; Phone No.:

I have received a disclosure document issued on April 2, 2012 and effective as of the following dates in the following states: Hawaii Maryland Minnesota North Dakota Rhode Island

April 16, 2012 April 12, 2012 April 11, 2012 April 9, 2012 April 26, 2012

South Dakota Virginia Washington Wisconsin

April 9, 2012 April 29, 2012 April 26, 2012 April 9, 2012

This disclosure document included the following attachments: 1. Training Agreement; 2. Kumon Center Franchise Agreement; 3. Operations Manual Table of Contents; 4. Financial Statements; and 5. No Child Left Behind Participation Agreement. The disclosure document also included the following exhibits: A. Price List of Chargeable Items; B. List of Non-Cost Items; C. Kumon Franchisees as of December 31, 2011; D. Franchisees Who Left the System During the Fiscal Year Ending December 31, 2011; E. Agents for Service of Process; F. State Administrators; and G. Additional State-Required Information. Date of Receipt: Signature

Print Name

Company Name

Street Address

Telephone Number

City, State

Zip Code

TO BE RETAINED BY YOU

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RECEIPT This disclosure document summarizes certain provisions of the franchise agreement and other information in plain language. Read this disclosure document and all agreements carefully. If Kumon North America, Inc. (“Kumon”) offers you a franchise, Kumon must provide this disclosure document to you 14 calendar days before you sign a binding agreement with, or make payment to, us or our affiliates in connection with the proposed franchise sale. New York and Rhode Island require that Kumon give you this disclosure document at the earlier of the first personal meeting or 10 business days before the execution of the franchise or other agreement or the payment of any consideration that relates to the franchise relationship. Michigan and Washington require that Kumon give you this disclosure document at least 10 business days before the execution of any binding franchise or other agreement or the payment of any consideration, whichever occurs first. If Kumon does not deliver this disclosure document on time or if it contains a false or misleading statement, or a material omission, a violation of federal law and state law may have occurred and should be reported to the Federal Trade Commission, Washington, DC 20580 and the appropriate state administrator identified in Exhibit F. This disclosure document is for use in the District of Columbia and all states. Franchise Seller: Name:

; Address:

; Phone No.:

I have received a disclosure document issued on April 2, 2012 and effective as of the following dates in the following states: Hawaii Maryland Minnesota North Dakota Rhode Island

April 16, 2012 April 12, 2012 April 11, 2012 April 9, 2012 April 26, 2012

South Dakota Virginia Washington Wisconsin

April 9, 2012 April 29, 2012 April 26, 2012 April 9, 2012

This disclosure document included the following attachments: 1. Training Agreement; 2. Kumon Center Franchise Agreement; 3. Operations Manual Table of Contents; 4. Financial Statements; and 5. No Child Left Behind Participation Agreement. The disclosure document also included the following exhibits: A. Price List of Chargeable Items; B. List of Non-Cost Items; C. Kumon Franchisees as of December 31, 2011; D. Franchisees Who Left the System During the Fiscal Year Ending December 31, 2011; E. Agents for Service of Process; F. State Administrators; and G. Additional State-Required Information. Date of Receipt: Signature

Print Name

Company Name

Street Address

Telephone Number

City, State

Zip Code

TO BE RETAINED BY KUMON NORTH AMERICA, INC.

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